Banco Bilbao Vizcaya Argentaria (BBVA) Stock Overview
Provides various financial services in Spain, Mexico, Turkey, South America, Europe, the United States, and Asia. More details
| Snowflake Score | |
|---|---|
| Valuation | 4/6 |
| Future Growth | 3/6 |
| Past Performance | 2/6 |
| Financial Health | 4/6 |
| Dividends | 4/6 |
BBVA Community Fair Values
Create NarrativeSee what 102 others think this stock is worth. Follow their fair value or set your own to get alerts.
Analyst Price Targets
Banco Bilbao Vizcaya Argentaria, S.A. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | €24.82 |
| 52 Week High | €25.28 |
| 52 Week Low | €15.28 |
| Beta | 0.89 |
| 1 Month Change | 8.57% |
| 3 Month Change | 24.47% |
| 1 Year Change | 53.73% |
| 3 Year Change | 241.03% |
| 5 Year Change | 348.42% |
| Change since IPO | 301.80% |
Recent News & Updates
Narrative Update • Aug 19
BBVA: Capital Returns And Turkey Exposure Will Shape Fairly Balanced Future Risk Reward
For Banco Bilbao Vizcaya Argentaria, the analyst fair value estimate has shifted from €21.95 to €22.99 as analysts weigh higher Street price targets from banks such as JPMorgan, RBC, Jefferies and Morgan Stanley against recent rating downgrades that cite valuation and Turkey related risks. Analyst Commentary Recent research on Banco Bilbao Vizcaya Argentaria highlights a split view on the stock, with some bullish analysts lifting price targets and others turning more cautious on valuation and Turkey exposure.
Narrative Update • Aug 05
BBVA: Turkey Execution Risks Will Likely Restrain Upside Despite Capital Returns
Analysts have modestly raised their fair value estimate for Banco Bilbao Vizcaya Argentaria to €16.05 from €15.51, reflecting slightly lower discount rate and P/E assumptions, along with a mixed set of recent price target revisions and rating changes across the Street. Analyst Commentary Recent Street research on Banco Bilbao Vizcaya Argentaria highlights a mix of optimism and caution, with several price target changes and rating moves that leave investors with a more balanced picture of the stock.Narrative Update • Jul 21
BBVA: Capital Returns And Turkey Exposure Will Shape Future Risk Reward Balance
Banco Bilbao Vizcaya Argentaria's analyst fair value estimate has been adjusted higher by about €1.00 to €21.95, with analysts pointing to updated views on revenue growth, margins and future P/E assumptions following a mix of price target raises and downgrades across the Street. Analyst Commentary Recent Street research on Banco Bilbao Vizcaya Argentaria shows a split view, with some analysts highlighting solid fundamentals and others focusing on macro risks, particularly linked to Turkey, when thinking about valuation and execution.Recent updates
Narrative Update • Aug 19
BBVA: Capital Returns And Turkey Exposure Will Shape Fairly Balanced Future Risk Reward
For Banco Bilbao Vizcaya Argentaria, the analyst fair value estimate has shifted from €21.95 to €22.99 as analysts weigh higher Street price targets from banks such as JPMorgan, RBC, Jefferies and Morgan Stanley against recent rating downgrades that cite valuation and Turkey related risks. Analyst Commentary Recent research on Banco Bilbao Vizcaya Argentaria highlights a split view on the stock, with some bullish analysts lifting price targets and others turning more cautious on valuation and Turkey exposure.Narrative Update • Aug 05
BBVA: Turkey Execution Risks Will Likely Restrain Upside Despite Capital Returns
Analysts have modestly raised their fair value estimate for Banco Bilbao Vizcaya Argentaria to €16.05 from €15.51, reflecting slightly lower discount rate and P/E assumptions, along with a mixed set of recent price target revisions and rating changes across the Street. Analyst Commentary Recent Street research on Banco Bilbao Vizcaya Argentaria highlights a mix of optimism and caution, with several price target changes and rating moves that leave investors with a more balanced picture of the stock.Narrative Update • Jul 21
BBVA: Capital Returns And Turkey Exposure Will Shape Future Risk Reward Balance
Banco Bilbao Vizcaya Argentaria's analyst fair value estimate has been adjusted higher by about €1.00 to €21.95, with analysts pointing to updated views on revenue growth, margins and future P/E assumptions following a mix of price target raises and downgrades across the Street. Analyst Commentary Recent Street research on Banco Bilbao Vizcaya Argentaria shows a split view, with some analysts highlighting solid fundamentals and others focusing on macro risks, particularly linked to Turkey, when thinking about valuation and execution.
