Lancashire Holdings (LRE) Stock Overview
Provides specialty insurance and reinsurance products in London, Bermuda, and Australia. More details
| Snowflake Score | |
|---|---|
| Valuation | 5/6 |
| Future Growth | 2/6 |
| Past Performance | 2/6 |
| Financial Health | 4/6 |
| Dividends | 3/6 |
Rewards
Risk Analysis
LRE Community Fair Values
Create NarrativeSee what 32 others think this stock is worth. Follow their fair value or set your own to get alerts.
Analyst Price Targets
Lancashire Holdings Limited Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | UK£6.46 |
| 52 Week High | UK£7.00 |
| 52 Week Low | UK£5.49 |
| Beta | 0.47 |
| 1 Month Change | 0.94% |
| 3 Month Change | 12.85% |
| 1 Year Change | 14.05% |
| 3 Year Change | 19.10% |
| 5 Year Change | 1.97% |
| Change since IPO | 102.35% |
Recent News & Updates
Narrative Update • Jun 16
LRE: Fair Value View Will Rely On Steady Earnings Power
Analysts have nudged their fair value estimate for Lancashire Holdings slightly higher to £6.66, citing recent reductions in published price targets from several firms while keeping core assumptions such as discount rate, revenue growth, profit margin and future P/E broadly unchanged. Analyst Commentary Bullish Takeaways Bullish analysts continue to see support for the revised £6.66 fair value estimate even after recent reductions in formal price targets, which implies that core assumptions around earnings power and P/E remain intact.Narrative Update • Jun 01
LRE: Revised Profit Assumptions And P E Multiple Will Guide Future Returns
Narrative Update on Lancashire Holdings The analyst price target for Lancashire Holdings has been reduced by £0.15, with recent cuts from several banks indicating updated assumptions around fair value, profit margin and future P/E expectations. Analyst Commentary Recent research updates on Lancashire Holdings point to a cluster of reduced price targets, with new levels ranging from £5.90 to £6.76 per share.Narrative Update • May 09
LRE: Higher Required Return And P/E Reset Will Support Future Upside
The average analyst price target for Lancashire has been trimmed by about £0.06 as analysts factor in slightly lower fair value estimates, a modestly higher required return, and small adjustments to expected revenue growth, margins, and future P/E multiples. Analyst Commentary Recent Street research shows several price target reductions on Lancashire, with updated targets including £6.76 and £5.90, alongside earlier cuts of £0.15, £0.18, and £0.20.Recent updates
Narrative Update • Jun 16
LRE: Fair Value View Will Rely On Steady Earnings Power
Analysts have nudged their fair value estimate for Lancashire Holdings slightly higher to £6.66, citing recent reductions in published price targets from several firms while keeping core assumptions such as discount rate, revenue growth, profit margin and future P/E broadly unchanged. Analyst Commentary Bullish Takeaways Bullish analysts continue to see support for the revised £6.66 fair value estimate even after recent reductions in formal price targets, which implies that core assumptions around earnings power and P/E remain intact.Narrative Update • Jun 01
LRE: Revised Profit Assumptions And P E Multiple Will Guide Future Returns
Narrative Update on Lancashire Holdings The analyst price target for Lancashire Holdings has been reduced by £0.15, with recent cuts from several banks indicating updated assumptions around fair value, profit margin and future P/E expectations. Analyst Commentary Recent research updates on Lancashire Holdings point to a cluster of reduced price targets, with new levels ranging from £5.90 to £6.76 per share.Narrative Update • May 09
LRE: Higher Required Return And P/E Reset Will Support Future Upside
The average analyst price target for Lancashire has been trimmed by about £0.06 as analysts factor in slightly lower fair value estimates, a modestly higher required return, and small adjustments to expected revenue growth, margins, and future P/E multiples. Analyst Commentary Recent Street research shows several price target reductions on Lancashire, with updated targets including £6.76 and £5.90, alongside earlier cuts of £0.15, £0.18, and £0.20.Narrative Update • Apr 24
LRE: Lowered P/E Basis Will Support Future Upside If Execution Holds
Analysts have reduced their average price targets for Lancashire, with recent changes from £7.25 to £6.76 and from £6.25 to £5.90, reflecting updated views on its fair value, growth assumptions and expected P/E multiples. Analyst Commentary Recent research updates show analysts converging on lower price targets for Lancashire, while still expressing different levels of confidence in the shares.Narrative Update • Apr 09
LRE: Reset P/E Assumptions Will Frame Balanced Upside And Execution Risk
Analyst price targets for Lancashire have been reset lower, with recent updates moving from £7.25 to £6.76 and from £6.25 to £5.90 as analysts factor in adjusted fair value assumptions, as well as modest tweaks to profit expectations and future P/E assumptions. Analyst Commentary Bullish Takeaways Bullish analysts still see upside to the current share price, even after trimming price targets.Narrative Update • Mar 26
LRE: Reset P/E Framework Will Support Constructive Fair Value Upside Potential
Analysts have trimmed their price targets on Lancashire Holdings, with recent cuts from £7.25 to £6.76 and from £6.25 to £5.90. These changes reflect updated views on fair value, profit expectations and future P/E assumptions.Narrative Update • Mar 12
LRE: Reset P/E Assumptions Will Support Constructive Fair Value Upside Potential
Analysts have trimmed their price targets for Lancashire, with recent updates moving from £7.25 and £6.25 to £6.76 and £5.90. They cite refreshed assumptions around fair value, revenue growth, profit margin and future P/E.Narrative Update • Feb 25
LRE: Updated Assumptions And Investor Day Takeaways Will Guide Steady Outlook
