Bank of Marin Bancorp (BMRC) Stock Overview
Operates as the holding company for Bank of Marin that provides a range of financial services to small to medium-sized businesses, not-for-profit organizations, and commercial real estate investors in the United States. More details
| Snowflake Score | |
|---|---|
| Valuation | 3/6 |
| Future Growth | 5/6 |
| Past Performance | 0/6 |
| Financial Health | 6/6 |
| Dividends | 3/6 |
BMRC Community Fair Values
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Analyst Price Targets
Bank of Marin Bancorp Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$25.75 |
| 52 Week High | US$28.48 |
| 52 Week Low | US$21.21 |
| Beta | 0.81 |
| 1 Month Change | -0.46% |
| 3 Month Change | 2.22% |
| 1 Year Change | 17.80% |
| 3 Year Change | 42.74% |
| 5 Year Change | -24.15% |
| Change since IPO | 1,295.94% |
Recent News & Updates
Narrative Update • Apr 26
BMRC: Future Returns Will Rely On Execution Against Stable Earnings Framework
The analyst price target for Bank of Marin Bancorp has shifted toward the lower end of recent Street revisions, as mixed research updates that included both $1 to $2.50 price target cuts and a $1.50 increase have led analysts to reassess assumptions rather than the underlying fair value inputs, which remain unchanged. Analyst Commentary Recent Street research on Bank of Marin Bancorp has produced both lower and higher price targets, signaling a mixed but still engaged analyst view on the stock.Narrative Update • Apr 11
BMRC: Future Returns Will Depend On Earnings Resilience And Conservative P/E Assumptions
The updated analyst price target for Bank of Marin Bancorp shifts to approximately $29.60 from about $30.70, with analysts pointing to slight adjustments in fair value and forward P/E assumptions, while maintaining steady discount rate, revenue growth, and profit margin inputs. Analyst Commentary Recent research updates around Bank of Marin Bancorp focus on fine tuning valuation assumptions rather than major shifts in outlook, with price targets adjusted both higher and lower within a relatively narrow range.Recent updates
Narrative Update • Apr 26
BMRC: Future Returns Will Rely On Execution Against Stable Earnings Framework
The analyst price target for Bank of Marin Bancorp has shifted toward the lower end of recent Street revisions, as mixed research updates that included both $1 to $2.50 price target cuts and a $1.50 increase have led analysts to reassess assumptions rather than the underlying fair value inputs, which remain unchanged. Analyst Commentary Recent Street research on Bank of Marin Bancorp has produced both lower and higher price targets, signaling a mixed but still engaged analyst view on the stock.Narrative Update • Apr 11
BMRC: Future Returns Will Depend On Earnings Resilience And Conservative P/E Assumptions
The updated analyst price target for Bank of Marin Bancorp shifts to approximately $29.60 from about $30.70, with analysts pointing to slight adjustments in fair value and forward P/E assumptions, while maintaining steady discount rate, revenue growth, and profit margin inputs. Analyst Commentary Recent research updates around Bank of Marin Bancorp focus on fine tuning valuation assumptions rather than major shifts in outlook, with price targets adjusted both higher and lower within a relatively narrow range.Narrative Update • Mar 27
BMRC: Future Returns Will Rely On Earnings Power And Share Repurchases
Analysts adjusted their overall price targets on Bank of Marin Bancorp by about $1 to $1.50. This reflects updated views on the bank’s earnings power and risk profile, while the fair value estimate remains at $30.70.Narrative Update • Mar 13
BMRC: Future Returns Will Depend On Executing Margin Plans And Share Repurchases
Analysts have made a modest adjustment to their price target on Bank of Marin Bancorp, lifting it by about $0.08. They are refining views on fair value, discount rates, revenue growth expectations, profit margins, and future P/E assumptions in light of recent research from both Stephens and Piper Sandler.Narrative Update • Feb 26
BMRC: Future Returns Will Rely On Sustained Margins And Earnings Execution
Analysts have made only modest tweaks to their models for Bank of Marin Bancorp, with recent Street research showing a $1 cut from one firm and a $1.50 increase from another. This reflects differing views on the same underlying assumptions around earnings, profit margins, and fair value that still cluster around a roughly $30.63 target.Seeking Alpha • Feb 23
