Mandatum Oyj (MANTA) Stock Overview
Provides various financial services in Finland. More details
| Snowflake Score | |
|---|---|
| Valuation | 2/6 |
| Future Growth | 2/6 |
| Past Performance | 2/6 |
| Financial Health | 3/6 |
| Dividends | 2/6 |
MANTA Community Fair Values
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Analyst Price Targets
Mandatum Oyj Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | €5.44 |
| 52 Week High | €7.47 |
| 52 Week Low | €5.34 |
| Beta | -0.0099 |
| 1 Month Change | -4.73% |
| 3 Month Change | -18.32% |
| 1 Year Change | -0.64% |
| 3 Year Change | n/a |
| 5 Year Change | n/a |
| Change since IPO | 48.15% |
Recent News & Updates
Narrative Update • Jun 16
MANTA: Dividend Payout Will Contrast With Weaker Profitability Expectations
Analysts have revised their price target on Mandatum Oyj to €5.00 from €5.00, citing updated assumptions that include a slightly higher discount rate, a shift from declining to positive revenue growth expectations, a lower forecast profit margin, and a modestly reduced future P/E multiple. What’s in the News for Mandatum Oyj At the Annual General Meeting on 12 May 2026, shareholders resolved to distribute a dividend of €0.85 per share for the 2025 financial year.
Narrative Update • Jun 02
MANTA: Dividend Payout And Margin Pressure Will Shape Fairly Balanced Outlook
Analysts have trimmed their price target on Mandatum Oyj to €5.73 from €5.89, citing revised assumptions for revenue contraction, profit margins, the discount rate, and future P/E as key drivers of the change. What's in the News At the Annual General Meeting on 12 May 2026, shareholders of Mandatum Oyj resolved to distribute a dividend of €0.85 per share for the 2025 financial year, totaling €427,729,996.85, with a record date of 14 May 2026 and a payment date of 21 May 2026.Recent updates
Narrative Update • Jun 16
MANTA: Dividend Payout Will Contrast With Weaker Profitability Expectations
Analysts have revised their price target on Mandatum Oyj to €5.00 from €5.00, citing updated assumptions that include a slightly higher discount rate, a shift from declining to positive revenue growth expectations, a lower forecast profit margin, and a modestly reduced future P/E multiple. What’s in the News for Mandatum Oyj At the Annual General Meeting on 12 May 2026, shareholders resolved to distribute a dividend of €0.85 per share for the 2025 financial year.Narrative Update • Jun 02
MANTA: Dividend Payout And Margin Pressure Will Shape Fairly Balanced Outlook
Analysts have trimmed their price target on Mandatum Oyj to €5.73 from €5.89, citing revised assumptions for revenue contraction, profit margins, the discount rate, and future P/E as key drivers of the change. What's in the News At the Annual General Meeting on 12 May 2026, shareholders of Mandatum Oyj resolved to distribute a dividend of €0.85 per share for the 2025 financial year, totaling €427,729,996.85, with a record date of 14 May 2026 and a payment date of 21 May 2026.Narrative Update • May 03
MANTA: Dividend Hike And Share Offering Will Mask Weakening Revenue Outlook
Analysts have trimmed their price target on Mandatum Oyj to €5.00 from €5.81, citing softer expected revenue growth, a higher projected profit margin, and a broadly steady forward P/E multiple as key drivers behind the update. What's in the News Mandatum Oyj has filed a follow on equity offering of 35,000,000 common shares under Regulation S with a subsequent direct listing feature (Key Developments).Narrative Update • Apr 15
MANTA: Equity Offering Will Sustain Overvaluation Despite Persistent Revenue Decline
Analysts have inched their average price target for Mandatum Oyj up by about €0.03 per share. This reflects refreshed assumptions on fair value, discount rate, revenue trends, profit margins and future P/E that remain broadly consistent with prior views.Narrative Update • Mar 31
MANTA: Dividend Hike And Share Offering Will Conceal Weakening Revenue Outlook
