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M&T Bank CorporationNYSE:MTB Stock Report

Market Cap US$28.5b
Share Price
US$182.07
My Fair Value
US$218.73
16.8% undervalued intrinsic discount
1Y-6.2%
7D-2.7%
Portfolio Value
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M&T Bank Corporation

NYSE:MTB Stock Report

Market Cap: US$28.5b

M&T Bank (MTB) Stock Overview

Operates as a bank holding company for Manufacturers and Traders Trust Company and Wilmington Trust, National Association that provides retail and commercial banking products and services in the United States. More details

MTB fundamental analysis
Snowflake Score
Valuation6/6
Future Growth1/6
Past Performance5/6
Financial Health6/6
Dividends5/6

MTB Community Fair Values

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US$210
FV
13.3% undervalued intrinsic discount
-100.00%
Revenue growth p.a.
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M&T Bank Corporation Competitors

Price History & Performance

Summary of share price highs, lows and changes for M&T Bank
Historical stock prices
Current Share PriceUS$182.07
52 Week HighUS$225.70
52 Week LowUS$150.75
Beta0.61
1 Month Change-9.88%
3 Month Change-7.02%
1 Year Change-6.18%
3 Year Change11.36%
5 Year Change83.35%
Change since IPO5,773.23%

Recent News & Updates

M&T Bank Q3: Solid Results, But Growth Remains Limited

Oct 16

Recent updates

M&T Bank Q3: Solid Results, But Growth Remains Limited

Oct 16

M&T Bank: An Interesting Income Play Following Its Q1 2025 Earnings

Apr 14

M&T Bank: Dividend Growth At A Good Price

Jan 03

M&T Bank: Improved Credit Quality Highlights A Strong Q3

Oct 17

M&T Bank: Strong Credit Recoveries Power A Better Q2 (Rating Upgrade)

Jul 23

Hold Steady: Evaluating M&T Bank Corporation Performance

Jul 05

7.3% Yield And Investment Grade? Yes! M&T Bank

Jun 21

M&T Bank: Buy The Dip

Apr 11

M&T Bank: Fully Re-Rated (Rating Downgrade)

Jan 25

M&T Bank Hasn't Seen The Price Growth It Deserves

Dec 30

M&T Bank Delivering With A More Conservative But Still Profitable Plan

Oct 20

Navigating M&T Bank: A Hidden Gem Or A Lost Cause?

Oct 02

Deposit Pressures Make M&T Bank A Sell

Sep 10

Why M&T Bank Is A Strong Buy And A Hidden Value Opportunity

Jul 20

Shareholder Returns

MTBUS BanksUS Market
7D-2.7%-0.3%1.2%
1Y-6.2%20.2%16.3%

Return vs Industry: MTB underperformed the US Banks industry which returned 20.2% over the past year.

Return vs Market: MTB underperformed the US Market which returned 16.3% over the past year.

Price Volatility

Is MTB's price volatile compared to industry and market?
MTB volatility
MTB Average Weekly Movement3.0%
Banks Industry Average Movement3.8%
Market Average Movement6.5%
10% most volatile stocks in US Market17.5%
10% least volatile stocks in US Market3.0%

Stable Share Price: MTB has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: MTB's weekly volatility (3%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
185622,383Ren Joneswww.mtb.com

M&T Bank Corporation operates as a bank holding company for Manufacturers and Traders Trust Company and Wilmington Trust, National Association that provides retail and commercial banking products and services in the United States. The company operates through three segments: Commercial Bank, Retail Bank, and Institutional Services and Wealth Management. It offers a range of credit products and banking services, such as commercial lending and leasing, letters of credits, deposit products, cash management services, commercial real estate loans, and credit facilities secured by various commercial real estate properties to middle-market and large commercial customers.

M&T Bank Corporation Fundamentals Summary

How do M&T Bank's earnings and revenue compare to its market cap?
MTB fundamental statistics
Market capUS$28.45b
Earnings (TTM)US$2.63b
Revenue (TTM)US$9.08b
10.8x
P/E Ratio
1.1x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
MTB income statement (TTM)
RevenueUS$9.08b
Cost of RevenueUS$0
Gross ProfitUS$9.08b
Other ExpensesUS$6.46b
EarningsUS$2.63b

Last Reported Earnings

Sep 30, 2025

Next Earnings Date

Jan 16, 2026

Earnings per share (EPS)16.80
Gross Margin100.00%
Net Profit Margin28.91%
Debt/Equity Ratio52.2%

How did MTB perform over the long term?

See historical performance and comparison

Dividends

3.3%
Current Dividend Yield
34%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/10/21 05:18
End of Day Share Price 2025/10/20 00:00
Earnings2025/09/30
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

M&T Bank Corporation is covered by 43 analysts. 15 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Stephen BiggarArgus Research Company
David GeorgeBaird
Jason GoldbergBarclays