Temenos (TEMN) Stock Overview
Develops, markets, and sells integrated banking software systems to banking and other financial services institutions in North America, Europe, the Middle East and Africa, Latin America, and the Asia-Pacific. More details
| Snowflake Score | |
|---|---|
| Valuation | 3/6 |
| Future Growth | 3/6 |
| Past Performance | 4/6 |
| Financial Health | 2/6 |
| Dividends | 4/6 |
TEMN Community Fair Values
Create NarrativeSee what 13 others think this stock is worth. Follow their fair value or set your own to get alerts.
Analyst Price Targets
Temenos AG Competitors
Price History & Performance
| Historical stock prices | |
|---|---|
| Current Share Price | CHF 69.80 |
| 52 Week High | CHF 87.00 |
| 52 Week Low | CHF 55.50 |
| Beta | 0.59 |
| 1 Month Change | -0.21% |
| 3 Month Change | 8.55% |
| 1 Year Change | 11.24% |
| 3 Year Change | -7.23% |
| 5 Year Change | -46.49% |
| Change since IPO | 238.84% |
Recent News & Updates
Recent updates
Temenos' (VTX:TEMN) Solid Profits Have Weak Fundamentals
Temenos AG ( VTX:TEMN ) announced strong profits, but the stock was stagnant. Our analysis suggests that shareholders...Earnings Beat: Temenos AG Just Beat Analyst Forecasts, And Analysts Have Been Updating Their Models
Temenos AG ( VTX:TEMN ) just released its quarterly report and things are looking bullish. Temenos beat earnings, with...Investors Should Be Encouraged By Temenos' (VTX:TEMN) Returns On Capital
Finding a business that has the potential to grow substantially is not easy, but it is possible if we look at a few key...
Digital Banking And Cloud Migration Will Support A Stronger Long Term Outlook
Catalysts About Temenos Temenos provides core banking, payments and SaaS software to banks and financial institutions globally. What are the underlying business or industry changes driving this perspective?Is Temenos (VTX:TEMN) Using Too Much Debt?
David Iben put it well when he said, 'Volatility is not a risk we care about. What we care about is avoiding the...Is Now An Opportune Moment To Examine Temenos AG (VTX:TEMN)?
Temenos AG ( VTX:TEMN ), might not be a large cap stock, but it saw a decent share price growth of 15% on the SWX over...Temenos' (VTX:TEMN) Promising Earnings May Rest On Soft Foundations
Despite posting some strong earnings, the market for Temenos AG's ( VTX:TEMN ) stock hasn't moved much. Our analysis...Temenos (VTX:TEMN) Seems To Use Debt Rather Sparingly
Some say volatility, rather than debt, is the best way to think about risk as an investor, but Warren Buffett famously...Does Temenos (VTX:TEMN) Deserve A Spot On Your Watchlist?
SWX:TEMN 1 Year Share Price vs Fair Value Explore Temenos's Fair Values from the Community and select yours Investors...There's Reason For Concern Over Temenos AG's (VTX:TEMN) Massive 26% Price Jump
The Temenos AG ( VTX:TEMN ) share price has done very well over the last month, posting an excellent gain of 26...The Return Trends At Temenos (VTX:TEMN) Look Promising
If you're not sure where to start when looking for the next multi-bagger, there are a few key trends you should keep an...Shareholder Returns
| TEMN | CH Software | CH Market | |
|---|---|---|---|
| 7D | -7.9% | -3.7% | 0.3% |
| 1Y | 11.2% | -42.0% | 6.9% |
Return vs Industry: TEMN exceeded the Swiss Software industry which returned -42% over the past year.
Return vs Market: TEMN exceeded the Swiss Market which returned 6.9% over the past year.
Price Volatility
| TEMN volatility | |
|---|---|
| TEMN Average Weekly Movement | 6.2% |
| Software Industry Average Movement | 6.4% |
| Market Average Movement | 4.6% |
| 10% most volatile stocks in CH Market | 8.4% |
| 10% least volatile stocks in CH Market | 2.5% |
Stable Share Price: TEMN has not had significant price volatility in the past 3 months compared to the Swiss market.
Volatility Over Time: TEMN's weekly volatility (6%) has been stable over the past year.
About the Company
| Founded | Employees | CEO | Website |
|---|---|---|---|
| 1993 | 5,057 | Takis Spiliopoulos | www.temenos.com |
Temenos AG develops, markets, and sells integrated banking software systems to banking and other financial services institutions in North America, Europe, the Middle East and Africa, Latin America, and the Asia-Pacific. It operates through two segments, The Product and Service. The Product segment is primarily engaged in marketing, licensing and maintaining the Group’s software solutions, including software development fees for requested functionality, as well as providing hosting and subscription arrangements.
Temenos AG Fundamentals Summary
| TEMN fundamental statistics | |
|---|---|
| Market cap | CHF 4.70b |
| Earnings (TTM) | CHF 227.76m |
| Revenue (TTM) | CHF 869.06m |
Is TEMN overvalued?
See Fair Value and valuation analysisEarnings & Revenue
| TEMN income statement (TTM) | |
|---|---|
| Revenue | US$1.11b |
| Cost of Revenue | US$288.98m |
| Gross Profit | US$822.61m |
| Other Expenses | US$531.29m |
| Earnings | US$291.32m |
Last Reported Earnings
Mar 31, 2026
Next Earnings Date
Jul 22, 2026
| Earnings per share (EPS) | 4.33 |
| Gross Margin | 74.00% |
| Net Profit Margin | 26.21% |
| Debt/Equity Ratio | 188.3% |
How did TEMN perform over the long term?
See historical performance and comparisonDividends
Does TEMN pay a reliable dividends?
See TEMN dividend history and benchmarks| Temenos dividend dates | |
|---|---|
| Ex Dividend Date | May 18 2026 |
| Dividend Pay Date | May 20 2026 |
| Days until Ex dividend | 4 days |
| Days until Dividend pay date | 6 days |
Does TEMN pay a reliable dividends?
See TEMN dividend history and benchmarksCompany Analysis and Financial Data Status
| Data | Last Updated (UTC time) |
|---|---|
| Company Analysis | 2026/05/13 23:39 |
| End of Day Share Price | 2026/05/13 00:00 |
| Earnings | 2026/03/31 |
| Annual Earnings | 2025/12/31 |
Data Sources
The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.
| Package | Data | Timeframe | Example US Source * |
|---|---|---|---|
| Company Financials | 10 years |
| |
| Analyst Consensus Estimates | +3 years |
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| Market Prices | 30 years |
| |
| Ownership | 10 years |
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| Management | 10 years |
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| Key Developments | 10 years |
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* Example for US securities, for non-US equivalent regulatory forms and sources are used.
Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.
Analysis Model and Snowflake
Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.
Learn about the world class team who designed and built the Simply Wall St analysis model.
Industry and Sector Metrics
Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.
Analyst Sources
Temenos AG is covered by 32 analysts. 15 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.
| Analyst | Institution |
|---|---|
| Alexander Tout | Arete Research Services LLP |
| Knut Woller | Baader Helvea Equity Research |
| Raimo Lenschow | Barclays |