Announcement • Jun 04
The Hyakujushi Bank, Ltd. to Report Q1, 2027 Results on Aug 05, 2026 The Hyakujushi Bank, Ltd. announced that they will report Q1, 2027 results on Aug 05, 2026 Live News • May 15
Hyakujushi Bank Reports 46% Profit Surge With Dividend and Share Split Announced Hyakujushi Bank reported consolidated ordinary income for the fiscal year ended March 31, 2026 that was 20.6% higher than the prior year, with ordinary profit up 46.3%.
The bank strengthened its balance sheet and carried out a 1-for-4 share split.
Management raised the dividend and signaled a more shareholder-friendly capital policy, alongside a forecast for further profit growth in fiscal 2026–27.
The combination of higher profits, a stronger capital base and a share split points to a focus on both financial resilience and improving the stock’s accessibility and appeal to a broader investor base.
Investors may want to pay close attention to how the bank follows through on its shareholder returns policy and whether future profit delivery stays aligned with the current guidance. Reported Earnings • May 13
Full year 2026 earnings released: EPS: JP¥664 (vs JP¥120 in FY 2025) Full year 2026 results: EPS: JP¥664 (up from JP¥120 in FY 2025). Revenue: JP¥85.1b (up 20% from FY 2025). Net income: JP¥18.9b (up 38% from FY 2025). Profit margin: 22% (up from 19% in FY 2025). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 66% per year but the company’s share price has increased by 76% per year, which means it is tracking significantly ahead of earnings growth. Announcement • May 12
The Hyakujushi Bank, Ltd., Annual General Meeting, Jun 26, 2026 The Hyakujushi Bank, Ltd., Annual General Meeting, Jun 26, 2026. Announcement • May 10
The Hyakujushi Bank, Ltd. to Report Fiscal Year 2026 Results on May 12, 2026 The Hyakujushi Bank, Ltd. announced that they will report fiscal year 2026 results on May 12, 2026 Upcoming Dividend • Mar 23
Upcoming dividend of JP¥108 per share Eligible shareholders must have bought the stock before 30 March 2026. Payment date: 30 June 2026. Payout ratio is a comfortable 32% but the company is not cash flow positive. Trailing yield: 2.7%. Lower than top quartile of Japanese dividend payers (3.6%). In line with average of industry peers (2.7%). New Risk • Mar 04
New minor risk - Share price stability The company's share price has been volatile over the past 3 months. It is more volatile than 75% of Japanese stocks, typically moving 6.1% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Minor Risks Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Share price has been volatile over the past 3 months (6.1% average weekly change). Reported Earnings • Feb 05
Third quarter 2026 earnings released: EPS: JP¥156 (vs JP¥117 in 3Q 2025) Third quarter 2026 results: EPS: JP¥156 (up from JP¥117 in 3Q 2025). Revenue: JP¥25.3b (up 27% from 3Q 2025). Net income: JP¥4.43b (up 33% from 3Q 2025). Profit margin: 18% (in line with 3Q 2025). Over the last 3 years on average, earnings per share has increased by 25% per year but the company’s share price has increased by 70% per year, which means it is tracking significantly ahead of earnings growth. Declared Dividend • Dec 11
First half dividend of JP¥108 announced Shareholders will receive a dividend of JP¥108. Ex-date: 30th March 2026 Payment date: 30th June 2026 Dividend yield will be 3.6%, which is higher than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 12% per year over the past 10 years. However, payments have been volatile during that time. Earnings per share has grown by 39% over the last 5 years. Unless this trend reverses, it should provide support to the dividend and adequate earnings cover. Announcement • Dec 06
The Hyakujushi Bank, Ltd. to Report Q3, 2026 Results on Feb 03, 2026 The Hyakujushi Bank, Ltd. announced that they will report Q3, 2026 results on Feb 03, 2026 Buy Or Sell Opportunity • Dec 02
