Eurobank (EUROB) Stock Overview
Provides retail, corporate and private banking, asset management, treasury and capital market, and other services in Greece, Bulgaria, Cyprus, and Luxembourg. More details
| Snowflake Score | |
|---|---|
| Valuation | 6/6 |
| Future Growth | 2/6 |
| Past Performance | 2/6 |
| Financial Health | 4/6 |
| Dividends | 2/6 |
Rewards
Risk Analysis
EUROB Community Fair Values
Create NarrativeSee what 24 others think this stock is worth. Follow their fair value or set your own to get alerts.
Analyst Price Targets
Eurobank S.A. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | €3.89 |
| 52 Week High | €4.39 |
| 52 Week Low | €2.63 |
| Beta | 0.71 |
| 1 Month Change | -2.43% |
| 3 Month Change | 10.63% |
| 1 Year Change | 40.54% |
| 3 Year Change | 159.19% |
| 5 Year Change | 350.58% |
| Change since IPO | -99.90% |
Recent News & Updates
Narrative Update • May 23
EUROB: Buyback Completion Will Support Constructive Repricing Outlook
Eurobank's analyst price target has shifted slightly as analysts balance a lower €3.73 fair value estimate against more constructive views from recent research, including a €0.10 reduction from one bank and an upgrade from another. Analyst Commentary Recent research on Eurobank points to a more mixed stance, with a modest €0.10 price target cut from JPMorgan sitting alongside a more constructive upgrade from another firm.
Narrative Update • Apr 29
EUROB: Share Cancellations And Firmer Outlook Will Support Bullish Case
Analysts have inched their Eurobank price target higher to €5.47, reflecting small adjustments to fair value estimates and discount rate assumptions following recent, more positive research commentary. Analyst Commentary Recent research points to a more confident tone around Eurobank, with bullish analysts using the latest updates to justify slightly higher fair value assumptions and a firmer stance on the stock.Narrative Update • Apr 14
EUROB: Share Cancellation And Buyback Completion Will Support Bullish Thesis
Eurobank's analyst price target edges lower to €5.47 from €5.54, as analysts factor in updated assumptions on discount rate, revenue growth, profit margin and future P/E, while still reflecting a more constructive stance in recent research. Analyst Commentary Recent research points to a more confident tone from bullish analysts, who see the latest assumptions on discount rate, revenue, margins and future P/E as supportive of Eurobank's equity story, even with a slightly lower price target.Narrative Update • Mar 31
EUROB: Buyback Completion And Revised Assumptions Will Shape Balanced Risk Profile
Analysts have raised Eurobank's fair value estimate from €3.50 to about €3.73, citing updated assumptions for discount rate, revenue growth, profit margin and future P/E. What's in the News Eurobank reported completion of a share buyback program announced on May 12, 2025, reaching a total of 108,178,788 shares repurchased, equal to 2.96% of its share capital, for €346 million (Key Developments).Narrative Update • Mar 17
EUROB: Share Buyback And Index Inclusion Will Support Bullish Thesis
Analysts now set a slightly lower price target for Eurobank at €5.54, down from €5.64, reflecting updated views on revenue growth, profit margins, the discount rate and future P/E assumptions. What's in the News Eurobank completed the repurchase of 108,178,788 shares, representing 2.96% of its share capital, for a total of €346 million under the buyback program announced on May 12, 2025 (Key Developments).Recent updates
Narrative Update • May 23
EUROB: Buyback Completion Will Support Constructive Repricing Outlook
Eurobank's analyst price target has shifted slightly as analysts balance a lower €3.73 fair value estimate against more constructive views from recent research, including a €0.10 reduction from one bank and an upgrade from another. Analyst Commentary Recent research on Eurobank points to a more mixed stance, with a modest €0.10 price target cut from JPMorgan sitting alongside a more constructive upgrade from another firm.Narrative Update • Apr 29
EUROB: Share Cancellations And Firmer Outlook Will Support Bullish Case
Analysts have inched their Eurobank price target higher to €5.47, reflecting small adjustments to fair value estimates and discount rate assumptions following recent, more positive research commentary. Analyst Commentary Recent research points to a more confident tone around Eurobank, with bullish analysts using the latest updates to justify slightly higher fair value assumptions and a firmer stance on the stock.Narrative Update • Apr 14
EUROB: Share Cancellation And Buyback Completion Will Support Bullish Thesis
Eurobank's analyst price target edges lower to €5.47 from €5.54, as analysts factor in updated assumptions on discount rate, revenue growth, profit margin and future P/E, while still reflecting a more constructive stance in recent research. Analyst Commentary Recent research points to a more confident tone from bullish analysts, who see the latest assumptions on discount rate, revenue, margins and future P/E as supportive of Eurobank's equity story, even with a slightly lower price target.Narrative Update • Mar 31
EUROB: Buyback Completion And Revised Assumptions Will Shape Balanced Risk Profile
Analysts have raised Eurobank's fair value estimate from €3.50 to about €3.73, citing updated assumptions for discount rate, revenue growth, profit margin and future P/E. What's in the News Eurobank reported completion of a share buyback program announced on May 12, 2025, reaching a total of 108,178,788 shares repurchased, equal to 2.96% of its share capital, for €346 million (Key Developments).Narrative Update • Mar 17
EUROB: Share Buyback And Index Inclusion Will Support Bullish Thesis
Analysts now set a slightly lower price target for Eurobank at €5.54, down from €5.64, reflecting updated views on revenue growth, profit margins, the discount rate and future P/E assumptions. What's in the News Eurobank completed the repurchase of 108,178,788 shares, representing 2.96% of its share capital, for a total of €346 million under the buyback program announced on May 12, 2025 (Key Developments).