Analysts have nudged their price target on Lancashire Holdings slightly higher to £6.82 from £6.77, reflecting updated fair value work while keeping discount rate assumptions steady and making only modest adjustments to revenue growth, profit margin and future P/E inputs. What's in the News Lancashire Holdings held an Analyst/Investor Day event, giving the market an opportunity to hear directly from management on the business and outlook, as well as update models around growth, profitability and capital use (Key Developments).Narrative Update • Feb 11
LRE: Refined Assumptions And Investor Day Insights Will Shape Forward Expectations
Analysts have nudged their price target for Lancashire Holdings slightly lower, citing small adjustments to fair value estimates, discount rate assumptions and projected revenue growth, profit margin and future P/E levels. What's in the News Lancashire Holdings held an Analyst/Investor Day, giving the market a fresh look at its business, capital position and underwriting focus (Key Developments).Narrative Update • Jan 27
LRE: Refined Discount Rate Will Support More Constructive Future P E Expectations
The latest analyst update nudged Lancashire Holdings' price target up to £7.00 from £6.70, with analysts pointing to refreshed assumptions on fair value, discount rate, revenue growth, profit margin and future P/E as the key drivers behind the change. Analyst Commentary Bullish Takeaways Bullish analysts see the lifted price target to £7.00 as a reflection of updated fair value work that supports the current valuation, rather than requiring a dramatic re rating from here.Analysis Article • Sep 03
Earnings Working Against Lancashire Holdings Limited's (LON:LRE) Share Price
Lancashire Holdings Limited's ( LON:LRE ) price-to-earnings (or "P/E") ratio of 8.3x might make it look like a buy...Analysis Article • May 15
The Market Doesn't Like What It Sees From Lancashire Holdings Limited's (LON:LRE) Earnings Yet
Lancashire Holdings Limited's ( LON:LRE ) price-to-earnings (or "P/E") ratio of 6.1x might make it look like a strong...
New Narrative • Mar 09
Adding New Reinsurance Lines Will Strengthen Diversification But Catastrophic Events May Pose Profitability Risks
Diversified portfolio and capital management enhance margins and absorb volatility, aiding in large loss event resilience.Analysis Article • Dec 04
Improved Earnings Required Before Lancashire Holdings Limited (LON:LRE) Shares Find Their Feet
When close to half the companies in the United Kingdom have price-to-earnings ratios (or "P/E's") above 17x, you may...Analysis Article • Jul 03
Take Care Before Diving Into The Deep End On Lancashire Holdings Limited (LON:LRE)
There wouldn't be many who think Lancashire Holdings Limited's ( LON:LRE ) price-to-sales (or "P/S") ratio of 1.5x is...Analysis Article • Aug 23
With EPS Growth And More, Lancashire Holdings (LON:LRE) Is Interesting
It's only natural that many investors, especially those who are new to the game, prefer to buy shares in 'sexy' stocks...Analysis Article • Apr 22
Increases to Lancashire Holdings Limited's (LON:LRE) CEO Compensation Might Cool off for now
Performance at Lancashire Holdings Limited ( LON:LRE ) has been reasonably good and CEO Alex Maloney has done a decent...Analysis Article • Feb 26
What You Need To Know About Lancashire Holdings Limited's (LON:LRE) Investor Composition
Every investor in Lancashire Holdings Limited ( LON:LRE ) should be aware of the most powerful shareholder groups...Shareholder Returns
| LRE | GB Insurance | GB Market | |
|---|---|---|---|
| 7D | 3.9% | -0.2% | -1.1% |
| 1Y | 14.0% | 12.8% | 17.5% |
Return vs Industry: LRE exceeded the UK Insurance industry which returned 12.8% over the past year.
Return vs Market: LRE underperformed the UK Market which returned 17.5% over the past year.
Price Volatility
| LRE volatility | |
|---|---|
| LRE Average Weekly Movement | 3.1% |
| Insurance Industry Average Movement | 3.5% |
| Market Average Movement | 5.5% |
| 10% most volatile stocks in GB Market | 11.1% |
| 10% least volatile stocks in GB Market | 3.0% |
Stable Share Price: LRE has not had significant price volatility in the past 3 months compared to the UK market.
Volatility Over Time: LRE's weekly volatility (3%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2005 | 447 | Alex Maloney | www.lancashiregroup.com |
Lancashire Holdings Limited, together with its subsidiaries, provides specialty insurance and reinsurance products in London, Bermuda, and Australia. The company operates in two segments, Reinsurance and Insurance. It offers property direct and facultative, property political risk and sovereign risk, and property terrorism and political violence insurance products, as well as property reinsurance services.
Lancashire Holdings Limited Fundamentals Summary
| LRE fundamental statistics | |
|---|---|
| Market cap | UK£1.55b |
| Earnings (TTM) | UK£221.65m |
| Revenue (TTM) | UK£1.18b |
7.1x
P/E Ratio1.3x
P/S RatioIs LRE overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| LRE income statement (TTM) | |
|---|---|
| Revenue | US$1.56b |
| Cost of Revenue | US$1.05b |
| Gross Profit | US$514.90m |
| Other Expenses | US$221.50m |
| Earnings | US$293.40m |
Last Reported Earnings
Dec 31, 2025
Next Earnings Date
Jul 29, 2026
| Earnings per share (EPS) | 1.21 |
| Gross Margin | 32.95% |
| Net Profit Margin | 18.78% |
| Debt/Equity Ratio | 29.6% |
How did LRE perform over the long term?
See historical performance and comparisonDividends
17.3%
Current Dividend Yield19%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/06/22 22:35 |
| End of Day Share Price | 2026/06/22 00:00 |
| Earnings | 2025/12/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Lancashire Holdings Limited is covered by 25 analysts. 10 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Ivan Bokhmat | Barclays |
| Michael Christodoulou | Berenberg |
| Edward Houghton | Bernstein |