Pelagos Insurance Capital (PLGO) Stock Overview
Provides insurance and reinsurance solutions in Bermuda, the Republic of Ireland, and the United Kingdom. More details
| Snowflake Score | |
|---|---|
| Valuation | 5/6 |
| Future Growth | 0/6 |
| Past Performance | 2/6 |
| Financial Health | 5/6 |
| Dividends | 3/6 |
PLGO Community Fair Values
Create NarrativeSee what others think this stock is worth. Follow their fair value or set your own to get alerts.
Analyst Price Targets
Pelagos Insurance Capital Limited Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$24.48 |
| 52 Week High | US$25.60 |
| 52 Week Low | US$14.80 |
| Beta | 0.30 |
| 1 Month Change | 12.24% |
| 3 Month Change | 24.33% |
| 1 Year Change | 52.43% |
| 3 Year Change | 77.01% |
| 5 Year Change | n/a |
| Change since IPO | 89.77% |
Recent News & Updates
Narrative Update • Jun 24
PLGO: Partnerships And Buybacks Will Shape Future Book Value And Margin Outcomes
The updated analyst price target for Pelagos Insurance Capital now sits at $23.89. This reflects modest adjustments to fair value, revenue growth and profit margin assumptions that analysts tie to recent Q1 execution, operating earnings outperformance and newer partnerships in a competitive market.
Narrative Update • Jun 06
PLGO: Q1 Earnings Strength And New Partnerships Will Shape Balanced Return Potential
The analyst price target for Pelagos Insurance Capital shifts from $17.50 to $20.00 as analysts point to higher profit margin assumptions, a slightly higher discount rate, and recent Street research highlighting Q1 operating earnings strength, newer partnerships, and perceived undervaluation of the stock. Analyst Commentary Recent Street research around Pelagos Insurance Capital centers on how the market is pricing the stock relative to its book value, earnings power, and competitive position.Narrative Update • May 21
PLGO: Buybacks And Book Value Trends Will Shape Future Return Potential
Pelagos Insurance Capital's analyst price target has been raised from $22.39 to $23.33 as analysts highlight recent target increases on the stock and point to solid book value trends and an operating earnings beat as support for the higher fair value range. Analyst Commentary Recent research on Pelagos Insurance Capital centers on how the stock reflects its book value profile and the support from operating earnings, particularly the Q1 operating earnings beat that analysts have highlighted.Recent updates
Narrative Update • Jun 24
PLGO: Partnerships And Buybacks Will Shape Future Book Value And Margin Outcomes
The updated analyst price target for Pelagos Insurance Capital now sits at $23.89. This reflects modest adjustments to fair value, revenue growth and profit margin assumptions that analysts tie to recent Q1 execution, operating earnings outperformance and newer partnerships in a competitive market.Narrative Update • Jun 06
PLGO: Q1 Earnings Strength And New Partnerships Will Shape Balanced Return Potential
The analyst price target for Pelagos Insurance Capital shifts from $17.50 to $20.00 as analysts point to higher profit margin assumptions, a slightly higher discount rate, and recent Street research highlighting Q1 operating earnings strength, newer partnerships, and perceived undervaluation of the stock. Analyst Commentary Recent Street research around Pelagos Insurance Capital centers on how the market is pricing the stock relative to its book value, earnings power, and competitive position.Narrative Update • May 21
PLGO: Buybacks And Book Value Trends Will Shape Future Return Potential
Pelagos Insurance Capital's analyst price target has been raised from $22.39 to $23.33 as analysts highlight recent target increases on the stock and point to solid book value trends and an operating earnings beat as support for the higher fair value range. Analyst Commentary Recent research on Pelagos Insurance Capital centers on how the stock reflects its book value profile and the support from operating earnings, particularly the Q1 operating earnings beat that analysts have highlighted.Analysis Article • May 16
Pelagos Insurance Capital Limited Just Beat EPS By 19%: Here's What Analysts Think Will Happen Next
