Japan Post Insurance (7181) Stock Overview
Provides life insurance products and services in Japan. More details
| Snowflake Score | |
|---|---|
| Valuation | 5/6 |
| Future Growth | 2/6 |
| Past Performance | 3/6 |
| Financial Health | 3/6 |
| Dividends | 3/6 |
Rewards
Risk Analysis
7181 Community Fair Values
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Analyst Price Targets
Japan Post Insurance Co., Ltd. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | JP¥1,648.00 |
| 52 Week High | JP¥1,771.67 |
| 52 Week Low | JP¥990.33 |
| Beta | 0.051 |
| 1 Month Change | 2.97% |
| 3 Month Change | 1.10% |
| 1 Year Change | 63.49% |
| 3 Year Change | 123.41% |
| 5 Year Change | 114.77% |
| Change since IPO | 44.14% |
Recent News & Updates
Narrative Update • Apr 28
7181: Buybacks Stock Split And Leadership Transition Will Shape Balanced Future Outlook
Analysts have kept their price target for Japan Post Insurance steady at ¥1,692.67, citing unchanged views on fair value, discount rate, revenue growth, profit margin, and future P/E assumptions. What's in the News The board nomination committee decided on director candidates and an unofficial change in Representative Executive Officer, with the planned resignation of CEO TANIGAKI Kunio following the April 10, 2026 meeting (Key Developments).Narrative Update • Apr 13
7181: Buybacks And Stock Split Will Support Balanced Future Return Profile
Japan Post Insurance's updated analyst price target has shifted from about ¥4,866 to around ¥1,693, with analysts pointing to revised fair value, discount rate, revenue growth, profit margin and future P/E assumptions to support the change. What's in the News Japan Post Insurance plans a 3 for 1 stock split or significant stock dividend effective March 30, 2026.Recent updates
Narrative Update • Apr 28
7181: Buybacks Stock Split And Leadership Transition Will Shape Balanced Future Outlook
Analysts have kept their price target for Japan Post Insurance steady at ¥1,692.67, citing unchanged views on fair value, discount rate, revenue growth, profit margin, and future P/E assumptions. What's in the News The board nomination committee decided on director candidates and an unofficial change in Representative Executive Officer, with the planned resignation of CEO TANIGAKI Kunio following the April 10, 2026 meeting (Key Developments).Narrative Update • Apr 13
7181: Buybacks And Stock Split Will Support Balanced Future Return Profile
Japan Post Insurance's updated analyst price target has shifted from about ¥4,866 to around ¥1,693, with analysts pointing to revised fair value, discount rate, revenue growth, profit margin and future P/E assumptions to support the change. What's in the News Japan Post Insurance plans a 3 for 1 stock split or significant stock dividend effective March 30, 2026.
Narrative Update • Mar 30
7181: Stock Split And Ongoing Buybacks Will Support Future Share Upside
Analysts have lowered their price target for Japan Post Insurance from ¥6,000 to about ¥2,100, citing updated assumptions for fair value, revenue growth, profit margin and future P/E. What's in the News Japan Post Insurance has been executing a share buyback under the program announced on November 14, 2025, repurchasing a total of 10,216,800 shares, representing 2.77% of shares, for ¥44,999.71 million as of March 24, 2026 (company disclosure).
Narrative Update • Mar 16
7181: Stock Split And Buyback Will Sustain Excessive Optimism
Analysts have kept their ¥3,490 price target for Japan Post Insurance unchanged, citing only small adjustments to revenue growth, profit margin and expected future P/E that they view as too minor to justify a new valuation level. What's in the News Japan Post Insurance issued consolidated earnings guidance for the fiscal year ending March 31, 2026, with expected net income attributable to shareholders of ¥159,000 million and net income per share of ¥430.79 (company guidance).Narrative Update • Mar 02
7181: Stock Split And Buybacks Will Support Future Share Upside
Analysts have raised their price target for Japan Post Insurance from ¥5,900 to ¥6,000, citing updated assumptions for revenue growth, profit margin and a lower future P/E multiple as the key drivers of the change. What's in the News Japan Post Insurance issued consolidated earnings guidance for the fiscal year ending March 31, 2026, targeting net income attributable to shareholders of ¥159,000 million and net income per share of ¥430.79 (company guidance).Narrative Update • Feb 16
7181: Stock Split And Buyback Will Signal Unsustainable Optimism
Analysts have lifted their Japan Post Insurance price target from ¥2,970 to ¥3,490, citing updated assumptions around revenue growth, profit margin and future P/E that they see as better aligned with the company’s current outlook. What's in the News The company issued consolidated earnings guidance for the fiscal year ending March 31, 2026, with expected net income attributable to shareholders of ¥159,000 million and net income per share of ¥430.79 (company guidance).Analysis Article • Feb 13
