Lion Finance Group (BGEO) Stock Overview
Through its subsidiaries, provides banking and financial services with focus on the Georgian and Armenian markets. More details
| Snowflake Score | |
|---|---|
| Valuation | 5/6 |
| Future Growth | 4/6 |
| Past Performance | 3/6 |
| Financial Health | 4/6 |
| Dividends | 3/6 |
BGEO Community Fair Values
Create NarrativeSee what 45 others think this stock is worth. Follow their fair value or set your own to get alerts.
Analyst Price Targets
Lion Finance Group PLC Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | UK£109.50 |
| 52 Week High | UK£120.40 |
| 52 Week Low | UK£65.15 |
| Beta | 0.82 |
| 1 Month Change | 0.92% |
| 3 Month Change | -0.82% |
| 1 Year Change | 64.17% |
| 3 Year Change | 261.39% |
| 5 Year Change | 755.47% |
| Change since IPO | 232.73% |
Recent News & Updates
Narrative Update • May 16
BGEO: Index Inclusion And Capital Returns Will Support Higher Future Valuation Multiple
Analysts have lifted their price target on Lion Finance Group to £13,100 from £10,700, citing updated assumptions on discount rates, revenue growth, profit margins and future P/E multiples. Analyst Commentary Recent Street research on Lion Finance Group points to a more optimistic stance on the stock, with bullish analysts revisiting their assumptions on discount rates, revenue, margins and future P/E multiples.Analysis Article • May 11
Lion Finance Group PLC (LON:BGEO) First-Quarter Results: Here's What Analysts Are Forecasting For This Year
Lion Finance Group PLC ( LON:BGEO ) last week reported its latest first-quarter results, which makes it a good time for...Recent updates
Narrative Update • May 16
BGEO: Index Inclusion And Capital Returns Will Support Higher Future Valuation Multiple
Analysts have lifted their price target on Lion Finance Group to £13,100 from £10,700, citing updated assumptions on discount rates, revenue growth, profit margins and future P/E multiples. Analyst Commentary Recent Street research on Lion Finance Group points to a more optimistic stance on the stock, with bullish analysts revisiting their assumptions on discount rates, revenue, margins and future P/E multiples.Analysis Article • May 11
Lion Finance Group PLC (LON:BGEO) First-Quarter Results: Here's What Analysts Are Forecasting For This Year
Lion Finance Group PLC ( LON:BGEO ) last week reported its latest first-quarter results, which makes it a good time for...
Narrative Update • Apr 30
BGEO: Higher Price Level Will Increase Risk From Lower Future P E Assumptions
Analysts have lifted their price target on Lion Finance Group to £13,100 from £10,700. This reflects updated assumptions around a slightly lower discount rate, a small adjustment in long term revenue growth and profit margin forecasts, and a modestly lower future P/E multiple.
Narrative Update • Apr 16
BGEO: Higher Rating And Capital Returns Will Support Future Balanced Outcomes
Analysts have lifted their price target for Lion Finance Group to £13,100 from £10,700, reflecting updated assumptions for fair value, discount rate, revenue growth, profit margin and future P/E. Analyst Commentary JPMorgan lifting its price target for Lion Finance Group to £13,100 from £10,700 signals a reassessment of what bullish analysts see as fair value, based on updated assumptions for growth, profitability and the appropriate discount rate.Narrative Update • Apr 01
BGEO: Index Inclusion And Capital Returns Will Support Higher Future Margins
The analyst price target for Lion Finance Group has increased from £112.50 to £131.00. Analysts attribute the change to updated assumptions on growth, profitability and P/E multiples, as well as support from a new £13,100 price target issued by a major bank.Narrative Update • Mar 18
BGEO: Higher Price Level Will Intensify Risk Of Earnings De Rating
Analysts have lifted their 12‑month price target for Lion Finance Group to £13,100 from £10,700, citing updated assumptions on revenue growth, profit margin and future P/E that adjust only modestly from prior estimates. Analyst Commentary The revised £13,100 price target from JPMorgan signals that at least one major house still sees room for upside relative to prior assumptions, but the move is framed around only modest updates to revenue growth, profit margin and future P/E inputs.Narrative Update • Mar 04
BGEO: Raised Price Level Will Sustain Excessive Earnings Expectations
Analysts have raised their price target on Lion Finance Group to £13,100 from £10,700, reflecting updated assumptions around fair value, discount rate, revenue growth, profit margins and future P/E expectations. Analyst Commentary The latest move to a £13,100 price target from £10,700 by JPMorgan sits within a wider range of views on Lion Finance Group, with some analysts focusing on upside potential and others flagging areas where execution or growth could face pressure.Narrative Update • Feb 18
BGEO: Leadership Transition And Capital Returns Will Support Future Balanced Outcomes
