Shizuoka Financial Group,Inc.

TSE:5831 Stock Report

Market Cap: JP¥1.5t

Shizuoka Financial GroupInc Valuation

Is 5831 undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

2/6

Valuation Score 2/6

  • Below Future Cash Flow Value

  • Significantly Below Future Cash Flow Value

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Analyst Forecast

Share Price vs Future Cash Flow Value

What is the Fair Price of 5831 when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

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Learn how to determine fair value like the best investors in the world.

Below Future Cash Flow Value: 5831 (¥2896.5) is trading below our estimate of future cash flow value (¥3942.32)

Significantly Below Future Cash Flow Value: 5831 is trading below future cash flow value by more than 20%.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for 5831?

Key metric: As 5831 is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.

The above table shows the Price to Earnings ratio for 5831. This is calculated by dividing 5831's market cap by their current earnings.
What is 5831's PE Ratio?
PE Ratio17x
EarningsJP¥90.47b
Market CapJP¥1.54t

Price to Earnings Ratio vs Peers

How does 5831's PE Ratio compare to its peers?

The above table shows the PE ratio for 5831 vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PEEstimated GrowthMarket Cap
Peer Average16.3x
8331 Chiba Bank
17.7x12.57%JP¥1.7t
7167 Mebuki Financial GroupInc
15.1x11.67%JP¥1.3t
8354 Fukuoka Financial Group
15x13.00%JP¥1.3t
7186 Yokohama Financial Group
17.2x11.82%JP¥1.8t
5831 Shizuoka Financial GroupInc
17x11.46%JP¥1.5t

Price-To-Earnings vs Peers: 5831 is expensive based on its Price-To-Earnings Ratio (17x) compared to the peer average (16.3x).

Historical Price to Earnings Ratio

Historical Price to Earnings Ratio compares a stock's price to its earnings over time. Higher ratios indicate that investors are willing to pay more for the stock.

Fetching historical data

Price to Earnings Ratio vs Industry

How does 5831's PE Ratio compare vs other companies in the JP Banks Industry?

0 CompaniesPrice / EarningsEstimated GrowthMarket Cap
No more companies available in this PE range
5831 17.0xIndustry Avg. 13.9xNo. of Companies17PE0612182430+
0 CompaniesEstimated GrowthMarket Cap
No more companies

Price-To-Earnings vs Industry: 5831 is expensive based on its Price-To-Earnings Ratio (17x) compared to the JP Banks industry average (13.9x).

Price to Earnings Ratio vs Fair Ratio

What is 5831's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

5831 PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio17x
Fair PE Ratio14.9x

Price-To-Earnings vs Fair Ratio: 5831 is expensive based on its Price-To-Earnings Ratio (17x) compared to the estimated Fair Price-To-Earnings Ratio (14.9x).

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst 5831 forecast and predictions for the stock price in 12 month’s time.
DateShare PriceAverage 1Y Price TargetDispersionHighLow1Y Actual priceAnalysts
CurrentJP¥2,896.50
JP¥3,172.86
+9.54%
10.04%JP¥3,500.00JP¥2,600.00n/a7
May ’27JP¥2,762.00
JP¥3,172.86
+14.88%
10.04%JP¥3,500.00JP¥2,600.00n/a7
Apr ’27JP¥2,767.50
JP¥3,074.29
+11.09%
19.25%JP¥3,580.00JP¥1,900.00n/a7
Mar ’27JP¥3,144.00
JP¥2,796.25
-11.06%
19.91%JP¥3,580.00JP¥1,900.00n/a8
Feb ’27JP¥2,518.00
JP¥2,530.00
+0.48%
11.90%JP¥2,900.00JP¥1,900.00n/a8
Jan ’27JP¥2,432.00
JP¥2,391.43
-1.67%
11.06%JP¥2,700.00JP¥1,900.00n/a7
Dec ’26JP¥2,268.00
JP¥2,208.57
-2.62%
10.10%JP¥2,600.00JP¥1,900.00n/a7
Nov ’26JP¥2,075.00
JP¥2,094.29
+0.93%
12.90%JP¥2,350.00JP¥1,500.00n/a7
Oct ’26JP¥2,005.00
JP¥2,094.29
+4.45%
12.90%JP¥2,350.00JP¥1,500.00n/a7
Sep ’26JP¥1,949.50
JP¥2,022.86
+3.76%
12.80%JP¥2,250.00JP¥1,500.00n/a7
Aug ’26JP¥1,809.50
JP¥1,902.86
+5.16%
13.42%JP¥2,250.00JP¥1,500.00n/a7
Jul ’26JP¥1,678.00
JP¥1,927.50
+14.87%
12.85%JP¥2,250.00JP¥1,500.00n/a8
Jun ’26JP¥1,690.50
JP¥1,922.50
+13.72%
12.88%JP¥2,250.00JP¥1,500.00JP¥2,814.008
May ’26JP¥1,541.00
JP¥1,868.75
+21.27%
15.79%JP¥2,250.00JP¥1,400.00JP¥2,762.008
Apr ’26JP¥1,622.50
JP¥1,793.75
+10.55%
16.42%JP¥2,200.00JP¥1,300.00JP¥2,767.508
Mar ’26JP¥1,520.00
JP¥1,608.75
+5.84%
12.24%JP¥1,850.00JP¥1,300.00JP¥3,144.008
Feb ’26JP¥1,389.50
JP¥1,548.75
+11.46%
11.35%JP¥1,850.00JP¥1,300.00JP¥2,518.008
Jan ’26JP¥1,284.50
JP¥1,523.75
+18.63%
12.19%JP¥1,850.00JP¥1,300.00JP¥2,432.008
Dec ’25JP¥1,332.00
JP¥1,515.00
+13.74%
12.52%JP¥1,850.00JP¥1,300.00JP¥2,268.008
Nov ’25JP¥1,234.00
JP¥1,467.14
+18.89%
10.28%JP¥1,800.00JP¥1,300.00JP¥2,075.007
Oct ’25JP¥1,246.50
JP¥1,525.71
+22.40%
9.52%JP¥1,800.00JP¥1,400.00JP¥2,005.007
Sep ’25JP¥1,297.50
JP¥1,617.50
+24.66%
8.66%JP¥1,800.00JP¥1,400.00JP¥1,949.508
Aug ’25JP¥1,518.00
JP¥1,617.50
+6.55%
8.66%JP¥1,800.00JP¥1,400.00JP¥1,809.508
Jul ’25JP¥1,575.50
JP¥1,607.50
+2.03%
8.59%JP¥1,800.00JP¥1,400.00JP¥1,678.008
Jun ’25JP¥1,622.50
JP¥1,556.25
-4.08%
7.33%JP¥1,800.00JP¥1,400.00JP¥1,690.508
JP¥3.17k
Fair Value
8.7% undervalued intrinsic discount
7
Number of Analysts

Analyst Forecast: Target price is less than 20% higher than the current share price.

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/06/07 22:55
End of Day Share Price 2026/06/05 00:00
Earnings2026/03/31
Annual Earnings2026/03/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Shizuoka Financial Group,Inc. is covered by 17 analysts. 6 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Shinichi TamuraBarclays
Shinichiro NakamuraBofA Global Research
Koichi NiwaCitigroup Inc