Bank of Montreal (BMO) Stock Overview
Engages in the provision of diversified financial services primarily in North America. More details
| Snowflake Score | |
|---|---|
| Valuation | 2/6 |
| Future Growth | 2/6 |
| Past Performance | 3/6 |
| Financial Health | 5/6 |
| Dividends | 5/6 |
BMO Community Fair Values
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Analyst Price Targets
Bank of Montreal Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | CA$209.94 |
| 52 Week High | CA$212.74 |
| 52 Week Low | CA$142.03 |
| Beta | 1.17 |
| 1 Month Change | 2.23% |
| 3 Month Change | 9.25% |
| 1 Year Change | 46.05% |
| 3 Year Change | 77.95% |
| 5 Year Change | 69.42% |
| Change since IPO | 3,828.70% |
Recent News & Updates
Narrative Update • May 14
BMO: Future Returns Will Reflect ROE Expansion Plans And Tech Risk Management
Analysts have nudged the Bank of Montreal fair value estimate higher, with a modest move in the price target supported by a series of recent CA$1 to CA$13 target hikes across the Street, as firms refresh their models around earnings, return on equity plans, and U.S. loan growth assumptions. Analyst Commentary Recent research updates sketch out a mixed backdrop for Bank of Montreal, with most firms lifting price targets while one firm has turned more cautious on the stock.Narrative Update • Apr 26
BMO: Future Returns Will Reflect ROE Progress And Mixed Capital Markets Upside
Analysts have lifted Bank of Montreal's average price target, with recent moves taking it into a CA$195 to CA$219 range. They cited factors such as Q1 earnings that topped estimates, progress on efficiency and return on equity, and updated views on capital markets and U.S. loan growth potential.Recent updates
Narrative Update • May 14
BMO: Future Returns Will Reflect ROE Expansion Plans And Tech Risk Management
Analysts have nudged the Bank of Montreal fair value estimate higher, with a modest move in the price target supported by a series of recent CA$1 to CA$13 target hikes across the Street, as firms refresh their models around earnings, return on equity plans, and U.S. loan growth assumptions. Analyst Commentary Recent research updates sketch out a mixed backdrop for Bank of Montreal, with most firms lifting price targets while one firm has turned more cautious on the stock.Narrative Update • Apr 26
BMO: Future Returns Will Reflect ROE Progress And Mixed Capital Markets Upside
Analysts have lifted Bank of Montreal's average price target, with recent moves taking it into a CA$195 to CA$219 range. They cited factors such as Q1 earnings that topped estimates, progress on efficiency and return on equity, and updated views on capital markets and U.S. loan growth potential.Narrative Update • Apr 10
BMO: Future Returns Will Hinge On ROE Delivery And Capital Markets Momentum
The analyst price target for Bank of Montreal has been nudged higher to approximately CA$204.43 from about CA$204.14, with analysts pointing to updated views on revenue growth, discount rates and future P/E assumptions, along with a series of recent target raises that balance mixed ratings across the Street. Analyst Commentary Recent research on Bank of Montreal offers a mix of optimism and caution, with several firms updating targets and ratings around the latest earnings and sector outlooks.Narrative Update • Mar 26
BMO: Future Returns Will Balance ROE Execution With Capital Markets Uncertainty
Analysts have trimmed the Bank of Montreal fair value estimate by about CA$1 to CA$204.14. This reflects a slightly higher discount rate and updated price targets in the CA$199 to CA$219 range that factor in recent earnings, return on equity initiatives and capital markets expectations.Narrative Update • Mar 11
BMO: Future Returns Will Reflect Clearer ROE Path And Execution Risks
The analyst price target for Bank of Montreal moves higher, with our fair value estimate rising by about CA$9 to CA$205.14 as analysts factor in recent target increases across the Street. This is supported by views of improved earnings quality, clearer ROE improvement timelines, and a more constructive outlook on capital markets and U.S. loan growth.
New Narrative • Mar 06
Bank of Montreal (BMO): The Optimization Era – Leveraging U.S. Scale and AI in 2026.