Narrative Update • Jul 07
BBVA: Future Upside Will Rely On Capital Returns And Funding Actions
The analyst price target for Banco Bilbao Vizcaya Argentaria has been raised from €26.40 to €27.00. This change reflects analysts' updated assumptions for slightly higher revenue growth, a modestly stronger profit margin, and a lower discount rate supported by recent Street research citing resilient fundamentals and consensus earnings upside despite prior share price underperformance.Narrative Update • Jun 15
BBVA: Execution Risks Around 22% ROTE Target Will Likely Cap Share Price
Analysts have made a modest upward adjustment to the fair value estimate for Banco Bilbao Vizcaya Argentaria, lifting the implied target by about €0.20 as they factor in updated views on revenue growth, profitability, discount rates, and recent price target tweaks around €20.50 to €23.40. Analyst Commentary Recent research on Banco Bilbao Vizcaya Argentaria reflects a mix of supportive and cautious views, with several large banks fine tuning their price targets and ratings.Narrative Update • Jun 01
BBVA: Future Upside Will Depend On Execution And Capital Returns
Analysts now set a higher fair value estimate of €26.40 for Banco Bilbao Vizcaya Argentaria, up from €24.90. This reflects updated assumptions on revenue growth, profitability and future P/E following recent mixed price target revisions and rating changes across the Street.Narrative Update • May 17
BBVA: Elevated Discount Rate And Execution Risks Will Likely Cap Share Price
Analysts have made a slight adjustment to the fair value estimate for Banco Bilbao Vizcaya Argentaria to €15.31. This reflects modest changes to the discount rate and earnings expectations, while recent price target moves, including JPMorgan's trim to €23.40 and RBC's lift to €20.50, show a mix of cautious and more neutral views on the stock.Narrative Update • May 02
BBVA: Rich Rating And Execution Risks Will Likely Limit Share Price Upside
Analysts have edged their average price target for Banco Bilbao Vizcaya Argentaria slightly higher to about €15.31 from roughly €15.19. This reflects updated views on risk assumptions and earnings multiples after a mix of recent target increases and downgrades across the Street.Narrative Update • Apr 18
BBVA: Capital Returns And Mixed Street Views Will Shape Future Upside Potential
The analyst price target for Banco Bilbao Vizcaya Argentaria has been adjusted slightly lower to €20.97 from €21.12, as analysts factor in updated assumptions for discount rates, revenue growth, profit margins, and future P/E in light of mixed recent price target moves across the Street. Analyst Commentary Recent Street research on Banco Bilbao Vizcaya Argentaria shows a mix of higher and lower price targets, alongside changes in ratings, as analysts reassess where the shares should trade based on updated views of valuation and execution risk.Narrative Update • Apr 04
BBVA: Share Buybacks And Cash Returns Will Support Future Upside
Narrative Update The updated analyst price target for Banco Bilbao Vizcaya Argentaria edges slightly lower to about €21.12. This reflects minor tweaks to inputs such as discount rate and forward P/E as analysts digest a mix of recent target increases and small reductions across the Street.Narrative Update • Mar 20
BBVA: Buybacks And Cash Returns Will Support Medium Term Stability
Analysts have lifted the implied fair value for Banco Bilbao Vizcaya Argentaria to about €21.13 from €19.14, reflecting updated revenue and discount rate assumptions, alongside a mix of recent price target tweaks and rating shifts across the Street. Analyst Commentary Recent Street updates on Banco Bilbao Vizcaya Argentaria show a mix of higher and lower price targets, as well as rating changes, which feed into the refreshed implied fair value of about €21.13.Narrative Update • Mar 06
BBVA: Higher Implied Upside Hinges On Execution And AI Alliance
Our updated narrative on Banco Bilbao Vizcaya Argentaria reflects a higher implied price target, rising from about €18.50 to roughly €24.90, in line with analysts revising their BBVA targets higher and supporting the change with adjusted growth, margin and P/E assumptions. Analyst Commentary Recent Street research on Banco Bilbao Vizcaya Argentaria has centered on a series of price target changes and rating actions that feed into how the market is thinking about valuation and execution risk.Narrative Update • Feb 20
BBVA: Diverging Ratings And Execution Risks Will Likely Cap Future Upside
Narrative Update Analysts have nudged their price target on Banco Bilbao Vizcaya Argentaria higher to about €15.19 from roughly €14.80. This reflects updated assumptions on growth, margins and a slightly lower future P/E, supported by recent mixed but generally constructive street research, including target changes and rating updates from several major banks.Narrative Update • Feb 06
