American Express (AXP) Stock Overview
Operates as an integrated payments company in the United States, Europe, the Middle East and Africa, the Asia Pacific, Australia, New Zealand, Latin America, Canada, the Caribbean, and internationally. More details
| Snowflake Score | |
|---|---|
| Valuation | 1/6 |
| Future Growth | 2/6 |
| Past Performance | 2/6 |
| Financial Health | 5/6 |
| Dividends | 4/6 |
AXP Community Fair Values
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Analyst Price Targets
Top Community Narratives
American Express Company Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$319.68 |
| 52 Week High | US$387.49 |
| 52 Week Low | US$273.61 |
| Beta | 1.13 |
| 1 Month Change | 6.50% |
| 3 Month Change | -9.40% |
| 1 Year Change | 15.47% |
| 3 Year Change | 109.42% |
| 5 Year Change | 101.08% |
| Change since IPO | 8,061.84% |
Recent News & Updates
American Express: The Subscription Moat With A Potential AI Bonus On Top
May 03
American Express (AXP): The Lifestyle Moat and the "Platinum Refresh" Pivot
American Express (AXP) , the premier lifestyle and payments giant, enters Wednesday, April 22, 2026 , standing as a pillar of resilience in a shifting consumer economy. Trading at $332.01 USD —a gain of 0.65% as the market prepares for tomorrow’s first-quarter earnings release—the stock remains a favorite of institutional titans like Warren Buffett.
AXP: Affluent Credit Stability And AI Selloff May Support Higher Future P/E
American Express' updated analyst price target reflects a reduction of $14.89, as analysts factor in revised assumptions for fair value, discount rate, revenue growth, profit margin, and future P/E following a series of target cuts across the Street. Analyst Commentary Recent Street research on American Express has been dominated by lower price targets, but the tone is not uniformly bearish.Recent updates
American Express: The Subscription Moat With A Potential AI Bonus On Top
May 03American Express (AXP): The Lifestyle Moat and the "Platinum Refresh" Pivot
American Express (AXP) , the premier lifestyle and payments giant, enters Wednesday, April 22, 2026 , standing as a pillar of resilience in a shifting consumer economy. Trading at $332.01 USD —a gain of 0.65% as the market prepares for tomorrow’s first-quarter earnings release—the stock remains a favorite of institutional titans like Warren Buffett.AXP: Affluent Credit Stability And AI Selloff May Support Higher Future P/E
American Express' updated analyst price target reflects a reduction of $14.89, as analysts factor in revised assumptions for fair value, discount rate, revenue growth, profit margin, and future P/E following a series of target cuts across the Street. Analyst Commentary Recent Street research on American Express has been dominated by lower price targets, but the tone is not uniformly bearish.
AXP: Premium Margins And Rate Cap Threat Will Shape Forward P E
Analysts have made a modest upward adjustment to the American Express price target, with fair value moving by about $3 to $286.99 as they balance softer margin assumptions against slightly higher revenue growth expectations and a small uptick in the future P/E. Analyst Commentary Recent research on American Express reflects a split view, with some firms highlighting long term growth potential and others flagging risks around competition, regulation, and macro sensitivity.AXP: Affluent Credit Stability And Buybacks Should Support Higher Future P E
Narrative Update: American Express American Express's analyst price target has been revised slightly lower, with fair value moving from about $462.00 to $458.63 as analysts factor in modestly higher revenue growth and profit margins, a slightly lower discount rate, and a reduced future P/E assumption. Analyst Commentary Recent Street research on American Express shows a split tape, with some firms trimming price targets and others lifting them.
AXP: Future Returns Will Reflect 2026 Guide Versus Credit Policy Risk
The analyst price target for American Express has been trimmed by about $1 to $378.94, as analysts balance slightly higher profit margin and discount rate assumptions with mixed sentiment around consumer finance, concerns about AI-driven unemployment, and recent volatility in the shares. Analyst Commentary Recent research on American Express reflects a split tape, with some firms highlighting opportunity after the recent pullback and others flagging policy and credit risks that could cap upside.AXP: Future Performance Will Reflect 2026 Guide And Regulatory Risk Balancing
American Express's analyst fair value estimate has been revised higher to $379.60 from $354.83, as analysts factor in slightly lower discount rates, a modestly higher assumed future P/E multiple, and updated views on revenue growth and margins following a mix of recent price target hikes and trims across the Street. Analyst Commentary Recent Street research on American Express shows a split view, with several firms lifting price targets and a few trimming them or keeping more cautious stances.AXP: Elevated P E Multiples Will Face Potential Credit Card Rate Cap Shock
Analysts have refined their view on American Express, raising their fair value estimate modestly to about $284. This update reflects slightly lower assumed discount rates, more measured expectations for revenue growth and margins, a minor adjustment to future P/E assumptions, and recent price target changes on the Street that are mixed but generally supportive.AXP: Elevated P E Multiples Will Face Regulatory Credit Card Rate Cap Test
Analysts have raised their implied fair value for American Express from about US$230 to roughly US$280, reflecting updated price targets that apply higher future P/E multiples and slightly stronger assumptions for revenue growth and profit margins. Analyst Commentary Across recent research, most price target changes for American Express have been upward, but the tone is not uniformly optimistic.AXP: Higher P/E Multiple Could Reward Solid Loan And Earnings Momentum
Analysts have lifted their blended price expectations for American Express, with the modelled fair value rising from about US$366.63 to US$462.00 as they factor in higher sector multiples, including a future P/E assumption of 26.66, as well as updated views on growth, margins and discount rates informed by recent price target increases across the specialty finance group. Analyst Commentary Recent Street research around American Express shows a cluster of higher price targets and rating moves that feed into the richer blended fair value used in the updated model.AXP: Future Performance Will Reflect Execution On Premium Card Refresh Amid Mixed Sentiment
