Klarna Group (KLAR) Stock Overview
Operates as a digital bank and flexible payments provider in the United Kingdom, the United States, Germany, Sweden, and internationally. More details
| Snowflake Score | |
|---|---|
| Valuation | 3/6 |
| Future Growth | 4/6 |
| Past Performance | 0/6 |
| Financial Health | 4/6 |
| Dividends | 0/6 |
Rewards
Risk Analysis
No risks detected for KLAR from our risk checks.
KLAR Community Fair Values
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Analyst Price Targets
Top Community Narratives
Klarna Group plc Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$16.57 |
| 52 Week High | US$57.20 |
| 52 Week Low | US$12.06 |
| Beta | 0 |
| 1 Month Change | 11.96% |
| 3 Month Change | 26.68% |
| 1 Year Change | n/a |
| 3 Year Change | n/a |
| 5 Year Change | n/a |
| Change since IPO | -63.84% |
Recent News & Updates
Recent updates
Klarna: Industry Leader With One Of The Cheapest Valuations In The BNPL Space
Summary Klarna is positioned as an undervalued BNPL leader, boasting the largest merchant network and strong revenue growth. KLAR's spend-centric model, AI-driven cost discipline, and 104% revenue growth with 8% lower operating expenses. After a ~70% post-IPO drawdown, KLAR trades at a 1.53x price/sales ratio, with a robust balance sheet and $5.17B cash. I assign KLAR a buy rating with a $25–$30 target, citing oversold conditions, market leadership, and improving fundamentals. Read the full article on Seeking Alpha
Banking Mix And Credit Costs Will Ultimately Define A Fair Outlook
Catalysts About Klarna Group Klarna Group operates a global payments and retail banking platform across 26 markets, offering buy now, pay later, Fair Financing, cards and deposit products to consumers and merchants. What are the underlying business or industry changes driving this perspective?Shareholder Returns
| KLAR | US Diversified Financial | US Market | |
|---|---|---|---|
| 7D | 9.2% | 0.4% | -0.8% |
| 1Y | n/a | -9.5% | 27.1% |
Return vs Industry: Insufficient data to determine how KLAR performed against the US Diversified Financial industry.
Return vs Market: Insufficient data to determine how KLAR performed against the US Market.
Price Volatility
| KLAR volatility | |
|---|---|
| KLAR Average Weekly Movement | 11.1% |
| Diversified Financial Industry Average Movement | 6.4% |
| Market Average Movement | 7.2% |
| 10% most volatile stocks in US Market | 16.3% |
| 10% least volatile stocks in US Market | 3.2% |
Stable Share Price: KLAR has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: KLAR's weekly volatility (11%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2005 | 2,831 | Sebastian Siemiatkowski | www.klarna.com |
Klarna Group plc operates as a digital bank and flexible payments provider in the United Kingdom, the United States, Germany, Sweden, and internationally. The company provides payment solutions, such as pay in full solution that settles purchases at time of the transaction; pay later solution that enables customers to purchase goods and services at the time of the transaction and pay the full amount at a later date; and fair financing that allows consumers to pay for their purchase over a long duration ranges from three to 48 months. It also offers advertising solutions that include sponsored search, affiliate programs, and brand advertisement; digital retail banking solutions, such as deposit and saving account, financial insights, and Klarna balance that allow consumer to hold monetary balance with Klarna balance solutions; and payment channels, including Klarna payment, Klarna app, Klarna card, and Klarna in-store.
Klarna Group plc Fundamentals Summary
| KLAR fundamental statistics | |
|---|---|
| Market cap | US$6.02b |
| Earnings (TTM) | -US$198.00m |
| Revenue (TTM) | US$3.82b |
Is KLAR overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| KLAR income statement (TTM) | |
|---|---|
| Revenue | US$3.82b |
| Cost of Revenue | US$1.97b |
| Gross Profit | US$1.85b |
| Other Expenses | US$2.05b |
| Earnings | -US$198.00m |
Last Reported Earnings
Mar 31, 2026
Next Earnings Date
n/a
| Earnings per share (EPS) | -0.52 |
| Gross Margin | 48.53% |
| Net Profit Margin | -5.18% |
| Debt/Equity Ratio | 53.7% |
How did KLAR perform over the long term?
See historical performance and comparisonCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/05/22 01:31 |
| End of Day Share Price | 2026/05/22 00:00 |
| Earnings | 2026/03/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Klarna Group plc is covered by 26 analysts. 19 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Harshita Rawat | Bernstein |
| null null | BMO Capital Markets Equity Research |
| Alexandre Faure | BNP Paribas |