BBVA: AI Alliance And Diverging Ratings Will Likely Fail To Sustain Upside
Analysts have nudged up their fair value estimate for Banco Bilbao Vizcaya Argentaria to €14.80 from about €14.73, reflecting updated assumptions around discount rates, revenue growth, and future P/E multiples following a mix of recent target hikes and rating changes in Street research. Analyst Commentary Recent Street research on Banco Bilbao Vizcaya Argentaria has been mixed, with upbeat target moves sitting alongside more cautious rating changes.Narrative Update • Jan 22
BBVA: AI Alliance And Buybacks Will Likely Fail To Justify Bullish Expectations
Narrative Update: Banco Bilbao Vizcaya Argentaria (BBVA) The analyst price target for BBVA has been raised from €14.00 to about €14.73, with analysts pointing to firmer profit margin expectations and supportive recent research that includes higher price targets and renewed positive ratings on the shares. Analyst Commentary Recent research on BBVA has leaned positive overall, with several large banks lifting their views on the name and reaffirming constructive stances on the stock.Narrative Update • Jan 08
BBVA: Growth Markets And AI Partnership Will Support Medium-Term Stability
Analysts have lifted their price target on Banco Bilbao Vizcaya Argentaria to €19.14 from €18.65, reflecting updated assumptions for slightly higher revenue growth, a modestly lower discount rate, and a higher future P/E multiple, consistent with recent upward target revisions from several research firms. Analyst Commentary Street research has recently focused on updated price targets and refreshed coverage for Banco Bilbao Vizcaya Argentaria, giving you a clearer view of how professionals are thinking about valuation, growth potential, and execution risks.Narrative Update • Dec 16
BBVA Future Share Buybacks And Dividend Payouts Will Likely Disappoint
The analyst price target for Banco Bilbao Vizcaya Argentaria has been raised from EUR 12.38 to EUR 14.00 as analysts factor in stronger expected revenue growth, slightly higher future profitability and earnings multiples supported by the bank's exposure to faster growing markets. Analyst Commentary Recent Street research on Banco Bilbao Vizcaya Argentaria highlights a broadly constructive stance on the stock, with multiple Buy ratings and successive price target upgrades reflecting confidence in the bank's revenue trajectory and earnings power.Narrative Update • Dec 02
BBVA: Diversified Exposure And Digital Expansion Will Support Medium-Term Stability
The analyst price target for Banco Bilbao Vizcaya Argentaria has increased slightly from €18.37 to €18.65. Analysts cite sustained core revenue growth and the group's diversified exposure as key drivers for their positive outlook.Narrative Update • Nov 17
BBVA: Revenue Momentum And Expanding Digital Presence Will Drive Mid-Term Performance
The analyst price target for Banco Bilbao Vizcaya Argentaria has been increased from €17.45 to €18.37, reflecting analysts' expectations for improved revenue growth and profitability. This outlook is driven by the bank's diverse geographic exposure and ongoing market momentum.Narrative Update • Nov 01
BBVA: Earnings Momentum And Digital Banking Expansion Will Shape Outlook
The analyst price target for Banco Bilbao Vizcaya Argentaria has increased modestly to €17.45. Analysts cite improving capital returns, sustained earnings momentum, and strategic optionality as supporting factors for the upward revision.Narrative Update • Oct 18
Emerging Markets And Digital Transformation Will Unlock Value
Banco Bilbao Vizcaya Argentaria's analyst price target has been revised upward from €16.69 to €16.90. Analysts cite ongoing earnings momentum, a favorable valuation, and above-average capital returns in their updated outlook.Narrative Update • Oct 04
Emerging Markets And Digital Transformation Will Unlock Value
Banco Bilbao Vizcaya Argentaria's analyst price target has increased from €16.22 to €16.69. This reflects analysts' expectations for stronger revenue growth, higher profit margins, and a reduced discount rate following recent favorable research updates.Narrative Update • Sep 19
Emerging Markets And Digital Transformation Will Unlock Value
Analysts raised BBVA's price target to €16.22, citing strong Q2 earnings momentum, enhanced capital return potential, and undemanding valuation, reflecting increased confidence in the bank’s earnings trajectory and strategic execution. Analyst Commentary Bullish analysts cite strong Q2 earnings momentum as a key driver for upward price target revisions.
