Legal & General Group (LGEN) Stock Overview
Provides various insurance products and services in the United Kingdom, the United States, and internationally. More details
| Snowflake Score | |
|---|---|
| Valuation | 2/6 |
| Future Growth | 3/6 |
| Past Performance | 4/6 |
| Financial Health | 4/6 |
| Dividends | 5/6 |
LGEN Community Fair Values
Create NarrativeSee what 336 others think this stock is worth. Follow their fair value or set your own to get alerts.
Analyst Price Targets
Legal & General Group Plc Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | UK£2.88 |
| 52 Week High | UK£3.00 |
| 52 Week Low | UK£2.17 |
| Beta | 0.81 |
| 1 Month Change | 6.42% |
| 3 Month Change | 20.48% |
| 1 Year Change | 14.36% |
| 3 Year Change | 28.19% |
| 5 Year Change | 10.59% |
| Change since IPO | 656.70% |
Recent News & Updates
Narrative Update • Jun 09
LGEN: Execution Risks And Lower P/E Assumptions Will Pressure Future Upside
Analysts have adjusted their price target for Legal & General to reflect a fair value move from £2.10 to £1.85, citing updated assumptions on growth, margins and P/E multiples following a combination of recent target changes and a downgrade in Street research. Analyst Commentary Recent Street research presents a mixed picture around Legal & General, with some bearish analysts highlighting risks that could justify more conservative valuation assumptions.
Narrative Update • May 26
LGEN: Dividend And £1.2b Buyback Will Support Re Rated Earnings Profile
Analysts have slightly adjusted their price targets on Legal & General, with recent Street research showing modest upward moves such as a £10 increase at JPMorgan to £2.85, alongside a downgrade at another firm, reflecting updated views on discount rates, revenue growth and profitability assumptions. Analyst Commentary Recent Street research on Legal & General shows a mix of optimism and caution, with some bullish analysts updating their models while others reassess their ratings.Narrative Update • May 09
LGEN: Dividend And Buyback Programme Will Support Re Rated Earnings Profile
The analyst price target for Legal & General has shifted to £2.85, a £0.10 change that reflects updated views on valuation and earnings quality following recent rating moves and target adjustments across several brokers. Analyst Commentary Recent Street research around Legal & General Group has been mixed, with a blend of rating downgrades and price target revisions.Recent updates
Narrative Update • Jun 09
LGEN: Execution Risks And Lower P/E Assumptions Will Pressure Future Upside
Analysts have adjusted their price target for Legal & General to reflect a fair value move from £2.10 to £1.85, citing updated assumptions on growth, margins and P/E multiples following a combination of recent target changes and a downgrade in Street research. Analyst Commentary Recent Street research presents a mixed picture around Legal & General, with some bearish analysts highlighting risks that could justify more conservative valuation assumptions.Narrative Update • May 26
LGEN: Dividend And £1.2b Buyback Will Support Re Rated Earnings Profile
Analysts have slightly adjusted their price targets on Legal & General, with recent Street research showing modest upward moves such as a £10 increase at JPMorgan to £2.85, alongside a downgrade at another firm, reflecting updated views on discount rates, revenue growth and profitability assumptions. Analyst Commentary Recent Street research on Legal & General shows a mix of optimism and caution, with some bullish analysts updating their models while others reassess their ratings.Narrative Update • May 09
LGEN: Dividend And Buyback Programme Will Support Re Rated Earnings Profile
The analyst price target for Legal & General has shifted to £2.85, a £0.10 change that reflects updated views on valuation and earnings quality following recent rating moves and target adjustments across several brokers. Analyst Commentary Recent Street research around Legal & General Group has been mixed, with a blend of rating downgrades and price target revisions.Narrative Update • Apr 23
LGEN: Rising Discount Rate Will Constrain Upside Despite Higher Price Objectives
Legal & General Group's analyst price targets have moved higher, with recent increases such as the shift to £2.85 at JPMorgan and other upward revisions, as analysts point to updated assumptions on fair value, discount rates, revenue growth, margins, and future P/E levels. Analyst Commentary Recent research shows a mixed picture, with several banks adjusting their views on Legal & General Group.Narrative Update • Apr 09
LGEN: Raised Price Range And Debt Swap Partnership Will Reshape Earnings Profile
Analyst price targets for Legal & General Group have edged higher into the £2.80 to £2.85 range, with the updates framed around revised expectations for revenue growth, profitability, and an unchanged fair value estimate of £3.40. Analyst Commentary Recent Street research on Legal & General Group points to a cluster of price targets in the £2.80 to £2.85 range, with views broadly coalescing around valuation and execution on the current business plan.