Narrative Update • Mar 03
EUROB: Index Inclusion And Merger Plans Will Support Further Upside
Analysts have raised their price target on Eurobank to €4.65 from €3.95, reflecting updated assumptions regarding the discount rate, revenue growth, profit margin and future P/E. What's in the News Eurobank S.A. has been added as an index constituent, indicating inclusion in a market index (Index Constituent Adds).Narrative Update • Feb 17
EUROB: Upcoming Merger And Index Changes Will Support Bullish Thesis
Analysts have lifted their price target on Eurobank from €4.20 to about €5.64, citing updated assumptions for fair value, discount rate, revenue growth, profit margin, and future P/E as the key drivers behind the change. What's in the News Eurobank S.A. has been added as an index constituent, reflecting a change in its inclusion status in at least one tracked index (Key Developments).Narrative Update • Feb 03
EUROB: Index Changes And Pending Delisting Will Highlight Overvaluation Risk
Analysts have modestly adjusted their price target on Eurobank, reflecting updated assumptions around the bank's discount rate, revenue growth outlook, profit margin profile and future P/E, even though their estimate of fair value in euro terms remains €3.50. What's in the News Eurobank S.A. has been added as an index constituent, indicating inclusion in a tracked equity index (Index Constituent Adds).Narrative Update • Jan 20
EUROB: Index Inclusion And Merger Plans Will Expose Overvaluation Risk
Analysts have lifted their fair value estimate for Eurobank from €2.76 to €3.50, citing updated assumptions for revenue growth, profit margins and a slightly lower discount rate, which together support a modestly higher future P/E multiple. What's in the News Eurobank S.A. is being added as an index constituent, reflecting a change in how the company is represented in at least one equity index (Index Constituent Adds).Narrative Update • Jan 06
EUROB: Raised Price View And Merger Timeline Will Support Bullish Case
Analysts have lifted their fair value estimate for Eurobank to €4.20 from €3.99689, broadly in line with a recent Street price target increase to €4.10, citing updated assumptions for discount rate, revenue growth, profit margin and future P/E. Analyst Commentary Recent Street research reflects a constructive tone around Eurobank, with bullish analysts citing valuation support and execution as key reasons for lifting price targets closer to the updated fair value estimate.Narrative Update • Dec 15
EUROB: Raised Price View May Support Further Upside In Shares
Narrative Update on Analyst Price Target Analysts have raised their price target on Eurobank Ergasias Services and Holdings from approximately €3.93 to about €3.95. This reflects slightly higher expected revenue growth and a modestly lower discount rate, while largely maintaining profit margin and valuation assumptions.Narrative Update • Dec 01
EUROB: Upcoming Board Decision And Recent Rating May Influence Share Momentum
Eurobank Ergasias Services and Holdings saw its analyst price target rise modestly as updated forecasts for revenue growth and profit margin supported an increase from €3.91 to €3.93. Analysts cited improved financial expectations as the main rationale.Narrative Update • Nov 17
EUROB: Future Dividend Distribution Will Drive Renewed Investor Optimism
Analysts have raised their fair value estimate for Eurobank Ergasias Services and Holdings to €3.91 from €3.84. This change reflects improved growth prospects and a lowered discount rate, which supports a higher price target.Narrative Update • Nov 03
EUROB: Confidence Will Rise On Improved Earnings Visibility And Dividend Potential
Analysts have increased their price target for Eurobank Ergasias Services and Holdings from €3.73 to €3.84, citing improved revenue growth expectations and stronger confidence reflected in recent research updates. Analyst Commentary Bullish Takeaways Bullish analysts point to the significant price target increase as a response to accelerating revenue growth.Narrative Update • Oct 20
Digital Banking And Southeastern Europe Will Drive Long-Term Prosperity
Analysts have updated their price target for Eurobank Ergasias Services and Holdings, raising it from €3.60 to €4.10. This change is based on improved fair value estimates along with slightly higher growth and profit margin projections.Narrative Update • Oct 05
Digital Banking And Southeastern Europe Will Drive Long-Term Prosperity
