Lumo Kodit Oyj (LUMO) Stock Overview
Operates as a private housing investment company in Finland. More details
| Snowflake Score | |
|---|---|
| Valuation | 1/6 |
| Future Growth | 4/6 |
| Past Performance | 1/6 |
| Financial Health | 0/6 |
| Dividends | 0/6 |
LUMO Community Fair Values
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Analyst Price Targets
Lumo Kodit Oyj Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | €7.15 |
| 52 Week High | €11.52 |
| 52 Week Low | €6.96 |
| Beta | 1.24 |
| 1 Month Change | -2.52% |
| 3 Month Change | -14.84% |
| 1 Year Change | -36.38% |
| 3 Year Change | -18.90% |
| 5 Year Change | -62.75% |
| Change since IPO | -16.44% |
Recent News & Updates
Narrative Update • Jun 05
LUMO: JPMorgan Upgrade And 2026 Guidance Will Support A Bullish Turn
Analysts have trimmed their fair value estimate for Lumo Kodit Oyj from about €11.14 to roughly €9.89, citing updated assumptions around revenue growth, profit margins and future P/E multiples reflected in recent research from major banks. Analyst Commentary Bullish Takeaways Bullish analysts highlight the recent upgrade at JPMorgan as a signal that the current valuation near the revised fair value estimate is seen as more aligned with updated assumptions on revenue, margins and P/E multiples.Analysis Article • May 13
Lumo Kodit Oyj's (HEL:LUMO) Earnings Seem To Be Promising
Despite posting healthy earnings, Lumo Kodit Oyj's ( HEL:LUMO ) stock has been quite weak. Our analysis suggests that...
Narrative Update • May 04
LUMO: JPMorgan Upgrade And Goldman Coverage Will Support Undervalued Shares
Analysts have trimmed the fair value estimate for Lumo Kodit Oyj to €12.0 from €12.5, citing updated assumptions around revenue growth, profit margins and a slightly higher discount rate, along with recent research moves such as the JPMorgan upgrade and Goldman Sachs reinstatement. Analyst Commentary Recent Street research around Lumo Kodit Oyj highlights a more constructive tone, with one high profile upgrade and a fresh Neutral stance from a major global house.Recent updates
Narrative Update • Jun 05
LUMO: JPMorgan Upgrade And 2026 Guidance Will Support A Bullish Turn
Analysts have trimmed their fair value estimate for Lumo Kodit Oyj from about €11.14 to roughly €9.89, citing updated assumptions around revenue growth, profit margins and future P/E multiples reflected in recent research from major banks. Analyst Commentary Bullish Takeaways Bullish analysts highlight the recent upgrade at JPMorgan as a signal that the current valuation near the revised fair value estimate is seen as more aligned with updated assumptions on revenue, margins and P/E multiples.Analysis Article • May 13
Lumo Kodit Oyj's (HEL:LUMO) Earnings Seem To Be Promising
Despite posting healthy earnings, Lumo Kodit Oyj's ( HEL:LUMO ) stock has been quite weak. Our analysis suggests that...Narrative Update • May 04
LUMO: JPMorgan Upgrade And Goldman Coverage Will Support Undervalued Shares
Analysts have trimmed the fair value estimate for Lumo Kodit Oyj to €12.0 from €12.5, citing updated assumptions around revenue growth, profit margins and a slightly higher discount rate, along with recent research moves such as the JPMorgan upgrade and Goldman Sachs reinstatement. Analyst Commentary Recent Street research around Lumo Kodit Oyj highlights a more constructive tone, with one high profile upgrade and a fresh Neutral stance from a major global house.