Narrative Update • Mar 25
LGEN: Buyback And Dividend Framework Will Support Constructive Share Repricing Potential
Analysts have raised their price targets for Legal & General, with recent changes including JPMorgan increasing its target to £2.85 and other firms also lifting their estimates, supported by updated assumptions on revenue growth, profit margins and future P/E multiples. Analyst Commentary Recent Street research on Legal & General points to a mixed but generally constructive view, with several firms adjusting price targets in a relatively tight range around the mid 200 GBp level.Narrative Update • Mar 11
LGEN: Mixed Rating Moves And Dividend Plan Will Shape Fairly Balanced Outlook
Narrative update on Legal & General Group The analyst price target for Legal & General Group has shifted slightly higher to £2.67 from £2.65, with analysts pointing to updated views on valuation. These include a recent downgrade to Neutral and a separate target increase from £2.80, as well as modest adjustments to fair value, discount rate, revenue expectations, profit margin and forward P/E assumptions.Narrative Update • Feb 25
LGEN: Higher Future P/E And Debt Swap Partnership Will Recast Earnings Power
Analysts have inched their fair value estimate for Legal & General Group up from £3.39 to £3.40 per share, reflecting updated assumptions around discount rates, revenue trends, profitability, a higher future P/E, and recent Street research that includes a downgrade to Neutral with a £2.80 target and a separate £0.19 price target increase. Analyst Commentary The latest Street research around Legal & General Group is sending mixed messages, with one downgrade on valuation grounds and a separate upward adjustment to a price target.Narrative Update • Feb 09
LGEN: Higher Discount Rate And Lower Future P/E Will Cap Upside
Analysts have trimmed their fair value estimate for Legal & General Group to £2.05 from £2.10, citing slightly higher discount rate assumptions, a small projected revenue decline, a marginally stronger profit margin and a modestly lower future P/E multiple. Valuation Changes Fair Value: Trimmed slightly from £2.10 to £2.05 per share.Narrative Update • Jan 26
LGEN: Softer Margins And Revenue Assumptions Will Constrain Future Share Re Rating
Narrative update on Legal & General Group Analysts have lifted their price target on Legal & General Group to £2.10 from £2.00, citing updated expectations for revenue growth, profit margins and future P/E levels. Analyst Commentary Bearish analysts have adjusted their stance on Legal & General Group by lifting the price target to 210 GBp from 200 GBp while still flagging ongoing risks around the investment case.Narrative Update • Jan 09
LGEN: Updated P/E Assumptions Will Reframe Earnings Power Outlook
Analysts have lifted their price targets for Legal & General, with recent moves from £2.00 to £2.10 and from £2.65 to £2.89. These changes reflect updated views on fair value, discount rates and future P/E assumptions.Analysis Article • Dec 29
Legal & General Group Plc's (LON:LGEN) Popularity With Investors Is Clear
With a price-to-earnings (or "P/E") ratio of 56x Legal & General Group Plc ( LON:LGEN ) may be sending very bearish...Narrative Update • Dec 26
LGEN: Rising Price Goals Will Mask Mounting Earnings And Execution Risks
Analysts have nudged our price target on Legal & General Group higher to reflect recently raised Street targets, including moves to 210 GBp and 289 GBp. They cite a more supportive valuation backdrop despite modestly weaker growth and margin assumptions in our updated model. Analyst Commentary Recent Street actions reflect a mixed but cautiously constructive stance on Legal & General Group, with higher price targets set against lingering concerns on the sustainability of growth and execution against strategic priorities.Narrative Update • Dec 11
LGEN: Modest Price Target Increases Will Support Confidence Through CFO Transition
Analysts modestly raised their price targets on Legal & General Group, with updated fair value estimates edging higher toward a blended range of about £2.10 to £2.89 per share. They cited improved confidence in the company’s earnings resilience despite only marginally revised growth and profitability assumptions.Narrative Update • Nov 20
LGEN: Share Buyback Completion Will Drive Confidence Amid CFO Transition
