Travelers Companies (TRV) Stock Overview
Through its subsidiaries, provides a range of commercial and personal property, and casualty insurance products and services to businesses, government units, associations, and individuals in the United States, Canada, and internationally. More details
| Snowflake Score | |
|---|---|
| Valuation | 5/6 |
| Future Growth | 0/6 |
| Past Performance | 6/6 |
| Financial Health | 4/6 |
| Dividends | 5/6 |
Rewards
Risk Analysis
TRV Community Fair Values
Create NarrativeSee what 60 others think this stock is worth. Follow their fair value or set your own to get alerts.
Analyst Price Targets
The Travelers Companies, Inc. Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$297.13 |
| 52 Week High | US$313.12 |
| 52 Week Low | US$249.19 |
| Beta | 0.51 |
| 1 Month Change | -0.044% |
| 3 Month Change | -0.50% |
| 1 Year Change | 10.84% |
| 3 Year Change | 62.53% |
| 5 Year Change | 85.42% |
| Change since IPO | 791.18% |
Recent News & Updates
Seeking Alpha • Apr 28
Travelers: Not Exciting, Just Reliable
Summary The Travelers Companies, Inc. combines disciplined capital allocation, solid underwriting, and consistent dividend growth—not exciting, but reliable. Q1 2026 underwriting was strong, with a combined ratio of 88.6%, largely helped by a normalization of catastrophe losses, especially in personal lines. TRV raised its dividend by 13.5% and repurchased $1.8 billion of shares, returning $2 billion to shareholders following the sale of its Canadian operations. Valuation is not cheap, but it is supported by steady profitability, a conservative investment approach, and consistent capital returns. Read the full article on Seeking Alpha
Narrative Update • Apr 27
TRV: Underwriting Differentiation And AI Claims Execution Will Support Future Margin Durability
Analysts have adjusted their outlook on Travelers Companies, lifting the aggregate price target by about $6 to reflect updated views on fair value, profit margins and future P/E in light of recent Street research. Analyst Commentary Recent Street research on Travelers Companies shows a cluster of price target adjustments, with several firms revisiting their assumptions on reserves, underwriting quality and longer term margin durability.Recent updates
Seeking Alpha • Apr 28
Travelers: Not Exciting, Just Reliable
Summary The Travelers Companies, Inc. combines disciplined capital allocation, solid underwriting, and consistent dividend growth—not exciting, but reliable. Q1 2026 underwriting was strong, with a combined ratio of 88.6%, largely helped by a normalization of catastrophe losses, especially in personal lines. TRV raised its dividend by 13.5% and repurchased $1.8 billion of shares, returning $2 billion to shareholders following the sale of its Canadian operations. Valuation is not cheap, but it is supported by steady profitability, a conservative investment approach, and consistent capital returns. Read the full article on Seeking AlphaNarrative Update • Apr 27
TRV: Underwriting Differentiation And AI Claims Execution Will Support Future Margin Durability
Analysts have adjusted their outlook on Travelers Companies, lifting the aggregate price target by about $6 to reflect updated views on fair value, profit margins and future P/E in light of recent Street research. Analyst Commentary Recent Street research on Travelers Companies shows a cluster of price target adjustments, with several firms revisiting their assumptions on reserves, underwriting quality and longer term margin durability.Narrative Update • Apr 13
TRV: Underwriting Resilience And AI Execution Will Support Margins And Capital Flexibility
Analysts have raised the consolidated price target for Travelers Companies by about $4 to $307, citing updated views on underwriting differentiation, reserve adequacy, and margin durability across the property and casualty group. Analyst Commentary Recent research notes frame Travelers as a property and casualty insurer where underwriting quality, reserve position, and margin resilience are central to how analysts are resetting their price targets.Narrative Update • Mar 29
