Octave Specialty Group, Inc.

NYSE:OSG Stock Report

Market Cap: US$207.2m

Octave Specialty Group Valuation

Is OSG undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

3/6

Valuation Score 3/6

  • Below Future Cash Flow Value

  • Significantly Below Future Cash Flow Value

  • Price-To-Sales vs Peers

  • Price-To-Sales vs Industry

  • Price-To-Sales vs Fair Ratio

  • Analyst Forecast

Share Price vs Future Cash Flow Value

What is the Fair Price of OSG when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Ultimate guide to DCF valuation for stock investing

Learn how to determine fair value like the best investors in the world.

Below Future Cash Flow Value: Insufficient data to calculate OSG's future cash flow value for valuation analysis.

Significantly Below Future Cash Flow Value: Insufficient data to calculate OSG's future cash flow value for valuation analysis.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for OSG?

Key metric: As OSG is unprofitable we use its Price-To-Sales Ratio for relative valuation analysis.

The above table shows the Price to Sales ratio for OSG. This is calculated by dividing OSG's market cap by their current revenue.
What is OSG's PS Ratio?
PS Ratio0.8x
SalesUS$251.22m
Market CapUS$207.23m

Price to Sales Ratio vs Peers

How does OSG's PS Ratio compare to its peers?

The above table shows the PS ratio for OSG vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PSEstimated GrowthMarket Cap
Peer Average1.8x
KINS Kingstone Companies
1x19.37%US$208.9m
KFS Kingsway Financial Services
2.2xn/aUS$297.0m
NODK NI Holdings
0.9xn/aUS$265.6m
MBI MBIA
3.1x-0.97%US$290.8m
OSG Octave Specialty Group
0.8x19.67%US$207.2m

Price-To-Sales vs Peers: OSG is good value based on its Price-To-Sales Ratio (0.8x) compared to the peer average (1.8x).

Historical Price to Sales Ratio

Historical Price to Sales Ratio compares a stock's price to its sales over time. Higher ratios indicate that investors are willing to pay more for the stock.

Fetching historical data

Price to Sales Ratio vs Industry

How does OSG's PS Ratio compare vs other companies in the US Insurance Industry?

6 CompaniesPrice / SalesEstimated GrowthMarket Cap
SLQT SelectQuote
0.07x5.76%US$108.17m
CCG Cheche Group
0.2x7.25%US$74.14m
GOCO GoHealth
0.03x-6.58%US$43.93m
EHTH eHealth
0.07x-7.46%US$40.39m
OSG 0.8xIndustry Avg. 1.1xNo. of Companies25PS00.81.62.43.24+
6 CompaniesEstimated GrowthMarket Cap
No more companies

Price-To-Sales vs Industry: OSG is good value based on its Price-To-Sales Ratio (0.8x) compared to the US Insurance industry average (1.1x).

Price to Sales Ratio vs Fair Ratio

What is OSG's PS Ratio compared to its Fair PS Ratio? This is the expected PS Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

OSG PS Ratio vs Fair Ratio.
Fair Ratio
Current PS Ratio0.8x
Fair PS Ratio1.2x

Price-To-Sales vs Fair Ratio: OSG is good value based on its Price-To-Sales Ratio (0.8x) compared to the estimated Fair Price-To-Sales Ratio (1.2x).

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst OSG forecast and predictions for the stock price in 12 month’s time.
DateShare PriceAverage 1Y Price TargetDispersionHighLow1Y Actual priceAnalysts
CurrentUS$4.65
US$15.33
+229.75%
18.70%US$19.00US$12.00n/a3
Mar ’27US$5.35
US$15.33
+186.60%
18.70%US$19.00US$12.00n/a3
Feb ’27US$5.67
US$16.33
+188.07%
11.54%US$19.00US$15.00n/a3
Jan ’27US$7.78
US$16.33
+109.94%
11.54%US$19.00US$15.00n/a3
Dec ’26US$8.83
US$16.33
+84.98%
11.54%US$19.00US$15.00n/a3
Nov ’26US$8.21
US$14.67
+78.64%
25.10%US$19.00US$10.00n/a3
Oct ’26US$8.13
US$14.67
+80.40%
25.10%US$19.00US$10.00n/a3
Sep ’26US$9.03
US$14.67
+62.42%
25.10%US$19.00US$10.00n/a3
Aug ’26US$8.34
US$14.67
+75.86%
25.10%US$19.00US$10.00n/a3
Jul ’26US$7.09
US$17.00
+139.77%
11.76%US$19.00US$15.00n/a2
Jun ’26US$7.83
US$17.00
+117.11%
11.76%US$19.00US$15.00n/a2
May ’26US$8.00
US$17.00
+112.50%
11.76%US$19.00US$15.00n/a2
Apr ’26US$8.25
US$17.00
+106.06%
11.76%US$19.00US$15.00US$4.652
Mar ’26US$9.71
US$17.00
+75.08%
11.76%US$19.00US$15.00US$5.352
Feb ’26US$11.63
US$17.00
+46.17%
11.76%US$19.00US$15.00US$5.672
Jan ’26US$12.65
US$17.00
+34.39%
11.76%US$19.00US$15.00US$7.782
Dec ’25US$12.84
US$17.00
+32.40%
11.76%US$19.00US$15.00US$8.832
Nov ’25US$11.21
US$17.00
+51.65%
11.76%US$19.00US$15.00US$8.212
Oct ’25US$11.21
US$17.00
+51.65%
11.76%US$19.00US$15.00US$8.132
Sep ’25US$11.70
US$16.00
+36.75%
18.75%US$19.00US$13.00US$9.032
Aug ’25US$12.48
US$17.50
+40.22%
8.57%US$19.00US$16.00US$8.342
Jul ’25US$12.51
US$17.50
+39.89%
8.57%US$19.00US$16.00US$7.092
Jun ’25US$17.72
US$17.50
-1.24%
8.57%US$19.00US$16.00US$7.832
May ’25US$14.82
US$17.00
+14.71%
5.88%US$18.00US$16.00US$8.002
Apr ’25US$15.49
US$17.00
+9.75%
5.88%US$18.00US$16.00US$8.252
US$15.33
Fair Value
69.7% undervalued intrinsic discount
3
Number of Analysts

Analyst Forecast: Target price is more than 20% higher than the current share price, but analysts are not within a statistically confident range of agreement.

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/03/31 17:25
End of Day Share Price 2026/03/31 00:00
Earnings2025/12/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Octave Specialty Group, Inc. is covered by 7 analysts. 2 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Giuliano Anderes BolognaBTIG
Mary KaneCitigroup Inc
Giuliano Anderes BolognaCompass Point Research & Trading, LLC