AL Sydbank (ALSYDB) Stock Overview

Provides various banking products and services to retail clients, corporates, and associations in Denmark and internationally. More details

ALSYDB fundamental analysis
Snowflake Score
Valuation	2/6
Future Growth	3/6
Past Performance	2/6
Financial Health	4/6
Dividends	4/6

Rewards

Trading at 43% below our estimate of its fair value

Earnings are forecast to grow 17.57% per year

Earnings grew by 2.6% over the past year

Risk Analysis

Shareholders have been substantially diluted in the past year

Large one-off items impacting financial results

Profit margins (21.5%) are lower than last year (33.8%)

Unstable dividend track record

ALSYDB Community Fair Values

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AL Sydbank A/S Competitors

Price History & Performance

Summary of share price highs, lows and changes for AL Sydbank
Historical stock prices
Current Share Price	DKK 697.50
52 Week High	DKK 705.50
52 Week Low	DKK 474.40
Beta	0.42
1 Month Change	10.02%
3 Month Change	26.47%
1 Year Change	42.52%
3 Year Change	110.09%
5 Year Change	280.73%
Change since IPO	2,264.41%

Recent updates

Analysis Article • Dec 14

Industry Analysts Just Made A Stunning Upgrade To Their AL Sydbank A/S (CPH:ALSYDB) Revenue Forecasts

Celebrations may be in order for AL Sydbank A/S ( CPH:ALSYDB ) shareholders, with the analysts delivering a significant...

Analysis Article • Nov 01

kr.620 - That's What Analysts Think Sydbank A/S (CPH:SYDB) Is Worth After These Results

It's been a good week for Sydbank A/S ( CPH:SYDB ) shareholders, because the company has just released its latest...

Shareholder Returns

	ALSYDB	DK Banks	DK Market
7D	1.5%	0.4%	-2.2%
1Y	42.5%	42.5%	0.6%

Return vs Industry: ALSYDB matched the Danish Banks industry which returned 42.5% over the past year.

Return vs Market: ALSYDB exceeded the Danish Market which returned 0.6% over the past year.

Price Volatility

Is ALSYDB's price volatile compared to industry and market?
ALSYDB volatility
ALSYDB Average Weekly Movement	2.5%
Banks Industry Average Movement	2.6%
Market Average Movement	4.0%
10% most volatile stocks in DK Market	7.2%
10% least volatile stocks in DK Market	2.3%

Stable Share Price: ALSYDB has not had significant price volatility in the past 3 months compared to the Danish market.

Volatility Over Time: ALSYDB's weekly volatility (2%) has been stable over the past year.

About the Company

Founded	Employees	CEO	Website
1986	3,888	Mark Luscombe	www.sydbank.com

AL Sydbank A/S, together with its subsidiaries, provides various banking products and services to retail clients, corporates, and associations in Denmark and internationally. The company operates through Banking, Asset Management, AL Sydbank Markets, Treasury, and Other segments. The company offers various deposits and loans and advances, advisory services, securities trading, asset management, distribution of mortgage credit products, investment products, pension, and insurance products.

AL Sydbank A/S Fundamentals Summary

How do AL Sydbank's earnings and revenue compare to its market cap?
ALSYDB fundamental statistics
Market cap	DKK 59.25b
Earnings (TTM)	DKK 2.37b
Revenue (TTM)	DKK 11.02b

25.1x

P/E Ratio

1.6x

P/B Ratio

Is ALSYDB overvalued?

See Fair Value and valuation analysis

Earnings & Revenue

Key profitability statistics from the latest earnings report (TTM)
ALSYDB income statement (TTM)
Revenue	DKK 11.02b
Cost of Revenue	DKK 0
Gross Profit	DKK 11.02b
Other Expenses	DKK 8.65b
Earnings	DKK 2.37b

Last Reported Earnings

Jun 30, 2026

Next Earnings Date

Nov 05, 2026

Earnings per share (EPS)	27.84
Gross Margin	100.00%
Net Profit Margin	21.47%
Debt/Equity Ratio	110.3%

How did ALSYDB perform over the long term?

See historical performance and comparison

Dividends

3.6%

Current Dividend Yield

74%

Payout Ratio

Company Analysis and Financial Data Status

Data	Last Updated (UTC time)
Company Analysis	2026/09/11 23:00
End of Day Share Price	2026/09/11 00:00
Earnings	2026/06/30
Annual Earnings	2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

Package	Data	Timeframe	Example US Source ^*
Company Financials	10 years	Income statement Cash flow statement Balance sheet	SEC Form 10-K SEC Form 10-Q
Analyst Consensus Estimates	+3 years	Forecast financials Analyst price targets	Analyst Research Reports Blue Matrix
Market Prices	30 years	Stock prices Dividends, Splits and Actions	ICE Market Data SEC Form S-1
Ownership	10 years	Top shareholders Insider trading	SEC Form 4 SEC Form 13D
Management	10 years	Leadership team Board of directors	SEC Form 10-K SEC Form DEF 14A
Key Developments	10 years	Company announcements	SEC Form 8-K

^* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

Details of the analysis model used to generate this report is available on our Github page, we also have guides on how to use our reports and tutorials on Youtube.

Learn about the who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

AL Sydbank A/S is covered by 7 analysts. 4 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.