Analysts have slightly adjusted their price target on Mandatum Oyj to €5.00, reflecting updated assumptions on revenue trends, profit margins and forward P/E, while keeping their overall valuation view broadly unchanged. What's in the News Mandatum Oyj has filed a follow-on equity offering of 35,000,000 common shares under Regulation S, with a subsequent direct listing planned (Key Developments).Narrative Update • Mar 17
MANTA: Dividend Hikes And Equity Offering Will Mask Softer Revenue Outlook
Narrative Update on Mandatum Oyj The analyst price target for Mandatum Oyj has been adjusted modestly, reflecting updated views on slightly softer revenue growth, a small improvement in profit margin, and a marginally lower expected future P/E, with analysts rebalancing these inputs into their valuation framework for the shares in €. What's in the News Mandatum Oyj filed a follow on equity offering of 35,000,000 common shares under Regulation S with a subsequent direct listing feature, which can affect free float and trading liquidity over time (Key Developments).Narrative Update • Mar 03
MANTA: Equity Offering And Dividend Plans Will Sustain Overvaluation Despite Revenue Decline
Analysts have raised their price target for Mandatum Oyj by €0.27 to €5.87, citing updated assumptions on fair value, discount rate, revenue trends, profit margins and future P/E expectations. What's in the News Mandatum Oyj has filed a follow on equity offering for 35,000,000 common shares under Regulation S, with a subsequent direct listing feature, indicating a planned issuance of new equity securities (Key Developments).Narrative Update • Feb 17
MANTA: Rich Multiple And Dividend Hikes Will Obscure Weaker Profitability
Analysts have nudged their price target for Mandatum Oyj higher to €5.0 from €4.7, citing updated assumptions for discount rates, revenue trends, profit margins, and future P/E levels. What's in the News Board proposes a dividend of €0.85 per share for 2025, compared with €0.66 for 2024.Analysis Article • Feb 16
Some Analysts Just Cut Their Mandatum Oyj (HEL:MANTA) Estimates
Today is shaping up negative for Mandatum Oyj ( HEL:MANTA ) shareholders, with the analysts delivering a substantial...Narrative Update • Feb 02
MANTA: Rising Margin Assumptions Will Mask Weaker Revenue Outlook
Analysts have lifted their fair value estimate for Mandatum Oyj from €4.30 to €4.70, citing updated assumptions that combine a higher discount rate and a slightly higher future P/E with expectations for a wider profit margin, despite softer revenue growth projections. What's in the News Mandatum is expanding its credit offering with the launch of the Mandatum Credit Opportunities II fund, or MAMCO II, aimed at institutional and professional investors (Key Developments).Analysis Article • Jan 23
Mandatum Oyj's (HEL:MANTA) Business Is Yet to Catch Up With Its Share Price
There wouldn't be many who think Mandatum Oyj's ( HEL:MANTA ) price-to-earnings (or "P/E") ratio of 21.7x is worth a...Narrative Update • Jan 19
MANTA: Continuing Revenue Decline Will Sustain Overvaluation Despite Slightly Richer Future P/E
Analysts have nudged their fair value estimate for Mandatum Oyj slightly higher to €5.60 from €5.56, citing updated assumptions around revenue trends, profit margins and future P/E expectations. Valuation Changes Fair Value Estimate nudged higher from €5.56 to €5.60, reflecting a very small adjustment in the model.Narrative Update • Jan 05
MANTA: Ongoing Revenue Decline Will Sustain Overvaluation Despite Stable Margins
Analysts have kept their price target for Mandatum Oyj unchanged at €5.56, citing stable assumptions around the discount rate, revenue trend, profit margin, and future P/E as the basis for maintaining their view. Valuation Changes Fair Value Estimate: Held steady at €5.56 per share, with no change in the underlying model output.Narrative Update • Dec 18
MANTA: Persistent Revenue Contraction Will Drive Overvaluation Despite Stable Margins And Earnings Multiple
