St. James's Place (STJ) Stock Overview
A publicly owned investment manager. More details
| Snowflake Score | |
|---|---|
| Valuation | 5/6 |
| Future Growth | 2/6 |
| Past Performance | 6/6 |
| Financial Health | 5/6 |
| Dividends | 2/6 |
STJ Community Fair Values
Create NarrativeSee what 19 others think this stock is worth. Follow their fair value or set your own to get alerts.
Analyst Price Targets
St. James's Place plc Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | UK£11.90 |
| 52 Week High | UK£15.76 |
| 52 Week Low | UK£10.67 |
| Beta | 1.01 |
| 1 Month Change | -1.61% |
| 3 Month Change | -6.15% |
| 1 Year Change | 6.92% |
| 3 Year Change | 3.75% |
| 5 Year Change | -17.59% |
| Change since IPO | 1,252.27% |
Recent News & Updates
Narrative Update • May 01
STJ: Future Share Buybacks And Higher P E Will Offset AI Threat
Analyst fair value for St. James's Place edges up from £16.40 to about £16.47, as analysts adjust price targets after a mix of recent target cuts and raises across the Street. Analyst Commentary Recent price target moves for St. James's Place show a split view, with some analysts lifting targets into the £18.70 to £20.00 range while others are trimming estimates and, in one case, cutting the rating to Equal Weight.Narrative Update • Apr 17
STJ: Share Buybacks And Higher P E Will Counter AI Concerns
Analyst price targets for St. James's Place have edged lower, with the new fair value estimate moving from £16.62 to about £16.40 as analysts factor in slightly higher discount rates, a softer revenue outlook, and a modestly lower profit margin, alongside recent Street updates that include several downward target revisions and mixed rating changes. Analyst Commentary Recent Street research on St. James's Place shows a mix of optimism and caution, with several firms adjusting price targets both higher and lower and making rating changes that reflect differing views on the balance of risks and rewards.Narrative Update • Apr 03
STJ: Share Buybacks And Higher P E Assumptions Will Offset AI Threat
St. James's Place's analyst price target has been nudged slightly lower, with the revised fair value estimate trimming about £0.10 per share as analysts factor in small adjustments to discount rates, profit margin assumptions, and longer term P/E expectations, following a mix of recent target cuts and raises across the Street. Analyst Commentary Recent Street research on St. James's Place shows a split picture, with some firms lifting price targets and ratings while others dial back expectations or express fresh concerns about the business model.Recent updates
Narrative Update • May 01
STJ: Future Share Buybacks And Higher P E Will Offset AI Threat
Analyst fair value for St. James's Place edges up from £16.40 to about £16.47, as analysts adjust price targets after a mix of recent target cuts and raises across the Street. Analyst Commentary Recent price target moves for St. James's Place show a split view, with some analysts lifting targets into the £18.70 to £20.00 range while others are trimming estimates and, in one case, cutting the rating to Equal Weight.Narrative Update • Apr 17
STJ: Share Buybacks And Higher P E Will Counter AI Concerns
Analyst price targets for St. James's Place have edged lower, with the new fair value estimate moving from £16.62 to about £16.40 as analysts factor in slightly higher discount rates, a softer revenue outlook, and a modestly lower profit margin, alongside recent Street updates that include several downward target revisions and mixed rating changes. Analyst Commentary Recent Street research on St. James's Place shows a mix of optimism and caution, with several firms adjusting price targets both higher and lower and making rating changes that reflect differing views on the balance of risks and rewards.Narrative Update • Apr 03
STJ: Share Buybacks And Higher P E Assumptions Will Offset AI Threat
St. James's Place's analyst price target has been nudged slightly lower, with the revised fair value estimate trimming about £0.10 per share as analysts factor in small adjustments to discount rates, profit margin assumptions, and longer term P/E expectations, following a mix of recent target cuts and raises across the Street. Analyst Commentary Recent Street research on St. James's Place shows a split picture, with some firms lifting price targets and ratings while others dial back expectations or express fresh concerns about the business model.Narrative Update • Mar 19
STJ: Higher Long Term P/E Assumptions Will Counter Near Term AI Threat
The analyst price target for St. James's Place has been adjusted slightly higher to reflect a fair value estimate of £16.72. Analysts point to modest tweaks in discount rate assumptions, a small change in expected revenue growth, stronger projected profit margins and a marginally lower future P/E multiple as key drivers.Narrative Update • Mar 04
STJ: Higher Long Term P/E Assumptions Will Offset AI Disruption Risk
The updated analyst price target for St. James's Place edges higher, reflecting a recalibrated fair value estimate and P/E assumptions as analysts balance AI related competitive risks highlighted in recent downgrades with supportive views on valuation and a series of revised targets between about £13.00 and £19.50. Analyst Commentary Recent Street research on St. James's Place shows a mix of optimism and caution, with several firms revisiting ratings and price targets in light of valuation changes and perceived competitive risks from AI driven models.
