Commonwealth Bank of Australia (CBA) Stock Overview
Engages in the provision of retail and commercial banking services in Australia, New Zealand, and internationally. More details
| Snowflake Score | |
|---|---|
| Valuation | 0/6 |
| Future Growth | 0/6 |
| Past Performance | 5/6 |
| Financial Health | 5/6 |
| Dividends | 4/6 |
CBA Community Fair Values
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Analyst Price Targets
Commonwealth Bank of Australia Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | AU$154.19 |
| 52 Week High | AU$185.59 |
| 52 Week Low | AU$146.98 |
| Beta | 0.80 |
| 1 Month Change | -10.73% |
| 3 Month Change | -3.34% |
| 1 Year Change | -9.28% |
| 3 Year Change | 49.47% |
| 5 Year Change | 49.87% |
| Change since IPO | 1,851.77% |
Recent News & Updates
Recent updates
Narrative Update • Aug 18
CBA: Elevated P/E Will Confront Softer Revenue Outlook And Mortgage Headwinds
Analysts have lifted the Commonwealth Bank of Australia price target from about A$122.57 to A$125.21. This reflects updated assumptions around a slightly higher profit margin, modestly different revenue growth expectations, a small change in the discount rate and a marginally lower future P/E.
Narrative Update • Aug 04
CBA: Elevated P/E Will Confront Prolonged RBA Hold And Housing Weakness
Analysts have adjusted their fair value estimate for Commonwealth Bank of Australia to A$145.20 from A$142.26, reflecting updated assumptions around discount rates, medium term revenue growth, and a slightly higher future P/E multiple. Analyst Commentary Recent commentary around Commonwealth Bank of Australia highlights how analysts are thinking about bank valuations and execution quality across global financials.
Narrative Update • Jul 09
CBA: Premium P E And Margin Pressure Will Likely Cap Future Returns
Analysts have trimmed their fair value estimate for Commonwealth Bank of Australia to about A$97 from roughly A$100, reflecting updated assumptions that include a higher discount rate, slightly stronger revenue growth expectations, a lower profit margin outlook, and a higher future P/E multiple. Analyst Commentary Recent fair value adjustments for Commonwealth Bank of Australia point to a more mixed analyst backdrop, with some commentary highlighting risks around valuation, profit margins, and the balance between growth and capital discipline.Narrative Update • Jun 25
CBA: Elevated P/E May Struggle As Revenue Outlook Softens
The analyst price target for Commonwealth Bank of Australia has been trimmed by about A$3 to reflect slightly softer revenue growth, marginally lower profit margins and a modestly adjusted forward P/E outlook, while the discount rate is kept largely unchanged. Analyst Commentary Recent adjustments to the valuation model for Commonwealth Bank of Australia reflect a more cautious stance on near term execution, but they also highlight areas where analysts still see support for the current P/E and earnings outlook.Narrative Update • Jun 07
CBA: Premium P/E Will Face Pressure From Housing And Lending Headwinds
Narrative Update on Commonwealth Bank of Australia Analysts have nudged their price target for Commonwealth Bank of Australia slightly higher to A$142.26 from A$142.00, reflecting updated assumptions on discount rate, revenue growth, profit margin and future P/E, rather than any major shift in outlook. Analyst Commentary The modest adjustment to the A$142.26 price target for Commonwealth Bank of Australia reflects fine tuning of valuation inputs rather than a shift in the overall stance on the stock.Narrative Update • May 12
CBA: Elevated P/E And Thin Margin Cushion May Pressure Future Returns
Analysts have made a small adjustment to the Commonwealth Bank of Australia price target to A$125.95. This reflects slightly higher discount rate assumptions, modestly lower revenue growth expectations, and a marginally stronger projected profit margin and future P/E.Narrative Update • Apr 21
CBA: Premium P/E Will Be Capped By Margin And Pricing Risks
Analysts have trimmed the Commonwealth Bank of Australia fair value estimate by A$1.07 to A$142.00, reflecting refreshed assumptions around revenue growth, margins, and a slightly lower future P/E multiple. Analyst Commentary Recent research on Commonwealth Bank of Australia has centered on how updated assumptions for revenue growth, margins, and valuation multiples feed into fair value.Narrative Update • Apr 06
CBA: Elevated P/E And Margin Risks May Restrain Fully Franked Dividend Appeal
Analysts have trimmed their fair value estimate for Commonwealth Bank of Australia by A$1.27 to A$126.17, reflecting slightly lower assumed future P/E multiples, as well as marginally higher revenue growth and profit margin forecasts under a modestly reduced discount rate. Analyst Commentary Recent valuation work on Commonwealth Bank of Australia sits against a backdrop of broadly constructive research across other financials, where several global insurers have seen higher price targets and, in some cases, rating upgrades.Narrative Update • Mar 23
CBA: Margin And Pricing Risks Will Limit Premium Multiple Sustainability
