First Hawaiian (FHB) Stock Overview
Operates as a bank holding company for First Hawaiian Bank that provides a range of banking products and services to consumer and commercial customers in the United States. More details
| Snowflake Score | |
|---|---|
| Valuation | 3/6 |
| Future Growth | 0/6 |
| Past Performance | 4/6 |
| Financial Health | 6/6 |
| Dividends | 5/6 |
Rewards
Risk Analysis
No risks detected for FHB from our risk checks.
FHB Community Fair Values
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Analyst Price Targets
First Hawaiian, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$26.46 |
| 52 Week High | US$28.35 |
| 52 Week Low | US$22.65 |
| Beta | 0.74 |
| 1 Month Change | -2.72% |
| 3 Month Change | 6.05% |
| 1 Year Change | 12.17% |
| 3 Year Change | 35.83% |
| 5 Year Change | -7.22% |
| Change since IPO | 9.11% |
Recent News & Updates
Seeking Alpha • May 14
First Hawaiian: A Beneficiary Of More Hawkish Rate Expectations
Summary Given its asset-sensitive balance sheet, First Hawaiian stands to benefit from the reduced likelihood of interest rate cuts. FHB's capital levels are rebounding toward pre-2022 levels, enabling it to resume meaningful share repurchases and supporting its shareholder yield. At under 12x earnings, FHB offers a high single-digit shareholder yield and trades at a discount to the industry. With a lower-risk loan book, this looks attractive. Read the full article on Seeking Alpha
Narrative Update • Apr 27
FHB: Share Repurchases And Mixed Earnings Execution Will Shape Future Returns
Analysts have nudged their average price target on First Hawaiian slightly higher, from about $27.00 to roughly $27.33. The change reflects mixed recent target revisions and updated views on earnings power, profitability, and assumed P/E levels.Recent updates
Seeking Alpha • May 14
First Hawaiian: A Beneficiary Of More Hawkish Rate Expectations
Summary Given its asset-sensitive balance sheet, First Hawaiian stands to benefit from the reduced likelihood of interest rate cuts. FHB's capital levels are rebounding toward pre-2022 levels, enabling it to resume meaningful share repurchases and supporting its shareholder yield. At under 12x earnings, FHB offers a high single-digit shareholder yield and trades at a discount to the industry. With a lower-risk loan book, this looks attractive. Read the full article on Seeking AlphaNarrative Update • Apr 27
FHB: Share Repurchases And Mixed Earnings Execution Will Shape Future Returns
Analysts have nudged their average price target on First Hawaiian slightly higher, from about $27.00 to roughly $27.33. The change reflects mixed recent target revisions and updated views on earnings power, profitability, and assumed P/E levels.Narrative Update • Apr 08
FHB: Share Repurchases And Mixed Earnings Outlook Will Shape Future Returns
Analysts have trimmed their average price target on First Hawaiian by about $1 to $27. This reflects updated views on fair value, profit margins, and future P/E expectations after a mixed set of recent research calls.Narrative Update • Mar 25
FHB: Share Repurchases And Loan Repricing Tailwinds Will Support Future Returns
Analysts have raised First Hawaiian's average price target by about $1, reflecting mixed but generally constructive views from recent research updates on the bank's earnings outlook and sector positioning. Analyst Commentary Recent research takes on First Hawaiian highlight a mix of optimism and caution, with several firms fine tuning price targets around a fairly tight range.Narrative Update • Mar 11
FHB: Share Repurchases And Repricing Tailwinds Will Drive Future Returns
Analysts have inched their average price targets on First Hawaiian up and down by about $1 around the current fair value estimate of $27.72. This reflects mixed views that balance recent sector headwinds with expectations for steadier loan growth, net interest income momentum, and operating leverage into 2026.Narrative Update • Feb 25
FHB: Repricing Tailwinds Share Repurchases And Credit Risk Will Shape Returns
Analysts have inched their average price target on First Hawaiian higher by about $1, reflecting modestly updated assumptions on future P/E multiples while keeping fair value and key operating inputs essentially unchanged. Analyst Commentary Recent research on First Hawaiian highlights a mixed but generally constructive tone, with small target price moves reflecting updated views on earnings power, interest rate sensitivity, and credit risk rather than dramatic shifts in the outlook.Narrative Update • Feb 10
FHB: Repricing Tailwinds And Credit Risk Will Shape Balanced Future Returns
Narrative Update: First Hawaiian Analysts have made a modest upward adjustment to their price targets on First Hawaiian, lifting the fair value estimate by about $0.11 per share to $27.72 as they factor in updated views on revenue, profit margins, and a slightly higher future P/E multiple. Analyst Commentary Recent Street research on First Hawaiian has been mixed, with some firms nudging price targets higher and others trimming them.Analysis Article • Feb 05
First Hawaiian (NASDAQ:FHB) Will Pay A Dividend Of $0.26
The board of First Hawaiian, Inc. ( NASDAQ:FHB ) has announced that it will pay a dividend of $0.26 per share on the...Narrative Update • Jan 26
FHB: Unique Deposits And Repricing Tailwinds Will Support Balanced Risk Reward
Narrative Update on First Hawaiian The consolidated analyst price target for First Hawaiian has edged higher to about $27.50. Analysts point to expected loan growth, net interest income momentum, and potential net interest margin outperformance, while still flagging credit risk and broader macro factors as key watchpoints.Narrative Update • Jan 10
