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Hiscox LtdLSE:HSX Stock Report

Market Cap UK£4.7b
Share Price
UK£14.04
My Fair Value
UK£14.89
5.7% undervalued intrinsic discount
1Y23.7%
7D0.6%
Portfolio Value
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Hiscox Ltd

LSE:HSX Stock Report

Market Cap: UK£4.7b

Hiscox (HSX) Stock Overview

Through its subsidiaries, provides insurance and reinsurance services worldwide. More details

HSX fundamental analysis
Snowflake Score
Valuation4/6
Future Growth2/6
Past Performance2/6
Financial Health4/6
Dividends2/6

HSX Community Fair Values

Create Narrative

See what 16 others think this stock is worth. Follow their fair value or set your own to get alerts.

UK£14.82
FV
5.3% undervalued intrinsic discount
12.75%
Revenue growth p.a.
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10users have followed this narrative

Hiscox Ltd Competitors

Price History & Performance

Summary of share price highs, lows and changes for Hiscox
Historical stock prices
Current Share PriceUK£14.04
52 Week HighUK£14.54
52 Week LowUK£10.08
Beta0.63
1 Month Change7.50%
3 Month Change10.20%
1 Year Change23.70%
3 Year Change57.82%
5 Year Change58.25%
Change since IPO758.47%

Recent News & Updates

Recent updates

There's No Escaping Hiscox Ltd's (LON:HSX) Muted Earnings

Mar 21
There's No Escaping Hiscox Ltd's (LON:HSX) Muted Earnings
User avatar

New Bermuda Tax And Catastrophe Risks Will Reduce Future Profitability

High capital returns constrain future expansion and operational investment, potentially affecting net margins and earnings.

Hiscox Ltd's (LON:HSX) Share Price Is Matching Sentiment Around Its Earnings

Nov 27
Hiscox Ltd's (LON:HSX) Share Price Is Matching Sentiment Around Its Earnings

Here's Why Hiscox (LON:HSX) Has Caught The Eye Of Investors

Nov 08
Here's Why Hiscox (LON:HSX) Has Caught The Eye Of Investors

Shareholder Returns

HSXGB InsuranceGB Market
7D0.6%-0.1%-0.2%
1Y23.7%35.7%13.5%

Return vs Industry: HSX underperformed the UK Insurance industry which returned 34.2% over the past year.

Return vs Market: HSX exceeded the UK Market which returned 13% over the past year.

Price Volatility

Is HSX's price volatile compared to industry and market?
HSX volatility
HSX Average Weekly Movement3.4%
Insurance Industry Average Movement3.3%
Market Average Movement4.7%
10% most volatile stocks in GB Market11.0%
10% least volatile stocks in GB Market2.6%

Stable Share Price: HSX has not had significant price volatility in the past 3 months compared to the UK market.

Volatility Over Time: HSX's weekly volatility (3%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
19013,000Aki Hussainwww.hiscoxgroup.com

Hiscox Ltd, through its subsidiaries, provides insurance and reinsurance services worldwide. It operates through Hiscox Retail, Hiscox London Market, and Hiscox Re & ILS segments. The company offers commercial insurance for mirco-and medium-sized businesses; and personal lines cover, including high-value household, fine art, and luxury motor, as well as artwork, antiques, classic cars, jewelry, collectables, and other assets through brokers, partners, and direct-to-consumers.

Hiscox Ltd Fundamentals Summary

How do Hiscox's earnings and revenue compare to its market cap?
HSX fundamental statistics
Market capUK£4.67b
Earnings (TTM)UK£446.81m
Revenue (TTM)UK£2.95b
10.5x
P/E Ratio
1.6x
P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
HSX income statement (TTM)
RevenueUS$3.93b
Cost of RevenueUS$3.01b
Gross ProfitUS$915.70m
Other ExpensesUS$320.30m
EarningsUS$595.40m

Last Reported Earnings

Jun 30, 2025

Next Earnings Date

n/a

Earnings per share (EPS)1.79
Gross Margin23.32%
Net Profit Margin15.16%
Debt/Equity Ratio23.0%

How did HSX perform over the long term?

See historical performance and comparison

Dividends

2.4%
Current Dividend Yield
25%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2025/10/14 08:00
End of Day Share Price 2025/10/14 00:00
Earnings2025/06/30
Annual Earnings2024/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Hiscox Ltd is covered by 31 analysts. 10 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Andrew BroadfieldBarclays
Ivan BokhmatBarclays
Michael ChristodoulouBerenberg