Alkami Technology (ALKT) Stock Overview
Provides a cloud-based digital sales and service platform for financial institutions in the United States. More details
| Snowflake Score | |
|---|---|
| Valuation | 3/6 |
| Future Growth | 4/6 |
| Past Performance | 0/6 |
| Financial Health | 3/6 |
| Dividends | 0/6 |
ALKT Community Fair Values
Create NarrativeSee what 52 others think this stock is worth. Follow their fair value or set your own to get alerts.
Analyst Price Targets
Software opportunity
JO
Fair Value from
US$6.8570.1% undervalued intrinsic discount
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Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$17.97 |
| 52 Week High | US$31.66 |
| 52 Week Low | US$14.11 |
| Beta | 0.54 |
| 1 Month Change | 11.41% |
| 3 Month Change | 3.63% |
| 1 Year Change | -40.71% |
| 3 Year Change | 34.61% |
| 5 Year Change | -33.59% |
| Change since IPO | -58.21% |
Recent News & Updates
Recent updates
Narrative Update • Apr 29
ALKT: Activist Review And Margin Ambitions Will Drive Repricing Potential
Alkami Technology's updated analyst price target shifts to $22.67 per share, reflecting recent cuts from $34 to $27, $25 to $18, $40 to $28, $25 to $21, and $38 to $22 as analysts weigh softer 2026 guidance, SaaS multiple compression, and questions around the pace of Digital Sales and Service Platform and Mantl growth, alongside still solid digital banking demand and longer term margin ambitions. Analyst Commentary Recent research cuts center on recalibrated expectations for 2026, SaaS multiple pressure, and questions around how quickly newer products can translate into revenue, rather than on a collapse in digital banking demand.
Narrative Update • Apr 14
ALKT: Activist Review And Softer Guidance Will Shape Balanced Risk Reward Outlook
Alkami Technology's analyst fair value estimate is updated from $25.00 to $18.00, as analysts factor in lower 2026 revenue expectations, softer near term profitability guidance, a higher discount rate, and SaaS multiple compression, despite generally healthy underlying digital banking demand. Analyst Commentary Recent Street research points to a more cautious stance on Alkami Technology, with several price targets moving lower even as commentary highlights generally healthy underlying demand for digital banking solutions.Narrative Update • Mar 31
ALKT: Activist Sale Review And Margin Framework Will Shape Future Repricing
Narrative Update The blended analyst price target for Alkami Technology has been reduced by several dollars to the low $20s, as analysts recalibrate their models in response to lower 2026 revenue guidance, SaaS multiple compression, sector wide concerns about software valuations and AI competition, and timing related factors such as one time fees and slower Digital Sales and Service Platform deployments. Analyst Commentary Recent Street research on Alkami Technology reflects a mix of cautious adjustments to valuation and continued confidence in the underlying business, with multiple firms lowering price targets into a tighter range in the high teens to high $20s.
Narrative Update • Mar 17
ALKT: Potential Sale And New Products Will Unlock Future Earnings Power
Narrative Update: Alkami Technology Alkami Technology's fair value estimate has been revised from $40 to $28 as analysts trim price targets across the board, citing softer 2026 guidance, SaaS multiple compression, and the need for clearer proof that newer products can sustain premium growth at scale. Analyst Commentary Street research on Alkami presents a mixed picture, with lower price targets but generally constructive views on the underlying business and product positioning.Narrative Update • Mar 03
ALKT: Activist Sale Exploration And Margin Roadmap Will Drive Future Repricing
Alkami Technology's updated analyst price target has shifted lower, with our fair value estimate moving from $32.11 to $22.67 as analysts factor in reduced 2026 revenue expectations, slightly lighter near term profitability guidance, and sector wide SaaS multiple compression, even as they continue to highlight solid underlying digital banking demand. Analyst Commentary Street research around Alkami is mixed, with most firms trimming price targets but drawing different conclusions about how much of that move is company specific versus driven by broader SaaS valuation pressure.Seeking Alpha • Feb 18
Alkami Technology: Wrongfully Punished And Primed For A Buyout
Summary Alkami Technologies (ALKT) is rated a strong buy, with a likely 25–30% M&A premium and compelling standalone upside. ALKT boasts 30% revenue growth, 96% subscription revenue, 113% net retention, and a resilient per-user SaaS model insulated from AI disruption. The recent MANTL acquisition addresses ALKT’s onboarding gap, driving ARPU growth and strengthening its competitive moat in digital banking. Activist pressure and strategic review signal a high probability of a sale, but even absent a deal, ALKT’s underpenetrated TAM and robust cross-sell strategy support significant upside. Read the full article on Seeking AlphaNarrative Update • Feb 17