Analysts have raised the Commonwealth Bank of Australia fair value estimate from A$139.60 to A$143.07, citing updated assumptions for revenue growth, profit margins, discount rate and future P/E. These updates align with recent sector research trends on pricing, margin durability and selective positioning in financials.Narrative Update • Mar 09
CBA: Elevated P/E And Margin Pressures May Cap Future Dividend Appeal
Analysts have increased their fair value estimate for Commonwealth Bank of Australia slightly to A$127.44 from A$127.23, reflecting updated assumptions for revenue, profit margins and future P/E that they consider better aligned with current conditions. Analyst Commentary Analysts describe the updated A$127.44 fair value estimate for Commonwealth Bank of Australia as a fine tuning rather than a major reset.Narrative Update • Feb 22
CBA: Higher P/E Assumptions May Strain Returns If Margins Weaken
Analysts have lifted their fair value estimate for Commonwealth Bank of Australia to A$127.23 from A$120.47, reflecting refreshed assumptions for slightly higher revenue growth, a modestly higher future P/E multiple, and a small adjustment to the discount rate and profit margin. Analyst Commentary Analysts updating their fair value work on Commonwealth Bank of Australia are broadly weighing what they see as supportive revenue trends against more mixed sector signals on pricing, margins, and the sustainability of current conditions.Analysis Article • Feb 16
Commonwealth Bank of Australia (ASX:CBA) Has Announced A Dividend Of A$2.35
The board of Commonwealth Bank of Australia ( ASX:CBA ) has announced that it will pay a dividend on the 30th of March...Narrative Update • Feb 07
CBA: Higher Discount Rate And Lower P/E Will Restrain Future Upside
Analysts have reduced their price target on Commonwealth Bank of Australia to A$139.60 from A$146.00, citing a slightly higher discount rate and lower future P/E assumptions. They have kept revenue growth and profit margin expectations broadly in line with prior views.Narrative Update • Jan 24
CBA: Quality Earnings And Diversified Income Will Support Premium Returns
Analysts maintained their A$146 fair value estimate for Commonwealth Bank of Australia, making only minor adjustments. These include a slightly lower discount rate, marginally higher revenue growth and profit margin assumptions, and a modest reduction in the assumed future P/E to reflect updated views on earnings quality and risk.Narrative Update • Jan 10
CBA: Premium P E And Margin Risks Will Likely Restrain Future Returns
Analysts have modestly revised their price target for Commonwealth Bank of Australia, reflecting slightly adjusted assumptions for discount rate, revenue growth, profit margin and future P/E, while keeping fair value broadly unchanged. Analyst Commentary While the recent price target update for Commonwealth Bank of Australia leaves fair value broadly unchanged, it sits against a backdrop of mixed sentiment in global financials research, particularly among insurers.Narrative Update • Dec 26
CBA: Elevated Margin Pressures Will Likely Cap Future Share Price Upside
Analysts have nudged their fair value estimate for Commonwealth Bank of Australia fractionally lower, trimming the price target by about A$0.19 to roughly A$99.81, as slightly softer long term margins and a marginally lower discount rate offset improved top line growth expectations. Analyst Commentary Bearish analysts acknowledge that Commonwealth Bank of Australia continues to execute solidly on revenue growth, but argue that the recent fair value trim underscores mounting risks to the medium term outlook.Narrative Update • Dec 12
CBA: Premium Pricing And Digital Execution Will Drive Future Return Profile
Analysts have modestly lowered their price target for Commonwealth Bank of Australia to A$146.00, reflecting slightly softer long term revenue growth assumptions, a marginally reduced discount rate, and a small upgrade to forecast profit margins and future earnings multiples. Analyst Commentary Bullish analysts view the modest trim to the A$146.00 price target as a recalibration rather than a reversal, arguing that Commonwealth Bank of Australia continues to justify a premium valuation versus domestic peers.Analysis Article • Oct 08
We Think Some Shareholders May Hesitate To Increase Commonwealth Bank of Australia's (ASX:CBA) CEO Compensation
Key Insights Commonwealth Bank of Australia to hold its Annual General Meeting on 15th of October Salary of AU$2.82m is...Narrative Update • Sep 19
Digital Disruption Will Challenge Market Shares While Tech Drives Progress
The modest increase in Commonwealth Bank of Australia's future P/E ratio alongside steady revenue growth forecasts suggests a slight uplift in market sentiment, reflected in the consensus analyst price target rising from A$117.82 to A$120.47. What's in the News Commonwealth Bank of Australia (CBA) has extended its share buyback plan duration until August 12, 2026 (Key Developments).Narrative Update • Sep 04
Digital Disruption Will Challenge Market Shares While Tech Drives Progress
With no material changes to the discount rate or future P/E, analysts have maintained their fair value estimate for Commonwealth Bank of Australia at A$117.82. What's in the News Commonwealth Bank of Australia (CBA) extended its share buyback plan duration to August 12, 2026, maintaining flexibility in capital management (Key Developments, 2025-08-13).
