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CVB Financial Corp.NasdaqGS:CVBF Stock Report

Market Cap US$3.6b
Share Price
US$20.50
US$24
14.6% undervalued intrinsic discount
1Y7.9%
7D0.7%
1D
Portfolio Value
View

CVB Financial Corp.

NasdaqGS:CVBF Stock Report

Market Cap: US$3.6b

CVB Financial (CVBF) Stock Overview

Operates as bank holding company for Citizens Business Bank, National Association, a state-chartered bank that provides banking and financial services to small to mid-sized businesses and individuals. More details

CVBF fundamental analysis
Snowflake Score
Valuation2/6
Future Growth5/6
Past Performance3/6
Financial Health6/6
Dividends4/6

CVBF Community Fair Values

Create Narrative

See what 15 others think this stock is worth. Follow their fair value or set your own to get alerts.

CVB Financial Corp. Competitors

Price History & Performance

Summary of share price highs, lows and changes for CVB Financial
Historical stock prices
Current Share PriceUS$20.50
52 Week HighUS$21.48
52 Week LowUS$17.95
Beta0.67
1 Month Change0.84%
3 Month Change6.55%
1 Year Change7.89%
3 Year Change41.87%
5 Year Change-7.03%
Change since IPO12,865.25%

Recent News & Updates

Narrative Update Jun 05

CVBF: Steady Assumptions And Buybacks Will Support Future Earnings Repricing

Analysts have raised their price target on CVB Financial by $1 to $24, citing updated assumptions around fair value, discount rate, revenue growth, profit margin and forward P/E that support a steady view of the stock’s long term potential. What's in the News CVB Financial reported that from January 1, 2026 to March 31, 2026, it repurchased 0 shares for US$0 under its existing buyback program, based on company key developments.
Narrative Update May 20

CVBF: Higher Future P/E Assumptions Will Support Earnings Repricing Potential

Analysts lifted their price target on CVB Financial to $24.00 from $23.80, citing updated assumptions around fair value, discount rate, profit margin and future P/E that align with recent Street research. Analyst Commentary Recent Street research behind the US$24.00 price target focuses on how updated fair value work lines up with current sector assumptions on discount rate, profit margin and future P/E for CVB Financial.

Recent updates

Narrative Update Jun 05

CVBF: Steady Assumptions And Buybacks Will Support Future Earnings Repricing

Analysts have raised their price target on CVB Financial by $1 to $24, citing updated assumptions around fair value, discount rate, revenue growth, profit margin and forward P/E that support a steady view of the stock’s long term potential. What's in the News CVB Financial reported that from January 1, 2026 to March 31, 2026, it repurchased 0 shares for US$0 under its existing buyback program, based on company key developments.
Narrative Update May 20

CVBF: Higher Future P/E Assumptions Will Support Earnings Repricing Potential

Analysts lifted their price target on CVB Financial to $24.00 from $23.80, citing updated assumptions around fair value, discount rate, profit margin and future P/E that align with recent Street research. Analyst Commentary Recent Street research behind the US$24.00 price target focuses on how updated fair value work lines up with current sector assumptions on discount rate, profit margin and future P/E for CVB Financial.
Narrative Update Apr 26

CVBF: Heritage Commerce Merger And Buybacks Will Support Future Earnings Repricing

Analysts lifted their fair value estimate for CVB Financial's shares to $23.80 from $23.50, citing updated assumptions for revenue growth, profit margins, the discount rate, and the future P/E multiple that they view as better reflecting the company's current outlook. Analyst Commentary Recent research commentary around the US$23.80 fair value estimate for CVB Financial points to a mix of supportive and cautious views.
Narrative Update Jan 27

CVBF: Heritage Commerce Deal And Buybacks Will Reshape Future Earnings Profile

Narrative Update on CVB Financial Analysts have lifted their price target on CVB Financial by $0.70 to $23.50, citing updated assumptions for revenue growth of 24.08%, a profit margin of 41.14% and a future P/E of 8.74. They also note support from recent Street research, including a higher target at Keefe Bruyette and positive views on the Heritage Commerce acquisition.
Analysis Article Dec 19

CVB Financial (NASDAQ:CVBF) Will Pay A Dividend Of $0.20

The board of CVB Financial Corp. ( NASDAQ:CVBF ) has announced that it will pay a dividend of $0.20 per share on the...
Seeking Alpha Oct 29

CVB Financial: Earnings Outlook Remains Stable, Maintaining A Buy Rating

Summary The factors that will buoy loan growth are: strong pipelines, anticipation of CRE price decline, and team expansion. The margin will likely remain stable. It is barely sensitive to rate changes. I’m expecting earnings to be largely stable. I’m maintaining a buy rating based on a price upside of 8.2% and dividend yield of 4.2%. Read the full article on Seeking Alpha
Analysis Article Sep 21

CVB Financial (NASDAQ:CVBF) Will Pay A Dividend Of $0.20

CVB Financial Corp. ( NASDAQ:CVBF ) will pay a dividend of $0.20 on the 16th of October. This makes the dividend yield...
Analysis Article Jun 29

CVB Financial (NASDAQ:CVBF) Has Announced A Dividend Of $0.20

CVB Financial Corp. ( NASDAQ:CVBF ) has announced that it will pay a dividend of $0.20 per share on the 24th of July...
Analysis Article Dec 21

