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ABN AMRO Bank N.V.ENXTAM:ABN Stock Report

Market Cap €27.7b
Share Price
€33.93
€34.72
2.3% undervalued intrinsic discount
1Y48.9%
7D-2.9%
1D
Portfolio Value
View

ABN AMRO Bank N.V.

ENXTAM:ABN Stock Report

Market Cap: €27.7b

ABN AMRO Bank (ABN) Stock Overview

Provides various banking products and financial services to retail, private, and corporate banking clients in the Netherlands, rest of Europe, the United States, Asia, and internationally. More details

ABN fundamental analysis
Snowflake Score
Valuation2/6
Future Growth1/6
Past Performance2/6
Financial Health5/6
Dividends4/6

ABN Community Fair Values

Create Narrative

See what 83 others think this stock is worth. Follow their fair value or set your own to get alerts.

ABN AMRO Bank N.V. Competitors

Price History & Performance

Summary of share price highs, lows and changes for ABN AMRO Bank
Historical stock prices
Current Share Price€33.93
52 Week High€35.06
52 Week Low€22.26
Beta0.74
1 Month Change14.67%
3 Month Change24.70%
1 Year Change48.95%
3 Year Change144.81%
5 Year Change205.13%
Change since IPO84.90%

Recent News & Updates

Narrative Update May 14

ABN: Future Returns Will Depend On Net Interest Income And Capital Distribution

ABN AMRO Bank’s analyst fair value estimate has been nudged higher from €33.79 to €34.72. This reflects analysts’ updated price targets around €37 to €39 and their rationale around adjusted discount rates, slightly revised revenue growth assumptions, improved profit margin expectations and a steady forward P/E of about 10.7x.
Narrative Update Apr 28

ABN: Earnings Quality Concerns Will Test Future Net Interest Income

ABN AMRO Bank's updated analyst price target edges slightly lower to about €25.79, as analysts balance tweaks to the discount rate and valuation assumptions with recent mixed target moves from major banks and a more supportive view on revenue growth, profit margins and future P/E levels. Analyst Commentary Recent research on ABN AMRO Bank highlights a split in sentiment, with some firms lifting price targets and others trimming them.
Narrative Update Apr 14

ABN: Future Upside Will Rely On Net Interest Income Execution

Analysts have lifted ABN AMRO Bank's fair value estimate from €31.18 to €33.79, reflecting updated assumptions on revenue growth, profit margins and future P/E, supported by recent Street research that includes higher price targets and renewed positive views on the shares. Analyst Commentary Recent Street research on ABN AMRO Bank provides a mix of optimistic and cautious signals that investors can use to frame expectations around valuation, execution and growth.

Recent updates

Narrative Update May 14

ABN: Future Returns Will Depend On Net Interest Income And Capital Distribution

ABN AMRO Bank’s analyst fair value estimate has been nudged higher from €33.79 to €34.72. This reflects analysts’ updated price targets around €37 to €39 and their rationale around adjusted discount rates, slightly revised revenue growth assumptions, improved profit margin expectations and a steady forward P/E of about 10.7x.
Narrative Update Apr 28

ABN: Earnings Quality Concerns Will Test Future Net Interest Income

ABN AMRO Bank's updated analyst price target edges slightly lower to about €25.79, as analysts balance tweaks to the discount rate and valuation assumptions with recent mixed target moves from major banks and a more supportive view on revenue growth, profit margins and future P/E levels. Analyst Commentary Recent research on ABN AMRO Bank highlights a split in sentiment, with some firms lifting price targets and others trimming them.
Narrative Update Apr 14

ABN: Future Upside Will Rely On Net Interest Income Execution

Analysts have lifted ABN AMRO Bank's fair value estimate from €31.18 to €33.79, reflecting updated assumptions on revenue growth, profit margins and future P/E, supported by recent Street research that includes higher price targets and renewed positive views on the shares. Analyst Commentary Recent Street research on ABN AMRO Bank provides a mix of optimistic and cautious signals that investors can use to frame expectations around valuation, execution and growth.
Narrative Update Mar 31

ABN: Fair Value Reset Will Test Net Interest Income Expectations

Analysts have raised the fair value estimate for ABN AMRO Bank from €23.45 to €25.95. This change reflects recent increases in Street price targets, including higher levels from Deutsche Bank, Citi and JPMorgan, supported by more constructive views on net interest income and earnings power.
Narrative Update Mar 17

