Australian Finance Group (AFG) Stock Overview
Engages in the mortgage broking business in Australia. More details
| Snowflake Score | |
|---|---|
| Valuation | 2/6 |
| Future Growth | 3/6 |
| Past Performance | 4/6 |
| Financial Health | 2/6 |
| Dividends | 4/6 |
AFG Community Fair Values
Create NarrativeSee what 14 others think this stock is worth. Follow their fair value or set your own to get alerts.
Analyst Price Targets
Australian Finance Group Limited Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | AU$1.64 |
| 52 Week High | AU$2.92 |
| 52 Week Low | AU$1.47 |
| Beta | 1.14 |
| 1 Month Change | 5.81% |
| 3 Month Change | -8.12% |
| 1 Year Change | -26.79% |
| 3 Year Change | -8.38% |
| 5 Year Change | -38.58% |
| Change since IPO | 36.10% |
Recent News & Updates
Narrative Update • Jun 26
AFG: Share Buyback And Margin Outlook Will Support Future Upside
Analysts have reduced their fair value estimate for Australian Finance Group to A$2.57 from A$2.88, reflecting updated assumptions for the discount rate, revenue growth, profit margin, and future P/E. Analyst Commentary Recent valuation work on Australian Finance Group highlights a more conservative stance, with the fair value estimate reduced to A$2.57.
New Narrative • Jun 24
Broker Channel Strength And Higher Margin Lending Will Drive Powerful Upside Potential
Catalysts About Australian Finance Group Australian Finance Group operates an integrated lending and broker aggregation platform that connects a large broker network with residential, commercial and asset finance customers across Australia. What are the underlying business or industry changes driving this perspective?Analysis Article • May 13
Should You Be Adding Australian Finance Group (ASX:AFG) To Your Watchlist Today?
Investors are often guided by the idea of discovering 'the next big thing', even if that means buying 'story stocks...Recent updates
Narrative Update • Jun 26
AFG: Share Buyback And Margin Outlook Will Support Future Upside
Analysts have reduced their fair value estimate for Australian Finance Group to A$2.57 from A$2.88, reflecting updated assumptions for the discount rate, revenue growth, profit margin, and future P/E. Analyst Commentary Recent valuation work on Australian Finance Group highlights a more conservative stance, with the fair value estimate reduced to A$2.57.New Narrative • Jun 24
Broker Channel Strength And Higher Margin Lending Will Drive Powerful Upside Potential
Catalysts About Australian Finance Group Australian Finance Group operates an integrated lending and broker aggregation platform that connects a large broker network with residential, commercial and asset finance customers across Australia. What are the underlying business or industry changes driving this perspective?Analysis Article • May 13
Should You Be Adding Australian Finance Group (ASX:AFG) To Your Watchlist Today?
Investors are often guided by the idea of discovering 'the next big thing', even if that means buying 'story stocks...Analysis Article • Oct 11
Most Shareholders Will Probably Find That The CEO Compensation For Australian Finance Group Limited (ASX:AFG) Is Reasonable
Key Insights Australian Finance Group to hold its Annual General Meeting on 17th of October CEO David Bailey's total...Analysis Article • Sep 01
Investors Appear Satisfied With Australian Finance Group Limited's (ASX:AFG) Prospects As Shares Rocket 27%
The Australian Finance Group Limited ( ASX:AFG ) share price has done very well over the last month, posting an...Analysis Article • Aug 31
Australian Finance Group Limited (ASX:AFG) Released Earnings Last Week And Analysts Lifted Their Price Target To AU$2.88
Shareholders of Australian Finance Group Limited ( ASX:AFG ) will be pleased this week, given that the stock price is...Narrative Update • Aug 28
Urban Growth Will Pressure Mortgage Valuations Yet Boost Efficiency
The notable increase in the consensus analyst price target for Australian Finance Group reflects improved revenue growth forecasts and a higher future P/E multiple, raising the fair value estimate from A$2.15 to A$2.88. Valuation Changes Summary of Valuation Changes for Australian Finance Group The Consensus Analyst Price Target has significantly risen from A$2.15 to A$2.88.Analysis Article • Apr 18
Australian Finance Group Limited's (ASX:AFG) Earnings Haven't Escaped The Attention Of Investors
There wouldn't be many who think Australian Finance Group Limited's ( ASX:AFG ) price-to-earnings (or "P/E") ratio of...
