Banco Santander-Chile (BSANTANDER) Stock Overview
Provides commercial and retail banking products and services in Chile. More details
| Snowflake Score | |
|---|---|
| Valuation | 1/6 |
| Future Growth | 3/6 |
| Past Performance | 3/6 |
| Financial Health | 2/6 |
| Dividends | 4/6 |
BSANTANDER Community Fair Values
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Analyst Price Targets
Banco Santander-Chile Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | CL$69.25 |
| 52 Week High | CL$80.68 |
| 52 Week Low | CL$52.00 |
| Beta | 0.29 |
| 1 Month Change | -3.75% |
| 3 Month Change | -0.43% |
| 1 Year Change | 20.43% |
| 3 Year Change | 89.10% |
| 5 Year Change | 83.54% |
| Change since IPO | 637.46% |
Recent News & Updates
Narrative Update • May 04
BSANTANDER: Future Returns Will Balance Mixed Rating Shifts And Execution Risks
Analysts have adjusted their CLP price targets for Banco Santander Chile within a relatively tight range, reflecting a mix of recent downgrades and upgrades that balance slightly higher assumed risk and more moderate revenue growth against a small improvement in forecast profit margins and future P/E expectations. Analyst Commentary Bullish Takeaways Bullish analysts highlight recent upgrades as a signal that, at current price levels, the stock may better reflect existing risks, leaving more room for execution on core banking activities to drive value.Narrative Update • Apr 20
BSANTANDER: Future Returns Will Reflect Upgrades, Richer P E And Execution Risks
Analysts have nudged their CLP price targets higher for Banco Santander Chile, pointing to slightly stronger projected revenue growth, a modestly lower discount rate, and a marginally richer future P/E multiple as key supports for the new valuation. Analyst Commentary Recent Street research includes upgrades from JPMorgan and other bullish analysts, signaling a more constructive stance on Banco Santander Chile and its valuation setup.Recent updates
Narrative Update • May 04
BSANTANDER: Future Returns Will Balance Mixed Rating Shifts And Execution Risks
Analysts have adjusted their CLP price targets for Banco Santander Chile within a relatively tight range, reflecting a mix of recent downgrades and upgrades that balance slightly higher assumed risk and more moderate revenue growth against a small improvement in forecast profit margins and future P/E expectations. Analyst Commentary Bullish Takeaways Bullish analysts highlight recent upgrades as a signal that, at current price levels, the stock may better reflect existing risks, leaving more room for execution on core banking activities to drive value.Narrative Update • Apr 20
BSANTANDER: Future Returns Will Reflect Upgrades, Richer P E And Execution Risks
Analysts have nudged their CLP price targets higher for Banco Santander Chile, pointing to slightly stronger projected revenue growth, a modestly lower discount rate, and a marginally richer future P/E multiple as key supports for the new valuation. Analyst Commentary Recent Street research includes upgrades from JPMorgan and other bullish analysts, signaling a more constructive stance on Banco Santander Chile and its valuation setup.Narrative Update • Apr 04
BSANTANDER: Future Returns Will Reflect Mixed Rating Shifts And Inflation Pressures
The analyst price target for Banco Santander Chile has been nudged higher in CLP terms as fair value moves from CLP 75.59 to CLP 76.30. This adjustment is supported by analysts pointing to a slightly lower discount rate and modestly higher future P/E assumptions following a series of recent upgrades.Narrative Update • Mar 21
BSANTANDER: Future Returns Will Balance Mixed Rating Shifts And Inflation Pressures
Analysts have nudged their CLP price targets on Banco Santander Chile higher, pointing to modestly adjusted fair value assumptions, a slightly lower discount rate, and updated views on revenue growth, profit margins, and future P/E. These updates reflect the recent mix of upgrades and a valuation-focused downgrade in Street research.Narrative Update • Mar 06
BSANTANDER: Future Returns Will Balance Higher Price Views And Inflation Risks
Analysts have nudged their price target on Banco Santander Chile higher, with one recent CLP price objective lifted by CLP8. This reflects updated views on modestly stronger revenue and margin assumptions, even as some still flag valuation concerns and potential pressure on net interest income from inflation.Narrative Update • Feb 20
BSANTANDER: Future Returns Will Balance Higher Price Views And Inflation Margin Risks
Narrative update The analyst price target for Banco Santander Chile has been lifted to CLP 75.16 from CLP 72.87, with analysts pointing to updated assumptions around discount rates, revenue growth and future P/E, even as some recent research highlights valuation concerns and potential pressure on net interest margins. Analyst Commentary Recent research on Banco Santander Chile shows a clear split between bullish and bearish analysts, with both sides focusing on valuation, earnings drivers and the impact of inflation on profitability.Narrative Update • Feb 06