ABN: Rising Net Interest Income Will Support Stronger Future Returns

Narrative Update The updated analyst price target for ABN AMRO Bank moves to €38.70 from €38.10, reflecting analysts' recent target lifts and generally more constructive views on net interest income and the broader earnings profile. Analyst Commentary Recent research updates on ABN AMRO Bank point to a more constructive tone, with several bullish analysts adjusting price targets higher and highlighting potential upside in earnings drivers such as net interest income.
Narrative Update Mar 03

ABN: Elevated P/E Will Face Test From Net Interest Income Uncertainty

The analyst price target for ABN AMRO Bank has been raised from €21.98 to €23.45 as analysts factor in updated assumptions on revenue growth, profit margins and future P/E, alongside recent research that points to upside potential in net interest income and generally more constructive coverage of the shares. Analyst Commentary Street research around ABN AMRO Bank has become more active, with several firms updating views and price targets based on refreshed assumptions for earnings, net interest income and valuation multiples.
Narrative Update Feb 17

ABN: Future Earnings Delivery Will Test Bullish P E Assumptions

Narrative Update: ABN AMRO Bank Analyst Price Target Shift The analyst fair value estimate for ABN AMRO Bank has moved from €18.50 to about €21.98, as analysts adjust their models to reflect updated revenue assumptions, a slightly higher discount rate and a revised future P/E outlook highlighted in recent positive research coverage. Analyst Commentary Recent research coverage on ABN AMRO Bank combines constructive long term views with a more measured tone on execution and valuation.
Narrative Update Feb 03

ABN: Higher Margins And Capital Efficiency Will Support Stronger Future Returns

The analyst price target for ABN AMRO Bank has been increased from €36.00 to €38.10 as analysts factor in updated expectations around discount rates, revenue growth, profit margins and future P/E following a series of recent target hikes from major banks. Analyst Commentary Recent Street research on ABN AMRO Bank points to a cluster of optimistic views, with several bullish analysts adjusting their models to reflect updated assumptions on valuation, earnings power and capital return potential.
Narrative Update Jan 20

ABN: Fairly Valued Outlook Will Hinge On P E And Margin Assumptions

Analysts have lifted their fair value estimate for ABN AMRO Bank from €29.84 to about €31.18, citing updated price targets from several firms and refreshed assumptions on discount rates, margins and future P/E as key drivers behind the change. Analyst Commentary Recent research updates on ABN AMRO Bank point to a cluster of slightly higher price targets, which feeds directly into the revised fair value estimate.
Narrative Update Jan 05

ABN: Rising Profitability And Stronger Margins Will Support Higher Future Earnings

Analysts have nudged their price targets on ABN AMRO Bank higher into a roughly €24 to C$34 range, citing updated views on revenue growth, profit margins and future P/E assumptions. Analyst Commentary Recent Street research on ABN AMRO Bank shows a cluster of higher price targets, with several bullish analysts lifting their expectations into the mid €20s to low €30s range and one target expressed in Canadian dollars reaching C$34.
Narrative Update Dec 14

ABN: Rising Profitability And Capital Strength Will Support Upgraded Fair Value Estimate

ABN AMRO Bank's analyst fair value estimate has been raised from EUR 29.00 to EUR 36.00, as analysts point to stronger expected revenue growth, higher profit margins, and solid capital and efficiency trends reflected in a series of recent price target upgrades across the Street. Analyst Commentary Street research has turned increasingly constructive on ABN AMRO Bank, with a series of target price increases and rating upgrades underscoring confidence in the bank's ability to sustain higher returns.
Narrative Update Nov 30

ABN: Share Price Outlook Will Depend On Merger Talks And Profit Margin Stability

ABN AMRO Bank’s analyst price target has been revised upward from €28.15 to €29.84. Analysts cite improved revenue growth expectations and supportive recent research updates as reasons for this adjustment.
Narrative Update Nov 16

ABN: Future Prospects Will Depend On Profit Margin Sustainability And Acquisition Speculation

Analysts have increased their fair value estimate for ABN AMRO Bank from €26.98 to €28.15. They cite stronger profit margins and improved revenue growth forecasts, which are supporting higher price targets across recent research updates.
Narrative Update Nov 01

ABN: Revenue Momentum And Potential Takeover Will Shape Future Performance

Analysts have slightly raised their price target for ABN AMRO Bank to €26.98, citing improved revenue growth, higher profit margins, and recent positive sector momentum. Analyst Commentary Recent street research on ABN AMRO Bank highlights a dynamic mix of optimism and caution from market analysts.
Narrative Update Oct 18

