Enterprise Financial Services (EFSC) Stock Overview
Operates as the financial holding company for Enterprise Bank & Trust that offers banking and wealth management services to individuals and corporate customers in Arizona, California, Florida, Kansas, Missouri, Nevada, and New Mexico. More details
| Snowflake Score | |
|---|---|
| Valuation | 6/6 | 
| Future Growth | 1/6 | 
| Past Performance | 2/6 | 
| Financial Health | 6/6 | 
| Dividends | 5/6 | 
Rewards
Risk Analysis
No risks detected for EFSC from our risk checks.
EFSC Community Fair Values
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Enterprise Financial Services Corp Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | US$52.49 | 
| 52 Week High | US$63.13 | 
| 52 Week Low | US$45.22 | 
| Beta | 0.89 | 
| 1 Month Change | -9.47% | 
| 3 Month Change | -2.45% | 
| 1 Year Change | -0.44% | 
| 3 Year Change | 0.36% | 
| 5 Year Change | 73.98% | 
| Change since IPO | 377.18% | 
Recent News & Updates
Recent updates
Shareholder Returns
| EFSC | US Banks | US Market | |
|---|---|---|---|
| 7D | -3.5% | 2.3% | 0.5% | 
| 1Y | -0.4% | 21.6% | 19.8% | 
Return vs Industry: EFSC underperformed the US Banks industry which returned 19.3% over the past year.
Return vs Market: EFSC underperformed the US Market which returned 19% over the past year.
Price Volatility
| EFSC volatility | |
|---|---|
| EFSC Average Weekly Movement | 3.8% | 
| Banks Industry Average Movement | 3.8% | 
| Market Average Movement | 6.5% | 
| 10% most volatile stocks in US Market | 17.3% | 
| 10% least volatile stocks in US Market | 3.0% | 
Stable Share Price: EFSC has not had significant price volatility in the past 3 months compared to the US market.
Volatility Over Time: EFSC's weekly volatility (4%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website | 
|---|---|---|---|
| 1988 | 1,237 | Jim Lally | www.enterprisebank.com | 
Enterprise Financial Services Corp operates as the financial holding company for Enterprise Bank & Trust that offers banking and wealth management services to individuals and corporate customers in Arizona, California, Florida, Kansas, Missouri, Nevada, and New Mexico. It provides checking, savings, money market accounts, and certificates of deposit. The company also provides commercial and industrial, commercial real estate, real estate construction and development, residential real estate, small business administration, consumer, and other loan products.
Enterprise Financial Services Corp Fundamentals Summary
| EFSC fundamental statistics | |
|---|---|
| Market cap | US$1.94b | 
| Earnings (TTM) | US$191.66m | 
| Revenue (TTM) | US$646.69m | 
Is EFSC overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| EFSC income statement (TTM) | |
|---|---|
| Revenue | US$646.69m | 
| Cost of Revenue | US$0 | 
| Gross Profit | US$646.69m | 
| Other Expenses | US$455.03m | 
| Earnings | US$191.66m | 
Last Reported Earnings
Sep 30, 2025
Next Earnings Date
n/a
| Earnings per share (EPS) | 5.18 | 
| Gross Margin | 100.00% | 
| Net Profit Margin | 29.64% | 
| Debt/Equity Ratio | 33.7% | 
How did EFSC perform over the long term?
See historical performance and comparisonDividends
Does EFSC pay a reliable dividends?
See EFSC dividend history and benchmarks| Enterprise Financial Services dividend dates | |
|---|---|
| Ex Dividend Date | Dec 15 2025 | 
| Dividend Pay Date | Dec 31 2025 | 
| Days until Ex dividend | 45 days | 
| Days until Dividend pay date | 61 days | 
Does EFSC pay a reliable dividends?
See EFSC dividend history and benchmarksCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) | 
|---|---|
| Company Analysis | 2025/10/30 04:53 | 
| End of Day Share Price | 2025/10/30 00:00 | 
| Earnings | 2025/09/30 | 
| Annual Earnings | 2024/12/31 | 
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * | 
|---|---|---|---|
| Company Financials | 10 years | 
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| Analyst Consensus Estimates | +3 years | 
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| Market Prices | 30 years | 
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| Ownership | 10 years | 
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| Management | 10 years | 
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| Key Developments | 10 years | 
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Enterprise Financial Services Corp is covered by 10 analysts. 5 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution | 
|---|---|
| Jeffrey Rulis | D.A. Davidson & Co. | 
| null null | D.A. Davidson & Co. | 
| Brian Martin | Janney Montgomery Scott LLC | 

