Loading...
8253 logo

Credit Saison Co., Ltd.TSE:8253 Stock Report

Market Cap JP¥567.3b
Share Price
JP¥3.93k
My Fair Value
JP¥4.46k
11.9% undervalued intrinsic discount
1Y11.8%
7D0.5%
Portfolio Value
View

Credit Saison Co., Ltd.

TSE:8253 Stock Report

Market Cap: JP¥567.3b

Credit Saison (8253) Stock Overview

Provides leasing, finance, real estate, entertainment, global, and payment services in Japan and internationally. More details

8253 fundamental analysis
Snowflake Score
Valuation5/6
Future Growth1/6
Past Performance2/6
Financial Health2/6
Dividends4/6

8253 Community Fair Values

Create Narrative

See what others think this stock is worth. Follow their fair value or set your own to get alerts.

Credit Saison Co., Ltd. Competitors

Price History & Performance

Summary of share price highs, lows and changes for Credit Saison
Historical stock prices
Current Share PriceJP¥3,931.00
52 Week HighJP¥4,269.00
52 Week LowJP¥2,781.00
Beta0.32
1 Month Change5.59%
3 Month Change-2.41%
1 Year Change11.77%
3 Year Change123.61%
5 Year Change250.36%
Change since IPO118.74%

Recent News & Updates

Credit Saison Co., Ltd. (TSE:8253) Might Not Be As Mispriced As It Looks

Aug 04
Credit Saison Co., Ltd. (TSE:8253) Might Not Be As Mispriced As It Looks

Recent updates

Credit Saison Co., Ltd. (TSE:8253) Might Not Be As Mispriced As It Looks

Aug 04
Credit Saison Co., Ltd. (TSE:8253) Might Not Be As Mispriced As It Looks

Little Excitement Around Credit Saison Co., Ltd.'s (TSE:8253) Earnings

Apr 17
Little Excitement Around Credit Saison Co., Ltd.'s (TSE:8253) Earnings

Credit Saison (TSE:8253) Is Increasing Its Dividend To ¥110.00

Mar 12
Credit Saison (TSE:8253) Is Increasing Its Dividend To ¥110.00

Credit Saison (TSE:8253) Is Paying Out A Larger Dividend Than Last Year

Feb 20
Credit Saison (TSE:8253) Is Paying Out A Larger Dividend Than Last Year

Credit Saison Co., Ltd. Just Beat Revenue Estimates By 22%

Feb 18
Credit Saison Co., Ltd. Just Beat Revenue Estimates By 22%

There's No Escaping Credit Saison Co., Ltd.'s (TSE:8253) Muted Earnings

Dec 24
There's No Escaping Credit Saison Co., Ltd.'s (TSE:8253) Muted Earnings

Credit Saison (TSE:8253) Is Due To Pay A Dividend Of ¥105.00

Nov 17
Credit Saison (TSE:8253) Is Due To Pay A Dividend Of ¥105.00

Credit Saison Co., Ltd. Just Missed Revenue By 32%: Here's What Analysts Think Will Happen Next

Nov 16
Credit Saison Co., Ltd. Just Missed Revenue By 32%: Here's What Analysts Think Will Happen Next

Credit Saison Co., Ltd.'s (TSE:8253) Share Price Boosted 26% But Its Business Prospects Need A Lift Too

Sep 04
Credit Saison Co., Ltd.'s (TSE:8253) Share Price Boosted 26% But Its Business Prospects Need A Lift Too

Credit Saison's (TSE:8253) Upcoming Dividend Will Be Larger Than Last Year's

Mar 21
Credit Saison's (TSE:8253) Upcoming Dividend Will Be Larger Than Last Year's

Shareholder Returns

8253JP Consumer FinanceJP Market
7D0.5%1.0%1.5%
1Y11.8%29.4%23.0%

Return vs Industry: 8253 underperformed the JP Consumer Finance industry which returned 29.4% over the past year.

Return vs Market: 8253 underperformed the JP Market which returned 23% over the past year.

Price Volatility

Is 8253's price volatile compared to industry and market?
8253 volatility
8253 Average Weekly Movement4.3%
Consumer Finance Industry Average Movement3.3%
Market Average Movement3.3%
10% most volatile stocks in JP Market7.6%
10% least volatile stocks in JP Market1.7%

Stable Share Price: 8253 has not had significant price volatility in the past 3 months compared to the JP market.

Volatility Over Time: 8253's weekly volatility (4%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
19513,624Hiroshi Rinnocorporate.saisoncard.co.jp

Credit Saison Co., Ltd. provides leasing, finance, real estate, entertainment, global, and payment services in Japan and internationally. It operates through the Payment, Lease, Finance, Real Estate-Related, Global, and Entertainment segments. The company also engages in the credit card and related business; leasing of office equipment; credit guarantee and finance related businesses; real estate and real estate leasing business; lending and investment businesses; and development and management of amusement centers and arcades.

Credit Saison Co., Ltd. Fundamentals Summary

How do Credit Saison's earnings and revenue compare to its market cap?
8253 fundamental statistics
Market capJP¥567.34b
Earnings (TTM)JP¥65.90b
Revenue (TTM)JP¥499.49b
8.6x
P/E Ratio
1.1x
P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
8253 income statement (TTM)
RevenueJP¥499.49b
Cost of RevenueJP¥67.78b
Gross ProfitJP¥431.70b
Other ExpensesJP¥365.81b
EarningsJP¥65.90b

Last Reported Earnings

Jun 30, 2025

Next Earnings Date

Nov 14, 2025

Earnings per share (EPS)456.59
Gross Margin86.43%
Net Profit Margin13.19%
Debt/Equity Ratio489.5%

How did 8253 perform over the long term?

See historical performance and comparison

Dividends

3.3%
Current Dividend Yield
28%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/09/17 16:54
End of Day Share Price 2025/09/17 00:00
Earnings2025/06/30
Annual Earnings2025/03/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Credit Saison Co., Ltd. is covered by 20 analysts. 8 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Azuma OhnoBarclays
Natsumu TsujinoBofA Global Research
Takehiro TsudaCitigroup Global Markets Japan Inc.