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FB Financial CorporationNYSE:FBK Stock Report

Market Cap US$2.9b
Share Price
US$54.01
My Fair Value
US$65.17
17.1% undervalued intrinsic discount
1Y10.4%
7D-3.1%
Portfolio Value
​
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FB Financial Corporation

NYSE:FBK Stock Report

Market Cap: US$2.9b

FB Financial (FBK) Stock Overview

Operates as a bank holding company for FirstBank that provides a suite of commercial and consumer banking services. More details

FBK fundamental analysis
Snowflake Score
Valuation3/6
Future Growth5/6
Past Performance1/6
Financial Health6/6
Dividends2/6

Rewards

Trading at 43.8% below our estimate of its fair value

Earnings are forecast to grow 42.55% per year

Analysts in good agreement that stock price will rise by 20.7%

Risk Analysis

No risks detected for FBK from our risk checks.

FBK Community Fair Values

Create Narrative

See what 8 others think this stock is worth. Follow their fair value or set your own to get alerts.

FBK logo
FB Financial

Profit Margin Outlook Will Improve as Share Buyback Program Expands

Key Takeaways The planned merger with Southern States Bank could boost revenue and margins through market expansion and stabilization. Strategic growth in commercial loans and hiring aims to enhance revenue, leverage, and potential EPS through efficient capital use.
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US$65.17
FV
17.1% undervalued intrinsic discount
26.45%
Revenue growth p.a.
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FB Financial Corporation Competitors

Price History & Performance

Summary of share price highs, lows and changes for FB Financial
Historical stock prices
Current Share PriceUS$54.01
52 Week HighUS$60.52
52 Week LowUS$38.83
Beta0.91
1 Month Change-3.55%
3 Month Change13.78%
1 Year Change10.43%
3 Year Change28.56%
5 Year Change87.21%
Change since IPO160.29%

Recent News & Updates

Recent updates

FB Financial Continues To Be A Dividend Growth Gem

Oct 14

Here's Why We Think FB Financial Corporation's (NYSE:FBK) CEO Compensation Looks Fair for the time being

May 15
Here's Why We Think FB Financial Corporation's (NYSE:FBK) CEO Compensation Looks Fair for the time being

FB Financial (NYSE:FBK) Is Increasing Its Dividend To $0.19

Feb 02
FB Financial (NYSE:FBK) Is Increasing Its Dividend To $0.19

How FB Financial Corporation Is Depositing Success And Gaining Momentum

Jan 22
User avatar

Calculated Investments And Market Expansion Propel A Bright Financial Future

Expanding into new markets and hiring senior revenue producers may enhance revenue generation, market share, and earnings.

FB Financial: Still Positive On This Dividend Growth Machine

Oct 16

FB Financial Corporation Just Beat Analyst Forecasts, And Analysts Have Been Updating Their Predictions

Jul 18
FB Financial Corporation Just Beat Analyst Forecasts, And Analysts Have Been Updating Their Predictions

FB Financial Surges On A Strong Quarter, Solid Dividend Growth Investment

Jul 16

FB Financial: Lock In Those Gains And Run A House Position (Rating Downgrade)

Jan 16

FB Financial Is Struggling, But We See A Trough Ahead

Oct 17

FB Financial's (NYSE:FBK) Shareholders Will Receive A Bigger Dividend Than Last Year

Aug 05
FB Financial's (NYSE:FBK) Shareholders Will Receive A Bigger Dividend Than Last Year

FB Financial Q2 Earnings Merit A Holding Pattern

Jul 19

FB Financial's FirstBank invests in fintech Zippy to boost affordable housing access

Feb 15

FB Financial lifts dividend by 15.4% to $0.15/share

Jan 26

FB Financial Non-GAAP EPS of $0.85 beats by $0.06, revenue of $127.97M misses by $8.93M

Jan 17

Shareholder Returns

FBKUS BanksUS Market
7D-3.1%1.1%0.5%
1Y10.4%22.8%20.0%

Return vs Industry: FBK underperformed the US Banks industry which returned 21.6% over the past year.

Return vs Market: FBK underperformed the US Market which returned 19.8% over the past year.

Price Volatility

Is FBK's price volatile compared to industry and market?
FBK volatility
FBK Average Weekly Movement4.6%
Banks Industry Average Movement3.8%
Market Average Movement6.5%
10% most volatile stocks in US Market17.4%
10% least volatile stocks in US Market3.0%

Stable Share Price: FBK has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: FBK's weekly volatility (5%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
19061,490Chris Holmeswww.firstbankonline.com

FB Financial Corporation operates as a bank holding company for FirstBank that provides a suite of commercial and consumer banking services. The company operates in two segments, Banking and Mortgage. It offers checking, demand, money market, and savings accounts; deposit and lending products and services to corporate, commercial, and individual customers; and time deposits, as well as residential mortgage and loan securitization services.

FB Financial Corporation Fundamentals Summary

How do FB Financial's earnings and revenue compare to its market cap?
FBK fundamental statistics
Market capUS$2.92b
Earnings (TTM)US$103.53m
Revenue (TTM)US$462.66m
27.9x
P/E Ratio
1.5x
P/B Ratio

Is FBK overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
FBK income statement (TTM)
RevenueUS$462.66m
Cost of RevenueUS$0
Gross ProfitUS$462.66m
Other ExpensesUS$359.13m
EarningsUS$103.53m

Last Reported Earnings

Sep 30, 2025

Next Earnings Date

n/a

Earnings per share (EPS)1.94
Gross Margin100.00%
Net Profit Margin22.38%
Debt/Equity Ratio10.8%

How did FBK perform over the long term?

See historical performance and comparison

Dividends

1.4%
Current Dividend Yield
34%
Payout Ratio

Does FBK pay a reliable dividends?

See FBK dividend history and benchmarks
When do you need to buy FBK by to receive an upcoming dividend?
FB Financial dividend dates
Ex Dividend DateNov 10 2025
Dividend Pay DateNov 25 2025
Days until Ex dividend8 days
Days until Dividend pay date23 days

Does FBK pay a reliable dividends?

See FBK dividend history and benchmarks

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/10/31 19:04
End of Day Share Price 2025/10/31 00:00
Earnings2025/09/30
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

FB Financial Corporation is covered by 12 analysts. 7 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
David RochesterCantor Fitzgerald & Co.
Brett RabatinHovde Group, LLC
Christopher MarinacJanney Montgomery Scott LLC