Pelagos Insurance Capital Limited ( NYSE:PLGO ) investors will be delighted, with the company turning in some strong...Narrative Update • May 04
FIHL: Buybacks And Stable Margins Will Support Future Shareholder Return Potential
Analyst price targets for Fidelis Insurance Holdings have been raised by up to $2 across several recent research updates, as analysts cite refreshed estimates following the latest quarterly results and adjustments to their forward assumptions. Analyst Commentary Recent research on Fidelis Insurance Holdings has focused on refreshed models following the latest quarterly results and revisions to forward assumptions, which in turn shaped updated price targets across several firms.Narrative Update • Apr 20
FIHL: Buybacks And Margin Discipline Will Support Future Book Value Compounding
The average analyst price target for Fidelis Insurance Holdings has moved higher by about $0.72 to $22.39, as analysts factor in updated Q4 estimates, slightly stronger profit margin assumptions, and a modestly lower expected future P/E multiple. Analyst Commentary Recent Street research on Fidelis Insurance Holdings has focused on refreshed price targets clustered in the low to mid US$20s, with analysts updating models after the latest Q4 results and revisiting key valuation inputs such as earnings estimates and P/E assumptions.Analysis Article • Apr 10
Need To Know: The Consensus Just Cut Its Fidelis Insurance Holdings Limited (NYSE:FIHL) Estimates For 2026
Market forces rained on the parade of Fidelis Insurance Holdings Limited ( NYSE:FIHL ) shareholders today, when the...Narrative Update • Apr 05
FIHL: Softer P&C Cycle And Structure Risk Will Shape Future Return Potential
Analysts have lifted their price targets on Fidelis Insurance Holdings in a tight range of $0.50 to $2.00. This reflects updated views on the company's Q4 results and the balance of opportunities and risks in its property exposure and capital structure.Narrative Update • Mar 22
FIHL: Softer P&C Cycle And Structure Risk Will Shape Balanced Risk Reward
Analysts have raised the consolidated price target range for Fidelis Insurance Holdings to the low to mid $20s, with recent adjustments up to $26.50. These changes reflect updated views on revenue growth, margins and estimated future P/E levels following the latest quarterly results.Narrative Update • Mar 07
FIHL: Share Repurchases And Underwriting Discipline Will Support Future Book Value Compounding
The analyst price target for Fidelis Insurance Holdings has increased by about $1 to $21.67, as analysts factor in recent Q4 results, a range of revised valuation multiples, and differing views on the company's exposure to property business and the broader P&C pricing cycle. Analyst Commentary Recent research updates show a split view on Fidelis Insurance Holdings, with some analysts lifting targets and others turning more cautious as they reassess valuation, execution risk, and exposure to the property segment.Narrative Update • Feb 21
FIHL: Softer P&C Cycle And Structure Risk Will Weigh On Returns
Narrative Update: Fidelis Insurance Holdings The consolidated analyst price target for Fidelis Insurance Holdings has shifted modestly, with recent moves ranging between $18 and $24 as analysts factor in stronger modeled profitability, a slightly lower forward P/E, and concerns about a softer property and casualty cycle as well as Fidelis' property exposure and corporate structure. Analyst Commentary Recent Street research on Fidelis Insurance Holdings has leaned cautious, even as some price targets have moved higher within the US$18 to US$24 range.Narrative Update • Feb 06
FIHL: Softening P&C Cycle And Property Exposure Will Pressure Future Returns
Analysts have made a modest adjustment to their price targets on Fidelis Insurance Holdings, with recent moves ranging from small cuts of about $0.50 to incremental lifts of $1 to $2 as they factor in stronger underwriting profitability, a softer P&C pricing cycle, and the constraints they see from the company’s corporate structure and property exposure. Analyst Commentary Recent research on Fidelis Insurance Holdings shows a mix of cautious and constructive views.Narrative Update • Jan 23
FIHL: Softening Cycle And Structure Risks Will Shape Future Shareholder Outcomes