Narrative Update • Apr 20
LUMO: Neutral Outlook As Execution Risks And Name Change Shape Future Perception
Analysts have maintained the Lumo Kodit Oyj fair value estimate at €8.00, reflecting small adjustments to long-term revenue growth, profit margin and future P/E assumptions, in line with recent neutral Street research. Analyst Commentary Recent Street commentary around Lumo Kodit Oyj has been cautious, with the neutral stance and €8.00 fair value estimate pointing to a wait and see approach on both valuation and execution.Narrative Update • Apr 05
LUMO: Neutral Stance And Execution Risks Will Shape Future Fair Value
The analyst price target for Lumo Kodit Oyj has shifted from €9.50 to €8.00. Analysts point to updated assumptions on revenue growth, profit margins and future P/E, along with recent neutral Street research, as the key drivers of this change.Narrative Update • Mar 22
LUMO: Name Change And Stable Fair Value Will Support Bullish Outlook
Analysts have left the fair value estimate for Lumo Kodit Oyj unchanged at €9.50 per share. This reflects updated assumptions that pair slightly higher modelled revenue growth of about 1.70% with a lower profit margin of roughly 27.37% and a modestly higher future P/E of about 22.40x.Narrative Update • Mar 08
KOJAMO: Higher 2026 Revenue Guidance Will Shape A Bullish Turning Point
Narrative Update on Kojamo Oyj The analyst price target for Kojamo Oyj has been adjusted slightly from €11.10 to about €11.14. Analysts attribute this change to updated inputs such as a higher discount rate, revised revenue growth expectations of roughly 4.49%, a future P/E assumption of about 16.21x, and a lower projected profit margin of around 40.88%.Narrative Update • Feb 21
KOJAMO: Future Rebranding And Revenue Outlook Will Balance Margin Risk
Analysts have raised their price target for Kojamo Oyj from about €8.22 to €9.50, reflecting updated assumptions that include higher modelled revenue growth, a lower profit margin, and a higher future P/E multiple. What's in the News Kojamo issued earnings guidance for 2026, expecting Group total revenue in a range of €484 million to €497 million, providing a reference point for sizing the business over the next few years (company guidance).Narrative Update • Feb 06
KOJAMO: Higher Required Return Will Highlight Risk In Narrow Profit Outlook
Analysts have nudged their fair value estimate for Kojamo Oyj higher from €7.85 to €8.22, citing updated assumptions that combine a slightly higher discount rate, reduced revenue growth expectations, a higher projected profit margin of 41.05% and a broadly steady future P/E near 14.38x. What's in the News Kojamo Oyj held an Analyst/Investor Day, giving the market an opportunity to hear directly from management about the business and the assumptions that feed into updated valuation work (Key Developments).Narrative Update • Jan 23
KOJAMO: Higher Required Return Will Expose Risk In Narrow Revenue Outlook
Analysts have nudged their price target for Kojamo Oyj higher to €7.85 from €7.70, pointing to updated assumptions around a higher discount rate, slightly stronger revenue growth, a modestly lower profit margin and a higher future P/E multiple. What's in the News Kojamo Oyj hosted an Analyst/Investor Day, giving the market a closer look at its business and outlook for the coming years (Key Developments).Narrative Update • Jan 08
KOJAMO: Lower Discount Rate Will Mask Risk From Softer Revenue Outlook
Analysts have lifted their price target for Kojamo Oyj to €7.70 per share from €7.07, citing updated assumptions that include a lower discount rate, slightly softer revenue growth expectations, stronger projected profit margins and a reduced future P/E multiple. What's in the News Kojamo Oyj has scheduled an Analyst/Investor Day, giving management a platform to update investors on its outlook, capital priorities and operating focus (Key Developments).Analysis Article • Jan 08
Does Kojamo Oyj (HEL:KOJAMO) Have A Healthy Balance Sheet?
Howard Marks put it nicely when he said that, rather than worrying about share price volatility, 'The possibility of...Narrative Update • Dec 19
KOJAMO: Easing Supply Shock And Stable Outlook Will Shape Turning Point
Analysts have modestly lowered their price target for Kojamo Oyj, trimming their valuation by a small amount in euro terms. This reflects slightly reduced discount rate and future P E assumptions, while views on fair value, revenue growth and profit margins remain largely unchanged.Analysis Article • Dec 12
What Does Kojamo Oyj's (HEL:KOJAMO) Share Price Indicate?
Kojamo Oyj ( HEL:KOJAMO ), is not the largest company out there, but it had a relatively subdued couple of weeks in...Narrative Update • Dec 04
KOJAMO: Supply Shock Easing Will Shape Turning Point In Outlook
Analysts have nudged their fair value estimate for Kojamo Oyj higher to EUR 11.10 from EUR 10.77, citing a turning point in the company’s growth outlook following years of supply shock impacts. Analyst Commentary Analysts describe the current setup for Kojamo as a key inflection point, with improving fundamentals beginning to align with a more supportive operating backdrop.Analysis Article • Aug 29
Solid Earnings Reflect Kojamo Oyj's (HEL:KOJAMO) Strength As A Business
Even though Kojamo Oyj's ( HEL:KOJAMO ) recent earnings release was robust, the market didn't seem to notice. We think...Analysis Article • Aug 24
Kojamo Oyj Just Reported A Surprise Loss: Here's What Analysts Think Will Happen Next
Kojamo Oyj ( HEL:KOJAMO ) came out with its second-quarter results last week, and we wanted to see how the business is...Analysis Article • Aug 23
Is There Now An Opportunity In Kojamo Oyj (HEL:KOJAMO)?
While Kojamo Oyj ( HEL:KOJAMO ) might not have the largest market cap around , it received a lot of attention from a...Analysis Article • Jul 21
Is Kojamo Oyj (HEL:KOJAMO) A Risky Investment?
