Banca Monte dei Paschi di Siena (BMPS) Stock Overview
Provides various banking products and services in Italy and internationally. More details
| Snowflake Score | |
|---|---|
| Valuation | 3/6 |
| Future Growth | 2/6 |
| Past Performance | 4/6 |
| Financial Health | 3/6 |
| Dividends | 3/6 |
Rewards
Risk Analysis
BMPS Community Fair Values
Create NarrativeSee what 46 others think this stock is worth. Follow their fair value or set your own to get alerts.
Analyst Price Targets
Banca Monte dei Paschi di Siena S.p.A. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | €8.95 |
| 52 Week High | €9.69 |
| 52 Week Low | €6.75 |
| Beta | 0.94 |
| 1 Month Change | -4.15% |
| 3 Month Change | 20.98% |
| 1 Year Change | 22.18% |
| 3 Year Change | 317.21% |
| 5 Year Change | -92.71% |
| Change since IPO | -99.90% |
Recent News & Updates
Narrative Update • Jun 02
BMPS: Leadership Transition And Bullish Coverage Will Drive Future Upside Potential
Analysts have raised their price target for Banca Monte dei Paschi di Siena to about €10.63 from approximately €10.25, citing updated assumptions on growth, margins and valuation following recent bullish research coverage. What's in the News The board removed Chief Executive Luigi Lovaglio's executive powers and the role of general manager after a disagreement over his strategy for recently acquired peer Mediobanca, according to key developments data.
Narrative Update • May 15
BMPS: Fair View Will Depend On Governance Stability And Execution Risks
Analysts have nudged their price target on Banca Monte dei Paschi di Siena slightly higher to about €9.21 per share, citing updated assumptions around fair value, discount rates, revenue growth and profit margins following recent bullish research coverage. Analyst Commentary While the headline price target of about €9.21 per share reflects updated assumptions on fair value, not every analyst is leaning in the same direction.Recent updates
Narrative Update • Jun 02
BMPS: Leadership Transition And Bullish Coverage Will Drive Future Upside Potential
Analysts have raised their price target for Banca Monte dei Paschi di Siena to about €10.63 from approximately €10.25, citing updated assumptions on growth, margins and valuation following recent bullish research coverage. What's in the News The board removed Chief Executive Luigi Lovaglio's executive powers and the role of general manager after a disagreement over his strategy for recently acquired peer Mediobanca, according to key developments data.Narrative Update • May 15
BMPS: Fair View Will Depend On Governance Stability And Execution Risks
Analysts have nudged their price target on Banca Monte dei Paschi di Siena slightly higher to about €9.21 per share, citing updated assumptions around fair value, discount rates, revenue growth and profit margins following recent bullish research coverage. Analyst Commentary While the headline price target of about €9.21 per share reflects updated assumptions on fair value, not every analyst is leaning in the same direction.
Narrative Update • Apr 26
BMPS: Bullish Research Backdrop Will Support Stronger Earnings Quality And Future Upside
Analysts have lifted their price target for Banca Monte dei Paschi di Siena to €18.13 from €7.39, citing updated assumptions on discount rates, slightly softer revenue growth and profit margin forecasts, and a higher future P/E multiple following recent bullish Street research. Analyst Commentary Recent bullish Street research highlights a more constructive stance on Banca Monte dei Paschi di Siena, with the updated €18.13 price target reflecting revised assumptions on valuation multiples and profit expectations.Narrative Update • Apr 12
BMPS: Bullish Coverage And New Leadership Will Shape Future Upside Potential
Analysts now see fair value for Banca Monte dei Paschi di Siena at about €10.25 per share, up from roughly €9.96. This reflects updated views on discount rate, profit margin, revenue growth and future P/E following fresh bullish research coverage.Narrative Update • Mar 29
BMPS: Bullish Fair View Will Hinge On Governance And M&A Talks
Analysts have raised the price target for Banca Monte dei Paschi di Siena to €9.20 from €8.20, citing updated assumptions on fair value, discount rate, revenue growth, profit margins and a revised future P/E multiple following recent bullish Street research. Analyst Commentary While the latest target of €9.20 reflects more constructive assumptions on revenue and profitability, not all analysts are fully comfortable with the risk and valuation profile at current levels.Narrative Update • Feb 07
BMPS: Governance Reforms And Stronger Earnings Quality Will Support Future Upside
Analysts have lifted their price target for Banca Monte dei Paschi di Siena from €11.0 to €11.6, citing updated assumptions that reflect a slightly lower discount rate, adjusted revenue growth expectations, a marginally higher profit margin and a revised forward P/E multiple. What's in the News A special shareholders meeting is scheduled for Feb 04, 2026 in Siena to vote on amendments to the By-Laws, including changes to director reappointment rules, board replacement procedures, and variable versus fixed remuneration limits (Key Developments).Narrative Update • Jan 24