Analysts have adjusted their price target for Lion Finance Group to £100.58 from £95.66, reflecting updated assumptions around the discount rate, revenue growth, profit margin and future P/E expectations. What's in the News Lion Finance Group plans an Analyst/Investor Day event, giving management a platform to update investors on the business, capital allocation and long term priorities (Key Developments).Narrative Update • Feb 10
BGEO: CFO Transition And Enlarged Buyback Will Sustain Excessive Earnings Expectations
Analysts have nudged their fair value estimate for Lion Finance Group higher to £79.67 from £79.40. This reflects slightly firmer assumptions on revenue growth and future P/E, while keeping profit margin expectations broadly unchanged.Narrative Update • Feb 03
BGEO: Management Transition And Buyback Plan Will Support Higher Future Margins
Analysts have raised their price target on Lion Finance Group from $93.60 to $112.50, citing updated assumptions that combine a slightly higher discount rate with expectations for lower revenue growth, higher profit margins, and a higher future P/E multiple. What's in the News Long-serving CFO Sulkhan Gvalia plans to step down from his executive role at Lion Finance Group and JSC Bank of Georgia in March 2026 after roughly 20 years with the Group, while remaining a non executive board member across several subsidiaries, including Ameriabank in Armenia (Key Developments).Narrative Update • Jan 20
BGEO: Expanded Buyback And CFO Transition Will Sustain Excessive Earnings Expectations
Analysts have trimmed their price target for Lion Finance Group to US$79.40, a small adjustment that reflects slightly revised assumptions around the discount rate, revenue growth, profit margin and future P/E multiples. What's in the News Long serving finance leader Sulkhan Gvalia plans to step down from his executive CFO role in March 2026 after roughly 20 years with Lion Finance Group, while staying on as a non executive board member across several subsidiaries, including Ameriabank in Armenia (Key Developments).Narrative Update • Jan 06
BGEO: Expanded Buyback Authority Will Likely Reinforce Excessive Earnings Expectations
Analysts have adjusted their price targets for Lion Finance Group to reflect updated views on revenue growth of 15.70%, profit margins of 50.55%, and a forward P/E of 4.85. They see these figures as better capturing the stock's current risk profile under a discount rate of 8.46%.Narrative Update • Dec 19
BGEO: Future Caucasus Banking Expansion Will Likely Expose Fragile Asset Quality
Analysts have raised their price target on Lion Finance Group from £52.26 to £79.40, citing stronger expected revenue growth, slightly higher required returns, and support from recent Overweight and Outperform initiations that highlight the group’s exposure to high growth Caucasus banking markets. Analyst Commentary Recent Street research on Lion Finance Group has emphasized the company’s dominant positioning in high growth Caucasus banking markets, with price targets in the 9,200 to 9,400 GBp range implying significant upside from current levels.Narrative Update • Dec 05
BGEO: Caucasus Banking Leadership Will Support Future Returns Amid Balanced Risks
Analysts have raised their price target on Lion Finance Group to approximately £95.66 from about £92.83 per share, reflecting increased confidence in the company’s exposure to high growth Caucasus banking markets, slightly stronger revenue growth expectations, and higher projected profitability on a lower future earnings multiple. Analyst Commentary Analyst coverage of Lion Finance Group has expanded in recent weeks, with new initiation reports reinforcing a broadly constructive stance on the stock’s medium term prospects and valuation.Narrative Update • Nov 21
BGEO: Market Share Strength in Georgia and Armenia Will Drive Future Performance
Analysts have raised Lion Finance Group's fair value estimate from £90.39 to £92.83, citing increased revenue growth expectations and continued strong positioning in key regional markets as the primary drivers for the upgrade. Analyst Commentary Bullish Takeaways Bullish analysts highlight Lion Finance Group’s dominant market share in key banking markets, particularly in high-growth economies such as Georgia and Armenia.Narrative Update • Aug 29
Digital Transformation And Emerging Markets Will Unlock Opportunities
The consensus analyst price target for Lion Finance Group has increased to £90.39, reflecting improved revenue growth forecasts and a notable decline in future P/E, which points to enhanced earnings expectations and valuation multiples. What's in the News Declared a cumulative interim dividend of GEL 5.10 per ordinary share for periods ended March and June 2025, payable in Pounds Sterling.Narrative Update • Aug 15
Ameriabank Acquisition Will Expand Digital Banking In Georgia And Armenia, Reducing Costs And Improving Customer Engagement
The upward revision in Lion Finance Group’s price target is primarily supported by a substantial reduction in its future P/E ratio, signaling improved valuation metrics despite stable revenue growth forecasts, resulting in the consensus target increasing from £79.13 to £84.85. What's in the News Lion Finance Group confirmed participation in the bidding process for acquiring HSBC Bank Malta operations, with no certainty of an agreement.
