Quilter plc

LSE:QLT Stock Report

Market Cap: UK£2.5b

Quilter Valuation

Is QLT undervalued compared to its fair value, analyst forecasts and its price relative to the market?

Valuation Score

0/6

Valuation Score 0/6

  • Below Future Cash Flow Value

  • Significantly Below Future Cash Flow Value

  • Price-To-Earnings vs Peers

  • Price-To-Earnings vs Industry

  • Price-To-Earnings vs Fair Ratio

  • Analyst Forecast

Share Price vs Future Cash Flow Value

What is the Fair Price of QLT when looking at its future cash flows? For this estimate we use a Discounted Cash Flow model.

Ultimate guide to DCF valuation for stock investing

Learn how to determine fair value like the best investors in the world.

Below Future Cash Flow Value: QLT (£1.9) is trading above our estimate of future cash flow value (£1.63)

Significantly Below Future Cash Flow Value: QLT is trading above our estimate of future cash flow value.

Key Valuation Metric

Which metric is best to use when looking at relative valuation for QLT?

Key metric: As QLT is profitable we use its Price-To-Earnings Ratio for relative valuation analysis.

The above table shows the Price to Earnings ratio for QLT. This is calculated by dividing QLT's market cap by their current earnings.
What is QLT's PE Ratio?
PE Ratio21.1x
EarningsUK£120.00m
Market CapUK£2.54b

Price to Earnings Ratio vs Peers

How does QLT's PE Ratio compare to its peers?

The above table shows the PE ratio for QLT vs its peers. Here we also display the market cap and forecasted growth for additional consideration.
CompanyForward PEEstimated GrowthMarket Cap
Peer Average17x
LWDB Law Debenture
5.3xn/aUK£1.6b
CGEO Georgia Capital
2.7xn/aUK£1.2b
BPT Bridgepoint Group
50.8x39.37%UK£2.1b
HICL HICL Infrastructure
9.3xn/aUK£2.5b
QLT Quilter
21.1x15.37%UK£2.5b

Price-To-Earnings vs Peers: QLT is expensive based on its Price-To-Earnings Ratio (21.1x) compared to the peer average (17x).

Historical Price to Earnings Ratio

Historical Price to Earnings Ratio compares a stock's price to its earnings over time. Higher ratios indicate that investors are willing to pay more for the stock.

Fetching historical data

Price to Earnings Ratio vs Industry

How does QLT's PE Ratio compare vs other companies in the GB Capital Markets Industry?

5 CompaniesPrice / EarningsEstimated GrowthMarket Cap
IX. i(x) Net Zero
0.1xn/aUS$8.94m
JIM Jarvis Securities
0.7xn/aUS$5.40m
SURE Sure Ventures
1xn/aUS$3.73m
MFAI Mindflair
1.4xn/aUS$2.09m
QLT 21.1xIndustry Avg. 12.5xNo. of Companies12PE01020304050+
5 CompaniesEstimated GrowthMarket Cap
No more companies

Price-To-Earnings vs Industry: QLT is expensive based on its Price-To-Earnings Ratio (21.1x) compared to the UK Capital Markets industry average (12.9x).

Price to Earnings Ratio vs Fair Ratio

What is QLT's PE Ratio compared to its Fair PE Ratio? This is the expected PE Ratio taking into account the company's forecast earnings growth, profit margins and other risk factors.

QLT PE Ratio vs Fair Ratio.
Fair Ratio
Current PE Ratio21.1x
Fair PE Ratio16.7x

Price-To-Earnings vs Fair Ratio: QLT is expensive based on its Price-To-Earnings Ratio (21.1x) compared to the estimated Fair Price-To-Earnings Ratio (16.7x).

Analyst Price Targets

What is the analyst 12-month forecast and do we have any statistical confidence in the consensus price target?

The above table shows the analyst QLT forecast and predictions for the stock price in 12 month’s time.
DateShare PriceAverage 1Y Price TargetDispersionHighLow1Y Actual priceAnalysts
CurrentUK£1.90
UK£2.01
+5.91%
8.37%UK£2.25UK£1.70n/a15
May ’27UK£1.83
UK£2.01
+9.79%
8.25%UK£2.20UK£1.70n/a15
Apr ’27UK£1.81
UK£2.03
+12.15%
9.73%UK£2.50UK£1.70n/a16
Mar ’27UK£1.96
UK£2.02
+2.85%
12.25%UK£2.50UK£1.40n/a16
Feb ’27UK£1.94
UK£2.00
+3.12%
12.60%UK£2.50UK£1.40n/a15
Jan ’27UK£1.83
UK£1.89
+3.32%
10.53%UK£2.20UK£1.40n/a14
Dec ’26UK£1.86
UK£1.85
-0.38%
9.34%UK£2.10UK£1.40n/a14
Nov ’26UK£1.82
UK£1.85
+1.64%
9.34%UK£2.10UK£1.40n/a14
Oct ’26UK£1.66
UK£1.79
+8.09%
8.90%UK£2.00UK£1.40n/a14
Sep ’26UK£1.64
UK£1.77
+7.58%
8.45%UK£1.95UK£1.40n/a14
Aug ’26UK£1.66
UK£1.67
+0.69%
9.32%UK£1.90UK£1.25n/a14
Jul ’26UK£1.58
UK£1.58
-0.036%
13.10%UK£1.90UK£1.10n/a14
Jun ’26UK£1.48
UK£1.54
+4.46%
14.33%UK£1.77UK£0.95UK£1.9214
May ’26UK£1.36
UK£1.54
+13.39%
17.13%UK£1.95UK£0.95UK£1.8314
Apr ’26UK£1.46
UK£1.63
+11.61%
15.40%UK£2.00UK£1.10UK£1.8114
Mar ’26UK£1.52
UK£1.53
+0.92%
14.23%UK£1.80UK£1.10UK£1.9613
Feb ’26UK£1.62
UK£1.52
-6.14%
14.17%UK£1.80UK£1.10UK£1.9413
Jan ’26UK£1.54
UK£1.46
-5.62%
15.89%UK£1.80UK£0.95UK£1.8313
Dec ’25UK£1.50
UK£1.45
-3.01%
15.78%UK£1.80UK£0.95UK£1.8613
Nov ’25UK£1.44
UK£1.45
+0.65%
15.17%UK£1.80UK£0.95UK£1.8214
Oct ’25UK£1.30
UK£1.34
+3.24%
14.90%UK£1.70UK£0.95UK£1.6613
Sep ’25UK£1.39
UK£1.34
-3.60%
15.33%UK£1.70UK£0.95UK£1.6413
Aug ’25UK£1.35
UK£1.22
-9.65%
14.96%UK£1.60UK£0.95UK£1.6613
Jul ’25UK£1.18
UK£1.17
-1.09%
13.14%UK£1.40UK£0.85UK£1.5813
Jun ’25UK£1.18
UK£1.17
-0.95%
15.78%UK£1.58UK£0.85UK£1.4814
UK£2.01
Fair Value
5.6% undervalued intrinsic discount
15
Number of Analysts

Analyst Forecast: Target price is less than 20% higher than the current share price.

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/06/03 11:46
End of Day Share Price 2026/06/03 00:00
Earnings2025/12/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Quilter plc is covered by 25 analysts. 13 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Sabena OmarAvior Capital Markets
Frederik Conradie de BeerAvior Capital Markets
Alexander MedhurstBarclays