New Narrative • Mar 23
Broker Technology Investments And Fintelligence Acquisition Will Strengthen Future Prospects
Investment in broker technology and equity acquisitions enhance distribution revenue and efficiency, boosting EBITDA and future growth prospects positively.Analysis Article • Mar 02
Australian Finance Group's (ASX:AFG) Shareholders Will Receive A Smaller Dividend Than Last Year
Australian Finance Group Limited's ( ASX:AFG ) dividend is being reduced from last year's payment covering the same...Analysis Article • Feb 08
Investors Aren't Buying Australian Finance Group Limited's (ASX:AFG) Earnings
When close to half the companies in Australia have price-to-earnings ratios (or "P/E's") above 19x, you may consider...Analysis Article • Aug 30
Australian Finance Group (ASX:AFG) Is Paying Out Less In Dividends Than Last Year
Australian Finance Group Limited's ( ASX:AFG ) dividend is being reduced from last year's payment covering the same...Analysis Article • Aug 26
Australian Finance Group Limited Just Missed EPS By 15%: Here's What Analysts Think Will Happen Next
Australian Finance Group Limited ( ASX:AFG ) shareholders are probably feeling a little disappointed, since its shares...Analysis Article • Nov 18
We Think Shareholders Are Less Likely To Approve A Pay Rise For Australian Finance Group Limited's (ASX:AFG) CEO For Now
In the past three years, shareholders of Australian Finance Group Limited ( ASX:AFG ) have seen a loss on their...Analysis Article • Aug 29
Australian Finance Group (ASX:AFG) Is Increasing Its Dividend To A$0.096
The board of Australian Finance Group Limited ( ASX:AFG ) has announced that it will be paying its dividend of A$0.096...Analysis Article • Feb 28
Australian Finance Group's (ASX:AFG) Upcoming Dividend Will Be Larger Than Last Year's
Australian Finance Group Limited ( ASX:AFG ) has announced that it will be increasing its dividend on the 24th of March...Analysis Article • Nov 19
Here's Why We Think Australian Finance Group Limited's (ASX:AFG) CEO Compensation Looks Fair for the time being
Performance at Australian Finance Group Limited ( ASX:AFG ) has been reasonably good and CEO David Bailey has done a...Analysis Article • Sep 03
Australian Finance Group (ASX:AFG) Is Increasing Its Dividend To AU$0.074
Australian Finance Group Limited's ( ASX:AFG ) dividend will be increasing to AU$0.074 on 23rd of September. This will...Analysis Article • Mar 26
Here's What You Should Know About Australian Finance Group Limited's (ASX:AFG) 4.1% Dividend Yield
Today we'll take a closer look at Australian Finance Group Limited ( ASX:AFG ) from a dividend investor's perspective...Analysis Article • Feb 19
Should You Take Comfort From Insider Transactions At Australian Finance Group Limited (ASX:AFG)?
We've lost count of how many times insiders have accumulated shares in a company that goes on to improve markedly. On...Analysis Article • Jan 29
What Kind Of Investors Own Most Of Australian Finance Group Limited (ASX:AFG)?
The big shareholder groups in Australian Finance Group Limited ( ASX:AFG ) have power over the company. Generally...Shareholder Returns
| AFG | AU Diversified Financial | AU Market | |
|---|---|---|---|
| 7D | -5.2% | 1.3% | -0.9% |
| 1Y | -26.8% | 10.4% | 2.3% |
Return vs Industry: AFG underperformed the Australian Diversified Financial industry which returned 10.4% over the past year.
Return vs Market: AFG underperformed the Australian Market which returned 2.3% over the past year.
Price Volatility
| AFG volatility | |
|---|---|
| AFG Average Weekly Movement | 5.7% |
| Diversified Financial Industry Average Movement | 6.5% |
| Market Average Movement | 9.9% |
| 10% most volatile stocks in AU Market | 17.2% |
| 10% least volatile stocks in AU Market | 4.0% |
Stable Share Price: AFG has not had significant price volatility in the past 3 months compared to the Australian market.
Volatility Over Time: AFG's weekly volatility (6%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1994 | 318 | David Bailey | www.afgonline.com.au |
Australian Finance Group Limited, together with its subsidiaries, engages in the mortgage broking business in Australia. It operates in Distribution and Manufacturing segments. The company is involved in the mortgage origination of home loans, commercial loans, and consumer asset finance, as well as distribution of own branded home loan products through its residential mortgage-backed securities program and white label arrangements.
Australian Finance Group Limited Fundamentals Summary
| AFG fundamental statistics | |
|---|---|
| Market cap | AU$445.69m |
| Earnings (TTM) | AU$42.10m |
| Revenue (TTM) | AU$1.32b |
10.6x
P/E Ratio0.3x
P/S RatioIs AFG overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| AFG income statement (TTM) | |
|---|---|
| Revenue | AU$1.32b |
| Cost of Revenue | AU$1.20b |
| Gross Profit | AU$125.40m |
| Other Expenses | AU$83.30m |
| Earnings | AU$42.10m |
Last Reported Earnings
Dec 31, 2025
Next Earnings Date
n/a
| Earnings per share (EPS) | 0.15 |
| Gross Margin | 9.50% |
| Net Profit Margin | 3.19% |
| Debt/Equity Ratio | 2,766.8% |
How did AFG perform over the long term?
See historical performance and comparisonDividends
5.5%
Current Dividend Yield64%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/06/28 22:53 |
| End of Day Share Price | 2026/06/26 00:00 |
| Earnings | 2025/12/31 |
| Annual Earnings | 2025/06/30 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Australian Finance Group Limited is covered by 5 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Jeff Cai | Citigroup Inc |
| Thomas Strong | Citigroup Inc |
| Christian Mazza | Jarden Limited |