ALKT: Potential Sale Process Will Likely Unlock Undervalued Future Earnings Power
Analysts have reduced their price target on Alkami Technology by $6 to $40, citing updated views on fair value and future P/E that reflect revised assumptions for revenue growth and profit margins. Analyst Commentary Recent research points to a more cautious stance on valuation, with the latest move being a US$3 reduction in one published price target to US$40.Analysis Article • Feb 06
Risks Still Elevated At These Prices As Alkami Technology, Inc. (NASDAQ:ALKT) Shares Dive 27%
Alkami Technology, Inc. ( NASDAQ:ALKT ) shares have had a horrible month, losing 27% after a relatively good period...Narrative Update • Feb 03
ALKT: Activist Sale Process And Margin Outlook Will Support Bullish Repricing
Analysts have trimmed their price target on Alkami Technology by $3, citing updated views on future revenue growth, profit margins and P/E assumptions, while keeping fair value estimates broadly in line with prior work. Analyst Commentary Bearish analysts are framing the US$3 cut to Alkami Technology's price target as a recalibration of expectations rather than a complete rethink of the business, but the tone is clearly more cautious than before.Narrative Update • Jan 20
ALKT: Margin Execution And Activist Interest Will Support Future Share Repricing
Narrative Update Analysts have trimmed their fair value estimate for Alkami Technology slightly to about $32.11 from $32.56. This reflects recent price target cuts tied to softer revenue trends, a lighter FY25 revenue outlook, and adjustments to future P/E assumptions despite relatively stable margin expectations.Narrative Update • Jan 06
ALKT: Margin Strength And Activist Pressure Will Offset Slower Implementations
Analysts reduced their price target on Alkami Technology from US$40 to US$32, citing mixed Q3 results with slightly softer revenue, fewer implementations going live, and a lighter FY25 revenue outlook, partly offset by stronger margins. Analyst Commentary Bearish analysts are framing the lower US$32 price target as a reset on expectations after what they describe as mixed Q3 numbers.Narrative Update • Dec 14
ALKT Will Benefit From Margin Expansion And Activist Pressure Despite Slower Implementations
Analysts have lowered their price target on Alkami Technology to $25.00 from $29.00. This reflects tempered revenue growth expectations and a lighter near term implementation pipeline, partially offset by improved margin forecasts and a still constructive view on the broader digital banking setup.Narrative Update • Nov 29
ALKT: Activist Interest And Margin Gains Will Drive Performance Despite Revenue Headwinds
Alkami Technology's analyst price target has been reduced from $40 to $32. Analysts cited mixed quarterly results, with softer revenue and fewer new implementations, as key drivers for the downward revision.Narrative Update • Nov 15
ALKT: Profit Margins Will Strengthen Amid Activist Investor Interest
Analysts have lowered their price target for Alkami Technology from $35.33 to $32.56. They cited mixed third quarter results, including a slight revenue miss, improved profit margins, and a moderated outlook for future revenue growth.Narrative Update • Nov 01
ALKT: Margin Strength And Operational Efficiency Will Drive Future Upside
Analysts have lowered their price target for Alkami Technology from approximately $38 to $35. They cited mixed third-quarter results with a revenue miss but stronger profit margins, as well as a softer revenue outlook due to fewer implementations going live in the period.Analysis Article • Aug 02
Investors Give Alkami Technology, Inc. (NASDAQ:ALKT) Shares A 30% Hiding
Alkami Technology, Inc. ( NASDAQ:ALKT ) shareholders that were waiting for something to happen have been dealt a blow...Analysis Article • Aug 01
Alkami Technology, Inc. (NASDAQ:ALKT) Just Released Its Second-Quarter Results And Analysts Are Updating Their Estimates
Alkami Technology, Inc. ( NASDAQ:ALKT ) investors will be delighted, with the company turning in some strong numbers...Analysis Article • Jul 12
Alkami Technology (NASDAQ:ALKT) Is Carrying A Fair Bit Of Debt
Warren Buffett famously said, 'Volatility is far from synonymous with risk.' It's only natural to consider a company's...Analysis Article • May 09
Investors Appear Satisfied With Alkami Technology, Inc.'s (NASDAQ:ALKT) Prospects As Shares Rocket 31%
Alkami Technology, Inc. ( NASDAQ:ALKT ) shareholders are no doubt pleased to see that the share price has bounced 31...Analysis Article • May 07
Shareholders Would Not Be Objecting To Alkami Technology, Inc.'s (NASDAQ:ALKT) CEO Compensation And Here's Why
Key Insights Alkami Technology to hold its Annual General Meeting on 14th of May CEO Alex Shootman's total compensation...Analysis Article • May 03
Analysts Have Been Trimming Their Alkami Technology, Inc. (NASDAQ:ALKT) Price Target After Its Latest Report
As you might know, Alkami Technology, Inc. ( NASDAQ:ALKT ) recently reported its quarterly numbers. It looks like a...