Now 20% overvalued after recent price rise Over the last 90 days, the stock has risen 32% to JP¥6,350. The fair value is estimated to be JP¥5,289, however this is not to be taken as a sell recommendation but rather should be used as a guide only. Revenue has been flat over the last 3 years. Earnings per share has grown by 20%. Reported Earnings • Nov 08
Second quarter 2026 earnings released: EPS: JP¥145 (vs JP¥74.96 in 2Q 2025) Second quarter 2026 results: EPS: JP¥145 (up from JP¥74.96 in 2Q 2025). Revenue: JP¥21.0b (up 47% from 2Q 2025). Net income: JP¥4.13b (up 94% from 2Q 2025). Profit margin: 20% (up from 15% in 2Q 2025). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 19% per year but the company’s share price has increased by 50% per year, which means it is tracking significantly ahead of earnings growth. Announcement • Nov 07
The Hyakujushi Bank, Ltd. (TSE:8386) announces an Equity Buyback for 250,000 shares, representing 0.88% for ¥1,100 million. The Hyakujushi Bank, Ltd. (TSE:8386) announces a share repurchase program. Under the program, the company will repurchase up to 250,000 shares, representing 0.88% of its share capital, for ¥1,100 million. The purpose of the program is to return profits to shareholders and improve capital efficiency. The program will expire on March 24, 2026. As of September 30, 2025, the company had 28,530,954 shares in issue (excluding treasury stock) and 99,046 shares in treasury. Upcoming Dividend • Sep 22
Upcoming dividend of JP¥88.00 per share Eligible shareholders must have bought the stock before 29 September 2025. Payment date: 10 December 2025. Payout ratio is a comfortable 29% but the company is not cash flow positive. Trailing yield: 3.5%. Lower than top quartile of Japanese dividend payers (3.6%). Higher than average of industry peers (3.1%). Announcement • Sep 11
The Hyakujushi Bank, Ltd. to Report Q2, 2026 Results on Nov 07, 2025 The Hyakujushi Bank, Ltd. announced that they will report Q2, 2026 results on Nov 07, 2025 Reported Earnings • Aug 02
First quarter 2026 earnings released: EPS: JP¥169 (vs JP¥159 in 1Q 2025) First quarter 2026 results: EPS: JP¥169 (up from JP¥159 in 1Q 2025). Revenue: JP¥20.2b (up 9.2% from 1Q 2025). Net income: JP¥4.81b (up 6.3% from 1Q 2025). Profit margin: 24% (in line with 1Q 2025). Over the last 3 years on average, earnings per share has increased by 12% per year but the company’s share price has increased by 44% per year, which means it is tracking significantly ahead of earnings growth. Declared Dividend • Jul 09
Final dividend of JP¥88.00 announced Shareholders will receive a dividend of JP¥88.00. Ex-date: 29th September 2025 Payment date: 10th December 2025 Dividend yield will be 3.8%, which is higher than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 9.7% per year over the past 10 years. However, payments have been volatile during that time. Earnings per share has grown by 13% over the last 5 years. Unless this trend reverses, it should provide support to the dividend and adequate earnings cover. Announcement • Jun 05
The Hyakujushi Bank, Ltd. to Report Q1, 2026 Results on Aug 01, 2025 The Hyakujushi Bank, Ltd. announced that they will report Q1, 2026 results on Aug 01, 2025 Reported Earnings • May 14
Full year 2025 earnings released: EPS: JP¥481 (vs JP¥336 in FY 2024) Full year 2025 results: EPS: JP¥481 (up from JP¥336 in FY 2024). Revenue: JP¥73.6b (up 12% from FY 2024). Net income: JP¥13.7b (up 42% from FY 2024). Profit margin: 19% (up from 15% in FY 2024). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 6% per year but the company’s share price has increased by 31% per year, which means it is tracking significantly ahead of earnings growth. New Risk • May 12