BMPS: Fair View Will Balance M&A Stake Talks And Governance Calendar
Analysts have raised their fair value estimate for Banca Monte dei Paschi di Siena from €7.80 to €8.20, citing updated assumptions on revenue growth, profit margins and a lower future P/E multiple as the main factors behind the revision. What's in the News UniCredit CEO Andrea Orcel is reported to be in talks to acquire a stake in Banca Monte dei Paschi di Siena currently held by Delfin S.à R.L. (M&A rumors and discussions) A special or extraordinary shareholders meeting is scheduled for Feb 04, 2026, at 14:30 W.Narrative Update • Jan 09
BMPS: Fair Value And 2026 Shareholder Meeting Will Shape Future Outlook
Analysts have nudged their fair value estimate for Banca Monte dei Paschi di Siena to €9.96 from €9.80, reflecting slightly adjusted assumptions for discount rate, revenue growth, profit margin and future P/E, which together point to a modestly higher long term valuation profile. What's in the News Banca Monte dei Paschi di Siena has scheduled a Special and Extraordinary Shareholders Meeting for February 4, 2026, at 14:30 W.Narrative Update • Dec 22
BMPS: Index Inclusions Are Expected To Drive Stronger Future Share Performance
Analysts have raised their price target on Banca Monte dei Paschi di Siena from €10.50 to €11.00, citing sharply stronger projected revenue growth, slightly higher profit margins, a lower discount rate, and a materially cheaper expected future P/E multiple. What's in the News Banca Monte dei Paschi di Siena has been added to the S&P EUROPE 350, expanding its visibility among major European equities (Key Developments).Narrative Update • Dec 08
BMPS: Index Inclusions Will Support Continued Upward Momentum
Analysts have inched up their price target for Banca Monte dei Paschi di Siena to 9.80 euros from 9.76 euros, citing slightly improved long term profitability assumptions and a modestly higher justified earnings multiple. What's in the News Banca Monte dei Paschi di Siena S.p.A. has been added to the S&P EUROPE 350, signaling broader recognition among large European equities (Key Developments).Narrative Update • Nov 24
BMPS: Upward Momentum Will Continue With Potential Mediobanca Bid Increase
Analysts have raised their price target for Banca Monte dei Paschi di Siena from €9.52 to €9.76, citing slightly improved revenue growth forecasts and a lower discount rate. This comes despite more conservative expectations for profit margins and future earnings multiples.Narrative Update • Nov 03
BMPS: Takeover Bid Progress And Index Inclusion Will Drive Further Gains
Banca Monte dei Paschi di Siena's analyst price target has been revised slightly upward, increasing from €9.51 to €9.52. Analysts highlight improved profit margin and revenue growth forecasts as reasons supporting this marginal adjustment.Narrative Update • Oct 20
Italian Banks Will Face Margin Erosion And Rising Costs
Analysts have raised their price target for Banca Monte dei Paschi di Siena from €9.28 to €9.51, citing improved revenue growth forecasts and a slightly lower discount rate as key drivers. What's in the News Banca Monte dei Paschi di Siena called a board meeting to discuss potentially raising its $18 billion bid for Mediobanca and may consider adding a cash component to its offer (Bloomberg).Narrative Update • Sep 19
Italian Banks Will Face Margin Erosion And Rising Costs
The price target for Banca Monte dei Paschi di Siena has been raised as a result of sharply improved revenue growth forecasts and a substantially lower future P/E, now reflecting an updated fair value of €9.28. What's in the News Banca Monte dei Paschi di Siena (BMDPF) is considering raising its $18B bid for Mediobanca (MDIBY) and may add a cash component to the offer (Bloomberg, Sep 1, 2025).Narrative Update • Sep 04
Italian Banks Will Face Margin Erosion And Rising Costs
Despite a slight downward revision to revenue growth forecasts, an improved net profit margin has led analysts to raise their fair value target for Banca Monte dei Paschi di Siena from €8.59 to €8.94. What's in the News Banca Monte dei Paschi di Siena (BMDPF) called a board meeting to discuss whether to raise its $18B bid for Mediobanca (MDIBY), potentially including a cash component in the revised offer (Bloomberg, Sep 1, 2025).Narrative Update • Aug 10
Italian Banks Will Face Margin Erosion And Rising Costs
The upward revision in Banca Monte dei Paschi di Siena's price target reflects its markedly improved net profit margin and a lower forward P/E ratio, resulting in an increased consensus fair value from €8.11 to €8.59. Valuation Changes Summary of Valuation Changes for Banca Monte dei Paschi di Siena The Consensus Analyst Price Target has risen from €8.11 to €8.59.