Analysts have trimmed their fair value estimate for Fidelis Insurance Holdings by $0.50 to $17.50, reflecting updated views on the softening P&C cycle, competitive pressures, and the impact of the company’s property exposure and corporate structure on future growth and margins. Analyst Commentary Recent Street research on Fidelis Insurance Holdings points to a more cautious tone, especially around the softening P&C cycle, competitive pressures, and how the business mix and structure could influence future outcomes for shareholders.Seeking Alpha • Jan 20
Fidelis Insurance: Patience Will Be Rewarded Given Valuation
Summary Fidelis Insurance remains a "Strong Buy," with shares trading below book value despite robust operational results and a secure 3.3% dividend yield. FIHL posted a 21.4% ROE and 79% combined ratio in Q3, benefiting from a benign catastrophe environment and resilient underwriting performance. The company’s exclusive underwriting partnership and focus on niche markets provide a steady, attractive policy pipeline and support premium growth. Buybacks and capital returns are prioritized, with technical risks from pre-IPO investor exits offset by valuation, offering over 25% upside to fair value. Read the full article on Seeking AlphaNarrative Update • Jan 09
FIHL: Mixed Cycle Views Will Shape Future Profitability And Shareholder Upside
The analyst fair value estimate for Fidelis Insurance Holdings has shifted from US$16.00 to US$18.00 as analysts incorporate higher Street price targets and expectations for resilient sector profitability, while also reflecting more cautious views on margins and a higher assumed future P/E multiple. Analyst Commentary Street research on Fidelis Insurance Holdings has become more mixed, with several bearish analysts highlighting potential pressure on growth, margins, and upside participation, even as headline price targets have shifted higher.Narrative Update • Dec 14
FIHL: Underwriting Discipline And Buybacks Will Support Future Book Value Compounding
Analysts have modestly revised their outlook on Fidelis Insurance Holdings, nudging the consensus price target higher by $0.50 to $19.67 as they incorporate stronger underwriting prospects, expectations for solid book value growth, and the impact of accretive share repurchases into their updated models. Analyst Commentary Bullish analysts highlight that the recent uptick in the consensus target reflects growing confidence in Fidelis Insurance Holdings' ability to compound book value through disciplined underwriting and capital management, even as sector sentiment remains mixed.Narrative Update • Nov 28
FIHL: Underwriting Strength And Pricing Trends Will Offset Margin Pressures Ahead
Analysts have slightly increased their average price target for Fidelis Insurance Holdings, now estimating fair value at approximately $20.67. This adjustment is attributed to stronger revenue growth projections and resilient underwriting trends, despite some mixed signals on profit margins.Narrative Update • Nov 14
FIHL: Revenue Outlook Will Balance Sector Risks as Pricing Trends Support Margins
Analysts have raised their price target for Fidelis Insurance Holdings from $19.78 to $20.61, citing expectations for a solid third quarter and supportive trends in property and commercial lines pricing. Analyst Commentary Recent street research has offered a range of perspectives on Fidelis Insurance Holdings, highlighting both positive drivers and ongoing concerns that influence the company's valuation and growth outlook.Analysis Article • Aug 11
Fidelis Insurance Holdings (NYSE:FIHL) Is Increasing Its Dividend To $0.15
The board of Fidelis Insurance Holdings Limited ( NYSE:FIHL ) has announced that the dividend on 26th of September will...Analysis Article • Feb 15
Benign Growth For Fidelis Insurance Holdings Limited (NYSE:FIHL) Underpins Its Share Price
When close to half the companies in the United States have price-to-earnings ratios (or "P/E's") above 19x, you may...Analysis Article • Nov 16
Fidelis Insurance Holdings Limited Just Beat Earnings Expectations: Here's What Analysts Think Will Happen Next
Fidelis Insurance Holdings Limited ( NYSE:FIHL ) just released its latest third-quarter results and things are looking...
