ARMOUR Residential REIT, Inc.

NYSE:ARR Stock Report

Market Cap: US$2.3b

ARMOUR Residential REIT Past Earnings Performance

Past criteria checks 3/6

ARMOUR Residential REIT has been growing earnings at an average annual rate of 42.8%, while the Mortgage REITs industry saw earnings growing at 6.5% annually. Revenues have been growing at an average rate of 46.8% per year. ARMOUR Residential REIT's return on equity is 16.7%, and it has net margins of 85.3%.

Key information

42.84%

Earnings growth rate

18.95%

EPS growth rate

Mortgage REITs Industry Growth4.45%
Revenue growth rate46.75%
Return on equity16.71%
Net Margin85.28%
Last Earnings Update30 Jun 2026

Recent past performance updates

Recent updates

Seeking Alpha Jul 11

Armour Residential REIT: A High-Yield But Volatile Idea For Income Investors

Summary ARMOUR Residential REIT gets is prior hold ratings reaffirmed again, ahead of its upcoming earnings results later this month. Positive notes include an agency-backed MBS portfolio with growth, as well as positive ROE trends. Some riskier factors include volatile earnings and operating cash flow, high D/E, weak market sentiment, and limited upside forecasts. Fed decisions on rates play a direct role in funding costs, as this REIT has considerable exposure to repo funding. Read the full article on Seeking Alpha
Seeking Alpha Mar 05

Armour Residential REIT: Undervalued But Not A Steady Earnings Grower

Summary ARMOUR Residential REIT gets a hold rating today, agreeing with the consensus from SA analysts and Wall St. Although trading near 5-year lows and undervalued vs peers, it struggles with profit margin and growing dividends. This REIT has a diverse portfolio of mortgage securities, but also is exposed to fluctuations in interest rates and market values of those securities. An elevated interest rate environment keeping real estate debt financing costly could continue being a headwind in the overall sector. Read the full article on Seeking Alpha
Seeking Alpha Jan 05

Armour Residential: A Tactical Bounce Is Possible

Summary According to our analysis, Armour Residential REIT, Inc.'s portfolio has shifted to specified pools, with a total value increase to $12.313 billion, indicating structural changes and potential growth. Higher mortgage rates and fewer prepayments may boost ARR REIT's income and valuation benefits, despite recent swap losses. ARR REIT's 15.18% forward dividend yield and 0.8x price-to-book ratio present a compelling tactical opportunity amid a rising mortgage rate environment. Despite historical value destruction, ARR REIT's solid financing strategy and favorable systematic environment likely make it a tactical play for early 2025. Read the full article on Seeking Alpha
Seeking Alpha Sep 04

Armour Residential: Backing Out Before Prepayment Risk Emerges (Downgrade)

Summary Armour Residential REIT Inc.'s year-to-date performance is commendable, but lower mortgage rates have introduced headwinds. Lower mortgage rates may lead to higher prepayment rates, lower asset valuations, and enhanced systematic risk. The REIT can mitigate risks by shorting pay-fixed swaps. However, I'm unsure to what extent a better liability-level structure will protect Armour Residential's assets from lower mortgage rates. Despite a strong dividend yield, Armour Residential's fundamental aspects, valuation metrics, and historical market value losses prompted me to downgrade my outlook for the next twelve months. Read the full article on Seeking Alpha
Seeking Alpha Jul 07

Armour Residential: The 15% Yield Indicates Trouble May Be Brewing

Summary Armour Residential is a real estate investment trust that primarily invests in mortgage-backed securities in the residential mortgage market. The company earns income from interest payments on the underlying mortgage loans in its portfolio. Shareholders have experienced a significant loss in investment value over the past three years compared to the S&P 500. In my view, with an overleveraged balance sheet and dividends that are unsupported by the current earnings run rate, I would avoid shares. Read the full article on Seeking Alpha

Revenue & Expenses Breakdown

How ARMOUR Residential REIT makes and spends money. Based on latest reported earnings, on an LTM basis.


Earnings and Revenue History

NYSE:ARR Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Jun 26491418490
31 Mar 26297228460
31 Dec 25377311420
30 Sep 2511753410
30 Jun 2521-41390
31 Mar 2545-14380
31 Dec 2439-26380
30 Sep 24185120380
30 Jun 24-59-125380
31 Mar 2432-34370
31 Dec 23-24-80370
30 Sep 23-86-140350
30 Jun 23-53-105340
31 Mar 23-156-207330
31 Dec 22-192-242310
30 Sep 22-253-302310
30 Jun 22-75-124300
31 Mar 22-86-134290
31 Dec 21504290
30 Sep 21149107280
30 Jun 21172132270
31 Mar 21292253290
31 Dec 20-185-225260
30 Sep 20-155-199330
30 Jun 20-271-319360
31 Mar 20-504-556380
31 Dec 19-212-266370
30 Sep 19-532-587370
30 Jun 19-424-479370
31 Mar 19-228-282370
31 Dec 18-69-123370
30 Sep 18215160370
30 Jun 18194140360
31 Mar 18210157350
31 Dec 17217165340
30 Sep 17239189330
30 Jun 17331280350
31 Mar 17316271350
31 Dec 16-14-61350
30 Sep 1610-37350
30 Jun 16-330-378330
31 Mar 16-147-201330
31 Dec 156-47330
30 Sep 15-255-308340

Quality Earnings: ARR has high quality earnings.

Growing Profit Margin: ARR became profitable in the past.


Free Cash Flow vs Earnings Analysis


Past Earnings Growth Analysis

Earnings Trend: ARR has become profitable over the past 5 years, growing earnings by 42.8% per year.

Accelerating Growth: ARR has become profitable in the last year, making the earnings growth rate difficult to compare to its 5-year average.

Earnings vs Industry: ARR has become profitable in the last year, making it difficult to compare its past year earnings growth to the Mortgage REITs industry (-1%).


Return on Equity

High ROE: ARR's Return on Equity (16.7%) is considered low.


Return on Assets


Return on Capital Employed


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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/08/04 21:33
End of Day Share Price 2026/08/04 00:00
Earnings2026/06/30
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

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Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

ARMOUR Residential REIT, Inc. is covered by 18 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Mark DeVriesBarclays
Kenneth BruceBofA Global Research
Timothy D'AgostinoB. Riley Securities, Inc.