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RBB BancorpNasdaqGS:RBB Stock Report

Market Cap US$324.7m
Share Price
US$18.98
My Fair Value
US$21.4
11.3% undervalued intrinsic discount
1Y-16.4%
7D12.8%
Portfolio Value
View

RBB Bancorp

NasdaqGS:RBB Stock Report

Market Cap: US$324.7m

RBB Bancorp (RBB) Stock Overview

Operates as the bank holding company for Royal Business Bank that provides various banking products and services to the Chinese-American, Korean-American, and other Asian-American communities. More details

RBB fundamental analysis
Snowflake Score
Valuation3/6
Future Growth3/6
Past Performance1/6
Financial Health5/6
Dividends3/6

RBB Community Fair Values

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US$20.4
FV
7.0% undervalued intrinsic discount
21.62%
Revenue growth p.a.
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RBB Bancorp Competitors

Price History & Performance

Summary of share price highs, lows and changes for RBB Bancorp
Historical stock prices
Current Share PriceUS$18.98
52 Week HighUS$25.30
52 Week LowUS$14.40
Beta1.08
1 Month Change-1.61%
3 Month Change0.16%
1 Year Change-16.42%
3 Year Change-15.57%
5 Year Change53.81%
Change since IPO-18.72%

Recent News & Updates

RBB Bancorp: I'm Slowly Turning Bullish

Oct 14

Recent updates

RBB Bancorp: I'm Slowly Turning Bullish

Oct 14

RBB Bancorp (NASDAQ:RBB) Has Affirmed Its Dividend Of $0.16

Jul 25
RBB Bancorp (NASDAQ:RBB) Has Affirmed Its Dividend Of $0.16

RBB Bancorp (NASDAQ:RBB) Will Pay A Dividend Of $0.16

Apr 24
RBB Bancorp (NASDAQ:RBB) Will Pay A Dividend Of $0.16

RBB Bancorp (NASDAQ:RBB) Is Due To Pay A Dividend Of $0.16

Jan 20
RBB Bancorp (NASDAQ:RBB) Is Due To Pay A Dividend Of $0.16

RBB Bancorp (NASDAQ:RBB) Is Due To Pay A Dividend Of $0.16

Oct 25
RBB Bancorp (NASDAQ:RBB) Is Due To Pay A Dividend Of $0.16
User avatar

Rising NPLs And Shrinking Profit Margins Spell Trouble For Future Profitability

Rising nonperforming loans and the struggle with asset quality issues may lead to increased provisions for losses, impacting the bank's profitability.

RBB Bancorp (NASDAQ:RBB) Will Pay A Dividend Of $0.16

Jul 23
RBB Bancorp (NASDAQ:RBB) Will Pay A Dividend Of $0.16

RBB Bancorp (NASDAQ:RBB) Is Increasing Its Dividend To $0.16

Jul 25
RBB Bancorp (NASDAQ:RBB) Is Increasing Its Dividend To $0.16

RBB Bancorp's (NASDAQ:RBB) Upcoming Dividend Will Be Larger Than Last Year's

Apr 25
RBB Bancorp's (NASDAQ:RBB) Upcoming Dividend Will Be Larger Than Last Year's

Shareholder Returns

RBBUS BanksUS Market
7D12.8%1.4%1.3%
1Y-16.4%18.2%16.7%

Return vs Industry: RBB underperformed the US Banks industry which returned 18.3% over the past year.

Return vs Market: RBB underperformed the US Market which returned 16.6% over the past year.

Price Volatility

Is RBB's price volatile compared to industry and market?
RBB volatility
RBB Average Weekly Movement4.8%
Banks Industry Average Movement3.9%
Market Average Movement6.5%
10% most volatile stocks in US Market17.3%
10% least volatile stocks in US Market3.0%

Stable Share Price: RBB has not had significant price volatility in the past 3 months compared to the US market.

Volatility Over Time: RBB's weekly volatility (5%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
2008372Johnny Leewww.royalbusinessbankusa.com

RBB Bancorp operates as the bank holding company for Royal Business Bank that provides various banking products and services to the Chinese-American, Korean-American, and other Asian-American communities. Its deposit products include checking, savings, and money market accounts, as well as certificates of deposit. The company also offers commercial and investor real estate loans; business loans and lines of credit; small business administration loans; trade finance; and single-family residential mortgage loans.

RBB Bancorp Fundamentals Summary

How do RBB Bancorp's earnings and revenue compare to its market cap?
RBB fundamental statistics
Market capUS$324.69m
Earnings (TTM)US$26.16m
Revenue (TTM)US$109.79m
12.4x
P/E Ratio
0.6x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
RBB income statement (TTM)
RevenueUS$109.79m
Cost of RevenueUS$0
Gross ProfitUS$109.79m
Other ExpensesUS$83.63m
EarningsUS$26.16m

Last Reported Earnings

Sep 30, 2025

Next Earnings Date

n/a

Earnings per share (EPS)1.53
Gross Margin100.00%
Net Profit Margin23.82%
Debt/Equity Ratio51.5%

How did RBB perform over the long term?

See historical performance and comparison

Dividends

3.4%
Current Dividend Yield
43%
Payout Ratio

Does RBB pay a reliable dividends?

See RBB dividend history and benchmarks
When do you need to buy RBB by to receive an upcoming dividend?
RBB Bancorp dividend dates
Ex Dividend DateOct 31 2025
Dividend Pay DateNov 12 2025
Days until Ex dividend7 days
Days until Dividend pay date19 days

Does RBB pay a reliable dividends?

See RBB dividend history and benchmarks

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/10/23 05:36
End of Day Share Price 2025/10/23 00:00
Earnings2025/09/30
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

RBB Bancorp is covered by 7 analysts. 5 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Brendan NosalHovde Group, LLC
Timothy CoffeyJanney Montgomery Scott LLC
Christopher McGrattyKeefe, Bruyette, & Woods