TRV: Underwriting And AI Adoption Will Support Margins As Market Softens
Narrative Update on Travelers Companies Analysts have modestly raised their average price targets on Travelers, with moves such as Morgan Stanley lifting its view to $310 from $295 and Keefe Bruyette moving to $340 from $320. They generally point to differentiated underwriting, perceived margin durability, and views on reserve strength as key drivers behind the updated expectations.Narrative Update • Mar 13
TRV: Underwriting Strength And AI Execution Will Support Margins In Softer P And C
Analysts have inched up their fair value estimate for Travelers Companies by about $1 to $303, citing stronger margin assumptions and a slightly lower expected future P/E multiple, as reflected in a series of recent price target revisions across the Street. Analyst Commentary Recent research updates paint a mixed picture for Travelers, with several firms lifting price targets while others trim expectations or downgrade ratings.Narrative Update • Feb 26
TRV: Underwriting Discipline And AI Adoption Will Counter Softer P And C Conditions
The analyst fair value estimate for Travelers Companies has edged up by about $1 to $302. The slight move reflects recent price target increases from several firms as analysts reassess reserve levels, pricing trends, and core P/E assumptions across the P&C peer group.Narrative Update • Feb 10
TRV: Underwriting Discipline And Buybacks Will Offset Softer P And C Conditions
Analysts have nudged their fair value estimate for Travelers Companies higher to about $301 per share from roughly $298, citing updated price targets across the Street, slightly higher assumed profitability, and modestly richer forward P/E assumptions, despite more cautious views on revenue trends and the broader P&C pricing backdrop. Analyst Commentary Recent Street research on Travelers clusters around updated price targets, with a mix of more constructive and more cautious views feeding into the new fair value estimate.Narrative Update • Jan 22
TRV: Underwriting Strength And Buybacks Will Counter Softer P And C Cycle
Narrative Update on Travelers Companies The updated fair value estimate for Travelers Companies moves modestly higher to about US$298, as analysts balance a slightly lower future P/E assumption with expectations for firmer profit margins, mixed price target revisions across firms, and an ongoing focus on P&C pricing trends and competitive pressures highlighted in recent research. Analyst Commentary Recent research on Travelers Companies presents a mixed picture, with price targets spanning roughly the mid US$260s to just over US$310 and a range of views on how the property and casualty cycle could affect growth, margins, and valuation.Narrative Update • Jan 06
TRV: Underwriting Execution And Buybacks Will Offset Softening P And C Pricing
Analysts made only a marginal trim to Travelers Companies' modeled fair value, from about $297.10 to $296.95. A mix of higher and lower Street price targets, along with updated views on underwriting trends and pricing conditions across property and casualty lines, fed into a slightly adjusted long term P/E assumption and earnings outlook.Narrative Update • Dec 18
TRV: Future Underwriting Strength And Buybacks Will Balance Softening Cycle
The analyst price target for Travelers Companies has inched higher to about $297 from roughly $296, as analysts factor in stronger than expected Q3 underwriting results, modestly higher forward EPS forecasts, and resilient property and casualty fundamentals despite a softening cycle heading into 2026. Analyst Commentary Street research updates reflect a generally constructive stance on Travelers, with multiple firms lifting price targets to account for stronger earnings power while still flagging cyclical and competitive risks across property and casualty lines.Narrative Update • Dec 03
TRV: Future Underwriting Strength And Buybacks Will Balance Softening Market Cycle
