Sun Life Financial (SLF) Stock Overview
A financial services company, provides asset management, wealth, insurance and health solutions to individual and institutional customers in Canada, the United States, the United Kingdom, Ireland, Hong Kong, the Philippines, Japan, Indonesia, India, China, Australia, Singapore, Vietnam, Malaysia, and Bermuda. More details
| Snowflake Score | |
|---|---|
| Valuation | 3/6 |
| Future Growth | 2/6 |
| Past Performance | 5/6 |
| Financial Health | 3/6 |
| Dividends | 5/6 |
Rewards
Risk Analysis
No risks detected for SLF from our risk checks.
SLF Community Fair Values
Create NarrativeSee what 93 others think this stock is worth. Follow their fair value or set your own to get alerts.
Analyst Price Targets
Sun Life Financial Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | CA$99.65 |
| 52 Week High | CA$100.15 |
| 52 Week Low | CA$77.38 |
| Beta | 0.82 |
| 1 Month Change | 12.60% |
| 3 Month Change | 11.19% |
| 1 Year Change | 20.91% |
| 3 Year Change | 52.86% |
| 5 Year Change | 53.00% |
| Change since IPO | 611.79% |
Recent News & Updates
SLF: U.S. Turnaround And Capital Returns Will Shape Balanced 2026 Outcome
The analyst price target for Sun Life Financial has been nudged higher to CA$96.57 from CA$95.93 as analysts factor in a series of target increases and upgrades tied to improving views on the U.S. business and recent research updates from several major brokerages. Analyst Commentary Recent research on Sun Life Financial has been active, with several firms adjusting price targets and views on the shares.SLF: Capital Strength And Buybacks Will Support Balanced Execution Risk In 2026
Sun Life Financial's fair value estimate edges up to CA$95.93 from CA$95.79, mirroring a series of recent analyst price target increases across the Street that now cluster in the mid to high CA$90s and low CA$100s range. Analyst Commentary Recent Street research points to a generally constructive stance on Sun Life Financial, with several firms adjusting their price targets into the mid to high CA$90s and low CA$100s range.SLF: Capital Strength And Buybacks Will Balance 2026 Sector Headwinds
Analysts have lifted Sun Life Financial's average price target into a CA$95 to CA$102 range, reflecting a series of upward revisions supported by recent research highlighting capital strength, cash flow and sector consolidation, along with one more cautious outlook. Analyst Commentary Recent Street research on Sun Life Financial points to a cluster of higher price targets, with one more cautious view anchoring the lower end of the range.SLF: Capital Strength And Buybacks Will Support 2026 Execution Risks
Analysts have inched their fair value estimate for Sun Life Financial higher to CA$95.79 from CA$95.57. This reflects a series of mostly higher price targets across the Street as they factor in updated growth, profitability and P/E assumptions.Recent updates
SLF: U.S. Turnaround And Capital Returns Will Shape Balanced 2026 Outcome
The analyst price target for Sun Life Financial has been nudged higher to CA$96.57 from CA$95.93 as analysts factor in a series of target increases and upgrades tied to improving views on the U.S. business and recent research updates from several major brokerages. Analyst Commentary Recent research on Sun Life Financial has been active, with several firms adjusting price targets and views on the shares.SLF: Capital Strength And Buybacks Will Support Balanced Execution Risk In 2026
Sun Life Financial's fair value estimate edges up to CA$95.93 from CA$95.79, mirroring a series of recent analyst price target increases across the Street that now cluster in the mid to high CA$90s and low CA$100s range. Analyst Commentary Recent Street research points to a generally constructive stance on Sun Life Financial, with several firms adjusting their price targets into the mid to high CA$90s and low CA$100s range.SLF: Capital Strength And Buybacks Will Balance 2026 Sector Headwinds
Analysts have lifted Sun Life Financial's average price target into a CA$95 to CA$102 range, reflecting a series of upward revisions supported by recent research highlighting capital strength, cash flow and sector consolidation, along with one more cautious outlook. Analyst Commentary Recent Street research on Sun Life Financial points to a cluster of higher price targets, with one more cautious view anchoring the lower end of the range.SLF: Capital Strength And Buybacks Will Support 2026 Execution Risks