Legal & General Group’s analyst price targets have increased, with recent updates reflecting a rise of £0.03 in fair value estimates to £2.65. Analysts cite updated revenue outlooks and improved projected profit margins as key factors behind the adjustment.Narrative Update • Sep 18
UK Demographic Shifts And Digital Transformation Will Unlock Value
Analysts have lowered their price target for Legal & General Group from £2.67 to £2.62, citing limited earnings upside, valuation concerns after recent share price gains, and ongoing margin and demand pressures in core markets. Analyst Commentary Valuation concerns as recent share price gains have already priced in expected capital returns.Analysis Article • Sep 13
Why We're Not Concerned About Legal & General Group Plc's (LON:LGEN) Share Price
Legal & General Group Plc's ( LON:LGEN ) price-to-earnings (or "P/E") ratio of 52x might make it look like a strong...Narrative Update • Sep 03
UK Demographic Shifts And Digital Transformation Will Unlock Value
Analysts have revised Legal & General Group’s price target marginally higher to £2.67, reflecting a consensus around current valuation supported by capital returns but tempered by concerns over limited earnings upside, sector headwinds, and competitive pressures. Analyst Commentary Consensus forming around current valuation reflecting capital returns, leading to less enthusiasm for further upside.Analysis Article • Aug 09
Legal & General Group (LON:LGEN) Has Announced A Dividend Of £0.0612
Legal & General Group Plc's ( LON:LGEN ) investors are due to receive a payment of £0.0612 per share on 26th of...
New Narrative • Mar 23
Partnership With Meiji Yasuda Will Expand US PRT Opportunities
Simplifying structure and focused capital allocation are poised to drive sustainable growth in retirement and asset management businesses.Shareholder Returns
| LGEN | GB Insurance | GB Market | |
|---|---|---|---|
| 7D | 2.4% | 0.7% | -0.4% |
| 1Y | 14.4% | 14.4% | 18.3% |
Return vs Industry: LGEN matched the UK Insurance industry which returned 14.4% over the past year.
Return vs Market: LGEN underperformed the UK Market which returned 18.3% over the past year.
Price Volatility
| LGEN volatility | |
|---|---|
| LGEN Average Weekly Movement | 3.6% |
| Insurance Industry Average Movement | 3.5% |
| Market Average Movement | 5.5% |
| 10% most volatile stocks in GB Market | 11.1% |
| 10% least volatile stocks in GB Market | 3.0% |
Stable Share Price: LGEN has not had significant price volatility in the past 3 months compared to the UK market.
Volatility Over Time: LGEN's weekly volatility (4%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1836 | 10,500 | Antonio Pedro Dos Simoes | group.legalandgeneral.com |
Legal & General Group Plc provides various insurance products and services in the United Kingdom, the United States, and internationally. It operates through Institutional Retirement, Asset Management, Insurance, and Retail Retirement segments. The Institutional Retirement segment offers annuity contracts with guaranteed income for a specified time; longevity insurance products; and writes assured payment policies (APP).
Legal & General Group Plc Fundamentals Summary
| LGEN fundamental statistics | |
|---|---|
| Market cap | UK£15.51b |
| Earnings (TTM) | UK£475.00m |
| Revenue (TTM) | UK£10.99b |
33.2x
P/E Ratio1.4x
P/S RatioIs LGEN overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| LGEN income statement (TTM) | |
|---|---|
| Revenue | UK£10.99b |
| Cost of Revenue | UK£8.19b |
| Gross Profit | UK£2.80b |
| Other Expenses | UK£2.33b |
| Earnings | UK£475.00m |
Last Reported Earnings
Dec 31, 2025
Next Earnings Date
Aug 05, 2026
| Earnings per share (EPS) | 0.087 |
| Gross Margin | 25.49% |
| Net Profit Margin | 4.32% |
| Debt/Equity Ratio | 2,474.1% |
How did LGEN perform over the long term?
See historical performance and comparisonDividends
7.6%
Current Dividend Yield262%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/06/22 09:01 |
| End of Day Share Price | 2026/06/22 00:00 |
| Earnings | 2025/12/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Legal & General Group Plc is covered by 31 analysts. 6 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Claudia Gaspari | Barclays |
| Larissa Van Deventer | Barclays |
| Michael Huttner | Berenberg |