Japan Post Insurance (TSE:7181) Is Due To Pay A Dividend Of ¥62.00
Japan Post Insurance Co., Ltd.'s ( TSE:7181 ) investors are due to receive a payment of ¥62.00 per share on 19th of...Narrative Update • Feb 02
7181: Buybacks Stock Split And Higher Margin Outlook Will Support Returns
Analysts have lifted their price target for Japan Post Insurance from ¥4,415 to ¥4,866, citing updated assumptions that pair more moderate revenue growth expectations with a higher projected profit margin and a slightly adjusted future P/E multiple. What's in the News Board meeting on January 29, 2026 to address a stock split and related partial amendments to the Articles of Incorporation connected to that split.Narrative Update • Jan 18
7181: Larger Buybacks And Dividend Increases Will Support Future Share Upside
Analysts have lifted their price target for Japan Post Insurance from ¥5,400 to ¥5,900, citing small refinements in revenue growth and profit margin assumptions, as well as a modestly higher future P/E multiple in their models. What's in the News Japan Post Insurance completed a share repurchase of 7,158,900 shares, representing 1.93% of its shares, for ¥30,095.54 million under the buyback announced on November 14, 2025 (Key Developments).Narrative Update • Jan 04
7181: Higher Buybacks And Dividends Are Expected To Drive Shares Higher
Analysts have raised their price target for Japan Post Insurance from ¥4,700 to ¥5,400, citing slightly higher long term revenue growth expectations and a richer future earnings multiple. These factors more than offset a modestly lower profit margin outlook and a marginally higher discount rate.Analysis Article • Dec 25
Japan Post Insurance's (TSE:7181) Dividend Will Be ¥62.00
The board of Japan Post Insurance Co., Ltd. ( TSE:7181 ) has announced that it will pay a dividend of ¥62.00 per share...Narrative Update • Dec 17
7181: Future Buybacks And Higher Dividend Will Support Steady Shareholder Returns
Analysts have raised their fair value estimate for Japan Post Insurance by approximately ¥100 to ¥4,415, citing steadier long term revenue expectations, a modestly improved profit margin outlook, and slightly lower projected valuation multiples. What's in the News The Board of Directors authorized a new share buyback plan on November 14, 2025, signaling an ongoing commitment to returning capital to shareholders (Key Developments).Analysis Article • Dec 07
Japan Post Insurance (TSE:7181) Will Pay A Dividend Of ¥62.00
The board of Japan Post Insurance Co., Ltd. ( TSE:7181 ) has announced that it will pay a dividend of ¥62.00 per share...Narrative Update • Dec 03
7181: Buybacks And Dividend Increase Will Support Steady Shareholder Returns
Analysts have raised their price target on Japan Post Insurance slightly, from ¥4,281.67 to ¥4,315.00, citing incremental improvements in projected profit margins and a modestly higher future earnings multiple, while growth and discount rate assumptions remain largely unchanged. What's in the News The Board of Directors authorized a new share buyback plan on November 14, 2025, signaling confidence in the company and a focus on shareholder returns (Key Developments).Narrative Update • Nov 19
7181: Share Buyback And Dividend Increase Will Shape Balanced Future Outlook
Narrative Update on Japan Post Insurance: Analyst Price Target Change Analysts have raised their fair value estimate for Japan Post Insurance by approximately ¥70 to ¥4,282. They cite an improved revenue growth outlook, even though there is a slightly higher discount rate and modest changes to profit margin and future price-to-earnings expectations.Narrative Update • Nov 03
7181: Future Earnings And Reinsurance Initiative Will Support Measured Upside Potential
Analysts have raised their price target for Japan Post Insurance from ¥4,161.67 to ¥4,211.67, citing incremental improvements in profit margin and future earnings estimates. What's in the News Board meeting scheduled for July 29, 2025, to discuss agreements related to a $2 billion (approx.Narrative Update • Oct 20
AI Adoption And New Policy Lineup Will Drive Insurance Resilience
Narrative Update on Japan Post Insurance: Analyst Price Target Change Analysts have maintained their price target for Japan Post Insurance at ¥4,161.67, citing stable assumptions around revenue growth, discount rates, and profit margins. What's in the News The Board of Directors of Japan Post Insurance will meet on July 29, 2025, to discuss agreements involving a $2 billion (approximately JPY 300 billion) investment in a new re-insurance co-investment vehicle.Narrative Update • Oct 06
AI Adoption And New Policy Lineup Will Drive Insurance Resilience
Analysts have raised their price target for Japan Post Insurance from ¥3,961.67 to ¥4,161.67, citing modest improvements in revenue growth expectations and overall fair value estimates. What's in the News An upcoming board meeting is scheduled for July 29, 2025 to discuss agreements for a major investment in a reinsurance co-investment vehicle.Analysis Article • Sep 22
