Cadence Bank

NYSE:CADE Stock Report

Market Cap: US$7.9b

This company has been acquired

The company may no longer be operating, as it has been acquired. Find out why through their latest events.

Cadence Bank Valuation

Is CADE undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

2/6

Valuation Score 2/6

  • Below Future Cash Flow Value

  • Significantly Below Future Cash Flow Value

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Analyst Forecast

Share Price vs Future Cash Flow Value

What is the Fair Price of CADE when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Ultimate guide to DCF valuation for stock investing

Learn how to determine fair value like the best investors in the world.

Below Future Cash Flow Value: CADE ($42.11) is trading below our estimate of future cash flow value ($72.44)

Significantly Below Future Cash Flow Value: CADE is trading below future cash flow value by more than 20%.


Key Valuation Metric

Which metric is best to use when looking at relative valuation for CADE?

Key metric: As CADE is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.

The above table shows the Price to Earnings ratio for CADE. This is calculated by dividing CADE's market cap by their current earnings.
What is CADE's PE Ratio?
PE Ratio14.8x
EarningsUS$532.60m
Market CapUS$7.86b

Price to Earnings Ratio vs Peers

How does CADE's PE Ratio compare to its peers?

The above table shows the PE ratio for CADE vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PEEstimated GrowthMarket Cap
Peer Average13x
CBSH Commerce Bancshares
12.4x5.75%US$7.1b
BOKF BOK Financial
13.3x2.94%US$7.6b
CFR Cullen/Frost Bankers
13.2x0.84%US$8.4b
ONB Old National Bancorp
12.9x23.09%US$8.5b
CADE Cadence Bank
14.8x13.81%US$7.9b

Price-To-Earnings vs Peers: CADE is expensive based on its Price-To-Earnings Ratio (14.8x) compared to the peer average (13.9x).


Historical Price to Earnings Ratio

Historical Price to Earnings Ratio compares a stock's price to its earnings over time. Higher ratios indicate that investors are willing to pay more for the stock.

Fetching historical data


Price to Earnings Ratio vs Industry

How does CADE's PE Ratio compare vs other companies in the US Banks Industry?

5 CompaniesPrice / EarningsEstimated GrowthMarket Cap
FRCB First Republic Bank
0.02xn/aUS$27.98m
OCNB Oconomowoc Bancshares
0.7xn/aUS$10.72m
SBNY Signature Bank
0.002xn/aUS$2.18m
PEBC Peoples Bancorp
0.2xn/aUS$750.79k
CADE 14.8xIndustry Avg. 11.2xNo. of Companies125PE0612182430+
5 CompaniesEstimated GrowthMarket Cap
No more companies

Price-To-Earnings vs Industry: CADE is expensive based on its Price-To-Earnings Ratio (14.8x) compared to the US Banks industry average (11.7x).


Price to Earnings Ratio vs Fair Ratio

What is CADE's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

CADE PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio14.8x
Fair PE Ratio14.6x

Price-To-Earnings vs Fair Ratio: CADE is expensive based on its Price-To-Earnings Ratio (14.8x) compared to the estimated Fair Price-To-Earnings Ratio (14.6x).


Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst CADE forecast and predictions for the stock price in 12 month’s time.
DateShare PriceAverage 1Y Price TargetDispersionHighLow1Y Actual priceAnalysts
Currentn/a
US$43.50
0%
7.88%US$48.00US$39.00n/a8
Mar ’27n/a
US$43.50
0%
7.88%US$48.00US$39.00n/a8
Feb ’27US$42.11
US$43.50
+3.30%
7.88%US$48.00US$39.00n/a8
Jan ’27US$42.84
US$44.00
+2.71%
10.01%US$52.00US$39.00n/a10
Dec ’26US$40.55
US$42.70
+5.30%
8.70%US$49.00US$39.00n/a10
Nov ’26US$37.74
US$42.70
+13.14%
8.70%US$49.00US$39.00n/a10
Oct ’26US$37.52
US$41.45
+10.49%
7.08%US$47.00US$37.00n/a11
Sep ’26US$37.64
US$40.36
+7.24%
5.31%US$43.00US$37.00n/a11
Aug ’26US$33.94
US$40.36
+18.93%
5.31%US$43.00US$37.00n/a11
Jul ’26US$33.44
US$35.27
+5.48%
7.36%US$40.00US$31.00n/a11
Jun ’26US$30.30
US$35.27
+16.41%
7.36%US$40.00US$31.00n/a11
May ’26US$29.69
US$34.82
+17.27%
6.34%US$38.00US$31.00n/a11
Apr ’26US$30.41
US$40.55
+33.33%
6.07%US$45.00US$38.00n/a11
Mar ’26US$33.16
US$40.91
+23.37%
7.10%US$46.00US$38.00n/a11
Feb ’26US$35.20
US$40.91
+16.22%
7.10%US$46.00US$38.00US$42.1111
Jan ’26US$34.45
US$40.86
+18.62%
7.63%US$46.00US$36.00US$42.8411
Dec ’25US$38.19
US$38.77
+1.53%
7.61%US$46.00US$34.00US$40.5511
Nov ’25US$33.06
US$37.21
+12.55%
4.64%US$40.00US$34.00US$37.7412
Oct ’25US$30.54
US$36.38
+19.11%
4.80%US$39.00US$34.00US$37.5212
Sep ’25US$32.28
US$35.58
+10.21%
6.70%US$39.00US$30.00US$37.6413
Aug ’25US$31.40
US$35.12
+11.83%
7.98%US$39.00US$30.00US$33.9413
Jul ’25US$28.22
US$31.96
+13.26%
6.33%US$35.00US$28.00US$33.4413
Jun ’25US$28.55
US$32.04
+12.22%
6.37%US$35.00US$28.00US$30.3013
May ’25US$28.23
US$32.04
+13.49%
6.37%US$35.00US$28.00US$29.6913
Apr ’25US$28.72
US$31.35
+9.14%
6.92%US$34.50US$27.00US$30.4113
Mar ’25US$27.49
US$31.19
+13.47%
7.24%US$34.50US$27.00US$33.1613
US$43.5
Fair Value
3.2% undervalued intrinsic discount
8
Number of Analysts

Analyst Forecast: Target price is less than 20% higher than the current share price.


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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/02/02 10:00
End of Day Share Price 2026/01/30 00:00
Earnings2025/12/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Cadence Bank is covered by 16 analysts. 7 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Jared David ShawBarclays
John RodisBrean Capital Historical (Janney Montgomery)
Benjamin GerlingerCitigroup Inc