Eurobank Ergasias Services and Holdings has seen its analyst price target revised upward from €3.63 to €3.70, as analysts cite subtle improvements in the bank’s underlying fair value estimates and discount rate assumptions. What's in the News Between May 9, 2025 and July 25, 2025, the company repurchased 28,417,724 shares, amounting to 0.77% of its share capital, for a total of €79 million (Key Developments).Narrative Update • Sep 20
Digital Banking And Southeastern Europe Will Drive Long-Term Prosperity
Eurobank Ergasias Services and Holdings saw minimal changes in both its Discount Rate and Future P/E ratio, with the consensus analyst price target rising only slightly from €3.60 to €3.63. Valuation Changes Summary of Valuation Changes for Eurobank Ergasias Services and Holdings The Consensus Analyst Price Target remained effectively unchanged, moving only marginally from €3.60 to €3.63.Narrative Update • Sep 05
Digital Banking And Southeastern Europe Will Drive Long-Term Prosperity
With both the Future P/E ratio and Discount Rate remaining effectively unchanged, there is little fundamental shift in analysts' valuation outlooks, resulting in the consensus price target for Eurobank Ergasias Services and Holdings remaining steady at €3.60. Valuation Changes Summary of Valuation Changes for Eurobank Ergasias Services and Holdings The Consensus Analyst Price Target remained effectively unchanged, at €3.60.
New Narrative • Nov 27
Tourism And Acquisitions Drive Growth Amid Pressures On Profit Margins And Earnings
Eurobank's strategic acquisitions and improving risk profile may enhance revenue growth and net margins, benefiting overall financial performance.Shareholder Returns
| EUROB | GR Banks | GR Market | |
|---|---|---|---|
| 7D | -2.5% | -3.3% | -1.4% |
| 1Y | 40.5% | 43.3% | 31.7% |
Return vs Industry: EUROB underperformed the Greek Banks industry which returned 43.3% over the past year.
Return vs Market: EUROB exceeded the Greek Market which returned 31.7% over the past year.
Price Volatility
| EUROB volatility | |
|---|---|
| EUROB Average Weekly Movement | 7.5% |
| Banks Industry Average Movement | 7.2% |
| Market Average Movement | 4.4% |
| 10% most volatile stocks in GR Market | 7.0% |
| 10% least volatile stocks in GR Market | 2.8% |
Stable Share Price: EUROB's share price has been volatile over the past 3 months compared to the Greek market.
Volatility Over Time: EUROB's weekly volatility (7%) has been stable over the past year, but is still higher than 75% of Greek stocks.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1924 | 12,424 | Fokion Karavias | www.eurobank.gr |
Eurobank S.A. provides retail, corporate and private banking, asset management, treasury and capital market, and other services in Greece, Bulgaria, Cyprus, and Luxembourg. It operates through Retail, Corporate, Markets, International, and Investment Property. The company offers current accounts, savings, deposits and investment savings products, credit and debit cards, consumer loans, small business banking, and mortgages, as well as overdrafts, loans and other credit facilities, foreign currency, and derivative products.
Eurobank S.A. Fundamentals Summary
| EUROB fundamental statistics | |
|---|---|
| Market cap | €14.01b |
| Earnings (TTM) | €1.36b |
| Revenue (TTM) | €3.08b |
10.3x
P/E Ratio1.3x
P/B RatioIs EUROB overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| EUROB income statement (TTM) | |
|---|---|
| Revenue | €3.08b |
| Cost of Revenue | €0 |
| Gross Profit | €3.08b |
| Other Expenses | €1.72b |
| Earnings | €1.36b |
Last Reported Earnings
Mar 31, 2026
Next Earnings Date
Jul 30, 2026
| Earnings per share (EPS) | 0.38 |
| Gross Margin | 100.00% |
| Net Profit Margin | 44.07% |
| Debt/Equity Ratio | 108.5% |
How did EUROB perform over the long term?
See historical performance and comparisonDividends
1.2%
Current Dividend Yield32%
Payout RatioDoes EUROB pay a reliable dividends?
See EUROB dividend history and benchmarks| Eurobank dividend dates | |
|---|---|
| Ex Dividend Date | Jun 10 2026 |
| Dividend Pay Date | Jun 15 2026 |
| Days until Ex dividend | 3 days |
| Days until Dividend pay date | 8 days |
Does EUROB pay a reliable dividends?
See EUROB dividend history and benchmarksCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/06/07 01:22 |
| End of Day Share Price | 2026/06/05 00:00 |
| Earnings | 2026/03/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Eurobank S.A. is covered by 25 analysts. 10 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Eleni Ismailou | Axia Ventures Group Ltd |
| Robert Bate | Barclays |
| Kirishanthan Vijayarajah | Barclays |