New Narrative • Apr 23
MANTL Integration And Kubernetes Migration Will Shape Future Platforms
The integration of MANTL enhances user growth, revenue, and market presence through core-agnostic solutions and cross-selling opportunities.Analysis Article • Apr 22
Alkami Technology, Inc. (NASDAQ:ALKT) Shares Could Be 30% Below Their Intrinsic Value Estimate
Key Insights The projected fair value for Alkami Technology is US$34.38 based on 2 Stage Free Cash Flow to Equity...Analysis Article • Mar 11
Alkami Technology, Inc.'s (NASDAQ:ALKT) Stock Retreats 32% But Revenues Haven't Escaped The Attention Of Investors
Alkami Technology, Inc. ( NASDAQ:ALKT ) shareholders that were waiting for something to happen have been dealt a blow...Seeking Alpha • Jan 17
Alkami: The Data Advantage In Addition To AI
Summary Alkami Technology is a FinTech that has rapidly embedded AI into its SaaS product offerings. More important it is benefiting from data management services income as information is a key ingredient for training intelligent applications. This means it deserves better. However, it also faces rate-sensitivity risks in case the U.S. Central Bank was to maintain monetary policy tighter for longer. Still, it is making rapid progress on the profitability front. Read the full article on Seeking AlphaShareholder Returns
| ALKT | US Software | US Market | |
|---|---|---|---|
| 7D | 4.7% | 3.2% | 2.2% |
| 1Y | -40.7% | -6.0% | 31.1% |
Return vs Industry: ALKT underperformed the US Software industry which returned -6% over the past year.
Return vs Market: ALKT underperformed the US Market which returned 31.1% over the past year.
Price Volatility
| ALKT volatility | |
|---|---|
| ALKT Average Weekly Movement | 7.4% |
| Software Industry Average Movement | 9.7% |
| Market Average Movement | 7.3% |
| 10% most volatile stocks in US Market | 16.1% |
| 10% least volatile stocks in US Market | 3.2% |
Stable Share Price: ALKT has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: ALKT's weekly volatility (7%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2009 | 1,225 | Alex Shootman | www.alkami.com |
Alkami Technology, Inc. provides a cloud-based digital sales and service platform for financial institutions in the United States. The company offers the Alkami digital sales & service platform, which includes the Alkami digital banking platform, onboarding & account opening, and data & marketing modules. Its solutions enable financial institutions to onboard and engage new users, accelerate revenues, and enhance operational efficiency, with the support of proprietary, cloud-based, and multi-tenant architecture.
Alkami Technology, Inc. Fundamentals Summary
| ALKT fundamental statistics | |
|---|---|
| Market cap | US$1.92b |
| Earnings (TTM) | -US$49.80m |
| Revenue (TTM) | US$471.94m |
4.1x
P/S Ratio-38.6x
P/E RatioIs ALKT overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| ALKT income statement (TTM) | |
|---|---|
| Revenue | US$471.94m |
| Cost of Revenue | US$199.23m |
| Gross Profit | US$272.71m |
| Other Expenses | US$322.51m |
| Earnings | -US$49.80m |
Last Reported Earnings
Mar 31, 2026
Next Earnings Date
n/a
| Earnings per share (EPS) | -0.47 |
| Gross Margin | 57.78% |
| Net Profit Margin | -10.55% |
| Debt/Equity Ratio | 90.8% |
How did ALKT perform over the long term?
See historical performance and comparisonCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/05/11 12:43 |
| End of Day Share Price | 2026/05/08 00:00 |
| Earnings | 2026/03/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Alkami Technology, Inc. is covered by 12 analysts. 9 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Saket Kalia | Barclays |
| Andrew Schmidt | Citigroup Inc |
| Patrick Walravens | Citizens JMP Securities, LLC |