New minor risk - Share price stability The company's share price has been volatile over the past 3 months. It is more volatile than 75% of Japanese stocks, typically moving 7.8% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Minor Risks Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Share price has been volatile over the past 3 months (7.8% average weekly change). Valuation Update With 7 Day Price Move • May 12
Investor sentiment improves as stock rises 16% After last week's 16% share price gain to JP¥3,685, the stock trades at a trailing P/E ratio of 8.3x. Average trailing P/E is 9x in the Banks industry in Japan. Total returns to shareholders of 142% over the past three years. Valuation Update With 7 Day Price Move • Apr 03
Investor sentiment deteriorates as stock falls 15% After last week's 15% share price decline to JP¥3,165, the stock trades at a trailing P/E ratio of 7.1x. Average trailing P/E is 10x in the Banks industry in Japan. Total returns to shareholders of 119% over the past three years. Upcoming Dividend • Mar 21
Upcoming dividend of JP¥60.00 per share Eligible shareholders must have bought the stock before 28 March 2025. Payment date: 30 June 2025. Payout ratio is a comfortable 26% and the cash payout ratio is 85%. Trailing yield: 3.2%. Lower than top quartile of Japanese dividend payers (3.7%). In line with average of industry peers (3.1%). Announcement • Mar 06
The Hyakujushi Bank, Ltd. to Report Fiscal Year 2025 Results on May 12, 2025 The Hyakujushi Bank, Ltd. announced that they will report fiscal year 2025 results on May 12, 2025 Reported Earnings • Feb 06
Third quarter 2025 earnings released: EPS: JP¥117 (vs JP¥71.73 in 3Q 2024) Third quarter 2025 results: EPS: JP¥117 (up from JP¥71.73 in 3Q 2024). Revenue: JP¥19.9b (up 17% from 3Q 2024). Net income: JP¥3.33b (up 63% from 3Q 2024). Profit margin: 17% (up from 12% in 3Q 2024). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 2% per year but the company’s share price has increased by 24% per year, which means it is tracking significantly ahead of earnings growth. Announcement • Dec 11
The Hyakujushi Bank, Ltd. to Report Q3, 2025 Results on Feb 04, 2025 The Hyakujushi Bank, Ltd. announced that they will report Q3, 2025 results on Feb 04, 2025 Declared Dividend • Dec 11
First half dividend of JP¥60.00 announced Shareholders will receive a dividend of JP¥60.00. Ex-date: 28th March 2025 Payment date: 30th June 2025 Dividend yield will be 3.6%, which is higher than the industry average of 3.2%. Sustainability & Growth The dividend has increased by an average of 5.5% per year over the past 10 years. However, payments have been volatile during that time. Earnings per share has grown by 26% over the last 5 years. Unless this trend reverses, it should provide support to the dividend and adequate earnings cover. Reported Earnings • Nov 10
Second quarter 2025 earnings released: EPS: JP¥74.96 (vs JP¥42.43 in 2Q 2024) Second quarter 2025 results: EPS: JP¥74.96 (up from JP¥42.43 in 2Q 2024). Revenue: JP¥16.0b (up 11% from 2Q 2024). Net income: JP¥2.14b (up 75% from 2Q 2024). Profit margin: 13% (up from 8.4% in 2Q 2024). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 3% per year but the company’s share price has increased by 23% per year, which means it is well ahead of earnings. Upcoming Dividend • Sep 20
Upcoming dividend of JP¥50.00 per share Eligible shareholders must have bought the stock before 27 September 2024. Payment date: 09 December 2024. Payout ratio is a comfortable 25% but the company is not cash flow positive. Trailing yield: 4.0%. Within top quartile of Japanese dividend payers (3.8%). Higher than average of industry peers (3.5%). Announcement • Sep 13
The Hyakujushi Bank, Ltd. to Report Q2, 2025 Results on Nov 08, 2024 The Hyakujushi Bank, Ltd. announced that they will report Q2, 2025 results on Nov 08, 2024 Reported Earnings • Aug 09