FHB: Unique Deposits And Asset Repricing Will Support Balanced Medium Term Risk Reward
Narrative Update Analysts have nudged their blended price target for First Hawaiian slightly lower, reflecting a small adjustment of a few cents to around $27.61. This revision incorporates updated views on net interest income, margins, expenses and longer term P/E assumptions across recent research reports.Narrative Update • Dec 25
FHB: Unique Deposits And Asset Repricing Will Support Balanced Medium Term Outlook
Analysts have slightly raised their price target for First Hawaiian, increasing their fair value estimate from approximately $27.33 to $27.67. This adjustment reflects expectations for stronger net interest income potential, a favorable Hawaii deposit backdrop, and incremental earnings upside from the repricing of fixed rate assets over the medium term.Narrative Update • Dec 10
FHB: Unique Deposits And Asset Repricing Will Shape Balanced Outlook Ahead
Analysts nudged their price target on First Hawaiian higher to $28, citing expectations for stronger net interest income, a more supportive Hawaii deposit backdrop, and incremental earnings upside from fixed rate asset repricing that modestly improve the bank's medium term outlook. Analyst Commentary Recent research updates reflect a more constructive stance on First Hawaiian, with several price target increases to $28 underscoring improving confidence in the bank's earnings trajectory and balance sheet positioning.Narrative Update • Nov 26
FHB: Unique Deposit Conditions And Asset Repricing Will Guide Performance Ahead
First Hawaiian's analyst price target has been lifted by $1 to $28 per share, as analysts cite improved outlooks for net interest income and a resilient deposit environment, which are supporting stronger performance expectations. Analyst Commentary Bullish analysts have pointed to a number of factors supporting their more optimistic outlook for First Hawaiian, leading to price target increases and improved ratings.Narrative Update • Nov 12
FHB: Unique Hawaii Deposits And Repricing Outlook Will Shape Future Performance
First Hawaiian's analyst price target has increased modestly from $26.89 to $27.33, with analysts citing an improved net interest margin outlook and a favorable deposit environment as key drivers of the revision. Analyst Commentary Recent analyst updates on First Hawaiian highlight both optimism and caution in the outlook for the bank, with near- to medium-term performance being closely watched.Narrative Update • Oct 28
Earnings Improvement And Market Resilience Will Sustain Long-Term Demand
First Hawaiian’s analyst price target has been raised from $26.13 to $26.89. Analysts cite improved earnings projections supported by higher net interest income, stronger fees, and lower non-interest expenses.Analysis Article • Jul 31
First Hawaiian's (NASDAQ:FHB) Dividend Will Be $0.26
The board of First Hawaiian, Inc. ( NASDAQ:FHB ) has announced that it will pay a dividend on the 29th of August, with...Seeking Alpha • Apr 29
First Hawaiian: Repricing Dynamics Continue In Q1
Summary Shares of First Hawaiian have fallen nearly 20% since my last update in February, with tariff-related uncertainty cooling sentiment towards bank stocks. The bank's first quarter results were solid, with margin dynamics playing out as expected. Asset quality remains robust, and for various reasons, I think this bank could hold up better in downturn. The recent sell-off has left these shares at 11.6x consensus 2025 EPS, which looks cheap relative to First Hawaiian's earnings power. Read the full article on Seeking AlphaAnalysis Article • Apr 26
First Hawaiian (NASDAQ:FHB) Will Pay A Dividend Of $0.26
First Hawaiian, Inc.'s ( NASDAQ:FHB ) investors are due to receive a payment of $0.26 per share on 30th of May. Based...Analysis Article • Apr 25
Here's What Analysts Are Forecasting For First Hawaiian, Inc. (NASDAQ:FHB) After Its First-Quarter Results
The quarterly results for First Hawaiian, Inc. ( NASDAQ:FHB ) were released last week, making it a good time to revisit...Seeking Alpha • Feb 18
First Hawaiian's Near-Term Prospects Have Improved Significantly (Rating Upgrade)
Summary First Hawaiian's prospects have perked up significantly since my last update, with shares returning around 19% in that time. Ongoing run-off in the investment portfolio will fund loan growth, and given the rate differential, this will be a tailwind to the bank's lending margin. The shares aren't very cheap, but given the bank's payout ratio, a long-term return in the 9%-10% annualized region is doable from here. Read the full article on Seeking AlphaSeeking Alpha • Nov 03
First Hawaiian: Barely Holding Onto This Rating
Summary I maintain a 'hold' rating for First Hawaiian due to ongoing balance sheet weaknesses and a continued decline in profits. First Hawaiian's deposits and net profits have declined, raising concerns about its financial health. The bank's valuation appears slightly high compared to peers, with mixed asset quality and rising non-interest expenses impacting profitability. Interest rate declines may alleviate some issues, but without improvement, a downgrade to 'sell' remains a strong possibility. Read the full article on Seeking AlphaAnalysis Article • Oct 31
First Hawaiian (NASDAQ:FHB) Will Pay A Dividend Of $0.26
First Hawaiian, Inc. ( NASDAQ:FHB ) has announced that it will pay a dividend of $0.26 per share on the 29th of...
