Lloyds Banking Group (LLOY) Stock Overview
Provides a range of banking and financial products and services for retail and commercial customers in the United Kingdom. More details
| Snowflake Score | |
|---|---|
| Valuation | 2/6 |
| Future Growth | 3/6 |
| Past Performance | 4/6 |
| Financial Health | 5/6 |
| Dividends | 4/6 |
LLOY Community Fair Values
Create NarrativeSee what 261 others think this stock is worth. Follow their fair value or set your own to get alerts.
Lloyds Banking Group plc Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | UK£1.02 |
| 52 Week High | UK£1.15 |
| 52 Week Low | UK£0.61 |
| Beta | 0.98 |
| 1 Month Change | -2.85% |
| 3 Month Change | 6.56% |
| 1 Year Change | 40.38% |
| 3 Year Change | 97.82% |
| 5 Year Change | 155.65% |
| Change since IPO | -20.48% |
Recent News & Updates
Recent updates
Here's Why Lloyds Banking Group plc's (LON:LLOY) CEO Compensation Is The Least Of Shareholders' Concerns
May 08
Decisive Transformation And Mortgage Growth Propel Bank Towards Earnings Enhancement
Strategic transformation efforts aimed at boosting sustainable returns and improving net margins through enhanced customer offerings and efficiencies.Shareholder Returns
| LLOY | GB Banks | GB Market | |
|---|---|---|---|
| 7D | -1.6% | 3.3% | 1.9% |
| 1Y | 40.4% | 45.2% | 24.8% |
Return vs Industry: LLOY underperformed the UK Banks industry which returned 45.2% over the past year.
Return vs Market: LLOY exceeded the UK Market which returned 24.8% over the past year.
Price Volatility
| LLOY volatility | |
|---|---|
| LLOY Average Weekly Movement | 3.2% |
| Banks Industry Average Movement | 3.8% |
| Market Average Movement | 4.8% |
| 10% most volatile stocks in GB Market | 11.3% |
| 10% least volatile stocks in GB Market | 2.6% |
Stable Share Price: LLOY has not had significant price volatility in the past 3 months compared to the UK market.
Volatility Over Time: LLOY's weekly volatility (3%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1695 | 60,061 | Charlie Nunn | www.lloydsbankinggroup.com |
Lloyds Banking Group plc, together with its subsidiaries, provides a range of banking and financial products and services for retail and commercial customers in the United Kingdom. It operates in three segments: Retail; Commercial Banking; and Insurance, Pensions and Investments. The Retail segment offers a range of financial service products, including current accounts, savings, mortgages, credit cards, unsecured loans, motor finance, and leasing solutions to personal customers.
Lloyds Banking Group plc Fundamentals Summary
| LLOY fundamental statistics | |
|---|---|
| Market cap | UK£60.03b |
| Earnings (TTM) | UK£4.20b |
| Revenue (TTM) | UK£18.63b |
Is LLOY overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| LLOY income statement (TTM) | |
|---|---|
| Revenue | UK£18.63b |
| Cost of Revenue | UK£0 |
| Gross Profit | UK£18.63b |
| Other Expenses | UK£14.43b |
| Earnings | UK£4.20b |
Last Reported Earnings
Dec 31, 2025
Next Earnings Date
Jul 30, 2026
| Earnings per share (EPS) | 0.072 |
| Gross Margin | 100.00% |
| Net Profit Margin | 22.53% |
| Debt/Equity Ratio | 307.3% |
How did LLOY perform over the long term?
See historical performance and comparisonDividends
Does LLOY pay a reliable dividends?
See LLOY dividend history and benchmarks| Lloyds Banking Group dividend dates | |
|---|---|
| Ex Dividend Date | Apr 09 2026 |
| Dividend Pay Date | May 19 2026 |
| Days until Ex dividend | 39 days |
| Days until Dividend pay date | 79 days |
Does LLOY pay a reliable dividends?
See LLOY dividend history and benchmarksCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/02/28 23:27 |
| End of Day Share Price | 2026/02/27 00:00 |
| Earnings | 2025/12/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Lloyds Banking Group plc is covered by 31 analysts. 12 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Jesús Gómez Dominguez | Banco Santander |
| Thomas Andrew Rayner | Barclays |
| Amandeep Rakkar | Barclays |