First Bancorp (FBNC) Stock Overview
Operates as the bank holding company for First Bank that provides banking products and services for individuals and businesses. More details
| Snowflake Score | |
|---|---|
| Valuation | 2/6 |
| Future Growth | 5/6 |
| Past Performance | 4/6 |
| Financial Health | 6/6 |
| Dividends | 4/6 |
Rewards
Risk Analysis
No risks detected for FBNC from our risk checks.
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First Bancorp Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$64.12 |
| 52 Week High | US$66.78 |
| 52 Week Low | US$45.96 |
| Beta | 0.82 |
| 1 Month Change | -0.93% |
| 3 Month Change | 4.60% |
| 1 Year Change | 17.14% |
| 3 Year Change | 131.73% |
| 5 Year Change | 61.88% |
| Change since IPO | 2,063.64% |
Recent News & Updates
Recent updates
Shareholder Returns
| FBNC | US Banks | US Market | |
|---|---|---|---|
| 7D | 0.02% | 1.1% | 0.9% |
| 1Y | 17.1% | 18.9% | 15.5% |
Return vs Industry: FBNC underperformed the US Banks industry which returned 18.9% over the past year.
Return vs Market: FBNC exceeded the US Market which returned 15.5% over the past year.
Price Volatility
| FBNC volatility | |
|---|---|
| FBNC Average Weekly Movement | 3.0% |
| Banks Industry Average Movement | 3.1% |
| Market Average Movement | 6.9% |
| 10% most volatile stocks in US Market | 15.6% |
| 10% least volatile stocks in US Market | 3.0% |
Stable Share Price: FBNC has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: FBNC's weekly volatility (3%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1934 | 1,353 | Richard Moore | localfirstbank.com |
First Bancorp operates as the bank holding company for First Bank that provides banking products and services for individuals and businesses. The company accepts deposit products, such as checking, savings, and money market accounts; and time deposits, including certificate of deposits and individual retirement accounts. It also offers commercial business loans, commercial and residential real estate construction and mortgage loans, revolving lines of credit, and letters of credit, as well as loans for personal uses, home improvement, and automobiles; and accounts receivable financing and factoring, inventory financing, and purchase order financing services.
First Bancorp Fundamentals Summary
| FBNC fundamental statistics | |
|---|---|
| Market cap | US$2.68b |
| Earnings (TTM) | US$132.62m |
| Revenue (TTM) | US$410.72m |
Is FBNC overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| FBNC income statement (TTM) | |
|---|---|
| Revenue | US$410.72m |
| Cost of Revenue | US$0 |
| Gross Profit | US$410.72m |
| Other Expenses | US$278.10m |
| Earnings | US$132.62m |
Last Reported Earnings
Jun 30, 2026
Next Earnings Date
n/a
| Earnings per share (EPS) | 3.21 |
| Gross Margin | 100.00% |
| Net Profit Margin | 32.29% |
| Debt/Equity Ratio | 4.4% |
How did FBNC perform over the long term?
See historical performance and comparisonDividends
Company Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/09/09 21:32 |
| End of Day Share Price | 2026/09/09 00:00 |
| Earnings | 2026/06/30 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
First Bancorp is covered by 7 analysts. 5 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Wood Lay | Keefe, Bruyette, & Woods |
| Stephen Scouten | Piper Sandler Companies |
| Michael Rose | Raymond James & Associates |