Bank of Montreal (BMO) is currently demonstrating the benefits of its "One Client" strategy, trading at $146.03 on the NYSE as of the March 6, 2026, market close. The stock has experienced a steady climb, up 1.5% this week alone, as the market begins to fully value the bank’s aggressive integration of its U.S. regional banking footprint.Narrative Update • Feb 24
BMO: Future Returns Will Reflect Clearer ROE Path And Capital Markets Recovery
Analysts have raised their implied fair value for Bank of Montreal to CA$195.80 from CA$186.67, citing higher price targets across the Street, improved capital markets expectations, clearer ROE improvement timelines, and the potential for renewed U.S. loan growth. Analyst Commentary Recent research updates show a cluster of target price increases and rating upgrades for Bank of Montreal, with bullish analysts focusing on capital markets, earnings visibility and potential U.S. loan growth as key pillars behind higher implied fair value estimates.Narrative Update • Feb 10
BMO: Future Returns Will Reflect Narrowing ROE Gap And Capital Returns
Analysts have nudged their fair value estimate for Bank of Montreal higher to about $186.67 from $183.93, reflecting updated price targets that are based on views of a gradually narrowing return on equity gap and steady expectations for revenue growth, profit margins and future P/E. Analyst Commentary Recent research coverage on Bank of Montreal reflects a mix of optimism and caution, with price targets clustering in a relatively tight range and ratings spread between Buy and various forms of Perform.Narrative Update • Jan 26
BMO: Future Returns Will Balance U.S. Credit Recovery With Capital Returns
Narrative update The analyst price target for Bank of Montreal has edged up by about C$0.27 to reflect a slightly higher fair value and a modestly lower discount rate. Analysts are weighing recent target increases from Scotiabank and Canaccord against more cautious Sector Perform and Market Perform views, with price targets around C$181 to C$191.Analysis Article • Jan 19
Bank of Montreal (TSE:BMO) Is Increasing Its Dividend To CA$1.67
Bank of Montreal ( TSE:BMO ) will increase its dividend from last year's comparable payment on the 26th of February to...Narrative Update • Jan 10
BMO: Future Returns Will Weigh U.S. Credit Recovery Against Capital Returns
The updated analyst price target for Bank of Montreal edges higher to about C$184 from about C$182. This reflects recent target increases into the C$181 to C$192 range as analysts factor in revised fair value, discount rate, revenue growth, profit margin, and future P/E assumptions.Analysis Article • Jan 02
Bank of Montreal's (TSE:BMO) Shareholders Will Receive A Bigger Dividend Than Last Year
The board of Bank of Montreal ( TSE:BMO ) has announced that it will be paying its dividend of CA$1.67 on the 26th of...Narrative Update • Dec 26
BMO: Future Returns Will Balance U.S. Credit Recovery And Capital Deployment
The analyst price target for Bank of Montreal has nudged higher by about C$1 to roughly C$182, as analysts factor in slightly stronger long term earnings power supported by rising Street targets, even as they temper expectations for further upside because much of the U.S. credit improvement is already reflected in the share price. Analyst Commentary Street research on Bank of Montreal reflects a more balanced stance, with recent target hikes offset by rating downgrades as the stock recovers from prior U.S. credit issues.Narrative Update • Dec 11
BMO: Future Returns Will Reflect U.S. Branch Sales And Credit Recovery
The analyst price target for Bank of Montreal has been nudged higher by about C$5 to C$181. Analysts are factoring in modestly stronger revenue growth and profitability expectations, while still reflecting a higher perceived risk profile in their discount rates.Narrative Update • Nov 27
BMO: Future Performance Will Reflect U.S. Divestitures And Earnings Recovery Trends
The analyst price target for Bank of Montreal has increased modestly, rising from C$171 to approximately C$176. Analysts cite improved U.S. operations and stronger revenue growth expectations as key factors supporting the upward revision.Narrative Update • Nov 13
BMO: Future Results Will Balance Earnings Momentum With U.S. Restructuring Risks
The analyst price target for Bank of Montreal has increased modestly from C$168 to C$171. This reflects analysts' improved outlook based on recent earnings strength, lowered credit losses, and enhanced operating metrics across key business segments.Narrative Update • Aug 27
Portfolio Optimization And Digital Expansion Will Strengthen Future Performance
Despite a reduction in consensus revenue growth forecasts, a higher anticipated future P/E multiple has driven an increase in Bank of Montreal’s analyst price target from CA$158.53 to CA$163.71. What's in the News Bank of Montreal (BMO) and Royal Bank of Canada (RBC) are exploring the sale of their Canadian payments joint venture, Moneris Solutions, in a deal that could value the business at up to $2 billion; the process is in early stages and a sale is not guaranteed (Reuters, Key Developments, 2025-08-14).Analysis Article • Jul 10
Bank of Montreal (TSE:BMO) Is Paying Out A Larger Dividend Than Last Year
Bank of Montreal ( TSE:BMO ) has announced that it will be increasing its dividend from last year's comparable payment...Analysis Article • Jun 20
Bank of Montreal (TSE:BMO) Is Paying Out A Larger Dividend Than Last Year
Bank of Montreal ( TSE:BMO ) has announced that it will be increasing its dividend from last year's comparable payment...