Analysts have inched their fair value estimate for Sun Life Financial higher to CA$95.79 from CA$95.57. This reflects a series of mostly higher price targets across the Street as they factor in updated growth, profitability and P/E assumptions.SLF: Capital Strength And Buybacks Will Balance 2026 Margin Headwinds
Analysts have lifted our Sun Life Financial fair value estimate to CA$95.57 from CA$92.79, reflecting a series of upward price target revisions across the Street that are supported by updated assumptions on the discount rate, revenue growth, profit margin, and future P/E. Analyst Commentary Recent research updates show a cluster of higher price targets for Sun Life Financial around the mid to high C$90s, with a few outliers on both the bullish and cautious sides.SLF: Capital Strength And Dry Powder Will Balance 2026 Margin Headwinds
Narrative Update The analyst price target for Sun Life Financial has edged higher to roughly C$92.79 from about C$92.43, as analysts adjust their fair value assumptions and P/E expectations following recent mixed target moves from Scotiabank, CIBC, and Barclays. These moves reflect differing views on capital strength, cash flow, and sector headwinds.SLF: Dividends And Buybacks Will Offset 2026 Margin And Tech Headwinds
Analysts have inched their average price target for Sun Life Financial higher to about C$92.43 from C$91.50, reflecting a mix of cautious optimism on life insurers heading into 2026 and updated assumptions for fair value and future P/E multiples. Analyst Commentary Recent Street research on Sun Life Financial shows a mixed tone, with some firms edging price targets higher and others trimming them, while ratings cluster around Neutral and Sector Perform.SLF: Dividends And Buybacks Will Steady Shares As Capital Pressures Persist
Narrative Update: Sun Life Financial The analyst price target for Sun Life Financial has edged up to about C$91.50 from roughly C$91.07, reflecting a mix of higher and lower Street targets as analysts weigh capital strength, cash flow and consolidation benefits, along with headwinds such as spread compression and rising technology investment. Analyst Commentary Recent Street research on Sun Life Financial shows a fairly balanced view, with some analysts modestly lifting their expectations while others trim targets or ratings as they reassess risk and reward going into 2026.SLF: Dividend Strength And Buybacks Will Support Shares Amid Mixed Rate Outlook
Sun Life Financial's analyst price target has edged slightly higher to about $91.07 from $90.93, as analysts factor in modestly stronger long term fundamentals supported by resilient equity market tailwinds and sector wide reassessments, despite recent marginal target trims and rating normalization. Analyst Commentary Bullish analysts point to resilient sector fundamentals and supportive equity market conditions as key pillars underpinning Sun Life Financial's valuation, even as individual price targets shift only modestly.SLF: Dividend Strength Will Support Shares Amid Modest Rate Cut Headwinds
Analysts have trimmed their average target on Sun Life Financial by roughly C$1 to reflect a more balanced risk reward outlook, citing modest sector tailwinds from higher equity markets, offset by headwinds from anticipated Fed cuts and company specific execution risks. Analyst Commentary Recent Street research reflects a more nuanced stance on Sun Life Financial, with price target revisions clustering in a narrow range and ratings centering around market perform equivalents.SLF: Dividend Momentum And Sector Uncertainties Will Influence Shares In 2025
Analysts have slightly lowered their price targets for Sun Life Financial, reducing the consensus fair value by approximately C$0.07 to C$90.93. They cite more moderate revenue growth expectations and sector headwinds, despite ongoing solid profitability and shareholder returns.SLF: Modest Share Buybacks And Sector Sentiment Shifts Will Shape 2025 Outlook
Analysts have modestly increased their fair value estimate for Sun Life Financial to $91.00. They highlight the company's ongoing profitability and resilience despite mixed sector sentiment and recent target price adjustments.Analysts Cite Mixed Outlook for Sun Life Financial as Valuation and Profit Margins Improve