Digital Banking And Green Lending Will Define Future Markets

The analyst fair value estimate for ABN AMRO Bank has increased slightly to €26.91 from €26.33, as analysts cite improved profit margin trends and a stronger outlook for revenue growth. Analyst Commentary Recent street research reveals a mix of optimism and caution among analysts covering ABN AMRO Bank.
Narrative Update Oct 04

Digital Banking And Green Lending Will Define Future Markets

The analyst price target for ABN AMRO Bank has increased from €25.33 to €26.33. This reflects analysts' expectations of improved revenue momentum and greater operational efficiency, which are seen as supporting shareholder returns.
Narrative Update Sep 19

Digital Banking And Green Lending Will Define Future Markets

Analysts have raised ABN AMRO Bank’s price target to €25.33, reflecting improved capital returns, higher net interest income forecasts, and enhanced asset quality, though tempered by concerns over fee income growth and macroeconomic uncertainty. Analyst Commentary Bullish analysts have cited improving capital return potential and more favorable shareholder remuneration policies as drivers for raising price targets.
Narrative Update Sep 04

Digital Banking And Green Lending Will Define Future Markets

Analysts remain optimistic on ABN AMRO Bank due to strong earnings momentum, solid capital returns, and operational efficiencies, though some express caution over valuation and competitive pressures, resulting in an unchanged consensus price target of €24.78. Analyst Commentary Bullish analysts are raising price targets due to expectations of continued earnings momentum and resilient net interest income performance.
Analysis Article Aug 11

ABN AMRO Bank (AMS:ABN) Has Announced That Its Dividend Will Be Reduced To €0.54

The board of ABN AMRO Bank N.V. ( AMS:ABN ) has announced that the dividend on 9th of September will be reduced by...
User avatar
New Narrative Nov 24

AMRO's Critical Innovations Promise Growth Amid Regulatory And Economic Headwinds

Partnerships and sustainable financing initiatives could drive fee income growth and boost corporate loan demand.

Shareholder Returns

ABNNL BanksNL Market
7D-2.9%0.5%-1.8%
1Y48.9%35.2%31.1%

Return vs Industry: ABN exceeded the Dutch Banks industry which returned 35.2% over the past year.

Return vs Market: ABN exceeded the Dutch Market which returned 31.1% over the past year.

Price Volatility

Is ABN's price volatile compared to industry and market?
ABN volatility
ABN Average Weekly Movement4.6%
Banks Industry Average Movement4.1%
Market Average Movement4.6%
10% most volatile stocks in NL Market7.8%
10% least volatile stocks in NL Market2.7%

Stable Share Price: ABN has not had significant price volatility in the past 3 months compared to the Dutch market.

Volatility Over Time: ABN's weekly volatility (5%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
200923,140Marguerite Berard-Andrieuwww.abnamro.com

ABN AMRO Bank N.V. provides various banking products and financial services to retail, private, and corporate banking clients in the Netherlands, rest of Europe, the United States, Asia, and internationally. It operates through three segments: Personal & Business Banking, Wealth Management, and Corporate Banking. The company offers fixed deposits; home improvement; mortgage products; investment products; and car, home travel, and legal expenses insurances.

ABN AMRO Bank N.V. Fundamentals Summary

How do ABN AMRO Bank's earnings and revenue compare to its market cap?
ABN fundamental statistics
Market cap€27.68b
Earnings (TTM)€2.11b
Revenue (TTM)€8.78b
13.1x
P/E Ratio
1.0x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
ABN income statement (TTM)
Revenue€8.78b
Cost of Revenue€0
Gross Profit€8.78b
Other Expenses€6.67b
Earnings€2.11b

Last Reported Earnings

Mar 31, 2026

Next Earnings Date

Aug 12, 2026

Earnings per share (EPS)2.59
Gross Margin100.00%
Net Profit Margin24.05%
Debt/Equity Ratio436.7%

How did ABN perform over the long term?

See historical performance and comparison

Dividends

3.7%
Current Dividend Yield
49%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/06/01 05:59
End of Day Share Price 2026/06/01 00:00
Earnings2026/03/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

ABN AMRO Bank N.V. is covered by 30 analysts. 15 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Juan Lopez CoboBanco Santander
Flora Benhakoun BocahutBarclays
Amit GoelBarclays