Analysts have nudged their blended price target for Travelers Companies slightly higher to about $296, as they factor in stronger than expected Q3 underwriting performance and earnings, alongside a still cautious view on softening property and casualty market conditions heading into 2026. Analyst Commentary Analysts remain divided on Travelers Companies, with several boosting price targets on the back of stronger than expected Q3 earnings and underwriting results, while others retain a more cautious stance given the softening backdrop in property and casualty lines.Narrative Update • Nov 19
TRV: Future Underwriting Gains And Share Repurchases Will Define Sector Role
The Analyst Price Target for Travelers Companies has been increased slightly from $295.00 to $295.60. This reflects analysts' view that improved underwriting results and updated sector models support a modestly higher valuation.Narrative Update • Nov 05
TRV: Future Underwriting Performance And Buybacks Will Influence Sector Positioning
The analyst price target for Travelers Companies saw a modest increase, rising as updates from analysts reflected optimism about improved underwriting results and mixed but steady sector fundamentals. Analyst Commentary Recent analyst reports on Travelers Companies reflect a mix of optimism and caution as market dynamics shift across the property and casualty insurance sector.Narrative Update • Oct 22
Analysts Lift Travelers Price Target Amid Balanced Outlook and Recent Buyback Activity
Analysts have slightly raised their price target for Travelers Companies, reflecting a modest increase in fair value to $295.40 per share. They point to resilient underwriting performance and continued strength in the homeowners' business, despite ongoing industry headwinds.Narrative Update • Oct 08
Analytics And Climate Trends Will Unlock Future Opportunity
The average analyst price target for Travelers Companies has inched up by $2.45 to $293.65, as analysts weigh mixed industry fundamentals alongside sector resilience and updated expectations for commercial property and casualty lines. Analyst Commentary Recent Street research offers a nuanced picture of Travelers Companies, as price targets and coverage updates reflect both optimism about the company’s prospects and caution over sector-specific headwinds.Analysis Article • Aug 23
Here's Why We Think Travelers Companies (NYSE:TRV) Is Well Worth Watching
It's common for many investors, especially those who are inexperienced, to buy shares in companies with a good story...Analysis Article • May 21
Travelers Companies (NYSE:TRV) Will Pay A Larger Dividend Than Last Year At $1.10
The Travelers Companies, Inc. ( NYSE:TRV ) will increase its dividend from last year's comparable payment on the 30th...Seeking Alpha • Mar 29
The Travelers Companies: Pricing Power Persists, Raising My Price Target
Summary Travelers (TRV) remains a buy due to strong quarterly results, resilient performance, and favorable valuation despite recent market pressures and extreme weather events. TRV's Q4 non-GAAP EPS of $9.15 beat forecasts by $2.54, with revenue up 20% YoY, driven by strong homeowners insurance margins. Key risks include the financial impact of LA wildfires, macro uncertainties, and insurance inflation, but TRV's pricing power and technical chart are encouraging. TRV's technical chart shows a bullish uptrend, with support between $224-$232 and resistance at $266-$270, suggesting potential for new all-time highs. Read the full article on Seeking AlphaSeeking Alpha • Dec 31
Travelers: Stock Is Attractive Given A Favorable 2025 Environment
Summary Travelers Companies shares gained 24% in 2024, in line with the S&P 500, supported by elevated interest rates and insurance premium inflation. Despite a solid 43% return since my last "buy" rating, TRV's performance lagged the market due to underwriting weakness in 2023, and shares have recently pulled back over 10%. Travelers' combined ratio is improving, led by its personal business, as premium inflation has caught up to underlying inflation. With an 11.2x multiple and potential for double-digit returns in 2025, TRV remains a buy, supported by a high-quality balance sheet. Read the full article on Seeking AlphaSeeking Alpha • Oct 17
The Travelers Companies: Great Numbers, But Can It Keep The Momentum?
