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Lumo Kodit OyjHLSE:LUMO Stock Report

Market Cap €2.0b
Share Price
€8.35
€11.14
25.1% undervalued intrinsic discount
1Y-6.0%
7D1.0%
Portfolio Value
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Lumo Kodit Oyj

HLSE:LUMO Stock Report

Market Cap: €2.0b

Lumo Kodit Oyj (LUMO) Stock Overview

Operates as a private housing investment company in Finland. More details

LUMO fundamental analysis
Snowflake Score
Valuation1/6
Future Growth4/6
Past Performance0/6
Financial Health0/6
Dividends0/6

LUMO Community Fair Values

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€11.14
FV
25.1% undervalued intrinsic discount
4.49%
Revenue growth p.a.
37
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Lumo Kodit Oyj Competitors

Price History & Performance

Summary of share price highs, lows and changes for Lumo Kodit Oyj
Historical stock prices
Current Share Price€8.35
52 Week High€11.52
52 Week Low€7.65
Beta1.3
1 Month Change-8.84%
3 Month Change-19.32%
1 Year Change-6.02%
3 Year Change-26.11%
5 Year Change-52.26%
Change since IPO-2.35%

Recent News & Updates

Recent updates

Does Kojamo Oyj (HEL:KOJAMO) Have A Healthy Balance Sheet?

Jan 08
Does Kojamo Oyj (HEL:KOJAMO) Have A Healthy Balance Sheet?

What Does Kojamo Oyj's (HEL:KOJAMO) Share Price Indicate?

Dec 12
What Does Kojamo Oyj's (HEL:KOJAMO) Share Price Indicate?

Solid Earnings Reflect Kojamo Oyj's (HEL:KOJAMO) Strength As A Business

Aug 29
Solid Earnings Reflect Kojamo Oyj's (HEL:KOJAMO) Strength As A Business

Kojamo Oyj Just Reported A Surprise Loss: Here's What Analysts Think Will Happen Next

Aug 24
Kojamo Oyj Just Reported A Surprise Loss: Here's What Analysts Think Will Happen Next

Is There Now An Opportunity In Kojamo Oyj (HEL:KOJAMO)?

Aug 23
Is There Now An Opportunity In Kojamo Oyj (HEL:KOJAMO)?

Is Kojamo Oyj (HEL:KOJAMO) A Risky Investment?

Jul 21
Is Kojamo Oyj (HEL:KOJAMO) A Risky Investment?
User avatar

Helsinki Urban Migration And Digitalization Will Transform Rental Markets

Strong urbanization and persistent housing supply constraints support higher occupancy, rent growth, and long-term revenue gains in core Finnish markets.

Kojamo Oyj (HEL:KOJAMO) Takes On Some Risk With Its Use Of Debt

Apr 02
Kojamo Oyj (HEL:KOJAMO) Takes On Some Risk With Its Use Of Debt

Kojamo Oyj's (HEL:KOJAMO) Solid Earnings Are Supported By Other Strong Factors

Feb 21
Kojamo Oyj's (HEL:KOJAMO) Solid Earnings Are Supported By Other Strong Factors

Here's Why Kojamo Oyj (HEL:KOJAMO) Has A Meaningful Debt Burden

Oct 29
Here's Why Kojamo Oyj (HEL:KOJAMO) Has A Meaningful Debt Burden

Kojamo Oyj Reported A Surprise Loss, And Analysts Have Updated Their Forecasts

Aug 19
Kojamo Oyj Reported A Surprise Loss, And Analysts Have Updated Their Forecasts

Does Kojamo Oyj (HEL:KOJAMO) Have A Healthy Balance Sheet?

Jul 18
Does Kojamo Oyj (HEL:KOJAMO) Have A Healthy Balance Sheet?

It's Unlikely That Shareholders Will Increase Kojamo Oyj's (HEL:KOJAMO) Compensation By Much This Year

Mar 08
It's Unlikely That Shareholders Will Increase Kojamo Oyj's (HEL:KOJAMO) Compensation By Much This Year

Is Kojamo Oyj (HEL:KOJAMO) Using Too Much Debt?

Feb 20
Is Kojamo Oyj (HEL:KOJAMO) Using Too Much Debt?

Here's Why Kojamo Oyj (HEL:KOJAMO) Has A Meaningful Debt Burden

Nov 01
Here's Why Kojamo Oyj (HEL:KOJAMO) Has A Meaningful Debt Burden

These 4 Measures Indicate That Kojamo Oyj (HEL:KOJAMO) Is Using Debt Extensively

Aug 02
These 4 Measures Indicate That Kojamo Oyj (HEL:KOJAMO) Is Using Debt Extensively

Shareholder Returns

LUMOFI Real EstateFI Market
7D1.0%1.3%2.9%
1Y-6.0%-1.5%42.8%

Return vs Industry: LUMO underperformed the Finnish Real Estate industry which returned 2.4% over the past year.

Return vs Market: LUMO underperformed the Finnish Market which returned 47.9% over the past year.

Price Volatility

Is LUMO's price volatile compared to industry and market?
LUMO volatility
LUMO Average Weekly Movement4.0%
Real Estate Industry Average Movement4.0%
Market Average Movement4.8%
10% most volatile stocks in FI Market8.5%
10% least volatile stocks in FI Market3.0%

Stable Share Price: LUMO has not had significant price volatility in the past 3 months compared to the Finnish market.

Volatility Over Time: LUMO's weekly volatility (4%) has been stable over the past year.

About the Company

FoundedEmployeesCEOWebsite
1969238Reima Rytsöläyritys.lumo.fi

Lumo Kodit Oyj operates as a private housing investment company in Finland. The company rents apartments and offers housing services under the Lumo brand name. It also offers broadband internet connection services, as well as car sharing services.

Lumo Kodit Oyj Fundamentals Summary

How do Lumo Kodit Oyj's earnings and revenue compare to its market cap?
LUMO fundamental statistics
Market cap€2.01b
Earnings (TTM)€20.80m
Revenue (TTM)€455.30m
96.4x
P/E Ratio
4.4x
P/S Ratio

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
LUMO income statement (TTM)
Revenue€455.30m
Cost of Revenue€147.50m
Gross Profit€307.80m
Other Expenses€287.00m
Earnings€20.80m

Last Reported Earnings

Dec 31, 2025

Next Earnings Date

May 06, 2026

Earnings per share (EPS)0.087
Gross Margin67.60%
Net Profit Margin4.57%
Debt/Equity Ratio92.7%

How did LUMO perform over the long term?

See historical performance and comparison

Dividends

1.3%
Current Dividend Yield
130%
Payout Ratio

Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/04/09 06:00
End of Day Share Price 2026/04/09 00:00
Earnings2025/12/31
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Lumo Kodit Oyj is covered by 10 analysts. 6 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

AnalystInstitution
Celine HuynhBarclays
Celine HuynhBarclays
Erik GranströmCarnegie Investment Bank AB