SpareBank 1 Østlandet (SPOL) Stock Overview
Provides various financial products and services to individuals, businesses, public entities, teams, associations, and organisations. More details
| Snowflake Score | |
|---|---|
| Valuation | 5/6 |
| Future Growth | 1/6 |
| Past Performance | 3/6 |
| Financial Health | 4/6 |
| Dividends | 3/6 |
Rewards
Risk Analysis
No risks detected for SPOL from our risk checks.
SPOL Community Fair Values
Create NarrativeSee what 6 others think this stock is worth. Follow their fair value or set your own to get alerts.
Analyst Price Targets
SpareBank 1 Østlandet Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | NOK 189.74 |
| 52 Week High | NOK 215.70 |
| 52 Week Low | NOK 173.00 |
| Beta | 0.34 |
| 1 Month Change | -3.87% |
| 3 Month Change | -4.32% |
| 1 Year Change | -2.52% |
| 3 Year Change | 46.86% |
| 5 Year Change | 55.78% |
| Change since IPO | 140.18% |
Recent News & Updates
Narrative Update • Jun 23
SPOL: Dividend Profile And Steady Assumptions Will Support A Balanced Outlook
Analysts have kept their price target for SpareBank 1 Østlandet steady at NOK 205, citing only marginal tweaks to inputs such as discount rate, revenue growth, profit margin and future P/E assumptions rather than any shift in their overall view of the stock. What's in the News No recent company specific news items for SpareBank 1 Østlandet were identified in the provided sources.Narrative Update • Jun 09
SPOL: Dividend Profile And Assumption Tweaks Will Support A Balanced Outlook
Analysts have kept the price target for SpareBank 1 Østlandet steady at NOK205, reflecting updated views on a slightly higher discount rate, modestly lower revenue growth and profit margin assumptions, and a marginally higher future P/E multiple. What's in the News No recent company specific news items were identified for SpareBank 1 Østlandet in the provided sources, so current price target views are based on valuation and assumption updates rather than new public announcements.Narrative Update • May 25
SPOL: Dividend Timeline And Refined Assumptions Will Shape A Balanced Outlook
Analysts now see slightly less upside in SpareBank 1 Østlandet, trimming their price target from NOK 206.67 to NOK 205.00 as they refresh assumptions around the discount rate, revenue growth, profit margin and future P/E. Valuation Changes Fair Value: Trimmed slightly from NOK 206.67 to NOK 205.00.Narrative Update • Apr 25
SPOL: Dividend Timeline And Stable Assumptions Will Shape A Balanced Outlook
Analysts have kept the SpareBank 1 Østlandet price target steady at NOK 206.67, with slightly adjusted assumptions around discount rate, revenue growth, profit margin and future P/E supporting an unchanged view on fair value. What's in the News SpareBank 1 Østlandet announced an annual dividend of NOK 12.70 per share.Recent updates
Narrative Update • Jun 23
SPOL: Dividend Profile And Steady Assumptions Will Support A Balanced Outlook
Analysts have kept their price target for SpareBank 1 Østlandet steady at NOK 205, citing only marginal tweaks to inputs such as discount rate, revenue growth, profit margin and future P/E assumptions rather than any shift in their overall view of the stock. What's in the News No recent company specific news items for SpareBank 1 Østlandet were identified in the provided sources.Narrative Update • Jun 09
SPOL: Dividend Profile And Assumption Tweaks Will Support A Balanced Outlook
Analysts have kept the price target for SpareBank 1 Østlandet steady at NOK205, reflecting updated views on a slightly higher discount rate, modestly lower revenue growth and profit margin assumptions, and a marginally higher future P/E multiple. What's in the News No recent company specific news items were identified for SpareBank 1 Østlandet in the provided sources, so current price target views are based on valuation and assumption updates rather than new public announcements.Narrative Update • May 25
SPOL: Dividend Timeline And Refined Assumptions Will Shape A Balanced Outlook
Analysts now see slightly less upside in SpareBank 1 Østlandet, trimming their price target from NOK 206.67 to NOK 205.00 as they refresh assumptions around the discount rate, revenue growth, profit margin and future P/E. Valuation Changes Fair Value: Trimmed slightly from NOK 206.67 to NOK 205.00.Narrative Update • Apr 25
SPOL: Dividend Timeline And Stable Assumptions Will Shape A Balanced Outlook
Analysts have kept the SpareBank 1 Østlandet price target steady at NOK 206.67, with slightly adjusted assumptions around discount rate, revenue growth, profit margin and future P/E supporting an unchanged view on fair value. What's in the News SpareBank 1 Østlandet announced an annual dividend of NOK 12.70 per share.Narrative Update • Apr 11
SPOL: Dividend Payout And Stable Earnings Assumptions Will Shape A Balanced Outlook
