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PSB Holdings, Inc.OTCPK:PSBQ Stock Report

Market Cap US$191.8m
Share Price
US$47.90
US$40.88
17.2% overvalued intrinsic discount
1Y100.8%
7D3.5%
1D
Portfolio Value
View

PSB Holdings, Inc.

OTCPK:PSBQ Stock Report

Market Cap: US$191.8m

PSB Holdings (PSBQ) Stock Overview

Operates as a bank holding company for Peoples State Bank that provides a range of retail consumer and commercial banking products and services to individuals and businesses in the United States. More details

PSBQ fundamental analysis
Snowflake Score
Valuation0/6
Future Growth0/6
Past Performance4/6
Financial Health5/6
Dividends3/6

PSBQ Community Fair Values

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PSB Holdings, Inc. Competitors

Price History & Performance

Summary of share price highs, lows and changes for PSB Holdings
Historical stock prices
Current Share PriceUS$47.90
52 Week HighUS$48.00
52 Week LowUS$23.05
Beta0.43
1 Month Change75.46%
3 Month Change75.46%
1 Year Change100.75%
3 Year Change134.80%
5 Year Change89.70%
Change since IPO774.09%

Recent News & Updates

Recent updates

Shareholder Returns

PSBQUS BanksUS Market
7D3.5%3.7%-2.5%
1Y100.8%21.0%22.7%

Return vs Industry: PSBQ exceeded the US Banks industry which returned 21% over the past year.

Return vs Market: PSBQ exceeded the US Market which returned 22.7% over the past year.

Price Volatility

Is PSBQ's price volatile compared to industry and market?
PSBQ volatility
PSBQ Average Weekly Movement23.3%
Banks Industry Average Movement3.2%
Market Average Movement7.2%
10% most volatile stocks in US Market16.6%
10% least volatile stocks in US Market3.1%

Stable Share Price: PSBQ's share price has been volatile over the past 3 months compared to the US market.

Volatility Over Time: PSBQ's weekly volatility has increased from 12% to 23% over the past year.

About the Company

FoundedEmployeesCEOWebsite
1962n/aScott Cattanachwww.psbholdingsinc.com

PSB Holdings, Inc. operates as a bank holding company for Peoples State Bank that provides a range of retail consumer and commercial banking products and services to individuals and businesses in the United States. It offers checking, savings, money market, health savings, and individual retirement accounts; credit, debit, and prepaid cards; overdraft; cash management and private banking services; certificates of deposit; and certificate of deposit account registry services. The company also provides lending products and services, including personal, auto, student, business real estate, and SBA loans; mortgage; business lines of credit; and healthcare specialty lending.

PSB Holdings, Inc. Fundamentals Summary

How do PSB Holdings's earnings and revenue compare to its market cap?
PSBQ fundamental statistics
Market capUS$191.78m
Earnings (TTM)US$14.34m
Revenue (TTM)US$52.62m
13.4x
P/E Ratio
1.5x
P/B Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
PSBQ income statement (TTM)
RevenueUS$52.62m
Cost of RevenueUS$0
Gross ProfitUS$52.62m
Other ExpensesUS$38.28m
EarningsUS$14.34m

Last Reported Earnings

Mar 31, 2026

Next Earnings Date

n/a

Earnings per share (EPS)3.57
Gross Margin100.00%
Net Profit Margin27.25%
Debt/Equity Ratio118.8%

How did PSBQ perform over the long term?

See historical performance and comparison

Dividends

1.4%
Current Dividend Yield
20%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/06/08 00:56
End of Day Share Price 2026/06/08 00:00
Earnings2026/03/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

PSB Holdings, Inc. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.