Ameris Bancorp (ABCB) Stock Overview
Operates as the bank holding company for Ameris Bank that provides various banking services to retail and commercial customers. More details
| Snowflake Score | |
|---|---|
| Valuation | 3/6 |
| Future Growth | 1/6 |
| Past Performance | 4/6 |
| Financial Health | 6/6 |
| Dividends | 3/6 |
Rewards
Risk Analysis
No risks detected for ABCB from our risk checks.
ABCB Community Fair Values
Create NarrativeSee what others think this stock is worth. Follow their fair value or set your own to get alerts.
Analyst Price Targets
Ameris Bancorp Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$85.56 |
| 52 Week High | US$87.98 |
| 52 Week Low | US$58.91 |
| Beta | 0.94 |
| 1 Month Change | 9.13% |
| 3 Month Change | 7.10% |
| 1 Year Change | 41.47% |
| 3 Year Change | 180.25% |
| 5 Year Change | 50.05% |
| Change since IPO | 1,523.94% |
Recent News & Updates
ABCB: Mixed Street Revisions And Buybacks Will Shape Future Share Path
Ameris Bancorp's updated analyst price target reflects mixed adjustments, with several firms lifting their targets by $3 to $8 while one trimmed its view by $1, as analysts reassessed the bank's earnings outlook and valuation assumptions. Analyst Commentary Bullish Takeaways Bullish analysts lifting targets by $3 to $8 are signaling more confidence in Ameris Bancorp's earnings power relative to current pricing.ABCB: Mixed Street Reset And Buybacks Will Shape Future Share Performance
Ameris Bancorp's latest Narrative Update reflects a modest reset in the Street's price targets, with analysts fine tuning expectations around revenue growth, profit margins and future P/E assumptions after a mix of small upward and $1 downward target revisions across recent research notes. Analyst Commentary Recent Street research on Ameris Bancorp points to a mixed but generally constructive setup, with several firms adjusting price targets in both directions as they reassess the balance between growth potential, execution risk and current valuation.Recent updates
ABCB: Mixed Street Revisions And Buybacks Will Shape Future Share Path
Ameris Bancorp's updated analyst price target reflects mixed adjustments, with several firms lifting their targets by $3 to $8 while one trimmed its view by $1, as analysts reassessed the bank's earnings outlook and valuation assumptions. Analyst Commentary Bullish Takeaways Bullish analysts lifting targets by $3 to $8 are signaling more confidence in Ameris Bancorp's earnings power relative to current pricing.ABCB: Mixed Street Reset And Buybacks Will Shape Future Share Performance
Ameris Bancorp's latest Narrative Update reflects a modest reset in the Street's price targets, with analysts fine tuning expectations around revenue growth, profit margins and future P/E assumptions after a mix of small upward and $1 downward target revisions across recent research notes. Analyst Commentary Recent Street research on Ameris Bancorp points to a mixed but generally constructive setup, with several firms adjusting price targets in both directions as they reassess the balance between growth potential, execution risk and current valuation.ABCB: Curve Steepening And Buybacks Will Support Future Upside Potential
Ameris Bancorp's updated analyst valuation shows a slight trim in the implied price target, with the fair value estimate easing by about $0.14 to $89.93 as analysts factor in relatively steady assumptions for the discount rate, revenue growth, profit margins, and future P/E following a mix of recent target increases and a minor cut. Analyst Commentary Recent Street research around Ameris Bancorp reflects a mix of optimism on execution and valuation, alongside some caution that shows up in the modest trim to the latest fair value estimate.ABCB: Curve Steepening And Buybacks Will Drive Future Upside Potential
Ameris Bancorp's analyst price targets have moved higher, with several firms lifting their views by $3 to $8. Analysts attribute this to stable fair value assumptions, largely unchanged growth and margin inputs, and a slightly lower future P/E multiple in their updated models.ABCB: Curve Steepening And Buybacks Will Shape Future Risk Reward Balance
Ameris Bancorp's updated analyst price target has moved modestly higher, supported by recent research in which firms raised their targets by $3, $4, $6 and $8, as analysts highlight factors such as potential benefits from bank earnings season, curve steepening, resumed share buybacks, organic growth and valuation gaps for SMID regional banks. Analyst Commentary Recent Street research on Ameris Bancorp clusters around higher price targets, with bullish analysts pointing to potential earnings catalysts and valuation support, while more cautious voices focus on execution and sector level risks.ABCB: Curve Steepening And Buybacks Will Shape Balanced Future Risk Reward
Narrative Update: Analyst Price Target Shift for Ameris Bancorp The implied analyst price target in our framework moves from $83.29 to $88.83, reflecting updated assumptions around slightly higher modeled revenue growth, a modestly stronger profit margin profile, and a small adjustment to future P/E, in line with recent upward target revisions from multiple research firms. Analyst Commentary Recent Street research points to a cluster of upward price target revisions for Ameris Bancorp, with several firms lifting their targets in the context of an upcoming bank earnings season and a focus on regional bank valuation gaps.ABCB: Core Earnings Strength And Sector Factors Will Shape Future Risk Reward
Narrative Update Analysts have nudged their blended price target on Ameris Bancorp to about US$83, up roughly US$3 from prior views around US$80. They cite steady core earnings, solid loan growth, strong profitability and potential support from factors such as curve steepening, share buybacks and valuation gaps for regional banks.ABCB: Core Earnings Strength And Buybacks Will Shape Future Risk Reward Balance