Bank of Marin: Strong Underlying Earnings, But Not Cheap Enough For Me
Summary Bank of Marin has completed its portfolio clean-up, realizing significant securities losses that pressured FY 2025 results. Underlying net interest income grew 10% in Q4, and core pre-tax income was $36 million, with normalized EPS at $1.66 for the year. Deposit growth and declining deposit costs, alongside management's 4% NIM target, signal improving fundamentals despite recent book value erosion. BMRC trades at 1.3x tangible book and 11–13x earnings; I rate it "Hold" pending clearer evidence of sustained loan growth and margin expansion. Read the full article on Seeking AlphaNarrative Update • Feb 11
BMRC: Future Returns Will Depend On Delivering Stable Margins And Earnings
Analysts have nudged their fair value estimate for Bank of Marin Bancorp slightly higher from about $30.40 to roughly $30.63. This reflects updated assumptions around expected revenue growth, profit margins and a lower future P/E multiple following mixed price target revisions in recent Street research.Analysis Article • Jan 29
Bank of Marin Bancorp (NASDAQ:BMRC) Has Announced A Dividend Of $0.25
Bank of Marin Bancorp ( NASDAQ:BMRC ) will pay a dividend of $0.25 on the 12th of February. This means that the annual...Narrative Update • Jan 25
BMRC: Future Returns Will Reflect Higher Price Objective And Stable Earnings Profile
Narrative Update: Bank of Marin Bancorp Analysts have lifted their price target on Bank of Marin Bancorp to about $30, up from roughly $27. This reflects updated views that are consistent with recent Street research highlighting an Outperform stance on the shares.Narrative Update • Jan 09
BMRC: Future Returns Will Reflect Resilient Earnings Profile And Higher Price Objective
Analysts have raised their price target on Bank of Marin Bancorp to $30 from $27, citing updated assumptions about future revenue growth, profit margins, and a slightly lower expected P/E multiple. Analyst Commentary Recent research points to a more constructive stance on Bank of Marin Bancorp, with the updated US$30 price target reflecting refreshed assumptions on revenue, margins, and the P/E investors might be willing to pay for the shares.Narrative Update • Dec 24
BMRC: Future Returns Will Reflect Improved Profitability And Growing Earnings Confidence
Analysts have nudged their price target for Bank of Marin Bancorp higher, from $29.20 to $30.40, citing slightly stronger expected revenue growth, improved profit margins, and a modestly higher future earnings multiple. Analyst Commentary Bullish analysts interpret the higher price target as a sign that the bank is executing well on its strategy, with earnings visibility improving as credit quality and funding costs appear more manageable than previously modeled.Narrative Update • Dec 10
BMRC: Future Returns Will Reflect Higher Confidence And Stable Fundamentals
Analysts have raised their price target on Bank of Marin Bancorp by $3 to $30 per share, reflecting increased confidence in the bank's outlook and earnings resilience. Analyst Commentary Bullish analysts cite the higher price target as a reflection of improving expectations for the bank's earnings power and capital deployment, with the Outperform rating underscoring confidence in management's strategic execution.Narrative Update • Nov 26
BMRC: Future Performance Will Reflect Stable Fundamentals Amid Recent Price Strength
Narrative Update on Bank of Marin Bancorp Analysts have increased their price target for Bank of Marin Bancorp from $27.00 to $30.00. This decision is based on updated forecasts and expectations for improved valuation, even though growth projections have been moderated.New Narrative • Aug 03
Northern California Expansion And Digital Upgrades Will Secure Banking Stability
Expansion in growth markets and digital investments are set to boost revenue, efficiency, and client relationships while reducing long-term costs.Analysis Article • May 01
Bank of Marin Bancorp (NASDAQ:BMRC) Has Affirmed Its Dividend Of $0.25
Bank of Marin Bancorp ( NASDAQ:BMRC ) will pay a dividend of $0.25 on the 15th of May. This makes the dividend yield...Analysis Article • Jan 31
Bank of Marin Bancorp (NASDAQ:BMRC) Will Pay A Dividend Of $0.25
