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The Federal Bank LimitedNSEI:FEDERALBNK Stock Report

Market Cap ₹739.9b
Share Price
₹304.15
₹315.76
3.7% undervalued intrinsic discount
1Y46.4%
7D5.3%
1D
Portfolio Value
View

The Federal Bank Limited

NSEI:FEDERALBNK Stock Report

Market Cap: ₹739.9b

Federal Bank (FEDERALBNK) Stock Overview

Provides a range of banking and financial services in India. More details

FEDERALBNK fundamental analysis
Snowflake Score
Valuation1/6
Future Growth2/6
Past Performance2/6
Financial Health5/6
Dividends4/6

FEDERALBNK Community Fair Values

Create Narrative

See what 46 others think this stock is worth. Follow their fair value or set your own to get alerts.

The Federal Bank Limited Competitors

Price History & Performance

Summary of share price highs, lows and changes for Federal Bank
Historical stock prices
Current Share Price₹304.15
52 Week High₹303.80
52 Week Low₹185.11
Beta0.30
1 Month Change3.81%
3 Month Change6.16%
1 Year Change46.38%
3 Year Change143.13%
5 Year Change253.46%
Change since IPO3,295.16%

Recent News & Updates

Narrative Update May 29

FEDERALBNK: Future Returns Will Balance Peer P E Trends And Capital Deployment

Analysts have raised the fair value estimate for Federal Bank to ₹315.76 from ₹293.48, reflecting updated assumptions for revenue growth, profit margins and future P/E, along with a slightly adjusted discount rate. Analyst Commentary Analysts covering banks and regulated financials have recently updated their views across the sector, mostly through refreshed price targets and rating changes for utility and regulated businesses.
Narrative Update Apr 22

FEDERALBNK: Future Returns Will Reflect Peer P E Trends And Capital Discipline

Analysts have nudged the fair value estimate for Federal Bank slightly lower to about ₹293.48 from roughly ₹293.97, reflecting small adjustments to assumptions on discount rate, revenue growth, profit margin and future P/E after recent sector wide model updates. Analyst Commentary Analyst discussion around Federal Bank is relatively muted in the recent research set, which is focused on another company.
Narrative Update Apr 06

FEDERALBNK: Future Returns Will Depend On Peer P E And Capital Discipline

Analysts have nudged their fair value estimate for Federal Bank slightly lower to about ₹294 per share from roughly ₹295, reflecting small model adjustments to the discount rate, revenue growth, profit margin and future P/E assumptions while keeping the core thesis intact. Analyst Commentary Street research on another regulated utility stock highlights how external analysts are thinking about valuation, execution and growth in capital intensive, rate regulated businesses.

Recent updates

Narrative Update May 29

FEDERALBNK: Future Returns Will Balance Peer P E Trends And Capital Deployment

Analysts have raised the fair value estimate for Federal Bank to ₹315.76 from ₹293.48, reflecting updated assumptions for revenue growth, profit margins and future P/E, along with a slightly adjusted discount rate. Analyst Commentary Analysts covering banks and regulated financials have recently updated their views across the sector, mostly through refreshed price targets and rating changes for utility and regulated businesses.
Narrative Update Apr 22

FEDERALBNK: Future Returns Will Reflect Peer P E Trends And Capital Discipline

Analysts have nudged the fair value estimate for Federal Bank slightly lower to about ₹293.48 from roughly ₹293.97, reflecting small adjustments to assumptions on discount rate, revenue growth, profit margin and future P/E after recent sector wide model updates. Analyst Commentary Analyst discussion around Federal Bank is relatively muted in the recent research set, which is focused on another company.
Narrative Update Apr 06

FEDERALBNK: Future Returns Will Depend On Peer P E And Capital Discipline

Analysts have nudged their fair value estimate for Federal Bank slightly lower to about ₹294 per share from roughly ₹295, reflecting small model adjustments to the discount rate, revenue growth, profit margin and future P/E assumptions while keeping the core thesis intact. Analyst Commentary Street research on another regulated utility stock highlights how external analysts are thinking about valuation, execution and growth in capital intensive, rate regulated businesses.
Narrative Update Mar 23