Analysts kept the price target for SpareBank 1 Østlandet broadly unchanged at around NOK 207, reflecting stable assumptions on the discount rate, revenue growth, profit margin and future P/E, with only minor model refinements. What's in the News SpareBank 1 Østlandet announced an annual dividend of NOK 12.70 per share, scheduled for payment on April 8, 2026.Narrative Update • Mar 27
SPOL: Dividend Timing And Earnings Assumptions Will Guide A Steady Outlook
The analyst price target for SpareBank 1 Østlandet has been adjusted slightly higher from NOK 205.67 to NOK 206.67, as analysts factor in updated assumptions on the discount rate, modest revenue growth expectations, profit margin estimates, and future P/E levels. What's in the News SpareBank 1 Østlandet announced an annual dividend of NOK 12.70 per share, with payment scheduled for April 8, 2026 (Key Developments).Narrative Update • Mar 13
SPOL: Dividend Timing And Profitability Assumptions Will Shape A Balanced Outlook
Analysts have nudged their price target on SpareBank 1 Østlandet up by NOK 5 to NOK 205.67, citing updated assumptions that combine a slightly higher discount rate and marginally lower revenue growth with a higher profit margin and a small adjustment to the expected future P/E multiple. What's in the News SpareBank 1 Østlandet announced an annual dividend of NOK 12.70 per share, scheduled for payment on April 8, 2026 (Key Developments).Narrative Update • Feb 27
SPOL: Dividend Timing And Refined Assumptions Will Shape A Balanced Outlook
Analysts have nudged their average price target on SpareBank 1 Østlandet higher from NOK 197.33 to NOK 200.67, citing updated assumptions around the bank's fair value, discount rate, revenue, profit margin and future P/E. What's in the News SpareBank 1 Østlandet announced an annual dividend of NOK 12.70 per share, with payment scheduled for April 8, 2026 (Key Developments).Narrative Update • Feb 12
SPOL: Steady Assumptions And Slightly Higher P E Will Shape Balanced Outlook
Analysts have kept their NOK 197.33 price target for SpareBank 1 Østlandet unchanged, with only small tweaks to inputs such as discount rate, revenue growth, profit margin and future P/E assumptions to reflect updated model calibrations rather than a shift in overall view. Valuation Changes Fair Value: NOK 197.33 remains unchanged, indicating no adjustment to the modelled fair value per share.Narrative Update • Jan 29
SPOL: Higher Revenue Assumptions And Lower P/E Will Shape Balanced Outlook
Analysts have lifted their price target for SpareBank 1 Østlandet from NOK 193.33 to NOK 197.33, citing updated assumptions on revenue growth, profit margins and future P/E that refine their view of the bank’s earnings power and risk profile. Valuation Changes Fair Value Estimate: Raised slightly from NOK 193.33 to NOK 197.33 per share, reflecting the updated assessment of earnings power.Analysis Article • Sep 11
Here's Why SpareBank 1 Østlandet (OB:SPOL) Has Caught The Eye Of Investors
Investors are often guided by the idea of discovering 'the next big thing', even if that means buying 'story stocks...Narrative Update • Aug 23
Drammen Expansion And Digital Banking Will Drive Future Value
Upward revisions to both revenue growth forecasts and future P/E ratios have supported a higher consensus analyst price target for SpareBank 1 Østlandet, which has increased from NOK181.25 to NOK193.33. Valuation Changes Summary of Valuation Changes for SpareBank 1 Østlandet The Consensus Analyst Price Target has risen from NOK181.25 to NOK193.33.New Narrative • Jul 23
Drammen Expansion And Digital Banking Will Drive Future Value
Expansion through mergers and entry into new urban markets strengthens growth potential and diversifies revenue sources, supporting resilient, recurring earnings.Analysis Article • May 11
Results: SpareBank 1 Østlandet Beat Earnings Expectations And Analysts Now Have New Forecasts
As you might know, SpareBank 1 Østlandet ( OB:SPOL ) recently reported its first-quarter numbers. The result was...Analysis Article • Mar 10
SpareBank 1 Østlandet (OB:SPOL) Is Paying Out A Larger Dividend Than Last Year
SpareBank 1 Østlandet's ( OB:SPOL ) dividend will be increasing from last year's payment of the same period to NOK10.30...Analysis Article • Feb 19
SpareBank 1 Østlandet's (OB:SPOL) Upcoming Dividend Will Be Larger Than Last Year's
SpareBank 1 Østlandet's ( OB:SPOL ) dividend will be increasing from last year's payment of the same period to NOK10.30...Analysis Article • Aug 06
Here's Why SpareBank 1 Østlandet (OB:SPOL) Has Caught The Eye Of Investors
For beginners, it can seem like a good idea (and an exciting prospect) to buy a company that tells a good story to...Analysis Article • Apr 27
Here's Why We Think SpareBank 1 Østlandet (OB:SPOL) Is Well Worth Watching
For beginners, it can seem like a good idea (and an exciting prospect) to buy a company that tells a good story to...Analysis Article • Jan 06
Do SpareBank 1 Østlandet's (OB:SPOL) Earnings Warrant Your Attention?