Howard Marks put it nicely when he said that, rather than worrying about share price volatility, 'The possibility of...New Narrative • Jul 19
Helsinki Urban Migration And Digitalization Will Transform Rental Markets
Strong urbanization and persistent housing supply constraints support higher occupancy, rent growth, and long-term revenue gains in core Finnish markets.Analysis Article • Apr 02
Kojamo Oyj (HEL:KOJAMO) Takes On Some Risk With Its Use Of Debt
Some say volatility, rather than debt, is the best way to think about risk as an investor, but Warren Buffett famously...Analysis Article • Feb 21
Kojamo Oyj's (HEL:KOJAMO) Solid Earnings Are Supported By Other Strong Factors
Kojamo Oyj ( HEL:KOJAMO ) just reported healthy earnings but the stock price didn't move much. Our analysis suggests...Analysis Article • Oct 29
Here's Why Kojamo Oyj (HEL:KOJAMO) Has A Meaningful Debt Burden
Howard Marks put it nicely when he said that, rather than worrying about share price volatility, 'The possibility of...Analysis Article • Aug 19
Kojamo Oyj Reported A Surprise Loss, And Analysts Have Updated Their Forecasts
Shareholders might have noticed that Kojamo Oyj ( HEL:KOJAMO ) filed its quarterly result this time last week. The...Analysis Article • Jul 18
Does Kojamo Oyj (HEL:KOJAMO) Have A Healthy Balance Sheet?
The external fund manager backed by Berkshire Hathaway's Charlie Munger, Li Lu, makes no bones about it when he says...Analysis Article • Mar 08
It's Unlikely That Shareholders Will Increase Kojamo Oyj's (HEL:KOJAMO) Compensation By Much This Year
Key Insights Kojamo Oyj's Annual General Meeting to take place on 14th of March Salary of €625.4k is part of CEO Jani...Analysis Article • Feb 20
Is Kojamo Oyj (HEL:KOJAMO) Using Too Much Debt?
Some say volatility, rather than debt, is the best way to think about risk as an investor, but Warren Buffett famously...Analysis Article • Nov 01
Here's Why Kojamo Oyj (HEL:KOJAMO) Has A Meaningful Debt Burden
Warren Buffett famously said, 'Volatility is far from synonymous with risk.' So it might be obvious that you need to...Shareholder Returns
| LUMO | FI Real Estate | FI Market | |
|---|---|---|---|
| 7D | 0.5% | 1.9% | 1.6% |
| 1Y | -36.4% | -31.8% | 30.8% |
Return vs Industry: LUMO underperformed the Finnish Real Estate industry which returned -31.7% over the past year.
Return vs Market: LUMO underperformed the Finnish Market which returned 30.1% over the past year.
Price Volatility
| LUMO volatility | |
|---|---|
| LUMO Average Weekly Movement | 3.8% |
| Real Estate Industry Average Movement | 4.0% |
| Market Average Movement | 4.9% |
| 10% most volatile stocks in FI Market | 8.0% |
| 10% least volatile stocks in FI Market | 3.2% |
Stable Share Price: LUMO has not had significant price volatility in the past 3 months compared to the Finnish market.
Volatility Over Time: LUMO's weekly volatility (4%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1969 | 253 | Reima Rytsölä | yritys.lumo.fi |
Lumo Kodit Oyj operates as a private housing investment company in Finland. The company rents apartments and offers housing services under the Lumo brand name. It also offers broadband internet connection services, as well as car sharing services.
Lumo Kodit Oyj Fundamentals Summary
| LUMO fundamental statistics | |
|---|---|
| Market cap | €1.89b |
| Earnings (TTM) | €13.20m |
| Revenue (TTM) | €451.70m |
143.3x
P/E Ratio4.2x
P/S RatioIs LUMO overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| LUMO income statement (TTM) | |
|---|---|
| Revenue | €451.70m |
| Cost of Revenue | €146.90m |
| Gross Profit | €304.80m |
| Other Expenses | €291.60m |
| Earnings | €13.20m |
Last Reported Earnings
Mar 31, 2026
Next Earnings Date
Aug 13, 2026
| Earnings per share (EPS) | 0.05 |
| Gross Margin | 67.48% |
| Net Profit Margin | 2.92% |
| Debt/Equity Ratio | 89.1% |
How did LUMO perform over the long term?
See historical performance and comparisonDividends
1.5%
Current Dividend Yield204%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/06/17 07:34 |
| End of Day Share Price | 2026/06/17 00:00 |
| Earnings | 2026/03/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Lumo Kodit Oyj is covered by 10 analysts. 7 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Celine Huynh | Barclays |
| Erik Granström | Carnegie Investment Bank AB |
| Mika Karppinen | Danske Bank |