New Narrative • Feb 16
Implementing NameCheck Technology Will Raise Expenses Now But May Strengthen Customer Trust In The Future
Rising technology investments may increase operational costs, affecting short-term net margins and earnings without immediate revenue benefits.Shareholder Returns
| CBA | AU Banks | AU Market | |
|---|---|---|---|
| 7D | -3.9% | -4.0% | -2.0% |
| 1Y | -9.3% | -6.9% | -1.1% |
Return vs Industry: CBA underperformed the Australian Banks industry which returned -6.9% over the past year.
Return vs Market: CBA underperformed the Australian Market which returned -1.1% over the past year.
Price Volatility
| CBA volatility | |
|---|---|
| CBA Average Weekly Movement | 2.6% |
| Banks Industry Average Movement | 3.1% |
| Market Average Movement | 9.7% |
| 10% most volatile stocks in AU Market | 16.7% |
| 10% least volatile stocks in AU Market | 4.0% |
Stable Share Price: CBA has not had significant price volatility in the past 3 months compared to the Australian market.
Volatility Over Time: CBA's weekly volatility (3%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1911 | 51,968 | Matt Comyn | www.commbank.com.au |
Commonwealth Bank of Australia engages in the provision of retail and commercial banking services in Australia, New Zealand, and internationally. The company operates through Retail Banking Services, Business Banking, Institutional Banking and Markets, and New Zealand segments. It offers savings and term deposit accounts, commonwealth direct investment accounts, and retail transaction accounts, as well as specialized accounts, such as statutory trust, society cheque, farm management, cash and treasury management, and business foreign currency deposit accounts.
Commonwealth Bank of Australia Fundamentals Summary
| CBA fundamental statistics | |
|---|---|
| Market cap | AU$256.12b |
| Earnings (TTM) | AU$10.91b |
| Revenue (TTM) | AU$29.37b |
23.6x
P/E Ratio3.3x
P/B RatioIs CBA overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| CBA income statement (TTM) | |
|---|---|
| Revenue | AU$29.37b |
| Cost of Revenue | AU$0 |
| Gross Profit | AU$29.37b |
| Other Expenses | AU$18.45b |
| Earnings | AU$10.91b |
Last Reported Earnings
Jun 30, 2026
Next Earnings Date
n/a
| Earnings per share (EPS) | 6.53 |
| Gross Margin | 100.00% |
| Net Profit Margin | 37.16% |
| Debt/Equity Ratio | 437.6% |
How did CBA perform over the long term?
See historical performance and comparisonDividends
3.3%
Current Dividend Yield77%
Payout RatioDoes CBA pay a reliable dividends?
See CBA dividend history and benchmarks| Commonwealth Bank of Australia dividend dates | |
|---|---|
| Ex Dividend Date | Aug 19 2026 |
| Dividend Pay Date | Sep 29 2026 |
| Days until Ex dividend | 24 days |
| Days until Dividend pay date | 17 days |
Does CBA pay a reliable dividends?
See CBA dividend history and benchmarksCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/09/11 15:18 |
| End of Day Share Price | 2026/09/11 00:00 |
| Earnings | 2026/06/30 |
| Annual Earnings | 2026/06/30 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Commonwealth Bank of Australia is covered by 20 analysts. 13 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Jonathan Mott | Barrenjoey Markets Pty Limited |
| Matthew Dunger | BofA Global Research |
| Andrew Scott | CGS International |