New Narrative • Nov 27
Solid Fee Growth But Shrinking Margins And Loan Risks Challenge Earnings
Growth in wealth management fees and successful sales of nonperforming portfolios enhance asset quality and revenue.Shareholder Returns
| BMPS | IT Banks | IT Market | |
|---|---|---|---|
| 7D | -1.7% | -0.6% | -0.3% |
| 1Y | 22.2% | 20.7% | 18.1% |
Return vs Industry: BMPS exceeded the Italian Banks industry which returned 20.7% over the past year.
Return vs Market: BMPS exceeded the Italian Market which returned 18.1% over the past year.
Price Volatility
| BMPS volatility | |
|---|---|
| BMPS Average Weekly Movement | 5.0% |
| Banks Industry Average Movement | 4.7% |
| Market Average Movement | 5.0% |
| 10% most volatile stocks in IT Market | 8.8% |
| 10% least volatile stocks in IT Market | 3.1% |
Stable Share Price: BMPS has not had significant price volatility in the past 3 months compared to the Italian market.
Volatility Over Time: BMPS's weekly volatility (5%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1472 | 22,030 | Luigi Lovaglio | www.gruppomps.it |
Banca Monte dei Paschi di Siena S.p.A., together with its subsidiaries, provides various banking products and services in Italy and internationally. It operates through four segments: Retail Banking, Wealth Management, Corporate Banking, and Large Corporate and Investment Banking. The company offers savings and deposit accounts, cards, advanced payment systems, insurance products, pensions, mortgages, and loans, as well as financial advisory, electronic payment, self-service customer operations, and consultancy services.
Banca Monte dei Paschi di Siena S.p.A. Fundamentals Summary
| BMPS fundamental statistics | |
|---|---|
| Market cap | €27.18b |
| Earnings (TTM) | €2.82b |
| Revenue (TTM) | €4.73b |
9.6x
P/E Ratio1.0x
P/B RatioIs BMPS overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| BMPS income statement (TTM) | |
|---|---|
| Revenue | €4.73b |
| Cost of Revenue | €30.30m |
| Gross Profit | €4.70b |
| Other Expenses | €1.88b |
| Earnings | €2.82b |
Last Reported Earnings
Mar 31, 2026
Next Earnings Date
Aug 06, 2026
| Earnings per share (EPS) | 0.93 |
| Gross Margin | 99.36% |
| Net Profit Margin | 59.64% |
| Debt/Equity Ratio | 273.2% |
How did BMPS perform over the long term?
See historical performance and comparisonDividends
9.6%
Current Dividend Yield67%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/06/08 10:50 |
| End of Day Share Price | 2026/06/05 00:00 |
| Earnings | 2026/03/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Banca Monte dei Paschi di Siena S.p.A. is covered by 26 analysts. 11 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Luigi Tramontana | Banca Akros S.p.A. (ESN) |
| Juan Lopez Cobo | Banco Santander |
| Paola Sabbione | Barclays |