LendingClub (LC) Stock Overview
Operates as a bank holding company, that provides range of financial products and services in the United States. More details
| Snowflake Score | |
|---|---|
| Valuation | 4/6 |
| Future Growth | 3/6 |
| Past Performance | 4/6 |
| Financial Health | 5/6 |
| Dividends | 0/6 |
LC Community Fair Values
Create NarrativeSee what 36 others think this stock is worth. Follow their fair value or set your own to get alerts.
LendingClub Corporation Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$13.81 |
| 52 Week High | US$21.67 |
| 52 Week Low | US$7.90 |
| Beta | 1.99 |
| 1 Month Change | -7.38% |
| 3 Month Change | -28.30% |
| 1 Year Change | 33.82% |
| 3 Year Change | 97.00% |
| 5 Year Change | -10.79% |
| Change since IPO | -88.21% |
Recent News & Updates
Recent updates
LendingClub: Originations Strength At A Modest P/E
Jan 29Investors Appear Satisfied With LendingClub Corporation's (NYSE:LC) Prospects As Shares Rocket 29%
Nov 06
After Leaping 28% LendingClub Corporation (NYSE:LC) Shares Are Not Flying Under The Radar
Aug 05LendingClub: Cheap For A Reason Or A Mispriced FinTech?
Apr 23LendingClub: Promising Long-Term, But Don't Hold A Falling Knife
Mar 16LendingClub Corporation (NYSE:LC) Shares Slammed 27% But Getting In Cheap Might Be Difficult Regardless
Feb 25LendingClub: Lowering 2026 Estimates And Reiterating Buy
Feb 20LendingClub: Remaining Bullish After Mixed Update
Feb 10LendingClub: Not The Destination
Jan 30Initiating Buy On LendingClub: Lower Interest Rates And Excess Capital Present Opportunity
Jan 21LendingClub: Joining The Club For 2025
Jan 05LendingClub: The Historic Debt Consolidation Opportunity Has Just Started
Dec 19LendingClub: Too Early To Downgrade
Dec 04Investors Appear Satisfied With LendingClub Corporation's (NYSE:LC) Prospects As Shares Rocket 28%
Oct 26LendingClub Q3 Earnings: A Turnaround Stock As Interest Rates Decline (Upgrade)
Oct 24LendingClub: Bullish Ahead Of Q3 Earnings
Oct 15Why LendingClub Is Currently My Favorite Value Stock
Sep 30
Decisive Innovations And Operational Efficiency Propel Growth Despite Forecasted Revenue Dip
LendingClub's focus on strong credit performance and continuous innovation aims to boost future net income and revenue through higher loan sales prices and originations.LendingClub: Levered Play On Soft Landing
Aug 19Shareholder Returns
| LC | US Consumer Finance | US Market | |
|---|---|---|---|
| 7D | -6.0% | -2.8% | -3.5% |
| 1Y | 33.8% | 4.6% | 14.0% |
Return vs Industry: LC exceeded the US Consumer Finance industry which returned 4.6% over the past year.
Return vs Market: LC exceeded the US Market which returned 14% over the past year.
Price Volatility
| LC volatility | |
|---|---|
| LC Average Weekly Movement | 9.5% |
| Consumer Finance Industry Average Movement | 6.6% |
| Market Average Movement | 7.0% |
| 10% most volatile stocks in US Market | 16.3% |
| 10% least volatile stocks in US Market | 3.3% |
Stable Share Price: LC has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: LC's weekly volatility (9%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2006 | 1,075 | Scott Sanborn | www.lendingclub.com |
LendingClub Corporation, operates as a bank holding company, that provides range of financial products and services in the United States. It offers deposit products, including savings accounts, checking accounts, and certificates of deposit; patient and education finance loans; and commercial loans, including small business loans. The company also provides consumer loans, such as Unsecured and unsecured, fixed-rate, and fixed-term consumer loans; and secured auto refinance loans.
LendingClub Corporation Fundamentals Summary
| LC fundamental statistics | |
|---|---|
| Market cap | US$1.60b |
| Earnings (TTM) | US$135.68m |
| Revenue (TTM) | US$1.33b |
Is LC overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| LC income statement (TTM) | |
|---|---|
| Revenue | US$1.33b |
| Cost of Revenue | US$298.86m |
| Gross Profit | US$450.39m |
| Other Expenses | US$314.71m |
| Earnings | US$135.68m |
Last Reported Earnings
Dec 31, 2025
Next Earnings Date
n/a
| Earnings per share (EPS) | 1.18 |
| Gross Margin | 33.74% |
| Net Profit Margin | 10.17% |
| Debt/Equity Ratio | 0% |
How did LC perform over the long term?
See historical performance and comparisonCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/03/30 03:53 |
| End of Day Share Price | 2026/03/30 00:00 |
| Earnings | 2025/12/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
LendingClub Corporation is covered by 23 analysts. 10 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Edward Williams | BMO Capital Markets Equity Research |
| Vincent Caintic | BTIG |
| Michael Graham | Canaccord Genuity |