Analysts have modestly increased their fair value price target for Sun Life Financial to $90.14, up from $88.23. They cite ongoing sector tailwinds from higher equity markets as well as the company’s resilient profitability metrics.Asian Markets And Digital Investments Will Drive Long Term Value
Sun Life Financial's analyst fair value estimate rose slightly to $88.23 from $87.17, as analysts cite support from resilient sector earnings and equity market strength despite some ongoing headwinds. Analyst Commentary Recent Street research on Sun Life Financial presents a mix of optimism regarding core fundamentals and caution toward market-specific risks.Asian Markets And Digital Investments Will Drive Long Term Value
Analysts have slightly lowered their outlook on Sun Life Financial, citing weakness in the U.S. segment and asset management despite resilient profitability and stable fundamentals, resulting in the consensus price target remaining unchanged at CA$87.17. Analyst Commentary Recent Q2 results were generally in line with expectations, but showed weakness in the U.S. segment and Asset Management, leading to lowered price targets.Sun Life Financial Inc. (TSE:SLF) Could Be Riskier Than It Looks
Jul 27
Digital Transformation And Tactical Acquisitions Propel Company Life Toward Dynamic Growth
Digital transformation and strategic acquisitions are expected to enhance efficiencies and earnings through improved client experiences and alternative investment strategies.Shareholder Returns
| SLF | CA Insurance | CA Market | |
|---|---|---|---|
| 7D | 2.3% | 0.9% | 0.5% |
| 1Y | 20.9% | 18.0% | 34.7% |
Return vs Industry: SLF exceeded the Canadian Insurance industry which returned 16.5% over the past year.
Return vs Market: SLF underperformed the Canadian Market which returned 34.6% over the past year.
Price Volatility
| SLF volatility | |
|---|---|
| SLF Average Weekly Movement | 3.1% |
| Insurance Industry Average Movement | 3.2% |
| Market Average Movement | 10.3% |
| 10% most volatile stocks in CA Market | 18.0% |
| 10% least volatile stocks in CA Market | 3.9% |
Stable Share Price: SLF has not had significant price volatility in the past 3 months compared to the Canadian market.
Volatility Over Time: SLF's weekly volatility (3%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1871 | 32,151 | Kevin Strain | www.sunlife.com |
Sun Life Financial Inc., a financial services company, provides asset management, wealth, insurance and health solutions to individual and institutional customers in Canada, the United States, the United Kingdom, Ireland, Hong Kong, the Philippines, Japan, Indonesia, India, China, Australia, Singapore, Vietnam, Malaysia, and Bermuda. It offers various insurance products, such as term and permanent life; personal health, which includes prescription drugs, dental, and vision care; critical illness; long-term care; and disability. The company also provides investments products, such as mutual funds, segregated funds, annuities, and guaranteed investment products; financial planning services; and asset management products, including pooled funds, institutional portfolios and pension funds.
Sun Life Financial Inc. Fundamentals Summary
| SLF fundamental statistics | |
|---|---|
| Market cap | CA$54.39b |
| Earnings (TTM) | CA$3.47b |
| Revenue (TTM) | CA$34.88b |
15.9x
P/E Ratio1.6x
P/S RatioIs SLF overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| SLF income statement (TTM) | |
|---|---|
| Revenue | CA$34.88b |
| Cost of Revenue | CA$20.70b |
| Gross Profit | CA$14.18b |
| Other Expenses | CA$10.71b |
| Earnings | CA$3.47b |
Last Reported Earnings
Dec 31, 2025
Next Earnings Date
May 06, 2026
| Earnings per share (EPS) | 6.27 |
| Gross Margin | 40.65% |
| Net Profit Margin | 9.95% |
| Debt/Equity Ratio | 86.6% |
How did SLF perform over the long term?
See historical performance and comparisonDividends
3.7%
Current Dividend Yield57%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/05/05 12:52 |
| End of Day Share Price | 2026/05/05 00:00 |
| Earnings | 2025/12/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Sun Life Financial Inc. is covered by 27 analysts. 9 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| John Eade | Argus Research Company |
| Jacob Kilstein | Argus Research Company |
| Lemar Persaud | ATB Cormark Historical (Cormark Securities) |