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BOK Financial CorporationNasdaqGS:BOKF Stock Report

Market Cap US$7.8b
Share Price
US$129.22
US$144
10.3% undervalued intrinsic discount
1Y34.0%
7D0.9%
1D
Portfolio Value
View

BOK Financial Corporation

NasdaqGS:BOKF Stock Report

Market Cap: US$7.8b

BOK Financial (BOKF) Stock Overview

Operates as the financial holding company for BOKF, NA that provides various financial products and services in Oklahoma, Texas, New Mexico, Northwest Arkansas, Colorado, Arizona, and Kansas/Missouri. More details

BOKF fundamental analysis
Snowflake Score
Valuation2/6
Future Growth0/6
Past Performance3/6
Financial Health6/6
Dividends5/6

BOKF Community Fair Values

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BOK Financial Corporation Competitors

Price History & Performance

Summary of share price highs, lows and changes for BOK Financial
Historical stock prices
Current Share PriceUS$129.22
52 Week HighUS$139.73
52 Week LowUS$91.35
Beta0.81
1 Month Change-4.66%
3 Month Change2.91%
1 Year Change33.96%
3 Year Change46.79%
5 Year Change45.17%
Change since IPO2,881.18%

Recent News & Updates

Narrative Update Jun 01

BOKF: Higher P/E Framework And Strong Q1 Earnings Will Shape Forward Risk Reward

Analysts have nudged their blended price target on BOK Financial higher, reflecting recent $3 to $9 upward target revisions and updated P/E assumptions around 14.8x. Analyst Commentary Bullish Takeaways Bullish analysts see room for BOK Financial's stock price to align more closely with their revised targets after the recent US$3 to US$9 upward adjustments, which are tied to a blended P/E framework around 14.8x.
Narrative Update May 09

BOKF: Refined Fair Value And Completed Buybacks Will Shape Forward Risk Reward

Analysts have nudged their price targets on BOK Financial higher, supporting a refined fair value estimate of $144.00 as they update their views on discount rates, revenue growth, profit margins, and future P/E assumptions. Analyst Commentary Recent Street research has focused on revisiting fair value assumptions for BOK Financial, with several firms adjusting their price targets higher in quick succession.
Narrative Update Apr 24

BOKF: Higher P/E Assumptions And Completed Buybacks Will Shape Future Risk Reward

BOK Financial's updated analyst price target now sits at about $144, up from roughly $138. Analysts cite their recent target hikes and adjusted assumptions around discount rate, profit margin, and future P/E as support for the shift.

Recent updates

Narrative Update Jun 01

BOKF: Higher P/E Framework And Strong Q1 Earnings Will Shape Forward Risk Reward

Analysts have nudged their blended price target on BOK Financial higher, reflecting recent $3 to $9 upward target revisions and updated P/E assumptions around 14.8x. Analyst Commentary Bullish Takeaways Bullish analysts see room for BOK Financial's stock price to align more closely with their revised targets after the recent US$3 to US$9 upward adjustments, which are tied to a blended P/E framework around 14.8x.
Narrative Update May 09

BOKF: Refined Fair Value And Completed Buybacks Will Shape Forward Risk Reward

Analysts have nudged their price targets on BOK Financial higher, supporting a refined fair value estimate of $144.00 as they update their views on discount rates, revenue growth, profit margins, and future P/E assumptions. Analyst Commentary Recent Street research has focused on revisiting fair value assumptions for BOK Financial, with several firms adjusting their price targets higher in quick succession.
Narrative Update Apr 24

BOKF: Higher P/E Assumptions And Completed Buybacks Will Shape Future Risk Reward

BOK Financial's updated analyst price target now sits at about $144, up from roughly $138. Analysts cite their recent target hikes and adjusted assumptions around discount rate, profit margin, and future P/E as support for the shift.
Seeking Alpha Apr 15

