UBS Group AG

SWX:UBSG Stock Report

Market Cap: CHF 92.5b

UBS Group Valuation

Is UBSG undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

5/6

Valuation Score 5/6

  • Below Future Cash Flow Value

  • Significantly Below Future Cash Flow Value

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Analyst Forecast

Share Price vs Future Cash Flow Value

What is the Fair Price of UBSG when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Ultimate guide to DCF valuation for stock investing

Learn how to determine fair value like the best investors in the world.

Below Future Cash Flow Value: UBSG (CHF29.92) is trading below our estimate of future cash flow value (CHF37.43)

Significantly Below Future Cash Flow Value: UBSG is trading below future cash flow value by more than 20%.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for UBSG?

Key metric: As UBSG is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.

The above table shows the Price to Earnings ratio for UBSG. This is calculated by dividing UBSG's market cap by their current earnings.
What is UBSG's PE Ratio?
PE Ratio15x
EarningsUS$7.77b
Market CapUS$116.67b

Price to Earnings Ratio vs Peers

How does UBSG's PE Ratio compare to its peers?

The above table shows the PE ratio for UBSG vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PEEstimated GrowthMarket Cap
Peer Average19.4x
PGHN Partners Group Holding
16.9x11.21%CHF 21.3b
BAER Julius Bär Gruppe
15.8x14.12%CHF 12.1b
VZN VZ Holding
25.2x8.06%CHF 5.9b
SQN Swissquote Group Holding
19.8x13.97%CHF 6.1b
UBSG UBS Group
15x15.59%CHF 92.5b

Price-To-Earnings vs Peers: UBSG is good value based on its Price-To-Earnings Ratio (15x) compared to the peer average (19.4x).

Historical Price to Earnings Ratio

Historical Price to Earnings Ratio compares a stock's price to its earnings over time. Higher ratios indicate that investors are willing to pay more for the stock.

Fetching historical data

Price to Earnings Ratio vs Industry

How does UBSG's PE Ratio compare vs other companies in the European Capital Markets Industry?

19 CompaniesPrice / EarningsEstimated GrowthMarket Cap
UBSG 15.0xIndustry Avg. 15.0xNo. of Companies36PE01224364860+
19 CompaniesEstimated GrowthMarket Cap
No more companies

Price-To-Earnings vs Industry: UBSG is good value based on its Price-To-Earnings Ratio (15x) compared to the European Capital Markets industry average (15.2x).

Price to Earnings Ratio vs Fair Ratio

What is UBSG's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

UBSG PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio15x
Fair PE Ratio23.1x

Price-To-Earnings vs Fair Ratio: UBSG is good value based on its Price-To-Earnings Ratio (15x) compared to the estimated Fair Price-To-Earnings Ratio (23.1x).

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst UBSG forecast and predictions for the stock price in 12 month’s time.
DateShare PriceAverage 1Y Price TargetDispersionHighLow1Y Actual priceAnalysts
CurrentCHF 29.92
CHF 38.38
+28.26%
15.98%CHF 55.00CHF 30.00n/a17
Mar ’27CHF 32.01
CHF 38.20
+19.34%
16.49%CHF 55.00CHF 30.00n/a17
Feb ’27CHF 36.39
CHF 38.19
+4.94%
17.57%CHF 55.00CHF 28.00n/a17
Jan ’27CHF 36.96
CHF 34.96
-5.42%
14.89%CHF 48.00CHF 28.00n/a16
Dec ’26CHF 30.98
CHF 33.89
+9.40%
11.50%CHF 41.50CHF 28.00n/a16
Nov ’26CHF 30.73
CHF 33.64
+9.48%
11.96%CHF 41.50CHF 27.00n/a16
Oct ’26CHF 32.24
CHF 32.69
+1.40%
14.54%CHF 39.50CHF 21.00n/a16
Sep ’26CHF 32.33
CHF 32.13
-0.62%
13.88%CHF 39.50CHF 21.00n/a16
Aug ’26CHF 30.44
CHF 30.73
+0.97%
13.93%CHF 37.00CHF 21.00n/a16
Jul ’26CHF 26.64
CHF 29.43
+10.49%
14.42%CHF 37.00CHF 21.00n/a16
Jun ’26CHF 26.19
CHF 29.27
+11.75%
14.69%CHF 37.00CHF 21.00n/a15
May ’26CHF 24.89
CHF 29.48
+18.45%
15.30%CHF 37.00CHF 21.00n/a16
Apr ’26CHF 26.80
CHF 31.44
+17.33%
15.29%CHF 37.00CHF 21.00n/a17
Mar ’26CHF 30.90
CHF 31.95
+3.39%
17.48%CHF 44.50CHF 21.00CHF 32.0116
Feb ’26CHF 32.34
CHF 30.70
-5.07%
17.68%CHF 42.70CHF 21.00CHF 36.3916
Jan ’26CHF 27.73
CHF 29.57
+6.63%
18.02%CHF 42.90CHF 21.00CHF 36.9616
Dec ’25CHF 28.48
CHF 29.13
+2.29%
17.13%CHF 42.90CHF 21.00CHF 30.9816
Nov ’25CHF 27.10
CHF 29.16
+7.59%
17.73%CHF 42.90CHF 21.00CHF 30.7317
Oct ’25CHF 25.95
CHF 28.68
+10.50%
14.83%CHF 37.10CHF 21.00CHF 32.2418
Sep ’25CHF 25.97
CHF 28.53
+9.87%
15.66%CHF 37.10CHF 21.00CHF 32.3317
Aug ’25CHF 26.66
CHF 28.64
+7.42%
15.00%CHF 37.00CHF 21.00CHF 30.4417
Jul ’25CHF 26.98
CHF 28.61
+6.05%
14.46%CHF 37.00CHF 21.00CHF 26.6418
Jun ’25CHF 28.49
CHF 28.61
+0.43%
14.46%CHF 37.00CHF 21.00CHF 26.1918
May ’25CHF 24.27
CHF 28.06
+15.60%
13.61%CHF 37.00CHF 21.00CHF 24.8918
Apr ’25CHF 27.74
CHF 27.81
+0.24%
19.36%CHF 37.00CHF 13.20CHF 26.8018
Mar ’25CHF 25.50
CHF 27.08
+6.19%
17.11%CHF 33.00CHF 13.20CHF 30.9019
CHF 38.38
Fair Value
22.0% undervalued intrinsic discount
17
Number of Analysts

Analyst Forecast: Target price is more than 20% higher than the current share price, but analysts are not within a statistically confident range of agreement.

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/03/18 09:52
End of Day Share Price 2026/03/18 00:00
Earnings2025/12/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

UBS Group AG is covered by 32 analysts. 13 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Reto AmstaldenBaader Helvea Equity Research
Ignacio Mendez TerrosoBanco Santander
Flora Benhakoun BocahutBarclays