New Narrative • Mar 01
AI Adviser Tools And Underpenetrated Advice Market Will Support Long-Term Wealth Management Demand
Catalysts About St. James's Place St. James's Place provides face to face, advice led wealth management and investment solutions to U.K. clients through a nationwide adviser partnership. What are the underlying business or industry changes driving this perspective?Narrative Update • Feb 18
STJ: Higher Long Term P/E Assumptions Will Support Future Upside
Analysts have raised their blended price target for St. James's Place to reflect modestly improved fair value assumptions of £16.64 per share, supported by a slightly higher long term P/E multiple and recent price target increases from several banks across the Street. Analyst Commentary Recent Street research has clustered around higher price targets for St. James's Place, with multiple banks lifting their fair value estimates in quick succession.Narrative Update • Feb 03
STJ: Refined Discount Rate And Margin Assumptions Will Guide Future Returns
Analysts have lifted their price targets on St. James's Place, helping to nudge the fair value estimate to £16.63 from £15.95, supported by updated assumptions on discount rates, revenue trends, profit margins and future P/E. Analyst Commentary Recent Street research shows a cluster of higher price targets on St. James's Place, with adjustments in the range of 1 GBp to 200 GBp and absolute targets spanning from £13.75 to £19.50.Narrative Update • Jan 20
STJ: Tight Price Range And Margin Assumptions Will Shape Future Returns
Narrative Update The analyst price target for St. James's Place has been raised slightly, supported by higher fair value estimates and firmer margin and P/E assumptions in line with recent Street target moves to around £15.90 to £16.20 per share. Analyst Commentary Recent Street research on St. James's Place has focused on modest upward moves in price targets, clustering in a range of £15.90 to £16.20 per share.Narrative Update • Jan 06
STJ: Gradual Street Repricing And Margin Assumptions Will Shape Future Return Potential
The analyst price target for St. James's Place has been raised slightly as analysts factor in a modestly higher fair value of £15.46, a small reduction in the discount rate to 8.43% and updated assumptions on long term profit margins and future P/E multiples, in line with recent Street target moves to a range of £15.10 to £16.20. Analyst Commentary Recent Street research on St. James's Place has clustered around a tight range of price targets between £15.10 and £16.20, with several banks revising their figures in quick succession.Narrative Update • Dec 22
STJ: Gradual Price Uplift Will Support Stronger Future Return Potential
The analyst price target for St. James's Place has been raised, with a modest uplift in fair value to around £15.42 per share. Analysts point to a slightly lower discount rate, marginally improved long term profit margins, and a small uptick in forward valuation multiples to support their more constructive stance.Narrative Update • Dec 08
STJ: Incremental Price Hike Signals Firm Yet Balanced Future Return Potential
Our analyst price target for St. James's Place has been nudged higher in line with recent Street moves, with multiple analysts lifting their targets into the 1,510 GBP to 1,620 GBP range, as they cite resilient margins and a slightly richer fair value outlook despite a modestly higher discount rate. Analyst Commentary Recent Street research points to a broadly constructive stance on St. James's Place, with successive price target increases reflecting confidence in the group’s ability to sustain growth and protect profitability despite a firmer rate environment.Narrative Update • Nov 24
STJ: Ongoing Buy Ratings And Raised Forecasts Will Drive Future Share Gains
St. James's Place saw its analyst price targets rise modestly, with valuations moving from £15.10 to £15.15 per share. Analysts point to strengthened buy and overweight ratings amid stable financial metrics and a positive outlook.Narrative Update • Nov 05
STJ: Ongoing Buy Ratings From Top-Tier Firms Will Drive Positive Share Momentum