Oklahoma And Texas Could Boost The Q1 Performance For BOK Financial

Summary BOK Financial Corporation is rated Hold due to elevated valuation despite operational strengths and potential for a Q1 2026 earnings beat. BOKF has outperformed peers, rising 52% in the last year, but trades at a forward PE above 13 and a price/TBV of 1.69. Q1 2026 could be strong, with loan growth expected in upper single-digits and net interest income projected to rise 12%. Macro risks, optimistic expectations, and limited upside (1.9% to consensus PT) temper enthusiasm for new positions in BOKF. Read the full article on Seeking Alpha
Narrative Update Apr 08

BOKF: Buybacks And Mixed Rating Shifts Will Shape Future Risk Reward

The analyst price target for BOK Financial has been increased by about $2, with analysts citing adjustments in fair value, revenue growth assumptions, margins and future P/E expectations as the main factors behind the change. Analyst Commentary Recent Street research on BOK Financial has centered on valuation, price targets and how execution lines up with those expectations.
Narrative Update Mar 25

BOKF: Buybacks And Rating Shifts Will Shape Future Risk Reward Balance

The analyst price target for BOK Financial has moved higher by a mid-teens dollar amount, with the shift reflecting a series of upward revisions from firms such as Citi, RBC Capital, Keefe Bruyette, Barclays, and Raymond James, partly balanced by a valuation-driven downgrade to Neutral at DA Davidson. Analyst Commentary Recent Street research on BOK Financial clusters around higher price targets from several bullish analysts, offset by a valuation driven downgrade to Neutral from a more cautious camp.
Narrative Update Mar 10

BOKF: Buybacks And Conflicting Rating Shifts Will Shape Future Share Performance

The analyst price target for BOK Financial has been revised to $135.30. The change reflects a cluster of recent target increases from several firms and mixed views on valuation among analysts.
Narrative Update Feb 24

BOKF: Buybacks And Mixed Analyst Views Will Shape Future Share Performance

The analyst price target for BOK Financial has increased by $19, with analysts pointing to updated assumptions around discount rate, profit margin, and future P/E as key drivers of their revised views. Analyst Commentary Recent research shows a split view on BOK Financial, with several price target increases sitting alongside at least one downgrade on valuation.
Narrative Update Feb 10

BOKF: Buybacks And Mixed Earnings Outlook Will Shape Future Share Returns

The updated analyst price target for BOK Financial moves modestly higher, with our fair value estimate rising by about $1 to $135.30 as analysts balance recent target increases with tighter P/E assumptions and slightly stronger profit margin expectations. Analyst Commentary Recent Street research around BOK Financial reflects a mix of optimism on execution and caution around where the shares are currently trading, with several firms adjusting price targets and at least one moving to the sidelines on valuation grounds.
Narrative Update Jan 26

BOKF: Buybacks, Dividend And Mixed Earnings Outlook Will Shape Future Returns

Analysts raised their fair value estimate for BOK Financial to $134.30 from $124.50, citing recent price target increases across several firms and updated assumptions for discount rate, revenue growth, profit margin, and future P/E. Analyst Commentary Recent Street research on BOK Financial shows a mix of optimism and caution, with several firms adjusting price targets and at least one becoming more cautious on the shares.
Narrative Update Jan 11

BOKF: Dividend, Guidance And Buybacks Will Support Future Balanced Returns

Analysts have revised their fair value estimate for BOK Financial from US$122.60 to US$124.50, reflecting updated assumptions around the discount rate, revenue growth, profit margin and future P/E expectations. What's in the News BOK Financial declared a quarterly dividend of US$0.63 per share, payable on November 26, 2025, with an ex dividend and record date of November 12, 2025 (Key Developments).
Narrative Update Dec 20

BOKF: Deposit Mix And Regional Lending Strength Will Support Future Balanced Returns