First quarter 2025 earnings released: EPS: JP¥159 (vs JP¥129 in 1Q 2024) First quarter 2025 results: EPS: JP¥159 (up from JP¥129 in 1Q 2024). Revenue: JP¥18.5b (up 9.0% from 1Q 2024). Net income: JP¥4.53b (up 21% from 1Q 2024). Profit margin: 25% (up from 22% in 1Q 2024). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 3% per year but the company’s share price has increased by 19% per year, which means it is well ahead of earnings. New Risk • Aug 05
New minor risk - Share price stability The company's share price has been volatile over the past 3 months. It is more volatile than 75% of Japanese stocks, typically moving 6.9% a week. This is considered a minor risk. Share price volatility indicates the stock is highly sensitive to market conditions or economic conditions rather than being sensitive to its own business performance, which may also be inconsistent. It also increases the risk of potential losses in the short term as the stock tends to have larger drops in price more frequently than other stocks. Currently, the following risks have been identified for the company: Minor Risks Unstable dividend paying track record with dividend experiencing an annual drop of over 20% in the past. Share price has been volatile over the past 3 months (6.9% average weekly change). Valuation Update With 7 Day Price Move • Aug 05
Investor sentiment deteriorates as stock falls 24% After last week's 24% share price decline to JP¥2,479, the stock trades at a trailing P/E ratio of 7.3x. Average trailing P/E is 10x in the Banks industry in Japan. Total returns to shareholders of 80% over the past three years. Declared Dividend • Jul 11
Final dividend of JP¥50.00 announced Shareholders will receive a dividend of JP¥50.00. Ex-date: 27th September 2024 Payment date: 9th December 2024 Dividend yield will be 3.3%, which is about the same as the industry average. Sustainability & Growth The dividend has increased by an average of 3.6% per year over the past 10 years. However, payments have been volatile during that time. Earnings per share has grown by 12% over the last 5 years. Unless this trend reverses, it should provide support to the dividend and adequate earnings cover. Announcement • Jun 22
The Hyakujushi Bank, Ltd. to Report Q1, 2025 Results on Aug 06, 2024 The Hyakujushi Bank, Ltd. announced that they will report Q1, 2025 results on Aug 06, 2024 Reported Earnings • May 13
Full year 2024 earnings released: EPS: JP¥336 (vs JP¥316 in FY 2023) Full year 2024 results: EPS: JP¥336 (up from JP¥316 in FY 2023). Revenue: JP¥67.3b (down 11% from FY 2023). Net income: JP¥9.64b (up 5.1% from FY 2023). Profit margin: 14% (up from 12% in FY 2023). The increase in margin was driven by lower expenses. Over the last 3 years on average, earnings per share has increased by 6% per year but the company’s share price has increased by 26% per year, which means it is tracking significantly ahead of earnings growth. Upcoming Dividend • Mar 21
Upcoming dividend of JP¥45.00 per share Eligible shareholders must have bought the stock before 28 March 2024. Payment date: 01 July 2024. Payout ratio is a comfortable 34% but the company is not cash flow positive. Trailing yield: 2.7%. Lower than top quartile of Japanese dividend payers (3.2%). In line with average of industry peers (2.9%). Announcement • Mar 15
The Hyakujushi Bank, Ltd. to Report Fiscal Year 2024 Results on May 10, 2024 The Hyakujushi Bank, Ltd. announced that they will report fiscal year 2024 results on May 10, 2024 Reported Earnings • Feb 04
Third quarter 2024 earnings released: EPS: JP¥71.72 (vs JP¥35.20 in 3Q 2023) Third quarter 2024 results: EPS: JP¥71.72 (up from JP¥35.20 in 3Q 2023). Revenue: JP¥18.9b (flat on 3Q 2023). Net income: JP¥2.05b (up 101% from 3Q 2023). Profit margin: 11% (up from 5.3% in 3Q 2023). Over the last 3 years on average, earnings per share has increased by 14% per year whereas the company’s share price has increased by 17% per year. Announcement • Dec 06