The analyst price target for St. James's Place has been raised by analysts to £15.13 from £14.92 per share. This increase reflects recent upward revisions supported by continued strong profitability and improved margin outlooks.Narrative Update • Oct 22
Analysts Grow More Optimistic on St. James's Place as Price Targets and Valuations Edge Higher
The analyst price target for St. James's Place has increased from £14.10 to £14.92. This reflects greater optimism among analysts, who cite stable discount rates, improving profit margin forecasts, and recent upward revisions from several banks.Narrative Update • Oct 08
Digital Advice And Retirement Planning Will Drive Future Value
The consensus analyst price target for St. James's Place has increased significantly, with new estimates up by several hundred GBp. Analysts cite improved revenue outlook and strong sector performance as key drivers for the upward revisions. Analyst Commentary Recent analyst activity has highlighted a wave of upward revisions to St. James's Place's price targets, reflecting growing optimism around the company's financial outlook and sector position.Narrative Update • Sep 05
Digital Advice And Retirement Planning Will Drive Future Value
With future P/E and discount rate remaining effectively unchanged, there is little shift in St. James's Place’s underlying valuation, resulting in only a marginal increase in the consensus Analyst Price Target from £13.78 to £13.88. Valuation Changes Summary of Valuation Changes for St. James's Place The Consensus Analyst Price Target remained effectively unchanged, moving only marginally from £13.78 to £13.88.
New Narrative • Mar 02
Investments In AI Technology And Passive Options Will Attract More Clients In The Future
New charging structure and innovative products aim to boost transparency and expand market, driving future revenue growth and client base.Shareholder Returns
| STJ | GB Capital Markets | GB Market | |
|---|---|---|---|
| 7D | -1.6% | -1.4% | -0.3% |
| 1Y | 6.9% | -8.5% | 18.4% |
Return vs Industry: STJ exceeded the UK Capital Markets industry which returned -8.5% over the past year.
Return vs Market: STJ underperformed the UK Market which returned 18.4% over the past year.
Price Volatility
| STJ volatility | |
|---|---|
| STJ Average Weekly Movement | 5.2% |
| Capital Markets Industry Average Movement | 4.5% |
| Market Average Movement | 5.7% |
| 10% most volatile stocks in GB Market | 11.8% |
| 10% least volatile stocks in GB Market | 3.2% |
Stable Share Price: STJ has not had significant price volatility in the past 3 months compared to the UK market.
Volatility Over Time: STJ's weekly volatility (5%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1991 | 2,859 | Mark FitzPatrick | www.sjp.co.uk |
St. James's Place plc is a publicly owned investment manager. The firm launches and manages equity, fixed income, and balanced mutual funds for its clients. It invests in public equity and fixed income market across the globe.
St. James's Place plc Fundamentals Summary
| STJ fundamental statistics | |
|---|---|
| Market cap | UK£6.05b |
| Earnings (TTM) | UK£531.10m |
| Revenue (TTM) | UK£30.16b |
11.4x
P/E Ratio0.2x
P/S RatioIs STJ overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| STJ income statement (TTM) | |
|---|---|
| Revenue | UK£30.16b |
| Cost of Revenue | UK£0 |
| Gross Profit | UK£3.85b |
| Other Expenses | UK£3.32b |
| Earnings | UK£531.10m |
Last Reported Earnings
Dec 31, 2025
Next Earnings Date
Jul 29, 2026
| Earnings per share (EPS) | 1.04 |
| Gross Margin | 12.77% |
| Net Profit Margin | 1.76% |
| Debt/Equity Ratio | 23.1% |
How did STJ perform over the long term?
See historical performance and comparisonDividends
1.5%
Current Dividend Yield18%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/06/01 06:40 |
| End of Day Share Price | 2026/06/01 00:00 |
| Earnings | 2025/12/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
St. James's Place plc is covered by 24 analysts. 8 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Larissa van Deventer | Barclays |
| Larissa Van Deventer | Barclays |
| James Allen | Berenberg |