Analysts have modestly raised their price target on BOK Financial, with fair value increasing from about $119.70 to $122.60 as they factor in expectations for an improving non interest bearing deposit mix, above average loan growth in strong Texas and Oklahoma markets, and support from the bank's robust capital position for buybacks and organic expansion. Analyst Commentary Bullish Takeaways Bullish analysts see the upgraded price target as reflecting greater confidence that improving non interest bearing deposit mix can sustain higher net interest margins over the medium term.
Narrative Update Dec 06

BOKF: Deposit Mix And Regional Lending Strength Will Support Balanced Future Returns

Analysts have nudged their price target on BOK Financial higher by about $1, to reflect expectations for a richer non-interest-bearing deposit mix, above-average loan growth in its Texas and Oklahoma footprint, and a strong capital position that can fund buybacks and organic expansion. Analyst Commentary Recent street research reflects a constructive shift in sentiment on BOK Financial, with price targets moving higher alongside improving expectations for growth and returns.
Narrative Update Nov 21

BOKF: Deposit Mix Improvements Will Drive Returns From Regional Lending Strength

BOK Financial’s analyst price target has increased from $120 to $135. Analysts cite anticipated improvements in non-interest-bearing deposits, strong regional loan performance, and a robust capital position as factors supporting further growth.
Narrative Update Nov 06

BOKF: Improved Deposit Mix And Loan Growth Expected In Key Regional Markets

Analysts have slightly lowered their price target for BOK Financial from $119.20 to $118.70. They cite improved revenue growth prospects and deposit mix, supported by strong regional loan performance and a solid capital position.
Analysis Article Nov 03

BOK Financial's (NASDAQ:BOKF) Shareholders Will Receive A Bigger Dividend Than Last Year

BOK Financial Corporation ( NASDAQ:BOKF ) will increase its dividend from last year's comparable payment on the 26th of...
Narrative Update Oct 23

Analysts Raise Outlook for BOK Financial Amid Strong Regional Growth and Strategic Buybacks

Narrative Update on BOK Financial Analysts have raised their fair value estimate for BOK Financial from $117.60 to $119.20. This change is based on expectations for stronger non-interest-bearing deposit growth and sustained loan performance in key regional markets.
Narrative Update Oct 08

Sun Belt And Midwest Trends Will Unlock Enduring Lending And Wealth Management Opportunities

Analysts have nudged their fair value estimate for BOK Financial higher, increasing the target by $1.50 to $117.60. Recent upgrades cite the bank’s improving deposit mix, robust loan growth in key markets, and a strong capital position supporting future returns.
Seeking Alpha Apr 15

BOK Financial: Now Available At 1.3x Tangible Book Value

Summary BOK Financial's balance sheet is robust, with substantial investments in safer securities, countering its perception as an energy-focused lender. Despite a decrease in net interest income, strong non-interest income and lower loan loss provisions kept the net income impact minimal. The bank's dividend yield of 2.6% is secure, representing less than 30% of annualized earnings, and share repurchases have reduced the share count. BOK Financial's energy sector exposure is limited and well-managed, with no past-due energy loans, making the bank's financial health sound. Read the full article on Seeking Alpha
Seeking Alpha Jan 21

BOK Financial Impresses: Pristine Asset Quality

Summary BOK Financial Corp. operates in the southwest and midwest U.S., offering consumer, commercial banking, and wealth management services under various brands like Bank of Oklahoma and Bank of Texas. Q4 earnings were strong with revenues up 4.4% to $525.6 million, and net income at $136.2 million, despite a slight dip from last year. Loans and deposits grew significantly, with loans at $24.1 billion and deposits at $38.2 billion, while the net interest margin improved to 2.75%. Asset quality is excellent with nonperforming assets at historic lows, but return metrics and efficiency ratio could be better; stock rated as market perform. You could do a lot worse than investing here. Read the full article on Seeking Alpha
Seeking Alpha Sep 21