New Narrative • Dec 08
Digital Banking Innovations And AI Investments Propel US Expansion And Earnings Growth
Investments in digital banking and technology modernization will drive efficiency, potentially boosting margins through reduced costs.Shareholder Returns
| BMO | CA Banks | CA Market | |
|---|---|---|---|
| 7D | 0.3% | 0.8% | -0.5% |
| 1Y | 46.0% | 52.4% | 32.3% |
Return vs Industry: BMO underperformed the Canadian Banks industry which returned 52.4% over the past year.
Return vs Market: BMO exceeded the Canadian Market which returned 32.3% over the past year.
Price Volatility
| BMO volatility | |
|---|---|
| BMO Average Weekly Movement | 3.3% |
| Banks Industry Average Movement | 3.1% |
| Market Average Movement | 10.3% |
| 10% most volatile stocks in CA Market | 18.1% |
| 10% least volatile stocks in CA Market | 3.9% |
Stable Share Price: BMO has not had significant price volatility in the past 3 months compared to the Canadian market.
Volatility Over Time: BMO's weekly volatility (3%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1817 | 53,234 | William White | www.bmo.com |
Bank of Montreal engages in the provision of diversified financial services primarily in North America. The company operates through Canadian P&C, U.S P&C, BMO Wealth Management, and BMO Capital Markets segments. It’s personal banking products and services include deposits, home lending, consumer credit, small business lending, credit cards, cash management, financial and investment advice, and other banking services; and commercial banking products and services comprise various of financing options and treasury and payment solutions, as well as risk management products.
Bank of Montreal Fundamentals Summary
| BMO fundamental statistics | |
|---|---|
| Market cap | CA$148.02b |
| Earnings (TTM) | CA$8.61b |
| Revenue (TTM) | CA$33.48b |
17.2x
P/E Ratio1.8x
P/B RatioIs BMO overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| BMO income statement (TTM) | |
|---|---|
| Revenue | CA$33.48b |
| Cost of Revenue | CA$0 |
| Gross Profit | CA$33.48b |
| Other Expenses | CA$24.87b |
| Earnings | CA$8.61b |
Last Reported Earnings
Jan 31, 2026
Next Earnings Date
May 27, 2026
| Earnings per share (EPS) | 12.22 |
| Gross Margin | 100.00% |
| Net Profit Margin | 25.73% |
| Debt/Equity Ratio | 380.7% |
How did BMO perform over the long term?
See historical performance and comparisonDividends
3.2%
Current Dividend Yield54%
Payout RatioDoes BMO pay a reliable dividends?
See BMO dividend history and benchmarks| Bank of Montreal dividend dates | |
|---|---|
| Ex Dividend Date | Apr 29 2026 |
| Dividend Pay Date | May 26 2026 |
| Days until Ex dividend | 18 days |
| Days until Dividend pay date | 9 days |
Does BMO pay a reliable dividends?
See BMO dividend history and benchmarksCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/05/15 18:53 |
| End of Day Share Price | 2026/05/15 00:00 |
| Earnings | 2026/01/31 |
| Annual Earnings | 2025/10/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Bank of Montreal is covered by 28 analysts. 11 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Will Chien | Accountability Research Corporation |
| Lemar Persaud | ATB Cormark Historical (Cormark Securities) |
| Brian Morton | Barclays |