The Hyakujushi Bank, Ltd. to Report Q3, 2024 Results on Feb 02, 2024 The Hyakujushi Bank, Ltd. announced that they will report Q3, 2024 results on Feb 02, 2024 Reported Earnings • Nov 13
Second quarter 2024 earnings released: EPS: JP¥42.43 (vs JP¥90.86 in 2Q 2023) Second quarter 2024 results: EPS: JP¥42.43 (down from JP¥90.86 in 2Q 2023). Revenue: JP¥16.1b (down 21% from 2Q 2023). Net income: JP¥1.22b (down 54% from 2Q 2023). Profit margin: 7.5% (down from 13% in 2Q 2023). The decrease in margin was driven by lower revenue. Over the last 3 years on average, earnings per share has increased by 23% per year whereas the company’s share price has increased by 18% per year. Upcoming Dividend • Sep 21
Upcoming dividend of JP¥35.00 per share at 2.6% yield Eligible shareholders must have bought the stock before 28 September 2023. Payment date: 11 December 2023. Payout ratio is a comfortable 23% but the company is not cash flow positive. Trailing yield: 2.6%. Lower than top quartile of Japanese dividend payers (3.3%). Lower than average of industry peers (3.2%). Announcement • Sep 15
The Hyakujushi Bank, Ltd. to Report Q2, 2024 Results on Nov 10, 2023 The Hyakujushi Bank, Ltd. announced that they will report Q2, 2024 results on Nov 10, 2023 Reported Earnings • Aug 02
First quarter 2024 earnings released: EPS: JP¥129 (vs JP¥113 in 1Q 2023) First quarter 2024 results: EPS: JP¥129 (up from JP¥113 in 1Q 2023). Revenue: JP¥17.0b (down 20% from 1Q 2023). Net income: JP¥3.74b (up 12% from 1Q 2023). Profit margin: 22% (up from 16% in 1Q 2023). The increase in margin was driven by lower expenses. Over the last 3 years on average, earnings per share has increased by 34% per year but the company’s share price has only increased by 5% per year, which means it is significantly lagging earnings growth. Announcement • Jun 16
The Hyakujushi Bank, Ltd. to Report Q1, 2024 Results on Aug 01, 2023 The Hyakujushi Bank, Ltd. announced that they will report Q1, 2024 results on Aug 01, 2023 Reported Earnings • May 14
Full year 2023 earnings released: EPS: JP¥316 (vs JP¥397 in FY 2022) Full year 2023 results: EPS: JP¥316 (down from JP¥397 in FY 2022). Revenue: JP¥76.7b (up 12% from FY 2022). Net income: JP¥9.17b (down 22% from FY 2022). Profit margin: 12% (down from 17% in FY 2022). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 32% per year but the company’s share price has fallen by 1% per year, which means it is significantly lagging earnings. Upcoming Dividend • Mar 23
Upcoming dividend of JP¥40.00 per share at 4.1% yield Eligible shareholders must have bought the stock before 30 March 2023. Payment date: 30 June 2023. Payout ratio is a comfortable 13% but the company is not cash flow positive. Trailing yield: 4.1%. Within top quartile of Japanese dividend payers (3.6%). In line with average of industry peers (4.0%). Reported Earnings • Feb 04
Third quarter 2023 earnings released: EPS: JP¥35.20 (vs JP¥107 in 3Q 2022) Third quarter 2023 results: EPS: JP¥35.20 (down from JP¥107 in 3Q 2022). Revenue: JP¥20.4b (up 9.9% from 3Q 2022). Net income: JP¥1.02b (down 68% from 3Q 2022). Profit margin: 5.0% (down from 17% in 3Q 2022). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 34% per year but the company’s share price has fallen by 2% per year, which means it is significantly lagging earnings. Announcement • Dec 14
The Hyakujushi Bank, Ltd. to Report Q3, 2023 Results on Feb 03, 2023 The Hyakujushi Bank, Ltd. announced that they will report Q3, 2023 results on Feb 03, 2023 Reported Earnings • Nov 16