BOK Financial: Earnings Recovery Ahead, But Stock Appears Fairly Valued

Summary Interest rate cuts will slightly lift the net interest margin. The outlook for loan growth in three major segments, energy, healthcare, and services, remains positive. The year-end target price suggests a small downside from the current market price. Further, BOKF is offering a low dividend yield of 2.0%. Read the full article on Seeking Alpha
User avatar
New Narrative Aug 28

Critical Diversification And Disciplined Credit Positioning To Fuel Growth And Resilience

Strategic focus on a diversified loan portfolio and low commercial real estate concentration equips BOK Financial for stability and growth in fluctuating markets.
Seeking Alpha Jun 22

BOK Financial: A Mediocre Opportunity

Summary BOK Financial engages in a wide array of activities beyond traditional banking services, contributing significantly to its revenue. The picture has been volatile in recent years, though we are seeing deposits grow nicely at last. Despite recent positive developments in deposits and debt reduction, the firm's asset quality and historical volatility warrant only a 'hold' rating. Read the full article on Seeking Alpha
Seeking Alpha Jan 29

BOK Financial: Earnings Outlook Seems Negative

Summary The net interest margin will likely decline even though the deposit mix will most probably stop deteriorating this year. Interest rate cuts will likely pressurize the margin. Loan growth will likely continue at a reasonable rate thanks to satisfactory labor markets and robust pipelines. The margin and non-interest expense outlooks make the overall earnings outlook murky. The December 2024 target price suggests a small upside from the current market price. Further, BOKF is offering a modest dividend yield. Read the full article on Seeking Alpha

Shareholder Returns

BOKFUS BanksUS Market
7D0.9%3.1%-2.9%
1Y34.0%21.2%23.5%

Return vs Industry: BOKF exceeded the US Banks industry which returned 23.3% over the past year.

Return vs Market: BOKF exceeded the US Market which returned 26.3% over the past year.

Price Volatility

Is BOKF's price volatile compared to industry and market?
BOKF volatility
BOKF Average Weekly Movement2.6%
Banks Industry Average Movement3.3%
Market Average Movement7.2%
10% most volatile stocks in US Market16.6%
10% least volatile stocks in US Market3.1%

Stable Share Price: BOKF has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: BOKF's weekly volatility (3%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
19104,969Stacy Kymesinvestor.bokf.com

BOK Financial Corporation operates as the financial holding company for BOKF, NA that provides various financial products and services in Oklahoma, Texas, New Mexico, Northwest Arkansas, Colorado, Arizona, and Kansas/Missouri. It operates through three segments: Commercial Banking, Consumer Banking, and Wealth Management. The Commercial Banking segment offers lending, treasury, cash management, and customer commodity risk management products for small businesses, middle market, and larger commercial customers, as well as operates TransFund electronic funds transfer network.

BOK Financial Corporation Fundamentals Summary

How do BOK Financial's earnings and revenue compare to its market cap?
BOKF fundamental statistics
Market capUS$7.82b
Earnings (TTM)US$610.15m
Revenue (TTM)US$2.23b
12.9x
P/E Ratio
1.3x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
BOKF income statement (TTM)
RevenueUS$2.23b
Cost of RevenueUS$0
Gross ProfitUS$2.23b
Other ExpensesUS$1.62b
EarningsUS$610.15m

Last Reported Earnings

Mar 31, 2026

Next Earnings Date

n/a

Earnings per share (EPS)10.04
Gross Margin100.00%
Net Profit Margin27.41%
Debt/Equity Ratio119.6%

How did BOKF perform over the long term?

See historical performance and comparison

Dividends

2.0%
Current Dividend Yield
25%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/06/05 13:26
End of Day Share Price 2026/06/05 00:00
Earnings2026/03/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

BOK Financial Corporation is covered by 20 analysts. 8 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Jared David ShawBarclays
Peter WinterBMO Capital Markets Equity Research
Phoebe WangBMO Capital Markets Equity Research