Summary The Travelers Companies reported exceptional Q3 earnings, driven by easy comps from last year, with significant growth in net income and underwriting profitability. Key financial metrics improved, including an 8% increase in net written premiums and a 211% rise in net income per diluted share. The company’s combined ratio improved to 93.2%, indicating efficient profitability, and its return on equity rose to 19.2%, nearing the ideal 20%. Despite strong performance, I remain cautious and seek more data before investing, noting consistent TRV shareholder rewards through dividends and share buybacks. Read the full article on Seeking AlphaSeeking Alpha • Sep 25
Travelers: Property Insurance Giant Trading At 10-Year High, Stable Dividend Grower
Summary Travelers Companies is trading at a 10-year high, double-digit percentages above its 200-day SMA, and beating the S&P index. TRV stock has a proven track record of stable dividend growth, which is expected to be sustainable going forward. As a firm, it has low debt-to-equity and debt-to-capital ratios, as well as exposure to mostly investment-grade fixed income assets. The property/casualty sector is heavily exposed to catastrophic weather events which impact benefit payouts, a trend expected to continue. Read the full article on Seeking AlphaSeeking Alpha • Jul 19
Travelers Drops, And Is Starting To Look Very Interesting
Summary The Travelers Companies, Inc. experienced a weak quarter due to catastrophe losses, but remains a reliable slow grower with strong net written premiums. Q2 net and core income metrics were lower than usual, but the company's combined ratio improved and net written premiums hit a record. Travelers remains shareholder-friendly with a strong buyback policy and annual dividend growth, making it an attractive long-term investment despite the recent selloff. Take advantage of the sale of The Travelers Companies shares. Read the full article on Seeking AlphaShareholder Returns
| TRV | US Insurance | US Market | |
|---|---|---|---|
| 7D | -1.5% | -0.7% | 2.6% |
| 1Y | 10.8% | -10.0% | 26.2% |
Return vs Industry: TRV exceeded the US Insurance industry which returned -9.9% over the past year.
Return vs Market: TRV underperformed the US Market which returned 31.1% over the past year.
Price Volatility
| TRV volatility | |
|---|---|
| TRV Average Weekly Movement | 2.3% |
| Insurance Industry Average Movement | 4.3% |
| Market Average Movement | 7.2% |
| 10% most volatile stocks in US Market | 16.1% |
| 10% least volatile stocks in US Market | 3.2% |
Stable Share Price: TRV has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: TRV's weekly volatility (2%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1853 | 34,000 | Alan Schnitzer | www.travelers.com |
The Travelers Companies, Inc., through its subsidiaries, provides a range of commercial and personal property, and casualty insurance products and services to businesses, government units, associations, and individuals in the United States, Canada, and internationally. It operates through three segments: Business Insurance, Bond & Specialty Insurance, and Personal Insurance. The Business Insurance segment offers workers' compensation, commercial automobile and property, general liability, commercial multi-peril, employers' liability, public and product liability, professional indemnity, marine, aviation, commercial property and automobile, onshore and offshore energy, construction, terrorism, personal accident, and kidnap and ransom insurance products.
The Travelers Companies, Inc. Fundamentals Summary
| TRV fundamental statistics | |
|---|---|
| Market cap | US$63.38b |
| Earnings (TTM) | US$7.55b |
| Revenue (TTM) | US$48.94b |
8.4x
P/E Ratio1.3x
P/S RatioIs TRV overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| TRV income statement (TTM) | |
|---|---|
| Revenue | US$48.94b |
| Cost of Revenue | US$32.85b |
| Gross Profit | US$16.09b |
| Other Expenses | US$8.54b |
| Earnings | US$7.55b |
Last Reported Earnings
Mar 31, 2026
Next Earnings Date
n/a
| Earnings per share (EPS) | 35.50 |
| Gross Margin | 32.88% |
| Net Profit Margin | 15.42% |
| Debt/Equity Ratio | 29.0% |
How did TRV perform over the long term?
See historical performance and comparisonDividends
1.7%
Current Dividend Yield13%
Payout RatioDoes TRV pay a reliable dividends?
See TRV dividend history and benchmarks| Travelers Companies dividend dates | |
|---|---|
| Ex Dividend Date | Jun 10 2026 |
| Dividend Pay Date | Jun 30 2026 |
| Days until Ex dividend | 28 days |
| Days until Dividend pay date | 48 days |
Does TRV pay a reliable dividends?
See TRV dividend history and benchmarksCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/05/11 12:37 |
| End of Day Share Price | 2026/05/11 00:00 |
| Earnings | 2026/03/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
The Travelers Companies, Inc. is covered by 40 analysts. 18 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Jacob Kilstein | Argus Research Company |
| Taylor Scott | Barclays |
| Jay Gelb | Barclays |