Bank of Marin Bancorp's ( NASDAQ:BMRC ) investors are due to receive a payment of $0.25 per share on 13th of February...Analysis Article • Oct 31
Bank of Marin Bancorp (NASDAQ:BMRC) Is Paying Out A Dividend Of $0.25
The board of Bank of Marin Bancorp ( NASDAQ:BMRC ) has announced that it will pay a dividend of $0.25 per share on the...Seeking Alpha • Oct 02
Revisiting Bank of Marin Results In A Downgrade
Summary Bank of Marin's stock appreciated 11% over the past year but underperformed the S&P 500's 27.1% increase. Declines in net interest income, non-interest income, and asset values have significantly impacted the bank's financial health. Management's strategic asset divestment aims to improve yields, but overall asset quality and deposit declines remain concerns. Despite some positive changes, the bank's high price-to-earnings ratio and poor return on assets and equity justify the 'hold' rating. Read the full article on Seeking AlphaAnalysis Article • Feb 01
Bank of Marin Bancorp (NASDAQ:BMRC) Has Announced A Dividend Of $0.25
Bank of Marin Bancorp ( NASDAQ:BMRC ) has announced that it will pay a dividend of $0.25 per share on the 15th of...Analysis Article • Oct 26
Bank of Marin Bancorp (NASDAQ:BMRC) Is Paying Out A Dividend Of $0.25
Bank of Marin Bancorp ( NASDAQ:BMRC ) has announced that it will pay a dividend of $0.25 per share on the 10th of...Analysis Article • Jul 27
Bank of Marin Bancorp (NASDAQ:BMRC) Is Paying Out A Dividend Of $0.25
Bank of Marin Bancorp ( NASDAQ:BMRC ) will pay a dividend of $0.25 on the 11th of August. Based on this payment, the...Analysis Article • Apr 29
These Analysts Just Made A Substantial Downgrade To Their Bank of Marin Bancorp (NASDAQ:BMRC) EPS Forecasts
Market forces rained on the parade of Bank of Marin Bancorp ( NASDAQ:BMRC ) shareholders today, when the analysts...Shareholder Returns
| BMRC | US Banks | US Market | |
|---|---|---|---|
| 7D | -1.9% | -0.5% | 1.2% |
| 1Y | 17.8% | 19.1% | 27.0% |
Return vs Industry: BMRC underperformed the US Banks industry which returned 19.5% over the past year.
Return vs Market: BMRC underperformed the US Market which returned 28.2% over the past year.
Price Volatility
| BMRC volatility | |
|---|---|
| BMRC Average Weekly Movement | 2.6% |
| Banks Industry Average Movement | 3.2% |
| Market Average Movement | 7.2% |
| 10% most volatile stocks in US Market | 16.9% |
| 10% least volatile stocks in US Market | 3.0% |
Stable Share Price: BMRC has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: BMRC's weekly volatility (3%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1989 | 311 | Tim Myers | www.bankofmarin.com |
Bank of Marin Bancorp operates as the holding company for Bank of Marin that provides a range of financial services to small to medium-sized businesses, not-for-profit organizations, and commercial real estate investors in the United States. The company offers personal and business checking and savings accounts; and individual retirement, health savings, and demand deposit marketplace accounts, as well as time certificates of deposit, certificate of deposit account registry, and insured cash sweep services. It also provides commercial real estate, commercial and industrial, small business, and consumer loans, as well as construction financing and home equity lines of credit.
Bank of Marin Bancorp Fundamentals Summary
| BMRC fundamental statistics | |
|---|---|
| Market cap | US$406.44m |
| Earnings (TTM) | -US$32.04m |
| Revenue (TTM) | US$35.32m |
1.0x
P/B Ratio11.7x
P/S RatioIs BMRC overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| BMRC income statement (TTM) | |
|---|---|
| Revenue | US$35.32m |
| Cost of Revenue | US$0 |
| Gross Profit | US$35.32m |
| Other Expenses | US$67.36m |
| Earnings | -US$32.04m |
Last Reported Earnings
Mar 31, 2026
Next Earnings Date
n/a
| Earnings per share (EPS) | -2.00 |
| Gross Margin | 100.00% |
| Net Profit Margin | -90.72% |
| Debt/Equity Ratio | 11.1% |
How did BMRC perform over the long term?
See historical performance and comparisonDividends
3.9%
Current Dividend Yield-50%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/06/02 06:16 |
| End of Day Share Price | 2026/06/02 00:00 |
| Earnings | 2026/03/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Bank of Marin Bancorp is covered by 10 analysts. 6 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Jeffrey Rulis | D.A. Davidson & Co. |
| null null | D.A. Davidson & Co. |
| Christopher McGratty | Keefe, Bruyette, & Woods |