Richmond Mutual Bancorporation, Inc.

NasdaqCM:RMBI Stock Report

Market Cap: US$249.6m

Richmond Mutual Bancorporation Past Earnings Performance

Past criteria checks 4/6

Richmond Mutual Bancorporation's earnings have been declining at an average annual rate of -2.1%, while the Banks industry saw earnings growing at 3.7% annually. Revenues have been growing at an average rate of 1.8% per year. Richmond Mutual Bancorporation's return on equity is 8.1%, and it has net margins of 24.1%.

Key information

-2.09%

Earnings growth rate

1.88%

EPS growth rate

Banks Industry Growth11.18%
Revenue growth rate1.76%
Return on equity8.11%
Net Margin24.11%
Last Earnings Update30 Jun 2026

Recent past performance updates

Recent updates

Analysis Article • May 14

Why We Think Richmond Mutual Bancorporation, Inc.'s (NASDAQ:RMBI) CEO Compensation Is Not Excessive At All

Key Insights Richmond Mutual Bancorporation will host its Annual General Meeting on 21st of May Total pay for CEO Garry...
Analysis Article • Feb 21

Richmond Mutual Bancorporation (NASDAQ:RMBI) Is Paying Out A Larger Dividend Than Last Year

The board of Richmond Mutual Bancorporation, Inc. ( NASDAQ:RMBI ) has announced that the dividend on 12th of March will...
Analysis Article • Nov 26

Richmond Mutual Bancorporation (NASDAQ:RMBI) Has Announced A Dividend Of $0.14

Richmond Mutual Bancorporation, Inc. ( NASDAQ:RMBI ) has announced that it will pay a dividend of $0.14 per share on...
Analysis Article • May 21

Richmond Mutual Bancorporation (NASDAQ:RMBI) Has Announced A Dividend Of $0.14

The board of Richmond Mutual Bancorporation, Inc. ( NASDAQ:RMBI ) has announced that it will pay a dividend on the 13th...
Analysis Article • Jul 25

Do Richmond Mutual Bancorporation's (NASDAQ:RMBI) Earnings Warrant Your Attention?

It's common for many investors, especially those who are inexperienced, to buy shares in companies with a good story...
Seeking Alpha • Jul 22

Richmond Mutual GAAP EPS of $0.31, revenue of $11.73M

Richmond Mutual press release (NASDAQ:RMBI): Q2 GAAP EPS of $0.31. Revenue of $11.73M (+8.3% Y/Y). The allowance for loan and lease losses totaled $12.4 million, or 1.37% of total loans and leases outstanding, at June 30, 2022, compared to $12.3 million, or 1.43% of total loans and leases outstanding, at March 31, 2022. The provision for loan and lease losses totaled $200,000 in the quarters ended June 30 and March 31, 2022, and totaled $530,000 in the second quarter of 2021. The Bank's Tier 1 capital to total assets was 12.74% and the Bank's capital was well in excess of all regulatory requirements at June 30, 2022.
Analysis Article • Feb 21

Richmond Mutual Bancorporation (NASDAQ:RMBI) Is Increasing Its Dividend To US$0.10

Richmond Mutual Bancorporation, Inc.'s ( NASDAQ:RMBI ) dividend will be increasing to US$0.10 on 17th of March. This...

Revenue & Expenses Breakdown

How Richmond Mutual Bancorporation makes and spends money. Based on latest reported earnings, on an LTM basis.

Earnings and Revenue History

NasdaqCM:RMBI Revenue, expenses and earnings (USD Millions)
DateRevenueEarningsG+A ExpensesR&D Expenses
30 Jun 265012270
31 Mar 264812270
31 Dec 254712270
30 Sep 254511270
30 Jun 254410270
31 Mar 25439270
31 Dec 24439270
30 Sep 24429270
30 Jun 24428260
31 Mar 24429260
31 Dec 23429250
30 Sep 234411260
30 Jun 234512260
31 Mar 234613260
31 Dec 224613260
30 Sep 224512260
30 Jun 224512250
31 Mar 224412250
31 Dec 214311250
30 Sep 214211240
30 Jun 214010230
31 Mar 213810220
31 Dec 203710210
30 Sep 2034-7390
30 Jun 2034-13390
31 Mar 2033-15410
31 Dec 1932-16410
30 Sep 19320220
30 Jun 19315210
31 Mar 19316190
31 Dec 18306190
31 Dec 17273170

Quality Earnings: RMBI has high quality earnings.

Growing Profit Margin: RMBI's current net profit margins (24.1%) are higher than last year (21.9%).

Free Cash Flow vs Earnings Analysis

Past Earnings Growth Analysis

Earnings Trend: RMBI's earnings have declined by 2.1% per year over the past 5 years.

Accelerating Growth: RMBI's earnings growth over the past year (26.3%) exceeds its 5-year average (-2.1% per year).

Earnings vs Industry: RMBI earnings growth over the past year (26.3%) exceeded the Banks industry 25%.

Return on Equity

High ROE: RMBI's Return on Equity (8.1%) is considered low.

Return on Assets

Return on Capital Employed

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Company Analysis and Financial Data Status

DataLast Updated (UTC time)
Company Analysis2026/08/01 14:30
End of Day Share Price 2026/07/31 00:00
Earnings2026/06/30
Annual Earnings2025/12/31

Data Sources

The data used in our company analysis is from S&P Global Market Intelligence LLC. The following data is used in our analysis model to generate this report. Data is normalised which can introduce a delay from the source being available.

PackageDataTimeframeExample US Source *
Company Financials10 years
  • Income statement
  • Cash flow statement
  • Balance sheet
Analyst Consensus Estimates+3 years
  • Forecast financials
  • Analyst price targets
Market Prices30 years
  • Stock prices
  • Dividends, Splits and Actions
Ownership10 years
  • Top shareholders
  • Insider trading
Management10 years
  • Leadership team
  • Board of directors
Key Developments10 years
  • Company announcements

* Example for US securities, for non-US equivalent regulatory forms and sources are used.

Unless specified all financial data is based on a yearly period but updated quarterly. This is known as Trailing Twelve Month (TTM) or Last Twelve Month (LTM) Data. Learn more.

Analysis Model and Snowflake

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Learn about the world class team who designed and built the Simply Wall St analysis model.

Industry and Sector Metrics

Our industry and section metrics are calculated every 6 hours by Simply Wall St, details of our process are available on Github.

Analyst Sources

Richmond Mutual Bancorporation, Inc. is covered by 0 analysts. 0 of those analysts submitted the estimates of revenue or earnings used as inputs to our report. Analysts submissions are updated throughout the day.