Allianz (ALV) Stock Overview
Provides property-casualty insurance, life/health insurance, and asset management products and services worldwide. More details
| Snowflake Score | |
|---|---|
| Valuation | 4/6 |
| Future Growth | 2/6 |
| Past Performance | 4/6 |
| Financial Health | 5/6 |
| Dividends | 5/6 |
Rewards
Risk Analysis
No risks detected for ALV from our risk checks.
ALV Community Fair Values
Create NarrativeSee what 381 others think this stock is worth. Follow their fair value or set your own to get alerts.
Analyst Price Targets
Allianz SE Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | €377.90 |
| 52 Week High | €397.00 |
| 52 Week Low | €333.20 |
| Beta | 0.67 |
| 1 Month Change | 2.38% |
| 3 Month Change | 7.39% |
| 1 Year Change | 8.72% |
| 3 Year Change | 80.86% |
| 5 Year Change | 73.03% |
| Change since IPO | 259.08% |
Recent News & Updates
ALV: Future Returns Will Rely On Buybacks Execution And Expansion Plans
The analyst price target for Allianz has increased to €403.90 from €399.52, reflecting updated views on slightly stronger revenue growth and modestly higher future P/E assumptions, partly offset by a somewhat lower profit margin outlook and a higher discount rate cited by analysts in recent research. Analyst Commentary Recent research on Allianz has centered on how much investors are willing to pay for the stock relative to earnings, which feeds directly into the updated price targets.ALV: Future Returns Will Depend On Capital Returns And Execution Of Expansion Plans
Allianz's analyst price targets have moved higher overall, with the fair value estimate edging from about €396.75 to €399.52, as analysts factor in updated margin assumptions, a modestly higher future P/E, and a series of recent target increases from firms raising their outlook on the shares. Analyst Commentary Recent research on Allianz has centered on how the current share price lines up with updated target prices and views on valuation, execution, and growth potential.Recent updates
ALV: Future Returns Will Rely On Buybacks Execution And Expansion Plans
The analyst price target for Allianz has increased to €403.90 from €399.52, reflecting updated views on slightly stronger revenue growth and modestly higher future P/E assumptions, partly offset by a somewhat lower profit margin outlook and a higher discount rate cited by analysts in recent research. Analyst Commentary Recent research on Allianz has centered on how much investors are willing to pay for the stock relative to earnings, which feeds directly into the updated price targets.ALV: Future Returns Will Depend On Capital Returns And Execution Of Expansion Plans
Allianz's analyst price targets have moved higher overall, with the fair value estimate edging from about €396.75 to €399.52, as analysts factor in updated margin assumptions, a modestly higher future P/E, and a series of recent target increases from firms raising their outlook on the shares. Analyst Commentary Recent research on Allianz has centered on how the current share price lines up with updated target prices and views on valuation, execution, and growth potential.ALV: Future Returns Will Hinge On Capital Returns And AI Partnership Execution
Allianz's analyst price targets have shifted higher overall, with recent updates ranging from €370 to €504. Analysts highlight mixed views on valuation and the latest research support for the shares.ALV: Future Returns Will Reflect Capital Returns And AI Partnership Execution
Analyst price targets for Allianz have shifted higher, with the updated fair value estimate moving from €391.41 to €396.75. Analysts cite a series of recent target increases from firms lifting their views into a €370 to €504 range and broadly describing the shares as appropriately valued.ALV: Future Returns Will Reflect Capital Returns And Responsible AI Execution
Analysts have inched their average price targets on Allianz higher, with recent moves such as Morgan Stanley lifting its view to €390 and RBC Capital setting €400. These changes reflect updated assumptions on fair value, revenue growth and future P/E multiples.ALV: Future Returns Will Reflect Premium Pricing And AI Execution Progress
Analysts have nudged their fair value estimate for Allianz slightly higher to about €390, supported by recent Street research that includes sector perform or equal weight views and price targets clustered around €370 to €405. This reflects a balance of more cautious revenue assumptions with somewhat firmer margin expectations and a steady forward P/E profile.ALV: Future Returns Will Balance Higher Guidance With AI Execution Uncertainty
Allianz's analyst price targets have moved higher, with recent revisions up to €370 and €388 as analysts factor in updated assumptions on discount rates, profitability, and future P/E expectations. Analyst Commentary Recent price target revisions on Allianz to €370 and €388 give you a sense of how the Street is recalibrating expectations around valuation, profitability and P/E assumptions rather than signaling a uniform view on the stock.ALV: Future Returns Will Reflect Higher Guidance Balanced With AI Execution Risks