Second quarter 2023 earnings released: EPS: JP¥102 (vs JP¥119 in 2Q 2022) Second quarter 2023 results: EPS: JP¥102 (down from JP¥119 in 2Q 2022). Revenue: JP¥21.1b (up 24% from 2Q 2022). Net income: JP¥2.98b (down 15% from 2Q 2022). Profit margin: 14% (down from 21% in 2Q 2022). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 40% per year but the company’s share price has fallen by 10% per year, which means it is significantly lagging earnings. Upcoming Dividend • Sep 22
Upcoming dividend of JP¥35.00 per share Eligible shareholders must have bought the stock before 29 September 2022. Payment date: 12 December 2022. Payout ratio is a comfortable 17% and this is well supported by cash flows. Trailing yield: 4.2%. Within top quartile of Japanese dividend payers (3.7%). In line with average of industry peers (4.4%). Announcement • Sep 16
The Hyakujushi Bank, Ltd. to Report Q2, 2023 Results on Nov 14, 2022 The Hyakujushi Bank, Ltd. announced that they will report Q2, 2023 results on Nov 14, 2022 Reported Earnings • Aug 11
First quarter 2023 earnings released: EPS: JP¥113 (vs JP¥107 in 1Q 2022) First quarter 2023 results: EPS: JP¥113 (up from JP¥107 in 1Q 2022). Revenue: JP¥21.8b (up 22% from 1Q 2022). Net income: JP¥3.34b (up 6.1% from 1Q 2022). Profit margin: 15% (down from 18% in 1Q 2022). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has increased by 39% per year but the company’s share price has fallen by 5% per year, which means it is significantly lagging earnings. Announcement • Jun 09
The Hyakujushi Bank, Ltd. to Report Q1, 2023 Results on Aug 09, 2022 The Hyakujushi Bank, Ltd. announced that they will report Q1, 2023 results on Aug 09, 2022 Reported Earnings • May 18
Full year 2022 earnings released: EPS: JP¥397 (vs JP¥86.95 in FY 2021) Full year 2022 results: EPS: JP¥397 (up from JP¥86.95 in FY 2021). Revenue: JP¥70.4b (up 25% from FY 2021). Net income: JP¥11.7b (up 356% from FY 2021). Profit margin: 17% (up from 4.6% in FY 2021). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 33% per year but the company’s share price has fallen by 8% per year, which means it is significantly lagging earnings. Announcement • May 15
The Hyakujushi Bank, Ltd., Annual General Meeting, Jun 29, 2022 The Hyakujushi Bank, Ltd., Annual General Meeting, Jun 29, 2022. Announcement • Apr 08
The Hyakujushi Bank, Ltd. to Report Fiscal Year 2022 Results on May 13, 2022 The Hyakujushi Bank, Ltd. announced that they will report fiscal year 2022 results on May 13, 2022 Upcoming Dividend • Mar 23
Upcoming dividend of JP¥40.00 per share Eligible shareholders must have bought the stock before 30 March 2022. Payment date: 30 June 2022. Payout ratio is a comfortable 17% but the company is not cash flow positive. Trailing yield: 4.0%. Within top quartile of Japanese dividend payers (3.4%). In line with average of industry peers (4.0%). Reported Earnings • Feb 07
Third quarter 2022 earnings: Revenues and EPS in line with analyst expectations Third quarter 2022 results: EPS: JP¥107 (down from JP¥122 in 3Q 2021). Revenue: JP¥20.6b (up 30% from 3Q 2021). Net income: JP¥3.17b (down 12% from 3Q 2021). Profit margin: 15% (down from 23% in 3Q 2021). The decrease in margin was driven by higher expenses. Revenue was in line with analyst estimates. Over the last 3 years on average, earnings per share has increased by 20% per year but the company’s share price has fallen by 9% per year, which means it is significantly lagging earnings. Reported Earnings • Nov 10
Second quarter 2022 earnings released: EPS JP¥119 (vs JP¥61.81 in 2Q 2021) The company reported a strong second quarter result with improved earnings, revenues and profit margins. Second quarter 2022 results: Revenue: JP¥18.1b (up 22% from 2Q 2021). Net income: JP¥3.52b (up 93% from 2Q 2021). Profit margin: 20% (up from 12% in 2Q 2021). The increase in margin was driven by higher revenue. Over the last 3 years on average, earnings per share has increased by 1% per year but the company’s share price has fallen by 22% per year, which means it is significantly lagging earnings. Upcoming Dividend • Sep 22