CVB Financial (NASDAQ:CVBF) Has Announced A Dividend Of $0.20

The board of CVB Financial Corp. ( NASDAQ:CVBF ) has announced that it will pay a dividend of $0.20 per share on the...
User avatar
New Narrative Sep 24

Enduring Dividends And Operational Efficiency Clashes With Looming Revenue And Profit Challenges

Strategic reductions in noninterest expenses and efficient capital management indicate improved operational efficiency and future earnings enhancement.
Analysis Article Sep 20

CVB Financial (NASDAQ:CVBF) Has Announced A Dividend Of $0.20

CVB Financial Corp.'s ( NASDAQ:CVBF ) investors are due to receive a payment of $0.20 per share on 14th of October. The...
Analysis Article Jul 01

CVB Financial (NASDAQ:CVBF) Has Announced A Dividend Of $0.20

The board of CVB Financial Corp. ( NASDAQ:CVBF ) has announced that it will pay a dividend of $0.20 per share on the...
Seeking Alpha Jun 07

CVB Financial: Attractively Valued, But Earnings Likely To Dip

Summary The upcoming falling interest-rate environment will likely squeeze the margin. I’m expecting earnings to fall by 12% to $1.39 per share. The year-end target price suggests an upside of around 12.7%. CVBF is offering a good dividend yield of 4.8%. Read the full article on Seeking Alpha
Seeking Alpha Mar 15

CVB Financial: Navigating Through A Tough CRE Backdrop

Summary CVB Financial Corp. has seen a 25% decline in its shares since December 2023 due to concerns about the regional bank sector. Despite this, CVB Financial had its second most profitable year in 2023 and has been consistently profitable since 1977. The bank has a conservative approach, targeting privately held businesses in California, but its high exposure to commercial real estate is a concern. With low valuations, a nearly five percent dividend yield, and recent insider buying; the stock merited further investigation. A full investment analysis of CVB Financial follows in the paragraphs below. Read the full article on Seeking Alpha
Analysis Article Jan 27

CVB Financial Corp. (NASDAQ:CVBF) Yearly Results: Here's What Analysts Are Forecasting For This Year

Last week, you might have seen that CVB Financial Corp. ( NASDAQ:CVBF ) released its full-year result to the market...
Analysis Article Sep 24

CVB Financial's (NASDAQ:CVBF) Dividend Will Be $0.20

The board of CVB Financial Corp. ( NASDAQ:CVBF ) has announced that it will pay a dividend of $0.20 per share on the...
Seeking Alpha Oct 19

CVB Financial GAAP EPS of $0.46 beats by $0.02, revenue of $144.93M beats by $1.63M

CVB Financial press release (NASDAQ:CVBF): Q3 GAAP EPS of $0.46 beats by $0.02. Revenue of $144.93M (+27.4% Y/Y) beats by $1.63M.

Shareholder Returns

CVBFUS BanksUS Market
7D0.7%3.1%-2.9%
1Y7.9%21.2%23.5%

Return vs Industry: CVBF underperformed the US Banks industry which returned 21.2% over the past year.

Return vs Market: CVBF underperformed the US Market which returned 23.5% over the past year.

Price Volatility

Is CVBF's price volatile compared to industry and market?
CVBF volatility
CVBF Average Weekly Movement3.1%
Banks Industry Average Movement3.3%
Market Average Movement7.2%
10% most volatile stocks in US Market16.6%
10% least volatile stocks in US Market3.1%

Stable Share Price: CVBF has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: CVBF's weekly volatility (3%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
19741,079Dave Bragerwww.cbbank.com

CVB Financial Corp. operates as bank holding company for Citizens Business Bank, National Association, a state-chartered bank that provides banking and financial services to small to mid-sized businesses and individuals. The company offers checking, savings, money market, and certificates of time deposit products for business and personal accounts, municipalities and districts, and specialized deposit products for title and escrow; and serves as a federal tax depository for business customers. It also provides commercial lending products comprising lines of credit and other working capital financing, accounts receivable lending, and letters of credit; agriculture loans to finance the operating needs of wholesale dairy farm operations, cattle feeders, livestock raisers, and farmers; lease financing services for municipal governments; commercial real estate and construction loans; consumer financing products, including automobile leasing and financing, lines of credit, credit cards, home mortgages, and home equity loans; and equipment and vehicle leasing services.

CVB Financial Corp. Fundamentals Summary

How do CVB Financial's earnings and revenue compare to its market cap?
CVBF fundamental statistics
Market capUS$3.62b
Earnings (TTM)US$207.79m
Revenue (TTM)US$519.40m
17.4x
P/E Ratio
1.6x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
CVBF income statement (TTM)
RevenueUS$519.40m
Cost of RevenueUS$0
Gross ProfitUS$519.40m
Other ExpensesUS$311.62m
EarningsUS$207.79m

Last Reported Earnings

Mar 31, 2026

Next Earnings Date

n/a

Earnings per share (EPS)1.18
Gross Margin100.00%
Net Profit Margin40.00%
Debt/Equity Ratio43.1%

How did CVBF perform over the long term?

See historical performance and comparison

Dividends

3.9%
Current Dividend Yield
52%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/06/07 01:34
End of Day Share Price 2026/06/05 00:00
Earnings2026/03/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

CVB Financial Corp. is covered by 16 analysts. 5 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Joseph GladueB. Riley Securities, Inc.
Michael DianaCantor Fitzgerald & Co.
Jeannette DarooshCitizens JMP Securities, LLC