Analysts have modestly lifted their fair value estimate for Allianz, reflecting a revised price target range, implied by recent moves from €340 to €370 and €388, supported by slightly higher assumptions for revenue growth, profit margin, and future P/E. Analyst Commentary Recent research updates on Allianz point to a more constructive stance on the shares, with fair value views clustering in a higher price target range and ratings that are broadly balanced rather than strongly positive or negative.ALV: Future Returns Will Reflect Higher 2025 Guidance And Stable Earnings Profile
Analysts have inched their fair value estimate for Allianz higher to about €378 from roughly €377, following a recent price target increase to €388. This reflects updated assumptions on long term profitability and a slightly higher future P/E of about 12.6x versus 12.4x previously.ALV: Future Returns Will Reflect Higher Guidance Amid Persistent Macro Uncertainty
Analysts have raised their fair value estimate for Allianz by about EUR 5 to align with Citi's recent price target increase to EUR 388, reflecting slightly stronger long term growth and margin expectations. Analyst Commentary Street research on Allianz remains relatively balanced, with the recent price target increase highlighting improving confidence in the insurer's execution while also underscoring lingering valuation and macro risks.ALV: Future Returns Will Reflect Steady Earnings And Macroeconomic Uncertainty
Analysts have nudged their price targets on Allianz higher, with recent moves such as Citi lifting its target to EUR 388 from EUR 349.90 and JPMorgan to EUR 360 from EUR 350. They cite a slightly stronger revenue growth outlook that more than offsets marginally softer profit margin assumptions and leaves longer term valuation multiples broadly unchanged.ALV: Future Performance Will Balance Improved Margins Against Macroeconomic Risks
Allianz's analyst price target increased from EUR 363.11 to EUR 371.92, as analysts cited stronger revenue growth projections and improved margins as factors driving the upward revision. Analyst Commentary Recent updates from major financial institutions have highlighted both strengths and risks in Allianz's outlook, providing investors with a well-rounded view of sentiment on the stock.Digital Transformation And Emerging Markets Will Drive Future Expansion
With both Allianz’s future P/E and discount rate effectively unchanged, analysts have made only a marginal upward revision to the fair value price target, now set at €363.11. What's in the News Allianz Life experienced a significant cyberattack in mid-July 2025, resulting in personal data theft affecting the majority of its customers, financial professionals, and some employees through a social engineering technique (TechCrunch).
Dynamic Growth And Strategic Shifts Drive Optimism Despite Market Challenges
Allianz's growth driven by P&C volume, Life and Health, and asset management indicates strong future revenue potential.Shareholder Returns
| ALV | DE Insurance | DE Market | |
|---|---|---|---|
| 7D | 0.3% | 0.8% | -2.9% |
| 1Y | 8.7% | -3.8% | -0.8% |
Return vs Industry: ALV exceeded the German Insurance industry which returned -3.8% over the past year.
Return vs Market: ALV exceeded the German Market which returned -0.8% over the past year.
Price Volatility
| ALV volatility | |
|---|---|
| ALV Average Weekly Movement | 3.2% |
| Insurance Industry Average Movement | 3.7% |
| Market Average Movement | 5.9% |
| 10% most volatile stocks in DE Market | 13.0% |
| 10% least volatile stocks in DE Market | 2.7% |
Stable Share Price: ALV has not had significant price volatility in the past 3 months compared to the German market.
Volatility Over Time: ALV's weekly volatility (3%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1890 | 138,378 | Oliver Bate | www.allianz.com |
Allianz SE, together with its subsidiaries, provides property-casualty insurance, life/health insurance, and asset management products and services worldwide. The company’s Property-Casualty segment offers various insurance products, including motor liability, accident, fire and property, general liability, credit, and travel, and assistance services to private and corporate customers. Its Life/Health segment provides a range of life and health insurance products on an individual and a group basis, such as annuities, endowment and term insurance, and unit-linked and investment-oriented products, as well as private and supplemental health, and long-term care insurance products.
Allianz SE Fundamentals Summary
| ALV fundamental statistics | |
|---|---|
| Market cap | €142.65b |
| Earnings (TTM) | €11.87b |
| Revenue (TTM) | €115.50b |
Is ALV overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| ALV income statement (TTM) | |
|---|---|
| Revenue | €115.50b |
| Cost of Revenue | €87.38b |
| Gross Profit | €28.11b |
| Other Expenses | €16.24b |
| Earnings | €11.87b |
Last Reported Earnings
Mar 31, 2026
Next Earnings Date
Aug 07, 2026
| Earnings per share (EPS) | 31.44 |
| Gross Margin | 24.34% |
| Net Profit Margin | 10.28% |
| Debt/Equity Ratio | 0% |
How did ALV perform over the long term?
See historical performance and comparisonDividends
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/06/09 07:10 |
| End of Day Share Price | 2026/06/09 00:00 |
| Earnings | 2026/03/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Allianz SE is covered by 37 analysts. 10 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Knut Woller | Baader Helvea Equity Research |
| Maria del Paz Ojeda Fernandez | Banco de Sabadell. S.A. |
| null null | Banco de Sabadell. S.A. |