Analysts have nudged their price target on Mandatum Oyj slightly higher to €5.56 from €5.48, citing a marginally improved long term earnings outlook despite largely unchanged discount rate, revenue growth, profit margin, and forward P E assumptions. Valuation Changes Consensus Analyst Price Target has risen slightly from €5.48 to €5.56, reflecting a modest uplift in assessed fair value.Narrative Update • Dec 04
MANTA: Persistent Revenue Contraction Will Outweigh Stable Profitability And Depressed Future Earnings Multiples
Analysts have modestly adjusted their price target on Mandatum Oyj to align with an updated valuation framework that maintains fair value at €5.48. This reflects steady assumptions on discount rate, revenue contraction, profit margin, and future earnings multiples.Narrative Update • Nov 20
MANTA: Profit Margin Forecasts Will Offset Deepening Revenue Decline
Analysts have raised their price target for Mandatum Oyj from €5.34 to €5.48, citing that improved profit margin forecasts are outweighing concerns over declining revenue growth. Valuation Changes The Fair Value Estimate has increased from €5.34 to €5.48.Narrative Update • Aug 27
European Demographics Will Erode Profitability
Analysts have notably improved their revenue growth outlook for Mandatum Oyj despite a substantial decline in net profit margin, leading to a modest increase in the consensus fair value from €5.18 to €5.34. Valuation Changes Summary of Valuation Changes for Mandatum Oyj The Consensus Analyst Price Target has risen slightly from €5.18 to €5.34.New Narrative • Aug 10
European Demographics Will Erode Profitability
Slowing customer growth and increased regulatory pressures threaten the company's ability to maintain current revenue and margin performance.Shareholder Returns
| MANTA | FI Insurance | FI Market | |
|---|---|---|---|
| 7D | 0.6% | 2.8% | 0.1% |
| 1Y | -0.6% | 9.3% | 29.0% |
Return vs Industry: MANTA underperformed the Finnish Insurance industry which returned 9.2% over the past year.
Return vs Market: MANTA underperformed the Finnish Market which returned 30.8% over the past year.
Price Volatility
| MANTA volatility | |
|---|---|
| MANTA Average Weekly Movement | 4.5% |
| Insurance Industry Average Movement | 3.4% |
| Market Average Movement | 4.9% |
| 10% most volatile stocks in FI Market | 8.1% |
| 10% least volatile stocks in FI Market | 3.2% |
Stable Share Price: MANTA has not had significant price volatility in the past 3 months compared to the Finnish market.
Volatility Over Time: MANTA's weekly volatility (5%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1874 | 634 | Petri Niemisvirta | www.mandatum.fi |
Mandatum Oyj provides various financial services in Finland. The company offers asset and wealth management, savings and investment, compensation, and rewards consultation, as well as pension plans and personal risk insurance solutions. It also operates online trading platform.
Mandatum Oyj Fundamentals Summary
| MANTA fundamental statistics | |
|---|---|
| Market cap | €2.78b |
| Earnings (TTM) | €93.20m |
| Revenue (TTM) | €418.20m |
29.3x
P/E Ratio6.5x
P/S RatioIs MANTA overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| MANTA income statement (TTM) | |
|---|---|
| Revenue | €418.20m |
| Cost of Revenue | €242.50m |
| Gross Profit | €175.70m |
| Other Expenses | €82.50m |
| Earnings | €93.20m |
Last Reported Earnings
Mar 31, 2026
Next Earnings Date
Aug 13, 2026
| Earnings per share (EPS) | 0.19 |
| Gross Margin | 42.01% |
| Net Profit Margin | 22.29% |
| Debt/Equity Ratio | 27.6% |
How did MANTA perform over the long term?
See historical performance and comparisonDividends
15.6%
Current Dividend Yield485%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/06/18 14:59 |
| End of Day Share Price | 2026/06/18 00:00 |
| Earnings | 2026/03/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Mandatum Oyj is covered by 11 analysts. 5 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Hans Rettedal Christiansen | Danske Bank |
| Emil Immonen | DNB Carnegie |
| Vash Gosalia | Goldman Sachs |