BSANTANDER: Future Returns Will Reflect Mixed Research Views And Inflation Margin Risks
The updated analyst price target for Banco Santander Chile reflects a modest reset in fair value to about $72.87 from $71.30, as analysts factor in slightly lower discount rate assumptions, marginal tweaks to revenue growth and profit margin expectations, and a somewhat higher future P/E multiple despite mixed recent research views on valuation and net interest income pressures. Analyst Commentary Recent Street research on Banco Santander Chile shows a split view, with some bullish analysts lifting price targets and others warning that current pricing already reflects a full valuation.Narrative Update • Jan 22
BSANTANDER: Future Returns Will Balance Neutral Stance And Inflation-Driven Margin Pressure
Narrative Update The analyst price target for Banco Santander Chile has been raised to US$71.30 from US$68.59, with analysts pointing to updated assumptions around revenue growth, profit margins, discount rate and future P/E, even as recent research highlights valuation concerns and potential pressure on net interest income from inflation. Analyst Commentary Recent Street research on Banco Santander-Chile reflects a split view, with some higher price targets pointing to potential upside and several downgrades flagging valuation and earnings risks.Narrative Update • Jan 06
BSANTANDER: Future Returns Will Reflect Neutral Stance And Net Interest Margin Plateau
Analysts have lifted their fair value estimate for Banco Santander Chile to CLP 68.59 from CLP 66.16 and see a modestly higher future P/E of about 16.25x versus 15.71x, reflecting updated models and expectations for more moderate earnings growth after net interest margin recovery. Analyst Commentary Recent research updates paint a mixed picture for Banco Santander Chile, with price targets nudged higher but ratings held at or moved to Neutral as analysts balance valuation support against more tempered earnings expectations.Narrative Update • Dec 16
BSANTANDER: Future Returns Will Reflect Neutral Ratings And Moderating Earnings Dynamics
The Analyst Price Target for Banco Santander Chile has edged higher, reflecting analysts' modest upward revisions to their valuation models as they factor in updated earnings expectations and a tempered outlook for net interest margin recovery. Analyst Commentary Recent Street research signals a more balanced stance on Banco Santander Chile, with upward revisions to price targets offset by cautions about the durability of its earnings and margin trajectory.Narrative Update • Dec 01
BSANTANDER: Earnings Moderation And Neutral Ratings Will Define Near-Term Trading
Banco Santander-Chile's analyst price target has increased from CLP 64.44 to CLP 66.16, as analysts point to a modest outlook improvement supported by slightly higher projected revenue growth and profit margins. Analyst Commentary Recent analyst actions reflect a mix of optimism and caution surrounding Banco Santander-Chile's near-term prospects.Narrative Update • Nov 17
BSANTANDER: Modest Revenue Gains And Easing Risks Will Shape Near-Term Performance
Analysts have slightly raised their price target for Banco Santander-Chile from $63.73 to $64.44, citing updated models that reflect modest improvements in revenue growth and valuation assumptions despite a neutral outlook. Analyst Commentary Recent analyst coverage of Banco Santander-Chile reflects a balanced view of the bank's near-term prospects.Narrative Update • Nov 03
BSANTANDER: Future Profitability And Alliances Will Support Steady Long-Term Performance
Analysts have revised their price target for Banco Santander-Chile upward, increasing it from $61.73 to $63.73. They cite updated company models and expectations for modestly improved long-term profitability.Narrative Update • Oct 20
Digital Transformation Will Increase Efficiency And Reduce Costs At Chilean Bank
Analysts have increased their price target for Banco Santander-Chile, raising it from $28 to $30 per share. They cite improved growth forecasts and stronger profit margins as the reasons for this adjustment.Narrative Update • Aug 27
Digital Transformation Will Increase Efficiency And Reduce Costs At Chilean Bank
With both the discount rate and future P/E remaining effectively unchanged, the consensus analyst price target for Banco Santander-Chile was also maintained at CLP60.44. What's in the News Banco Santander Chile and LATAM Airlines Group S.A. have renewed their strategic alliance for another five years, maintaining over three decades of collaboration.Analysis Article • Jul 17
Analysts Are Betting On Banco Santander-Chile (SNSE:BSANTANDER) With A Big Upgrade This Week
Shareholders in Banco Santander-Chile ( SNSE:BSANTANDER ) may be thrilled to learn that the analysts have just...
