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Banco Santander, S.A.BME:SAN Stock Report

Market Cap €126.2b
Share Price
€8.52
My Fair Value
€8.65
1.5% undervalued intrinsic discount
1Y83.9%
7D-0.9%
Portfolio Value
View

Banco Santander, S.A.

BME:SAN Stock Report

Market Cap: €126.2b

Banco Santander (SAN) Stock Overview

Provides various financial products and services to individuals, small and medium-sized enterprises, large corporations, and public entities worldwide. More details

SAN fundamental analysis
Snowflake Score
Valuation4/6
Future Growth2/6
Past Performance3/6
Financial Health4/6
Dividends4/6

SAN Community Fair Values

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See what 136 others think this stock is worth. Follow their fair value or set your own to get alerts.

Banco Santander, S.A. Competitors

Price History & Performance

Summary of share price highs, lows and changes for Banco Santander
Historical stock prices
Current Share Price€8.52
52 Week High€8.91
52 Week Low€4.26
Beta1.28
1 Month Change0.38%
3 Month Change18.82%
1 Year Change83.90%
3 Year Change225.14%
5 Year Change423.21%
Change since IPO1,579.95%

Recent News & Updates

Banco Santander (BME:SAN) Is Paying Out A Larger Dividend Than Last Year

Oct 03
Banco Santander (BME:SAN) Is Paying Out A Larger Dividend Than Last Year

Recent updates

Banco Santander (BME:SAN) Is Paying Out A Larger Dividend Than Last Year

Oct 03
Banco Santander (BME:SAN) Is Paying Out A Larger Dividend Than Last Year

Here's Why We Think Banco Santander (BME:SAN) Is Well Worth Watching

Jun 25
Here's Why We Think Banco Santander (BME:SAN) Is Well Worth Watching

Banco Santander (BME:SAN) Has Announced That It Will Be Increasing Its Dividend To €0.0891

Mar 15
Banco Santander (BME:SAN) Has Announced That It Will Be Increasing Its Dividend To €0.0891

Banco Santander's (BME:SAN) Upcoming Dividend Will Be Larger Than Last Year's

Mar 01
Banco Santander's (BME:SAN) Upcoming Dividend Will Be Larger Than Last Year's

Banco Santander set to boost capital revenues and RoTE by 2025

Banco Santander is present in Europe (Germany, Austria, Belgium, Denmark, Spain, Finland, Isle of Man, Italy, Norway, Poland, Portugal and the UK); North America (USA, Mexico); South America (Argentin

With EPS Growth And More, Banco Santander (BME:SAN) Makes An Interesting Case

Dec 25
With EPS Growth And More, Banco Santander (BME:SAN) Makes An Interesting Case
User avatar

Santander's Global Expansion And Innovation Set To Drive Impressive Revenue Growth And Efficiency Gains

Strategic expansions in digital onboarding and cross-border operations enhance revenue growth and fee income globally.

Banco Santander (BME:SAN) Has Announced That It Will Be Increasing Its Dividend To €0.081

Oct 25
Banco Santander (BME:SAN) Has Announced That It Will Be Increasing Its Dividend To €0.081

Shareholder Returns

SANES BanksES Market
7D-0.9%-0.04%0.07%
1Y83.9%75.2%23.4%

Return vs Industry: SAN exceeded the Spanish Banks industry which returned 75.2% over the past year.

Return vs Market: SAN exceeded the Spanish Market which returned 23.4% over the past year.

Price Volatility

Is SAN's price volatile compared to industry and market?
SAN volatility
SAN Average Weekly Movement3.3%
Banks Industry Average Movement3.4%
Market Average Movement3.0%
10% most volatile stocks in ES Market6.4%
10% least volatile stocks in ES Market0.6%

Stable Share Price: SAN has not had significant price volatility in the past 3 months compared to the Spanish market.

Volatility Over Time: SAN's weekly volatility (3%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1856204,330Hector Grisi Checawww.santander.com

Banco Santander, S.A. provides various financial products and services to individuals, small and medium-sized enterprises, large corporations, and public entities worldwide. The company operates through five segments: Retail & Commercial Banking, Digital Consumer Bank, Corporate & Investment Banking, Wealth Management & Insurance, and Payments. It offers demand and time deposits, mutual funds, and current and savings accounts; mortgages, consumer finance, loans, and various financing solutions; and project finance, debt capital markets, global transaction banking, and corporate finance services.

Banco Santander, S.A. Fundamentals Summary

How do Banco Santander's earnings and revenue compare to its market cap?
SAN fundamental statistics
Market cap€126.18b
Earnings (TTM)€12.58b
Revenue (TTM)€50.16b
10.0x
P/E Ratio
1.3x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
SAN income statement (TTM)
Revenue€50.16b
Cost of Revenue€0
Gross Profit€50.16b
Other Expenses€37.58b
Earnings€12.58b

Last Reported Earnings

Jun 30, 2025

Next Earnings Date

Oct 29, 2025

Earnings per share (EPS)0.85
Gross Margin100.00%
Net Profit Margin25.07%
Debt/Equity Ratio336.6%

How did SAN perform over the long term?

See historical performance and comparison

Dividends

2.6%
Current Dividend Yield
13%
Payout Ratio

Does SAN pay a reliable dividends?

See SAN dividend history and benchmarks
When do you need to buy SAN by to receive an upcoming dividend?
Banco Santander dividend dates
Ex Dividend DateOct 30 2025
Dividend Pay DateNov 03 2025
Days until Ex dividend14 days
Days until Dividend pay date18 days

Does SAN pay a reliable dividends?

See SAN dividend history and benchmarks

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/10/14 10:48
End of Day Share Price 2025/10/14 00:00
Earnings2025/06/30
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Banco Santander, S.A. is covered by 42 analysts. 17 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Carlos PeixotoBanco BPI, S.A.
Javier Esteban LarioBanco de Sabadell. S.A.
Cecilia Romero ReyesBarclays