New Narrative • Mar 13
Ameriabank Acquisition Will Expand Digital Banking In Georgia And Armenia, Reducing Costs And Improving Customer Engagement
Expansion into Armenia and digital banking solutions are expected to drive growth, increase revenue, and improve margins.Shareholder Returns
| BGEO | GB Banks | GB Market | |
|---|---|---|---|
| 7D | 2.9% | 2.0% | -0.3% |
| 1Y | 64.2% | 47.0% | 18.4% |
Return vs Industry: BGEO exceeded the UK Banks industry which returned 47% over the past year.
Return vs Market: BGEO exceeded the UK Market which returned 18.4% over the past year.
Price Volatility
| BGEO volatility | |
|---|---|
| BGEO Average Weekly Movement | 5.5% |
| Banks Industry Average Movement | 5.5% |
| Market Average Movement | 5.7% |
| 10% most volatile stocks in GB Market | 11.8% |
| 10% least volatile stocks in GB Market | 3.2% |
Stable Share Price: BGEO has not had significant price volatility in the past 3 months compared to the UK market.
Volatility Over Time: BGEO's weekly volatility (6%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 2017 | 13,509 | Archil Gachechiladze | lionfinancegroup.uk |
Lion Finance Group PLC, through its subsidiaries, provides banking and financial services with focus on the Georgian and Armenian markets. The company operates through Georgian Financial Services, Armenian Financial Services, and Other Businesses segments. The Georgian Financial Services segment provides retail banking, SME, and corporate and investment banking, and corporate center services; and brokerage and asset management services.
Lion Finance Group PLC Fundamentals Summary
| BGEO fundamental statistics | |
|---|---|
| Market cap | UK£4.67b |
| Earnings (TTM) | UK£622.16m |
| Revenue (TTM) | UK£1.21b |
7.5x
P/E Ratio1.9x
P/B RatioIs BGEO overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| BGEO income statement (TTM) | |
|---|---|
| Revenue | GEL 4.33b |
| Cost of Revenue | GEL 104.13m |
| Gross Profit | GEL 4.23b |
| Other Expenses | GEL 1.99b |
| Earnings | GEL 2.24b |
Last Reported Earnings
Mar 31, 2026
Next Earnings Date
n/a
| Earnings per share (EPS) | 52.38 |
| Gross Margin | 97.60% |
| Net Profit Margin | 51.62% |
| Debt/Equity Ratio | 124.3% |
How did BGEO perform over the long term?
See historical performance and comparisonDividends
2.9%
Current Dividend Yield21%
Payout RatioDoes BGEO pay a reliable dividends?
See BGEO dividend history and benchmarks| Lion Finance Group dividend dates | |
|---|---|
| Ex Dividend Date | Jun 25 2026 |
| Dividend Pay Date | Jul 10 2026 |
| Days until Ex dividend | 23 days |
| Days until Dividend pay date | 38 days |
Does BGEO pay a reliable dividends?
See BGEO dividend history and benchmarksCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/06/01 06:21 |
| End of Day Share Price | 2026/06/01 00:00 |
| Earnings | 2026/03/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Lion Finance Group PLC is covered by 15 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Andreas Markou | Berenberg |
| Olga Veselova | BofA Global Research |
| Gareth Hunt | Canaccord Genuity |