Analyst	Institution
null null	ABG Sundal Collier
Kristofer Liljeberg-Svensson	Carnegie Investment Bank AB
Maria Semikhatova	Citigroup Inc

AL Sydbank (ALSYDB) Stock Overview

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Risk Analysis

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AL Sydbank A/S Competitors

Jyske Bank

Danske Bank

SJF Bank

Lån & Spar Bank

Price History & Performance

Recent News & Updates

AL Sydbank A/S, Annual General Meeting, Mar 18, 2027

Al Sydbank A/S Provides Earnings Guidance for the Year 2026

Second quarter 2026 earnings: EPS exceeds analyst expectations

AL Sydbank A/S to Report First Half, 2027 Results on Aug 25, 2027

AL Sydbank Begins 1.1 Billion Buyback Programme to Reduce Share Capital

AL Sydbank Stock: DKK 1.1b Share Buyback Aims to Lift Shareholder Value

Recent updates

AL Sydbank A/S, Annual General Meeting, Mar 18, 2027

Al Sydbank A/S Provides Earnings Guidance for the Year 2026

Second quarter 2026 earnings: EPS exceeds analyst expectations

AL Sydbank A/S to Report First Half, 2027 Results on Aug 25, 2027

AL Sydbank Begins 1.1 Billion Buyback Programme to Reduce Share Capital

AL Sydbank Stock: DKK 1.1b Share Buyback Aims to Lift Shareholder Value

AL Sydbank Launches DKK 1.1 Billion Buyback to Reduce Share Capital and Lift Shareholder Value

First quarter 2026 earnings released: EPS: kr.9.00 (vs kr.12.34 in 1Q 2025)

AL Sydbank A/S Announces Board Appointments

Upcoming dividend of kr.25.00 per share

Dividend reduced to kr.25.00

Full year 2025 earnings: EPS and revenues exceed analyst expectations

AL Sydbank A/S (CPSE:ALSYDB) announces an Equity Buyback for DKK 1,100 million worth of its shares.

Price target increased by 8.8% to kr.667

Consensus EPS estimates fall by 13%, revenue upgraded

Industry Analysts Just Made A Stunning Upgrade To Their AL Sydbank A/S (CPH:ALSYDB) Revenue Forecasts

Sydbank A/S Revises Earnings Guidance for the Year 2025

Sydbank A/S Approves Board Changes

kr.620 - That's What Analysts Think Sydbank A/S (CPH:SYDB) Is Worth After These Results

Sydbank A/S Clarifies Earnings Guidance for the Year 2025

Third quarter 2025 earnings released: EPS: kr.14.18 (vs kr.14.31 in 3Q 2024)

Sydbank A/S (CPSE:SYDB) entered into an agreement to acquire 27% stake in Vestjysk Bank A/S (CPSE:VJBA) for DKK 2.3 billion.

Second quarter 2025 earnings: EPS misses analyst expectations

Sydbank A/S Provides Earnings Guidance for the Year 2025

New major risk - Revenue and earnings growth

Sydbank A/S, Annual General Meeting, Mar 19, 2026

Price target increased by 11% to kr.540

Price target increased by 11% to kr.515

First quarter 2025 earnings: EPS exceeds analyst expectations

Investor sentiment deteriorates as stock falls 16%

Upcoming dividend of kr.26.88 per share

Dividend reduced to kr.26.88

Sydbank A/S announces Annual dividend, payable on March 25, 2025

Full year 2024 earnings: EPS misses analyst expectations

Price target increased by 9.1% to kr.450

Sydbank A/S (CPSE:SYDB) announces an Equity Buyback for 5,400,000 shares, for DKK 1,350 million.

Sydbank A/S Announces Resignation of Board Chairman Lars Mikkelgaard-Jensen, Effective March 20, 2025

Sydbank A/S Revises Earnings Guidance for the Year 2024

Third quarter 2024 earnings: EPS exceeds analyst expectations

Independent Director recently bought kr.340k worth of stock

Sydbank A/S, Annual General Meeting, Mar 20, 2025

Second quarter 2024 earnings: EPS exceeds analyst expectations

Second quarter 2024 earnings: EPS exceeds analyst expectations

Sydbank A/S to Report Fiscal Year 2024 Results on Feb 26, 2025

Price target increased by 10% to kr.440

Sydbank A/S Revises Earnings Guidance for 2024

Sydbank A/S (CPSE:SYDB) concluded an agreement to acquire Coop Bank A / S from Coop Amba for approximately DKK 350 million.

First quarter 2024 earnings: EPS and revenues exceed analyst expectations

Sydbank A/S (CPSE:SYDB) acquired unknown additional minority stake in Fynske Bank A/S (CPSE:FYNBK).

Sydbank A/S to Distribute Dividend for the Year 2023

Upcoming dividend of kr.30.56 per share

Dividend of kr.30.56 announced

Investor sentiment improves as stock rises 18%

Full year 2023 earnings released: EPS: kr.58.80 (vs kr.32.35 in FY 2022)

Sydbank A/S Provides Earnings Guidance for 2024

Sydbank A/S to Revises Earnings Expectations Upwards as for 2023

Price target decreased by 7.9% to kr.410

Sydbank A/S Announces Management Changes

Third quarter 2023 earnings: EPS and revenues exceed analyst expectations

Sydbank A/S Provides Earnings Guidance for the Year 2023

Sydbank Announces Executive Changes

Sydbank A/S Announces Retirement of Karen Frøsig, CEO