New Narrative • Nov 25
Digital Transformation And Getnet Propel Earnings Growth Amid Economic Optimism
Digital transformation and strategic tech investments are set to boost efficiency, reduce costs, and enhance profitability, supporting earnings growth.Shareholder Returns
| BSANTANDER | CL Banks | CL Market | |
|---|---|---|---|
| 7D | -3.3% | -1.0% | -0.5% |
| 1Y | 20.4% | 29.0% | 20.0% |
Return vs Industry: BSANTANDER underperformed the CL Banks industry which returned 29% over the past year.
Return vs Market: BSANTANDER matched the CL Market which returned 20% over the past year.
Price Volatility
| BSANTANDER volatility | |
|---|---|
| BSANTANDER Average Weekly Movement | 3.9% |
| Banks Industry Average Movement | 4.2% |
| Market Average Movement | 3.0% |
| 10% most volatile stocks in CL Market | 5.4% |
| 10% least volatile stocks in CL Market | 1.1% |
Stable Share Price: BSANTANDER has not had significant price volatility in the past 3 months compared to the CL market.
Volatility Over Time: BSANTANDER's weekly volatility (4%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1977 | 8,526 | Andrés Buc | banco.santander.cl |
Banco Santander-Chile, together with its subsidiaries, provides commercial and retail banking products and services in Chile. It operates through Retail, Wealth Management & Insurance, Middle-Market, Corporate and Investment Banking, and Corporate Activities and Other segments. The company provides checking accounts and savings products; debit and credit cards; consumer, auto, commercial, mortgage, and government-guaranteed loans; and Chilean peso and foreign currency denominated loans to finance various commercial transactions, trade, foreign currency forward contracts, and credit lines, as well as mortgage financing services.
Banco Santander-Chile Fundamentals Summary
| BSANTANDER fundamental statistics | |
|---|---|
| Market cap | CL$13.19t |
| Earnings (TTM) | CL$1.02t |
| Revenue (TTM) | CL$2.27t |
12.8x
P/E Ratio2.8x
P/B RatioIs BSANTANDER overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| BSANTANDER income statement (TTM) | |
|---|---|
| Revenue | CL$2.27t |
| Cost of Revenue | CL$25.52b |
| Gross Profit | CL$2.25t |
| Other Expenses | CL$1.23t |
| Earnings | CL$1.02t |
Last Reported Earnings
Mar 31, 2026
Next Earnings Date
n/a
| Earnings per share (EPS) | 5.40 |
| Gross Margin | 98.88% |
| Net Profit Margin | 44.78% |
| Debt/Equity Ratio | 570.1% |
How did BSANTANDER perform over the long term?
See historical performance and comparisonDividends
4.8%
Current Dividend Yield62%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/06/01 22:47 |
| End of Day Share Price | 2026/06/01 00:00 |
| Earnings | 2026/03/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Banco Santander-Chile is covered by 18 analysts. 9 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Roberto de Aguiar Attuch | Barclays |
| Ernesto Gabilondo Márquez | BofA Global Research |
| Gustavo Schroden | Bradesco S.A. Corretora de Títulos e Valores Mobiliários |