Japan Post Insurance's (TSE:7181) Upcoming Dividend Will Be Larger Than Last Year's
Japan Post Insurance Co., Ltd. ( TSE:7181 ) has announced that it will be increasing its dividend from last year's...Narrative Update • Sep 21
AI Adoption And New Policy Lineup Will Drive Insurance Resilience
Despite a slight reduction in forecast revenue growth and a modest increase in future P/E, the consensus analyst price target for Japan Post Insurance has been revised upward from ¥3802 to ¥3962. What's in the News Board approved $2 billion (approx.Narrative Update • Sep 06
AI Adoption And New Policy Lineup Will Drive Insurance Resilience
With both net profit margin (2.30%) and future P/E (9.73x) remaining stable, there is no change in the consensus analyst price target, which holds steady at ¥3802. What's in the News Board meeting held to discuss investing $2 billion in a new re-insurance co-investment vehicle.Analysis Article • Jul 24
Japan Post Insurance (TSE:7181) Has Announced That It Will Be Increasing Its Dividend To ¥62.00
Japan Post Insurance Co., Ltd. ( TSE:7181 ) will increase its dividend from last year's comparable payment on the 5th...New Narrative • Jul 20
AI Adoption And New Policy Lineup Will Drive Insurance Resilience
Expanding product offerings, digital innovation, and use of the Japan Post network are driving robust policy sales, improved efficiency, and revenue growth.Analysis Article • Jul 10
Japan Post Insurance's (TSE:7181) Upcoming Dividend Will Be Larger Than Last Year's
The board of Japan Post Insurance Co., Ltd. ( TSE:7181 ) has announced that it will be paying its dividend of ¥62.00 on...Shareholder Returns
| 7181 | JP Insurance | JP Market | |
|---|---|---|---|
| 7D | 5.7% | 7.7% | 0.6% |
| 1Y | 63.5% | 34.9% | 40.0% |
Return vs Industry: 7181 exceeded the JP Insurance industry which returned 34.9% over the past year.
Return vs Market: 7181 exceeded the JP Market which returned 40% over the past year.
Price Volatility
| 7181 volatility | |
|---|---|
| 7181 Average Weekly Movement | 5.0% |
| Insurance Industry Average Movement | 5.3% |
| Market Average Movement | 4.9% |
| 10% most volatile stocks in JP Market | 9.5% |
| 10% least volatile stocks in JP Market | 2.4% |
Stable Share Price: 7181 has not had significant price volatility in the past 3 months compared to the JP market.
Volatility Over Time: 7181's weekly volatility (5%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2006 | 18,656 | Kunio Tanigaki | www.jp-life.japanpost.jp |
Japan Post Insurance Co., Ltd. provides life insurance products and services in Japan. It also offers agency services for other insurance companies, including foreign insurance companies and financial institutions; personal and asset accumulation pension insurances; and reinsurances, as well as handles the administration of postal life insurance contracts. In addition, the company is involved in the acquisition of real estate and securities, securities lending, and deposits businesses; information system design, development, maintenance, and operation contracting; and investment management business, such as investment advisory and agency business.
Japan Post Insurance Co., Ltd. Fundamentals Summary
| 7181 fundamental statistics | |
|---|---|
| Market cap | JP¥1.79t |
| Earnings (TTM) | JP¥168.80b |
| Revenue (TTM) | JP¥2.92t |
10.6x
P/E Ratio0.6x
P/S RatioIs 7181 overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| 7181 income statement (TTM) | |
|---|---|
| Revenue | JP¥2.92t |
| Cost of Revenue | JP¥2.24t |
| Gross Profit | JP¥680.76b |
| Other Expenses | JP¥511.96b |
| Earnings | JP¥168.80b |
Last Reported Earnings
Mar 31, 2026
Next Earnings Date
n/a
| Earnings per share (EPS) | 155.77 |
| Gross Margin | 23.31% |
| Net Profit Margin | 5.78% |
| Debt/Equity Ratio | 122.7% |
How did 7181 perform over the long term?
See historical performance and comparisonDividends
3.0%
Current Dividend Yield27%
Payout RatioDoes 7181 pay a reliable dividends?
See 7181 dividend history and benchmarks| Japan Post Insurance dividend dates | |
|---|---|
| Ex Dividend Date | Mar 30 2026 |
| Dividend Pay Date | Jun 23 2026 |
| Days until Ex dividend | 49 days |
| Days until Dividend pay date | 36 days |
Does 7181 pay a reliable dividends?
See 7181 dividend history and benchmarksCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/05/17 22:58 |
| End of Day Share Price | 2026/05/15 00:00 |
| Earnings | 2026/03/31 |
| Annual Earnings | 2026/03/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
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Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Japan Post Insurance Co., Ltd. is covered by 17 analysts. 7 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Natsumu Tsujino | BofA Global Research |
| Koichi Niwa | Citigroup Inc |
| Koichi Niwa | Citigroup Inc |