FEDERALBNK: Future Upside Will Rely On Peer P E And Capital Deployment

Analysts have kept their fair value estimate for Federal Bank steady at about ₹294.78, with only marginal tweaks to assumptions such as discount rate, revenue growth, profit margin and future P/E, similar to how recent Street research in other sectors has adjusted price targets mainly to reflect updated peer multiples and refreshed models rather than a change in fundamental view. Analyst Commentary Recent Street research on other financial and utility names offers a useful reference point for how Federal Bank is being framed.
Narrative Update Mar 08

FEDERALBNK: Future Returns Will Depend On Peer Multiples And Disciplined Execution

Analysts have slightly raised their fair value estimate for Federal Bank to ₹294.78 from ₹294.66, reflecting small tweaks to assumptions around discount rate, revenue growth and future P/E that align with recent Street moves to recalibrate targets using updated peer multiples and sector inputs. Analyst Commentary Recent Street commentary on global regulated utilities, including the FirstEnergy research cited here, helps explain why Federal Bank's fair value moves have been incremental rather than dramatic.
Narrative Update Feb 21

FEDERALBNK: Future Returns Will Rely On Discount-Rate Discipline And Steady Execution

Analysts have inched up their price target for Federal Bank to ₹294.66 from ₹289.65, reflecting small tweaks to their fair value model as they refine assumptions around discount rates, while keeping revenue growth, profit margin and future P/E expectations broadly unchanged. Analyst Commentary Recent commentary on Federal Bank, reflected in the modest lift in the fair value estimate to ₹294.66, points to a broadly steady view on the bank with only incremental changes around risk assumptions and required returns.
Narrative Update Feb 04

FEDERALBNK: Future Returns Will Rely On Steady Metrics And Prudent Capital Actions

Analysts have made a modest adjustment to their price target for Federal Bank, reflecting slightly lower discount rate and future P/E assumptions while keeping fair value broadly in line with prior estimates. Analyst Commentary Recent research updates on the broader sector highlight how changes in discount rates and P/E assumptions can influence valuation work, similar to what we are seeing with Federal Bank.
Narrative Update Jan 21

FEDERALBNK: Future Returns Will Depend On Peer-Aligned Pricing And Capital Actions

Analysts have lifted their price target on Federal Bank to ₹289.65 from ₹251.71, citing updated assumptions for revenue growth, profit margin and future P/E that align the valuation more closely with recent peer focused research trends in the broader market. Analyst Commentary Analysts are framing the higher price target for Federal Bank around how its earnings potential, profitability profile and assumed P/E stack up against updated views on peers and current market research.
Narrative Update Jan 06

FEDERALBNK: Future Returns Will Depend On Capital Actions And M&A Execution

Analysts have slightly increased their price target for Federal Bank, revising fair value from ₹248.38 to ₹251.71 as they incorporate somewhat higher assumptions for revenue growth, profit margins and future P/E multiples in their updated models. Analyst Commentary Bullish and cautious voices around Federal Bank often focus on similar themes, such as earnings visibility, valuation support and execution on growth plans.
Narrative Update Dec 16

FEDERALBNK: Future Performance Will Hinge On Capital Actions And Asset Quality Management

Analysts have nudged their price target on Federal Bank higher by approximately ₹2 to reflect slightly stronger expectations for revenue growth, profit margins, and future earnings multiples, while keeping the overall risk profile largely unchanged. Analyst Commentary Analyst sentiment around Federal Bank remains broadly constructive, with most recent adjustments reflecting incremental confidence in the bank's ability to execute on growth, defend margins, and sustain earnings visibility, even as sector wide risks persist.
Narrative Update Dec 02

FEDERALBNK: Future Performance Will Depend On Asset Quality And Execution Consistency

Analysts have reaffirmed their price target for Federal Bank at ₹246.03, citing consistent future earnings estimates and stable underlying assumptions as justification for maintaining the valuation level. Analyst Commentary Recent commentary from research analysts reflects both optimism and caution regarding Federal Bank’s valuation, future growth, and execution.
Narrative Update Nov 18