New Narrative • Sep 05
Calculated Initiatives And Market Challenges Fuel Bank's Future Performance
Strategic lending and deposit stabilization efforts bolster net interest margins and revenue, reflecting a prudent approach to growth.Seeking Alpha • Aug 13
First Hawaiian: Dividend Has Been The Same For 5 Years
Summary First Hawaiian Bank, founded in 1858, is headquartered in Honolulu, Hawaii, and has faced challenges in recent years. Loan growth has been slow, with a focus on commercial loans, while dividend growth has been stagnant due to management's reluctance to raise the payout ratio. FHB's strategy of reinvesting proceeds from maturing securities into new loans may not be the most optimal approach, and the stock may be overpriced at current levels. Read the full article on Seeking AlphaAnalysis Article • Jul 30
First Hawaiian's (NASDAQ:FHB) Dividend Will Be $0.26
The board of First Hawaiian, Inc. ( NASDAQ:FHB ) has announced that it will pay a dividend of $0.26 per share on the...Analysis Article • Apr 30
First Hawaiian (NASDAQ:FHB) Will Pay A Dividend Of $0.26
The board of First Hawaiian, Inc. ( NASDAQ:FHB ) has announced that it will pay a dividend of $0.26 per share on the...Analysis Article • Apr 18
It's Unlikely That The CEO Of First Hawaiian, Inc. (NASDAQ:FHB) Will See A Huge Pay Rise This Year
Key Insights First Hawaiian will host its Annual General Meeting on 24th of April Total pay for CEO Bob Harrison...Seeking Alpha • Mar 11
First Hawaiian: Modest Cost Pressure Adds To Underwhelming Outlook
Summary First Hawaiian stock has done well since my last update in November, lifted by gains in the wider regional bank space as certain headwinds began to ease for the industry. The near-term outlook looks muted on the earnings front, with net interest income likely to grow off the Q4 base but offset by growth in operating costs. While earnings growth will be a challenge for many banks, it's also hard to make a broader positive case based on valuations and capital returns potential right now. Read the full article on Seeking AlphaShareholder Returns
| FHB | US Banks | US Market | |
|---|---|---|---|
| 7D | -2.6% | -0.02% | 0.3% |
| 1Y | 12.2% | 18.9% | 26.2% |
Return vs Industry: FHB underperformed the US Banks industry which returned 19.1% over the past year.
Return vs Market: FHB underperformed the US Market which returned 27% over the past year.
Price Volatility
| FHB volatility | |
|---|---|
| FHB Average Weekly Movement | 2.8% |
| Banks Industry Average Movement | 3.2% |
| Market Average Movement | 7.2% |
| 10% most volatile stocks in US Market | 16.8% |
| 10% least volatile stocks in US Market | 3.0% |
Stable Share Price: FHB has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: FHB's weekly volatility (3%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1858 | 2,000 | Bob Harrison | www.fhb.com |
First Hawaiian, Inc. operates as a bank holding company for First Hawaiian Bank that provides a range of banking products and services to consumer and commercial customers in the United States. It operates in two segments: Retail Banking and Commercial Banking. The company offers various deposit products, including checking, savings, and time deposit accounts, and other deposit accounts.
First Hawaiian, Inc. Fundamentals Summary
| FHB fundamental statistics | |
|---|---|
| Market cap | US$3.29b |
| Earnings (TTM) | US$284.80m |
| Revenue (TTM) | US$868.43m |
11.3x
P/E Ratio1.2x
P/B RatioIs FHB overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| FHB income statement (TTM) | |
|---|---|
| Revenue | US$868.43m |
| Cost of Revenue | US$0 |
| Gross Profit | US$868.43m |
| Other Expenses | US$583.63m |
| Earnings | US$284.80m |
Last Reported Earnings
Mar 31, 2026
Next Earnings Date
n/a
| Earnings per share (EPS) | 2.34 |
| Gross Margin | 100.00% |
| Net Profit Margin | 32.79% |
| Debt/Equity Ratio | 0.7% |
How did FHB perform over the long term?
See historical performance and comparisonDividends
3.9%
Current Dividend Yield45%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/06/03 04:02 |
| End of Day Share Price | 2026/06/03 00:00 |
| Earnings | 2026/03/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
First Hawaiian, Inc. is covered by 15 analysts. 8 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Jared David Shaw | Barclays |
| Brandon Berman | BofA Global Research |
| David Rochester | Deutsche Bank |