New Narrative • Sep 11
Calculated Focus And Market Adaptability Set To Drive Shareholder Value And Earnings Growth
Fidelis Insurance Holdings leverages disciplined underwriting and quick market adaptation in specialty lines to improve net margins and capitalize on rates.Analysis Article • Jan 03
There Is A Reason Fidelis Insurance Holdings Limited's (NYSE:FIHL) Price Is Undemanding
When you see that almost half of the companies in the Insurance industry in the United States have price-to-sales...Seeking Alpha • Oct 26
Fidelis Insurance: A Deep Dive
Summary Fidelis operates with a unique outsourcing model, partnering with Fidelis MGU, leveraging its underwriting technology and talent for generating accretive returns and identifying profitable underwriting opportunities. Fidelis shows strong financial performance, with growth in gross premiums written, a combined ratio indicating underwriting profits, and a robust annualized Operating Return on Equity. Fidelis operates in three main segments - Specialty, Bespoke, and Reinsurance. Each segment is strategically positioned, showing various levels of resilience, growth, and responsiveness to market conditions. Fidelis faces vulnerabilities from geopolitical events, such as the Ukraine conflict, affecting its loss reserves and highlighting the company’s exposure to global political and economic uncertainties. Considering its strong operational performance and inherent geopolitical risks, a 'hold' stance is advised for investors, encouraging a balanced approach amidst prevailing market uncertainties. Read the full article on Seeking AlphaShareholder Returns
| PLGO | US Insurance | US Market | |
|---|---|---|---|
| 7D | 0.5% | 4.4% | 0.8% |
| 1Y | 52.4% | 4.6% | 20.2% |
Return vs Industry: PLGO exceeded the US Insurance industry which returned 4.6% over the past year.
Return vs Market: PLGO exceeded the US Market which returned 20.2% over the past year.
Price Volatility
| PLGO volatility | |
|---|---|
| PLGO Average Weekly Movement | 5.9% |
| Insurance Industry Average Movement | 4.3% |
| Market Average Movement | 7.3% |
| 10% most volatile stocks in US Market | 16.7% |
| 10% least volatile stocks in US Market | 3.2% |
Stable Share Price: PLGO has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: PLGO's weekly volatility (6%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2014 | 108 | Dan Burrows | www.pelagosinsurancecapital.com |
Pelagos Insurance Capital Limited provides insurance and reinsurance solutions in Bermuda, the Republic of Ireland, and the United Kingdom. It operates in two segments: Insurance and Reinsurance. The Insurance segment offers property, marine, asset backed finance and portfolio credit, aviation and aerospace, political risk, violence and terror, energy, cyber, and other insurance risks products.
Pelagos Insurance Capital Limited Fundamentals Summary
| PLGO fundamental statistics | |
|---|---|
| Market cap | US$2.11b |
| Earnings (TTM) | US$376.00m |
| Revenue (TTM) | US$2.45b |
5.6x
P/E Ratio0.9x
P/S RatioIs PLGO overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| PLGO income statement (TTM) | |
|---|---|
| Revenue | US$2.45b |
| Cost of Revenue | US$1.87b |
| Gross Profit | US$585.20m |
| Other Expenses | US$209.20m |
| Earnings | US$376.00m |
Last Reported Earnings
Mar 31, 2026
Next Earnings Date
n/a
| Earnings per share (EPS) | 4.40 |
| Gross Margin | 23.86% |
| Net Profit Margin | 15.33% |
| Debt/Equity Ratio | 37.4% |
How did PLGO perform over the long term?
See historical performance and comparisonDividends
2.5%
Current Dividend Yield15%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/07/07 22:03 |
| End of Day Share Price | 2026/07/07 00:00 |
| Earnings | 2026/03/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
|
|
| Market Prices | 30 years |
| |
| Ownership | 10 years |
| |
| Management | 10 years |
| |
| Key Developments | 10 years |
|
* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Pelagos Insurance Capital Limited is covered by 12 analysts. 6 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Tracy Dolin-Benguigui | Barclays |
| Taylor Scott | Barclays |
| Michael Zaremski | BMO Capital Markets Equity Research |