Narrative Update The implied fair value estimate for Ameris Bancorp edges higher to about $83.29 from $82.86 as analysts lift price targets into the low to mid $80s. They cite steady core earnings, solid loan growth, strong profitability, and potential support from sector dynamics such as curve steepening, resumed buybacks, and valuation gaps for regional banks.Ameris Bancorp Doesn't Justify An Upgrade Right Now
Jan 05ABCB: Core Earnings Strength And Buybacks Will Support Future Performance
Analysts have modestly increased their price target on Ameris Bancorp by $2.00 to $84.00, citing in line Q3 results that highlight resilient core earnings, solid loan growth, and sustained profitability. Analyst Commentary Bullish analysts highlight that the modest upward revision in the price target reflects confidence in Ameris Bancorp's ability to sustain its current earnings power despite a more challenging macro backdrop.Ameris Bancorp (NYSE:ABCB) Is Paying Out A Dividend Of $0.20
Dec 19
ABCB: Core Earnings Strength And Buybacks Will Support Sentiment Amid Sector Uncertainty
Analysts have raised their price target on Ameris Bancorp by $4 to $84, citing in-line Q3 results with strong core earnings, solid loan growth, and impressive profitability that they expect investors to continue to reward. Analyst Commentary Analysts interpret the higher price target as a signal that Ameris Bancorp's current valuation still leaves room for upside, backed by consistent execution and resilient fundamentals.ABCB: Core Earnings Momentum And Buybacks Will Sustain Confidence Despite Sector Risks
Analysts have increased their price target for Ameris Bancorp from $80.60 to $82.14. They cite strong core earnings, continued solid loan growth, and a resilient profitability outlook as key factors supporting the upward revision.ABCB: Core Earnings Strength And Buybacks Will Offset Market Volatility Ahead
Ameris Bancorp's analyst price target has been increased by $0.80 to $80.60. Analysts cite in-line Q3 results, resilient core earnings, and robust loan growth as key drivers of the updated valuation.The Ameris Bancorp (NYSE:ABCB) Third-Quarter Results Are Out And Analysts Have Published New Forecasts
Oct 30Future Earnings Will Rely On Maintaining Strong Profit Margins And Loan Quality
Analysts have raised their price target for Ameris Bancorp by $2.13 to $79.80, citing continued strong core earnings, solid loan growth, and a robust profit margin outlook. Analyst Commentary Recent sentiment among analysts highlights Ameris Bancorp’s ongoing performance and the complex factors shaping its valuation outlook.Here's Why Ameris Bancorp (NYSE:ABCB) Has Caught The Eye Of Investors
Jul 30Ameris Bancorp: Maintaining A Hold Rating After Dividend Hike, Above-Expected Earnings
Feb 09Ameris Bancorp: Fairly Valued With A Slightly Positive Earnings Outlook
Nov 06
Expanding Margins And Tactical Moves Propel Growth Amid Economic Challenges
Ameris Bancorp's growth in core deposits and diversified loan portfolio reflects strong customer retention and risk management, promising revenue stability and financial health.Ameris Bancorp: Strong Earnings, But Keeping An Eye On The Loan Book
Aug 21Shareholder Returns
| ABCB | US Banks | US Market | |
|---|---|---|---|
| 7D | 0.8% | 1.2% | 0.8% |
| 1Y | 41.5% | 26.9% | 27.8% |
Return vs Industry: ABCB exceeded the US Banks industry which returned 26.9% over the past year.
Return vs Market: ABCB exceeded the US Market which returned 27.8% over the past year.
Price Volatility
| ABCB volatility | |
|---|---|
| ABCB Average Weekly Movement | 3.4% |
| Banks Industry Average Movement | 3.5% |
| Market Average Movement | 7.1% |
| 10% most volatile stocks in US Market | 16.3% |
| 10% least volatile stocks in US Market | 3.2% |
Stable Share Price: ABCB has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: ABCB's weekly volatility (3%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1971 | 2,642 | H. Proctor | www.amerisbank.com |
Ameris Bancorp operates as the bank holding company for Ameris Bank that provides various banking services to retail and commercial customers. It operates through four segments: Banking Division, Retail Mortgage Division, Warehouse Lending Division, and Premium Finance Division. The company offers commercial and retail checking, interest-bearing savings, money market, individual retirement, and certificates of deposit accounts.
Ameris Bancorp Fundamentals Summary
| ABCB fundamental statistics | |
|---|---|
| Market cap | US$5.74b |
| Earnings (TTM) | US$434.71m |
| Revenue (TTM) | US$1.17b |
13.2x
P/E Ratio1.4x
P/B RatioIs ABCB overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| ABCB income statement (TTM) | |
|---|---|
| Revenue | US$1.17b |
| Cost of Revenue | US$0 |
| Gross Profit | US$1.17b |
| Other Expenses | US$737.75m |
| Earnings | US$434.71m |
Last Reported Earnings
Mar 31, 2026
Next Earnings Date
n/a
| Earnings per share (EPS) | 6.48 |
| Gross Margin | 100.00% |
| Net Profit Margin | 37.08% |
| Debt/Equity Ratio | 25.1% |
How did ABCB perform over the long term?
See historical performance and comparisonDividends
0.9%
Current Dividend Yield13%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/05/03 13:58 |
| End of Day Share Price | 2026/05/01 00:00 |
| Earnings | 2026/03/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Ameris Bancorp is covered by 9 analysts. 7 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Christopher Marinac | Brean Capital Historical (Janney Montgomery) |
| Gary Tenner | D.A. Davidson & Co. |
| null null | D.A. Davidson & Co. |