The excitement of investing in a company that can reverse its fortunes is a big draw for some speculators, so even...Analysis Article • Sep 08
Does SpareBank 1 Østlandet (OB:SPOL) Deserve A Spot On Your Watchlist?
For beginners, it can seem like a good idea (and an exciting prospect) to buy a company that tells a good story to...Analysis Article • Mar 24
Most Shareholders Will Probably Agree With SpareBank 1 Østlandet's (OB:SPOL) CEO Compensation
Key Insights SpareBank 1 Østlandet's Annual General Meeting to take place on 30th of March Salary of kr4.76m is part of...Analysis Article • Apr 29
If You Like EPS Growth Then Check Out SpareBank 1 Østlandet (OB:SPOL) Before It's Too Late
Some have more dollars than sense, they say, so even companies that have no revenue, no profit, and a record of falling...Analysis Article • Feb 16
SpareBank 1 Østlandet (OB:SPOL) Just Released Its Yearly Earnings: Here's What Analysts Think
Shareholders might have noticed that SpareBank 1 Østlandet ( OB:SPOL ) filed its yearly result this time last week. The...Analysis Article • Jan 24
Does SpareBank 1 Østlandet (OB:SPOL) Deserve A Spot On Your Watchlist?
It's only natural that many investors, especially those who are new to the game, prefer to buy shares in 'sexy' stocks...Analysis Article • Aug 12
Here's Why I Think SpareBank 1 Østlandet (OB:SPOL) Might Deserve Your Attention Today
It's only natural that many investors, especially those who are new to the game, prefer to buy shares in 'sexy' stocks...Shareholder Returns
| SPOL | NO Banks | NO Market | |
|---|---|---|---|
| 7D | -1.0% | -1.9% | -1.9% |
| 1Y | -2.5% | 4.6% | 9.4% |
Return vs Industry: SPOL underperformed the Norwegian Banks industry which returned 5.5% over the past year.
Return vs Market: SPOL underperformed the Norwegian Market which returned 9.9% over the past year.
Price Volatility
| SPOL volatility | |
|---|---|
| SPOL Average Weekly Movement | 2.6% |
| Banks Industry Average Movement | 3.1% |
| Market Average Movement | 5.3% |
| 10% most volatile stocks in NO Market | 11.3% |
| 10% least volatile stocks in NO Market | 2.9% |
Stable Share Price: SPOL has not had significant price volatility in the past 3 months compared to the Norwegian market.
Volatility Over Time: SPOL's weekly volatility (3%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1845 | 1,343 | Klara-Lise Aasen | www.sparebank1.no/nb/ostlandet/privat.html |
SpareBank 1 Østlandet provides various financial products and services to individuals, businesses, public entities, teams, associations, and organisations. It operates through the Retail Division, Corporate Division, SpareBank 1 Finans Østlandet, EiendomsMegler 1 Østlandet, and SpareBank 1 ForretningsPartner Østlandet segments. The Retail segment offers financial services comprising savings, financing, payment processing, insurance, loss prevention, capital management, and investments.
SpareBank 1 Østlandet Fundamentals Summary
| SPOL fundamental statistics | |
|---|---|
| Market cap | NOK 25.78b |
| Earnings (TTM) | NOK 2.42b |
| Revenue (TTM) | NOK 7.33b |
10.6x
P/E Ratio1.0x
P/B RatioIs SPOL overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| SPOL income statement (TTM) | |
|---|---|
| Revenue | NOK 7.33b |
| Cost of Revenue | NOK 0 |
| Gross Profit | NOK 7.33b |
| Other Expenses | NOK 4.90b |
| Earnings | NOK 2.42b |
Last Reported Earnings
Mar 31, 2026
Next Earnings Date
Aug 13, 2026
| Earnings per share (EPS) | 17.84 |
| Gross Margin | 100.00% |
| Net Profit Margin | 33.08% |
| Debt/Equity Ratio | 179.8% |
How did SPOL perform over the long term?
See historical performance and comparisonDividends
6.7%
Current Dividend Yield71%
Payout RatioCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/06/29 14:52 |
| End of Day Share Price | 2026/06/29 00:00 |
| Earnings | 2026/03/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
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| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
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| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
SpareBank 1 Østlandet is covered by 3 analysts. 3 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Simen Aas | DNB Carnegie |
| Žilvinas Jusaitis | Norne Securities AS |
| Herman Zahl | Pareto Securities |