The analyst price target for American Express has been raised modestly, as analysts factor in a roughly $3 uptick in fair value to about $355 per share. This is supported by stronger billings growth, resilient credit trends, and confidence in the earnings impact of the Platinum refresh, despite mixed near term guidance.AXP: Future Results Will Reflect Execution Strength Amid Mixed Market Sentiment
American Express's analyst price target has been modestly increased by $1 to $351.87. Analysts cite stronger-than-expected revenue expansion, higher profit margins, and improved growth trends, supported by recent upgrades and positive financial results.AXP: Future Results Will Balance Margin Strength With Competitive Pressures
American Express's analyst price target has been raised slightly, with the updated fair value estimate increasing from $349.41 to $350.87. Analysts cite continued robust operating performance, improved revenue and profit margin trends, and tempered expense forecasts following strong recent results.AXP: Premium Card Momentum And Buybacks Will Shape Performance Amid Balanced Risks
American Express's analyst price target has increased modestly by $11 to $349, as analysts cite resilient operating results, improved profit margins, and continued confidence in growth, even though revenue guidance has been tempered. Analyst Commentary Following American Express's latest quarterly results, Wall Street analysts have shared a range of perspectives on the company's outlook and valuation.Personalized Experiences And Global Expansion Will Drive Future Value
The analyst price target for American Express has increased from approximately $329.62 to $338.24. Analysts cite improving loan growth trends, stable credit quality, and expectations for accelerating revenue from upcoming product initiatives.Personalized Experiences And Global Expansion Will Drive Future Value
American Express has seen its analyst price target increase notably from $311 to $362, as analysts cite stable credit trends, a premium valuation based on strong credit quality, and updated financial models that reflect improved outlooks for the consumer finance sector. Analyst Commentary Analysts remain divided on the prospects for American Express, with recent research highlighting both constructive and cautious viewpoints.Pinning Down American Express Company's (NYSE:AXP) P/E Is Difficult Right Now
May 23
American Express: Solid Q1 Results Fuel Long-Term Optimism
Apr 23US Card Refresh And Global Merchant Expansion Will Unlock Opportunities
Expansion efforts, including product refreshes and merchant network growth, target Millennials and Gen Z, aiming to boost transaction volume and revenue.Expanding Merchant Network And Millennial Focus Will Succeed
Focus on global merchant network expansion and targeting of younger generations drives revenue growth through increased transaction volumes and premium product adoption.American Express: Too Soon To Buy The Dip Given Travel Exposure
Mar 14American Express: A Better Entry Point Is Coming
Feb 28American Express Is A Fantastic Long-Term Investment
Feb 09American Express Keeps The Premium Charges Going With Gen Z
Jan 28American Express: What To Look For In Next Week's Earnings
Jan 19American Express: Tapping Into Younger Age Cohorts With Earnings Momentum In 2025
Dec 25Shareholder Returns
| AXP | US Consumer Finance | US Market | |
|---|---|---|---|
| 7D | 1.8% | 0.4% | 0.8% |
| 1Y | 15.5% | 11.7% | 27.8% |
Return vs Industry: AXP exceeded the US Consumer Finance industry which returned 11.7% over the past year.
Return vs Market: AXP underperformed the US Market which returned 27.8% over the past year.
Price Volatility
| AXP volatility | |
|---|---|
| AXP Average Weekly Movement | 4.6% |
| Consumer Finance Industry Average Movement | 6.9% |
| Market Average Movement | 7.1% |
| 10% most volatile stocks in US Market | 16.3% |
| 10% least volatile stocks in US Market | 3.2% |
Stable Share Price: AXP has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: AXP's weekly volatility (5%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1850 | 76,800 | Steve Squeri | www.americanexpress.com |
American Express Company, together with its subsidiaries, operates as an integrated payments company in the United States, Europe, the Middle East and Africa, the Asia Pacific, Australia, New Zealand, Latin America, Canada, the Caribbean, and internationally. It operates through four segments: U.S. Consumer Services, Commercial Services, International Card Services, and Global Merchant and Network Services.
American Express Company Fundamentals Summary
| AXP fundamental statistics | |
|---|---|
| Market cap | US$218.13b |
| Earnings (TTM) | US$11.09b |
| Revenue (TTM) | US$68.81b |
19.7x
P/E Ratio3.2x
P/S RatioIs AXP overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| AXP income statement (TTM) | |
|---|---|
| Revenue | US$68.81b |
| Cost of Revenue | US$25.63b |
| Gross Profit | US$43.19b |
| Other Expenses | US$32.10b |
| Earnings | US$11.09b |
Last Reported Earnings
Mar 31, 2026
Next Earnings Date
Jul 24, 2026
| Earnings per share (EPS) | 16.25 |
| Gross Margin | 62.76% |
| Net Profit Margin | 16.11% |
| Debt/Equity Ratio | 177.8% |
How did AXP perform over the long term?
See historical performance and comparisonDividends
1.2%
Current Dividend Yield21%
Payout RatioDoes AXP pay a reliable dividends?
See AXP dividend history and benchmarks| American Express dividend dates | |
|---|---|
| Ex Dividend Date | Apr 02 2026 |
| Dividend Pay Date | May 08 2026 |
| Days until Ex dividend | 32 days |
| Days until Dividend pay date | 4 days |
Does AXP pay a reliable dividends?
See AXP dividend history and benchmarksCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/05/03 20:20 |
| End of Day Share Price | 2026/05/01 00:00 |
| Earnings | 2026/03/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
American Express Company is covered by 53 analysts. 22 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Stephen Biggar | Argus Research Company |
| David George | Baird |
| Terry Ma | Barclays |