New Narrative • Nov 07
BBVA's Tactical Growth And Efficiency Cast Light Amid Potential Risks From Currency And Regulatory Challenges
Strategic expansion in Spain and Mexico with strong loan growth in key segments supports future revenue growth and healthier net margins.Shareholder Returns
| BBVA | ES Banks | ES Market | |
|---|---|---|---|
| 7D | -0.08% | -0.5% | 0.2% |
| 1Y | 53.7% | 48.1% | 27.8% |
Return vs Industry: BBVA exceeded the Spanish Banks industry which returned 48.1% over the past year.
Return vs Market: BBVA exceeded the Spanish Market which returned 27.8% over the past year.
Price Volatility
| BBVA volatility | |
|---|---|
| BBVA Average Weekly Movement | 3.6% |
| Banks Industry Average Movement | 3.6% |
| Market Average Movement | 3.0% |
| 10% most volatile stocks in ES Market | 6.3% |
| 10% least volatile stocks in ES Market | 0.6% |
Stable Share Price: BBVA has not had significant price volatility in the past 3 months compared to the Spanish market.
Volatility Over Time: BBVA's weekly volatility (4%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1857 | 123,281 | Onur Genc | www.bbva.com |
Banco Bilbao Vizcaya Argentaria, S.A., together with its subsidiaries, provides various financial services in Spain, Mexico, Turkey, South America, Europe, the United States, and Asia. The company offers traditional retail, wholesale, investment, and transaction banking. It also engages in financial, insurance, asset management, and capital markets businesses, as well as digital banking.
Banco Bilbao Vizcaya Argentaria, S.A. Fundamentals Summary
| BBVA fundamental statistics | |
|---|---|
| Market cap | €137.12b |
| Earnings (TTM) | €10.72b |
| Revenue (TTM) | €34.14b |
12.8x
P/E Ratio2.3x
P/B RatioIs BBVA overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| BBVA income statement (TTM) | |
|---|---|
| Revenue | €34.14b |
| Cost of Revenue | €0 |
| Gross Profit | €34.14b |
| Other Expenses | €23.42b |
| Earnings | €10.72b |
Last Reported Earnings
Jun 30, 2026
Next Earnings Date
Oct 29, 2026
| Earnings per share (EPS) | 1.94 |
| Gross Margin | 100.00% |
| Net Profit Margin | 31.40% |
| Debt/Equity Ratio | 309.6% |
How did BBVA perform over the long term?
See historical performance and comparisonDividends
3.7%
Current Dividend Yield32%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/08/24 04:21 |
| End of Day Share Price | 2026/08/21 00:00 |
| Earnings | 2026/06/30 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Banco Bilbao Vizcaya Argentaria, S.A. is covered by 36 analysts. 18 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Javier Esteban Lario | Banco de Sabadell. S.A. |
| Jesús Gómez Dominguez | Banco Santander |
| Thomas Andrew Rayner | Barclays |