Upcoming dividend of JP¥30.00 per share Eligible shareholders must have bought the stock before 29 September 2021. Payment date: 10 December 2021. Trailing yield: 3.8%. Within top quartile of Japanese dividend payers (3.0%). Lower than average of industry peers (4.3%). Reported Earnings • Aug 04
First quarter 2022 earnings released: EPS JP¥107 (vs JP¥115 loss in 1Q 2021) The company reported a strong first quarter result with improved earnings, revenues and profit margins. First quarter 2022 results: Revenue: JP¥18.3b (up 99% from 1Q 2021). Net income: JP¥3.14b (up JP¥6.54b from 1Q 2021). Profit margin: 17% (up from net loss in 1Q 2021). The move to profitability was driven by higher revenue. Over the last 3 years on average, earnings per share has fallen by 18% per year but the company’s share price has fallen by 23% per year, which means it is performing significantly worse than earnings. Reported Earnings • May 18
Full year 2021 earnings released: EPS JP¥86.95 (vs JP¥261 in FY 2020) The company reported a soft full year result with weaker earnings and profit margins, although revenues improved. Full year 2021 results: Revenue: JP¥64.8b (up 2.2% from FY 2020). Net income: JP¥2.57b (down 67% from FY 2020). Profit margin: 4.0% (down from 12% in FY 2020). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has fallen by 37% per year but the company’s share price has only fallen by 25% per year, which means it has not declined as severely as earnings. Upcoming Dividend • Mar 24
Upcoming dividend of JP¥30.00 per share Eligible shareholders must have bought the stock before 30 March 2021. Payment date: 29 June 2021. Trailing yield: 3.4%. Within top quartile of Japanese dividend payers (2.7%). Lower than average of industry peers (3.9%). Is New 90 Day High Low • Mar 04
New 90-day high: JP¥1,610 The company is up 1.0% from its price of JP¥1,587 on 04 December 2020. The Japanese market is up 7.0% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Banks industry, which is up 17% over the same period. Reported Earnings • Feb 03
Third quarter 2021 earnings released: EPS JP¥122 (vs JP¥93.15 in 3Q 2020) The company reported a solid third quarter result with improved earnings and revenues, although profit margins were weaker. Third quarter 2021 results: Revenue: JP¥25.8b (up 56% from 3Q 2020). Net income: JP¥3.59b (up 30% from 3Q 2020). Profit margin: 14% (down from 17% in 3Q 2020). The decrease in margin was driven by higher expenses. Over the last 3 years on average, earnings per share has fallen by 33% per year but the company’s share price has only fallen by 26% per year, which means it has not declined as severely as earnings. Is New 90 Day High Low • Dec 17
New 90-day low: JP¥1,531 The company is down 16% from its price of JP¥1,821 on 18 September 2020. The Japanese market is up 9.0% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Banks industry, which is down 2.0% over the same period. Is New 90 Day High Low • Dec 01
New 90-day low: JP¥1,605 The company is down 10.0% from its price of JP¥1,791 on 02 September 2020. The Japanese market is up 8.0% over the last 90 days, indicating the company underperformed over that time. It also underperformed the Banks industry, which is down 1.0% over the same period. Announcement • Sep 12
The Hyakujushi Bank, Ltd. to Report Q2, 2021 Results on Nov 10, 2020 The Hyakujushi Bank, Ltd. announced that they will report Q2, 2021 results on Nov 10, 2020 Announcement • Jun 29
The Hyakujushi Bank, Ltd. to Report Q1, 2021 Results on Aug 07, 2020 The Hyakujushi Bank, Ltd. announced that they will report Q1, 2021 results on Aug 07, 2020 