FEDERALBNK: Modest Risk Reduction And Profit Stability Will Shape Coming Performance

Analysts have raised their fair value estimate for Federal Bank from ₹243.65 to ₹246.03, citing slightly improved future earnings expectations, a modest decrease in the discount rate, and stable profit margin projections. Analyst Commentary Recent street research highlights varying perspectives on Federal Bank's outlook, with some analysts emphasizing the bank's growth potential and others noting areas of caution.
Narrative Update Nov 03

FEDERALBNK: Revenue Strength And New Investment Will Shape Performance Amid Asset Risks

Federal Bank's analyst price target has been increased from ₹228.12 to ₹243.65. Analysts cite enhanced fair value estimates and slightly stronger projections for revenue growth and profit margins as the primary drivers for the upward revision.
Narrative Update Oct 20

Digital Transformation And Branch Expansion Will Reinvent Indian Banking

Analysts have raised their price target for Federal Bank from $223.73 to $228.12. They cite expectations of improved revenue growth and stronger profit margins as reasons supporting the upward revision.
Analysis Article Aug 03

Federal Bank (NSE:FEDERALBNK) Is Due To Pay A Dividend Of ₹1.20

The Federal Bank Limited ( NSE:FEDERALBNK ) has announced that it will pay a dividend of ₹1.20 per share on the 28th of...
User avatar
New Narrative Dec 04

New CEO KVS Manian's Strategic Initiatives To Bolster Growth And Strengthen Margins

The leadership change with the new MD and CEO aims for strategic refresh, potentially boosting growth and earnings through upcoming strategies.

Shareholder Returns

FEDERALBNKIN BanksIN Market
7D5.3%-0.9%-1.9%
1Y46.4%-3.8%-2.0%

Return vs Industry: FEDERALBNK exceeded the Indian Banks industry which returned -3.8% over the past year.

Return vs Market: FEDERALBNK exceeded the Indian Market which returned -2% over the past year.

Price Volatility

Is FEDERALBNK's price volatile compared to industry and market?
FEDERALBNK volatility
FEDERALBNK Average Weekly Movement4.2%
Banks Industry Average Movement5.6%
Market Average Movement7.1%
10% most volatile stocks in IN Market10.2%
10% least volatile stocks in IN Market4.8%

Stable Share Price: FEDERALBNK has not had significant price volatility in the past 3 months compared to the Indian market.

Volatility Over Time: FEDERALBNK's weekly volatility (4%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
193115,828KVS Manian Subramanianwww.federal.bank.in

The Federal Bank Limited provides a range of banking and financial services in India. The company operates through four segments: Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations segments. Its deposit products include savings accounts, current accounts, demat accounts, salary accounts, fixed deposits, cash certificates, recurring deposits, exchange earners' foreign currency accounts, gilt accounts, resident foreign currency (RFC) domestic and other accounts, and NRI deposit schemes.

The Federal Bank Limited Fundamentals Summary

How do Federal Bank's earnings and revenue compare to its market cap?
FEDERALBNK fundamental statistics
Market cap₹739.94b
Earnings (TTM)₹43.45b
Revenue (TTM)₹145.30b
17.3x
P/E Ratio
1.9x
P/B Ratio

Is FEDERALBNK overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
FEDERALBNK income statement (TTM)
Revenue₹145.30b
Cost of Revenue₹0
Gross Profit₹145.30b
Other Expenses₹101.85b
Earnings₹43.45b

Last Reported Earnings

Mar 31, 2026

Next Earnings Date

n/a

Earnings per share (EPS)17.62
Gross Margin100.00%
Net Profit Margin29.91%
Debt/Equity Ratio80.7%

How did FEDERALBNK perform over the long term?

See historical performance and comparison

Dividends

0.4%
Current Dividend Yield
7%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/06/05 11:34
End of Day Share Price 2026/06/05 00:00
Earnings2026/03/31
Annual Earnings2026/03/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

The Federal Bank Limited is covered by 55 analysts. 34 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Parth Gupta360 ONE Capital Market Private Limited
Jignesh ShialAmbit Capital
null nullAnand Rathi Shares and Stock Brokers Limited